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Goodwill and Intangible Assets (Tables) | 12 Months Ended
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Dec. 31, 2025
Goodwill and Intangible Assets Disclosure [Abstract] |
Schedule of Cost and Accumulated Amortization | The cost and accumulated amortization of intangible assets as of December 31, 2025 and 2024 are as follows:
|  | December 31, 2025
|  | Weighted average useful life |  | Gross carrying amount |  | Accumulated amortization |  | Net carrying amount
|  |  |  | in thousands |  |
Internally developed software |  | 3.4 |  | $ | 155,933 |  |  | $ | (102,326) |  |  | $ | 53,607 |
Renewal rights |  | 10.0 |  | 21,740 |  |  | (10,693) |  |  | 11,047 |
Trade names and trademarks |  | 14.2 |  | 11,867 |  |  | (4,402) |  |  | 7,465 |
State licenses (1) |  | Indefinite |  | 11,263 |  |  | — |  |  | 11,263 |
Relationships and customer lists |  | 15.5 |  | 7,913 |  |  | (2,380) |  |  | 5,533 |
Other |  | 3.5 |  | 580 |  |  | (580) |  |  | — |
Total intangible assets |  |  |  | $ | 209,296 |  |  | $ | (120,381) |  |  | $ | 88,915 |
(1) Represents certain state licenses related to the acquisition of Drivers Edge. Refer to Note 11 — Acquisition for additional details.
|  | December 31, 2024
|  | Weighted average useful life |  | Gross carrying amount |  | Accumulated amortization |  | Net carrying amount
|  |  |  | in thousands |  |
Internally developed software |  | 3.3 |  | $ | 136,235 |  |  | $ | (82,903) |  |  | $ | 53,332 |
Renewal rights |  | 9.9 |  | 19,187 |  |  | (8,458) |  |  | 10,729 |
Trade names and trademarks |  | 14.1 |  | 12,061 |  |  | (3,393) |  |  | 8,668 |
State licenses (1) |  | Indefinite |  | 11,263 |  |  | — |  |  | 11,263 |
Relationships and customer lists |  | 15.4 |  | 7,975 |  |  | (1,896) |  |  | 6,079 |
Other |  | 4.2 |  | 1,065 |  |  | (1,029) |  |  | 36 |
Total intangible assets |  |  |  | $ | 187,786 |  |  | $ | (97,679) |  |  | $ | 90,107 |
(1) Represents certain state licenses related to the acquisition of Drivers Edge. Refer to Note 11 — Acquisition for additional details.
Schedule of Future Amortization Expense | Estimated future aggregate amortization expense related to intangible assets as of December 31, 2025 is as follows:
| in thousands
2026 | $ | 23,559 |
2027 | 21,093 |
2028 | 15,450 |
2029 | 6,292 |
2030 | 2,615 |
Thereafter | 8,643 |
Total | $ | 77,652 |

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