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Segment Reporting and Disaggregated Revenue - Segment Information, by Segment (Details) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Segment Reporting Information [Line Items]      
Total revenue from customer contracts $ 677,634 $ 548,631 $ 464,273
Earned premium, net 726,726 643,324 531,866
Marketplace revenue 119,199 54,549 28,085
Net investment income 38,648 39,249 26,904
Net investment gains 3,064 2,223 0
Total revenue 1,456,389 1,241,510 1,027,117
Losses and loss adjustment expenses 285,394 298,593 220,658
Ceding commissions, net 337,087 301,719 251,805
Sales expense 258,201 190,521 156,372
Other expenses 395,679 342,536 347,873
Total segment expenses (1,276,361) (1,133,369) (976,708)
Segment income (loss) before taxes 180,028 108,141 50,409
Restructuring, impairment and related charges, net 0 0 (8,812)
Gain related to divestiture 0 87 (4,013)
Loss (gain) related to warrant liabilities, net 0 (8,544) 11,543
Interest expense (5,440) (1,396) (5,383)
Change in TRA Liability (32,235) (1,602) 2,636
Income before taxes 139,182 93,682 44,772
Segment Reporting, Reconciling Item, Corporate Nonsegment      
Segment Reporting Information [Line Items]      
Total segment expenses (3,171) (3,004) (1,608)
Insurance      
Segment Reporting Information [Line Items]      
Total revenue from customer contracts 568,752 502,165 440,262
Earned premium, net 726,726 643,324 531,866
Net investment income 37,739 38,357 26,904
Net investment gains 3,064 2,223  
Total revenue 1,336,281 1,186,069 999,032
Insurance | Operating Segments      
Segment Reporting Information [Line Items]      
Earned premium, net 726,726 643,324 531,866
Marketplace revenue 0 0 0
Net investment income 37,739 38,357 26,904
Net investment gains 3,064 2,223  
Total revenue 1,336,281 1,186,069 999,032
Losses and loss adjustment expenses 285,394 298,593 220,658
Ceding commissions, net 337,087 301,719 251,805
Sales expense 165,894 151,295 141,454
Other expenses 356,749 311,914 321,837
Total segment expenses (1,145,124) (1,063,521) (935,754)
Segment income (loss) before taxes 191,157 122,548 63,278
Marketplace      
Segment Reporting Information [Line Items]      
Total revenue from customer contracts 108,882 46,466 24,011
Earned premium, net 0 0 0
Net investment income 909 892 0
Net investment gains 0 0  
Total revenue 120,108 55,441 28,085
Marketplace | Operating Segments      
Segment Reporting Information [Line Items]      
Earned premium, net 0 0 0
Marketplace revenue 119,199 54,549 28,085
Net investment income 909 892 0
Net investment gains 0 0  
Total revenue 120,108 55,441 28,085
Losses and loss adjustment expenses 0 0 0
Ceding commissions, net 0 0 0
Sales expense 92,307 39,226 14,918
Other expenses 38,930 30,622 26,036
Total segment expenses (131,237) (69,848) (40,954)
Segment income (loss) before taxes (11,129) (14,407) (12,869)
Commission and fee revenue      
Segment Reporting Information [Line Items]      
Total revenue from customer contracts 486,376 423,240 365,512
Commission and fee revenue | Insurance | Operating Segments      
Segment Reporting Information [Line Items]      
Total revenue from customer contracts 486,376 423,240 365,512
Commission and fee revenue | Marketplace | Operating Segments      
Segment Reporting Information [Line Items]      
Total revenue from customer contracts 0 0 0
Membership and other revenue      
Segment Reporting Information [Line Items]      
Total revenue from customer contracts 82,376 78,925 74,750
Membership and other revenue | Insurance | Operating Segments      
Segment Reporting Information [Line Items]      
Total revenue from customer contracts 82,376 78,925 74,750
Membership and other revenue | Marketplace | Operating Segments      
Segment Reporting Information [Line Items]      
Total revenue from customer contracts $ 0 $ 0 $ 0