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Reserves for Unpaid Losses and Loss Adjustment Expenses - Schedule of Unpaid Losses and Loss Adjustment Expenses (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Liability for Unpaid Claims and Claims Adjustment Expense [Roll Forward]      
Gross reserves for unpaid losses and loss adjustment expenses, beginning $ 168,492 $ 136,507 $ 111,741
Less: Reinsurance recoverable on unpaid losses and loss adjustment expenses 5,769 2,235 843
Net reserves for unpaid losses and loss adjustment expenses, beginning 162,723 134,272 110,898
Incurred losses and loss adjustment expenses:      
Current accident year 295,481 299,918 228,358
Prior accident years (10,087) (1,325) (7,700)
Total incurred losses and loss adjustment expenses 285,394 298,593 220,658
Payments:      
Current accident year 190,881 186,267 138,263
Prior accident years 94,244 83,660 59,128
Total payments 285,125 269,927 197,391
Effect of foreign currency rate changes 215 (215) 107
Net reserves for unpaid losses and loss adjustment expenses, ending 163,207 162,723 134,272
Reinsurance recoverable on unpaid losses and loss adjustment expenses 5,644 5,769 2,235
Gross reserves for unpaid losses and loss adjustment expenses, ending $ 168,851 $ 168,492 $ 136,507