<SEC-DOCUMENT>0000950123-15-004223.txt : 20150403
<SEC-HEADER>0000950123-15-004223.hdr.sgml : 20150403
<ACCEPTANCE-DATETIME>20150403104418
ACCESSION NUMBER:		0000950123-15-004223
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20150331
FILED AS OF DATE:		20150403
DATE AS OF CHANGE:		20150403
EFFECTIVENESS DATE:		20150403

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TEXAS CAPITAL BANCSHARES INC/TX
		CENTRAL INDEX KEY:			0001077428
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				752679109
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-11275
		FILM NUMBER:		15750435

	BUSINESS ADDRESS:	
		STREET 1:		2000 MCKINNEY AVE
		STREET 2:		SUITE 700
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75201
		BUSINESS PHONE:		2149326600

	MAIL ADDRESS:	
		STREET 1:		2000 MCKINNEY AVE
		STREET 2:		SUITE 700
		CITY:			DALLAS
		STATE:			TX
		ZIP:			75201
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xsi:schemaLocation="http://www.sec.gov/edgar/thirteenffiler eis_13F_Filer.xsd" xmlns="http://www.sec.gov/edgar/thirteenffiler" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <headerData>
    <submissionType>13F-HR</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <flags>
        <confirmingCopyFlag>false</confirmingCopyFlag>
        <returnCopyFlag>true</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
      </flags>
      <filer>
        <credentials>
          <cik>0001077428</cik>
          <ccc>XXXXXXXX</ccc>
        </credentials>
      </filer>
      <periodOfReport>03-31-2015</periodOfReport>
    </filerInfo>
  </headerData>
  <formData>
    <coverPage>
      <reportCalendarOrQuarter>03-31-2015</reportCalendarOrQuarter>
      <filingManager>
        <name>TEXAS CAPITAL BANCSHARES INC/TX</name>
        <address>
          <ns1:street1>2000 MCKINNEY AVE</ns1:street1>
          <ns1:street2>SUITE 700</ns1:street2>
          <ns1:city>DALLAS</ns1:city>
          <ns1:stateOrCountry>TX</ns1:stateOrCountry>
          <ns1:zipCode>75201</ns1:zipCode>
        </address>
      </filingManager>
      <reportType>13F HOLDINGS REPORT</reportType>
      <form13FFileNumber>028-11275</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>DIAN KAUTH</name>
      <title>SVP, SENIOR FIDUCIARY OFFICER</title>
      <phone>214-932-6804</phone>
      <signature>DIAN KAUTH</signature>
      <city>DALLAS</city>
      <stateOrCountry>TX</stateOrCountry>
      <signatureDate>04-03-2015</signatureDate>
    </signatureBlock>
    <summaryPage>
      <otherIncludedManagersCount>0</otherIncludedManagersCount>
      <tableEntryTotal>180</tableEntryTotal>
      <tableValueTotal>179683</tableValueTotal>
      <isConfidentialOmitted>false</isConfidentialOmitted>
    </summaryPage>
  </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>INFORMATION TABLE
<SEQUENCE>2
<FILENAME>form13fInfoTable.xml
<DESCRIPTION>INFORMATION TABLE FOR FORM 13F
<TEXT>
<XML>
<informationTable xmlns="http://www.sec.gov/edgar/document/thirteenf/informationtable" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
   <infoTable>
       <nameOfIssuer>AFLAC INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>001055102</cusip>
       <value>777</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12144</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>5286</Sole>
           <Shared>6858</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AT&amp;T INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00206R102</cusip>
       <value>582</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17824</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>14501</Sole>
           <Shared>0</Shared>
           <None>3323</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ABBOTT LABS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>002824100</cusip>
       <value>470</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10153</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10153</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ABBVIE INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00287Y109</cusip>
       <value>304</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5192</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4470</Shared>
           <None>722</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACTIVISION BLIZZARD INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00507V109</cusip>
       <value>263</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11556</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>11556</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ADECCO S.A.</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>006754204</cusip>
       <value>297</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7158</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7158</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AETNA INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00817Y108</cusip>
       <value>288</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2706</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2706</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AGILENT TECHNOLOGIES INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>00846U101</cusip>
       <value>266</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6394</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6394</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AIR LIQUIDE ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>009126202</cusip>
       <value>215</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8383</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8383</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ALLIANZ SE SP ADR 1/10 SH</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>018805101</cusip>
       <value>383</value>
       <shrsOrPrnAmt>
           <sshPrnamt>22019</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>22019</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ALLSTATE CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>020002101</cusip>
       <value>437</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6142</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>6142</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>025816109</cusip>
       <value>397</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5084</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5084</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMGEN INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>031162100</cusip>
       <value>259</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1621</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>39</Sole>
           <Shared>1582</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMPHENOL CORP NEW CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>032095101</cusip>
       <value>337</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5720</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5720</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ANADARKO PETE CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>032511107</cusip>
       <value>405</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4891</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4891</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>APPLE INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>037833100</cusip>
       <value>1441</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11578</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>4480</Sole>
           <Shared>7098</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AXA SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>054536107</cusip>
       <value>377</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14943</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>14943</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BB&amp;T CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>054937107</cusip>
       <value>397</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10190</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10190</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BASF-SE</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>055262505</cusip>
       <value>341</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3424</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3424</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BP P. L. C. SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>055622104</cusip>
       <value>235</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>6000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BNP PARIBAS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>05565A202</cusip>
       <value>250</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8229</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8229</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BANCOLOMBIA S A SPON ADR PREF</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>05968L102</cusip>
       <value>256</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6499</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6499</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BANK OF AMERICA CRP BACS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>060505104</cusip>
       <value>474</value>
       <shrsOrPrnAmt>
           <sshPrnamt>30782</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>20000</Sole>
           <Shared>10782</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BANK NOVA SCOTIA</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>064149107</cusip>
       <value>291</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5796</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>5796</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BARCLAYS PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>06738E204</cusip>
       <value>229</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15692</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>15692</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BAXTER INTL INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>071813109</cusip>
       <value>371</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5411</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5411</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BECTON DICKINSON &amp; CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>075887109</cusip>
       <value>689</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4800</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4800</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BERKSHIRE HATHAWAY INC DEL CL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>084670702</cusip>
       <value>365</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2528</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>1000</Sole>
           <Shared>1528</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BOEING CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>097023105</cusip>
       <value>217</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1444</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1179</Shared>
           <None>265</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>BUCKEYE PARTNERS</nameOfIssuer>
       <titleOfClass>PARTNERSHIPS</titleOfClass>
       <cusip>118230101</cusip>
       <value>271</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3594</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3594</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CIGNA CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>125509109</cusip>
       <value>932</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7200</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>7200</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CSL LIMITED ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>12637N204</cusip>
       <value>249</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7107</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7107</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CVS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>126650100</cusip>
       <value>553</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5361</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>116</Sole>
           <Shared>5245</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CANADIAN NATURAL RESOURCES</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>136385101</cusip>
       <value>259</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8426</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8426</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CAPITAL ONE FINL CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>14040H105</cusip>
       <value>388</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4922</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4922</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CARREFOUR SA</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>144430204</cusip>
       <value>284</value>
       <shrsOrPrnAmt>
           <sshPrnamt>42857</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>42857</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CELGENE CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>151020104</cusip>
       <value>228</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1974</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1974</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CHEVRON CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>166764100</cusip>
       <value>693</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6601</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>2921</Sole>
           <Shared>2937</Shared>
           <None>743</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CISCO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>17275R102</cusip>
       <value>711</value>
       <shrsOrPrnAmt>
           <sshPrnamt>25828</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>15065</Sole>
           <Shared>8873</Shared>
           <None>1890</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CITIGROUP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>172967424</cusip>
       <value>542</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10522</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>10522</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CITIZENS FINANCIAL GROUP INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>174610105</cusip>
       <value>327</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13560</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>13560</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COCA COLA CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>191216100</cusip>
       <value>579</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14278</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>4341</Sole>
           <Shared>8756</Shared>
           <None>1181</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COGNIZANT TECHNOLOGY SOLUTIOCL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>192446102</cusip>
       <value>481</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7711</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7711</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COLGATE PALMOLIVE CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>194162103</cusip>
       <value>413</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5950</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5950</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COMCAST CORP NEW CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>20030N101</cusip>
       <value>529</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9375</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9375</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COMPASS GROUP PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>20449X302</cusip>
       <value>226</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12961</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>12961</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>COSTCO WHSL CORP NEW</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>22160K105</cusip>
       <value>223</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1471</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1471</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DIAGEO P L C SPON ADR NEW</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>25243Q205</cusip>
       <value>244</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2210</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1916</Shared>
           <None>294</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DISNEY WALT CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>254687106</cusip>
       <value>319</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3037</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3037</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DOW CHEM CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>260543103</cusip>
       <value>527</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10974</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9808</Shared>
           <None>1166</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>263534109</cusip>
       <value>486</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6802</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6802</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EDAP TMS S. A.</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>268311107</cusip>
       <value>36</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>10000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>E M C CORP MASS COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>268648102</cusip>
       <value>365</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14279</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>14279</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EOG RES INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>26875P101</cusip>
       <value>731</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7968</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7968</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ECOLAB INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>278865100</cusip>
       <value>547</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4780</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4780</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EMERSON ELEC CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>291011104</cusip>
       <value>652</value>
       <shrsOrPrnAmt>
           <sshPrnamt>11518</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>4800</Sole>
           <Shared>6110</Shared>
           <None>608</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EQUIFAX</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>294429105</cusip>
       <value>405</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4360</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4360</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXPRESS SCRIPTS HLDG CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>30219G108</cusip>
       <value>268</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3087</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3087</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EXXON</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>30231G102</cusip>
       <value>3717</value>
       <shrsOrPrnAmt>
           <sshPrnamt>43731</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>19660</Sole>
           <Shared>7018</Shared>
           <None>17053</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FANUC CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>307305102</cusip>
       <value>221</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6045</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6045</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FORD MTR CO DEL COM PAR $0.01</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>345370860</cusip>
       <value>393</value>
       <shrsOrPrnAmt>
           <sshPrnamt>24362</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>24362</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>FUJI HEAVY INDUSTRIES LTD ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>359556206</cusip>
       <value>307</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4607</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4607</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GENERAL ELECTRIC CO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>369604103</cusip>
       <value>592</value>
       <shrsOrPrnAmt>
           <sshPrnamt>23847</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>20293</Sole>
           <Shared>0</Shared>
           <None>3554</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GILEAD SCIENCES INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>375558103</cusip>
       <value>373</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3797</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>1000</Sole>
           <Shared>2797</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>GOOGLE INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>38259P508</cusip>
       <value>657</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1184</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1184</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HSBC HLDGS PLC</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>404280406</cusip>
       <value>249</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5852</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5852</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HENKEL LTD PARTNERSHIP SPON ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>42550U208</cusip>
       <value>204</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1734</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1734</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>437076102</cusip>
       <value>322</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2831</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2831</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HONDA MOTOR LTD AMERN SHS</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>438128308</cusip>
       <value>240</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7338</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7338</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>HONEYWELL INTL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>438516106</cusip>
       <value>517</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4958</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4958</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>INTERNATIONAL BUSINESS MACHSCOM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>459200101</cusip>
       <value>294</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1830</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>1830</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287465</cusip>
       <value>34362</value>
       <shrsOrPrnAmt>
           <sshPrnamt>535488</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>534878</Sole>
           <Shared>610</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287465</cusip>
       <value>772</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12032</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>12032</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287630</cusip>
       <value>15875</value>
       <shrsOrPrnAmt>
           <sshPrnamt>153813</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>153813</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464287630</cusip>
       <value>353</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3425</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>3425</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288539</cusip>
       <value>3651</value>
       <shrsOrPrnAmt>
           <sshPrnamt>312337</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>310755</Sole>
           <Shared>1582</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288539</cusip>
       <value>87</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7473</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>7473</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288687</cusip>
       <value>2639</value>
       <shrsOrPrnAmt>
           <sshPrnamt>65787</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>64046</Sole>
           <Shared>0</Shared>
           <None>1741</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ISHARES TR</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>464288687</cusip>
       <value>92</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2295</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>2295</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>J P MORGAN CHASE</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>46625H100</cusip>
       <value>279</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4609</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3777</Shared>
           <None>832</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>J P MORGAN CHASE</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>46625H365</cusip>
       <value>8087</value>
       <shrsOrPrnAmt>
           <sshPrnamt>188943</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>188267</Sole>
           <Shared>676</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>J P MORGAN CHASE</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>46625H365</cusip>
       <value>81</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1903</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>1903</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JETBLUE AIRWAYS CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>477143101</cusip>
       <value>411</value>
       <shrsOrPrnAmt>
           <sshPrnamt>21367</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>21367</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>JOHNSON &amp; JOHNSON COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>478160104</cusip>
       <value>1340</value>
       <shrsOrPrnAmt>
           <sshPrnamt>13324</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>7120</Sole>
           <Shared>5851</Shared>
           <None>353</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>494368103</cusip>
       <value>561</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5240</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>4800</Sole>
           <Shared>0</Shared>
           <None>440</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KINDER MORGAN INC DEL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>49456B101</cusip>
       <value>423</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10050</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>1008</Sole>
           <Shared>7329</Shared>
           <None>1713</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>KUBOTA CORP (FORMERLY KUBOTA</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>501173207</cusip>
       <value>256</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3238</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3238</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LILLY ELI &amp; CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>532457108</cusip>
       <value>290</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3996</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2985</Shared>
           <None>1011</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>LULULEMON ATHLETICA INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>550021109</cusip>
       <value>225</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3509</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3509</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MGM RESORTS INTL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>552953101</cusip>
       <value>397</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18890</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>18890</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MAGNA INTERNATIONAL INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>559222401</cusip>
       <value>236</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4391</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4391</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MANPOWER INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>56418H100</cusip>
       <value>272</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3155</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3155</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MASTERCARD INC CL A</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>57636Q104</cusip>
       <value>230</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2662</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2662</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MCDONALDS CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>580135101</cusip>
       <value>463</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4753</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>66</Sole>
           <Shared>4221</Shared>
           <None>466</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MERCK KGAA ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>589339100</cusip>
       <value>227</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6126</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6126</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MERCK &amp; CO INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>58933Y105</cusip>
       <value>295</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5131</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4513</Shared>
           <None>618</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>METLIFE INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>59156R108</cusip>
       <value>401</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7928</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7928</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>METTLER TOLEDO INTERNATIONALCOM</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>592688105</cusip>
       <value>348</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1059</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1059</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>594918104</cusip>
       <value>832</value>
       <shrsOrPrnAmt>
           <sshPrnamt>20461</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>232</Sole>
           <Shared>18588</Shared>
           <None>1641</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MONSANTO CO NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>61166W101</cusip>
       <value>322</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2864</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2864</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>617446448</cusip>
       <value>202</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5656</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5656</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MTN GROUP LIMITED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>62474M108</cusip>
       <value>242</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14203</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>14203</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MUNICH RE GROUP ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>626188106</cusip>
       <value>389</value>
       <shrsOrPrnAmt>
           <sshPrnamt>18043</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>18043</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NESTLE S A SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>641069406</cusip>
       <value>353</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4693</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4693</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIKE INC CL B</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>654106103</cusip>
       <value>317</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3162</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3162</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NITTO DENKO CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>654802206</cusip>
       <value>225</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6721</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6721</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NOVARTIS A G SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>66987V109</cusip>
       <value>558</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5663</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5663</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NOVO-NORDISK A/S (VORMALS NOVO</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>670100205</cusip>
       <value>359</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6733</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6733</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>OMNICOM GROUP INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>681919106</cusip>
       <value>434</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5570</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5570</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ORACLE CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>68389X105</cusip>
       <value>730</value>
       <shrsOrPrnAmt>
           <sshPrnamt>16919</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>155</Sole>
           <Shared>16764</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PEPSICO INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>713448108</cusip>
       <value>732</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7652</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7652</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PERSEON CORPORATION</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>715270104</cusip>
       <value>32</value>
       <shrsOrPrnAmt>
           <sshPrnamt>78470</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>78470</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PFIZER INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>717081103</cusip>
       <value>266</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7636</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>150</Sole>
           <Shared>5053</Shared>
           <None>2433</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PHILIP MORRIS INTL INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>718172109</cusip>
       <value>414</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5498</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>70</Sole>
           <Shared>4360</Shared>
           <None>1068</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PLAINS ALL AMERN PIPELINE LP</nameOfIssuer>
       <titleOfClass>PARTNERSHIPS</titleOfClass>
       <cusip>726503105</cusip>
       <value>237</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4862</sshPrnamt>
           <sshPrnamtType>PRN</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4862</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>73935X583</cusip>
       <value>21651</value>
       <shrsOrPrnAmt>
           <sshPrnamt>237112</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>237112</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>POWERSHARES</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>73935X583</cusip>
       <value>1001</value>
       <shrsOrPrnAmt>
           <sshPrnamt>10962</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>10962</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRAXAIR INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>74005P104</cusip>
       <value>576</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4770</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4770</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRICE T ROWE GROUP INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>74144T108</cusip>
       <value>295</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3640</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3640</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PROCTER &amp; GAMBLE</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>742718109</cusip>
       <value>593</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7237</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>78</Sole>
           <Shared>6285</Shared>
           <None>874</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>PRUDENTIAL PLC ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>74435K204</cusip>
       <value>328</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6576</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6576</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>QUALCOMM INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>747525103</cusip>
       <value>412</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5940</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5940</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RECKITT BENCKISER GROUP PLC ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>756255204</cusip>
       <value>339</value>
       <shrsOrPrnAmt>
           <sshPrnamt>19812</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>19812</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>REGIONS FINANCIAL CORP NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>7591EP100</cusip>
       <value>293</value>
       <shrsOrPrnAmt>
           <sshPrnamt>31007</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>31007</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ROCHE HLDG LTD SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>771195104</cusip>
       <value>321</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9347</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9347</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ROYAL DUTCH SHELL PLC</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>780259107</cusip>
       <value>205</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3268</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3268</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>RYANAIR HLDGS PLC SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>783513104</cusip>
       <value>204</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3061</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3061</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SABRA HEALTH CARE REIT INC.</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>78573L106</cusip>
       <value>587</value>
       <shrsOrPrnAmt>
           <sshPrnamt>17694</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>17694</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SANDVIK AB ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>800212201</cusip>
       <value>172</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15424</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>15424</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SCHLUMBERGER LTD COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>806857108</cusip>
       <value>215</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2572</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2572</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SIEMENS A G SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>826197501</cusip>
       <value>293</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2709</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2709</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SINGAPORE TELECOMMUNICATIONS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>82929R304</cusip>
       <value>245</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7675</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7675</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SONY CORP ADR NEW</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>835699307</cusip>
       <value>255</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9510</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9510</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SOUTHWEST AIRLS CO COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>844741108</cusip>
       <value>244</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5500</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>STARBUCKS CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>855244109</cusip>
       <value>356</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3754</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3754</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SVENSKA CELLULOSA</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>869587402</cusip>
       <value>211</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9170</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SYNGENTA AG SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>87160A100</cusip>
       <value>246</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3627</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3627</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>SYNCHRONY FINL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>87165B103</cusip>
       <value>244</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8023</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8023</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TJX COS INC NEW COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>872540109</cusip>
       <value>644</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9190</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9190</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TAIWAN SEMICONDUCTOR MFG</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>874039100</cusip>
       <value>228</value>
       <shrsOrPrnAmt>
           <sshPrnamt>9727</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>9727</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TARGET CORP</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>87612E106</cusip>
       <value>452</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5513</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5513</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TEXAS CAPITAL BANCSHARES, INC.</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>88224Q107</cusip>
       <value>2209</value>
       <shrsOrPrnAmt>
           <sshPrnamt>45415</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>710</Sole>
           <Shared>0</Shared>
           <None>44705</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>THERMO FISHER SCIENTIFIC INCCOM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>883556102</cusip>
       <value>250</value>
       <shrsOrPrnAmt>
           <sshPrnamt>1859</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>1859</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>3M COMPANY COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>88579Y101</cusip>
       <value>597</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3620</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3620</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRISTATE CAP HLDGS INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>89678F100</cusip>
       <value>69</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6562</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>6562</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TRISTATE CAP HLDGS INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>89678F100</cusip>
       <value>69</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6562</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>6562</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TURKIYE GARANTI BANKASI</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>900148701</cusip>
       <value>258</value>
       <shrsOrPrnAmt>
           <sshPrnamt>77081</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>77081</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>TWITTER INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>90184L102</cusip>
       <value>257</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5134</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5134</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNION</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>907818108</cusip>
       <value>218</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2014</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2014</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED OVERSEAS BK LTD SPONSORED</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>911271302</cusip>
       <value>245</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7332</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7332</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED PARCEL</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>911312106</cusip>
       <value>558</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5760</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5760</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITED TECHNOLOGIES CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>913017109</cusip>
       <value>830</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7084</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7084</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>91324P102</cusip>
       <value>296</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2500</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2500</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>UNIVERSAL HLTH SVCS INC CL B</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>913903100</cusip>
       <value>289</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2451</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2451</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>921932885</cusip>
       <value>21783</value>
       <shrsOrPrnAmt>
           <sshPrnamt>212497</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>212497</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VANGUARD</nameOfIssuer>
       <titleOfClass>ETF / ETN</titleOfClass>
       <cusip>921932885</cusip>
       <value>523</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5103</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>OTR</investmentDiscretion>
       <votingAuthority>
           <Sole>5103</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VARIAN MED SYS INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>92220P105</cusip>
       <value>335</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3560</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3560</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VERIZON COMMUNICATIONS INC COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>92343V104</cusip>
       <value>682</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14034</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>3519</Sole>
           <Shared>8190</Shared>
           <None>2325</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VISA INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>92826C839</cusip>
       <value>273</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4168</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4168</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>VOLKSWAGEN A G ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>928662402</cusip>
       <value>316</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5941</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5941</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WPP PLC ADR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>92937A102</cusip>
       <value>264</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2317</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2317</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WALMART STORES INC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>931142103</cusip>
       <value>439</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5339</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>4425</Sole>
           <Shared>914</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WAL MART DE MEXICO S A B DE SPON</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>93114W107</cusip>
       <value>398</value>
       <shrsOrPrnAmt>
           <sshPrnamt>15967</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>15967</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WALGREENS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>931427108</cusip>
       <value>237</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2793</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2793</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WATERS CORP COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>941848103</cusip>
       <value>370</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2980</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2980</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WELLS FARGO</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>949746101</cusip>
       <value>777</value>
       <shrsOrPrnAmt>
           <sshPrnamt>14287</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>7181</Sole>
           <Shared>6111</Shared>
           <None>995</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WILLIAMS COS INC DEL COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>969457100</cusip>
       <value>329</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6508</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5110</Shared>
           <None>1398</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WOODSIDE PETE LTD SPONSORED ADR</nameOfIssuer>
       <titleOfClass>FOREIGN STOCK</titleOfClass>
       <cusip>980228308</cusip>
       <value>233</value>
       <shrsOrPrnAmt>
           <sshPrnamt>8890</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>8890</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACTIVIS PLC EUR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G0083B108</cusip>
       <value>280</value>
       <shrsOrPrnAmt>
           <sshPrnamt>940</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>940</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>AMDOCS LTD ORD</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G02602103</cusip>
       <value>288</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5295</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5295</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACCENTURE PLC IRELAND SHS CLASS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G1151C101</cusip>
       <value>634</value>
       <shrsOrPrnAmt>
           <sshPrnamt>6765</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>6765</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>CREDICORP LTD COM</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G2519Y108</cusip>
       <value>305</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2170</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2170</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>EATON CORP PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G29183103</cusip>
       <value>815</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12000</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>12000</Sole>
           <Shared>0</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WEATHERFORD INTERNATIONAL PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G48833100</cusip>
       <value>156</value>
       <shrsOrPrnAmt>
           <sshPrnamt>12703</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>12703</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G5960L103</cusip>
       <value>615</value>
       <shrsOrPrnAmt>
           <sshPrnamt>7890</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>7890</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>WILLIS GROUP HOLDINGS PLC</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>G96666105</cusip>
       <value>260</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5390</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5390</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>ACE LTD SHS</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>H0023R105</cusip>
       <value>248</value>
       <shrsOrPrnAmt>
           <sshPrnamt>2226</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>2226</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>MYLAN NV</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>N59465109</cusip>
       <value>262</value>
       <shrsOrPrnAmt>
           <sshPrnamt>4413</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>4413</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NIELSON N. V.</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>N63218106</cusip>
       <value>267</value>
       <shrsOrPrnAmt>
           <sshPrnamt>5995</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>5995</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
   <infoTable>
       <nameOfIssuer>NXP SEMICONDUCTOR</nameOfIssuer>
       <titleOfClass>COMMON STOCK</titleOfClass>
       <cusip>N6596X109</cusip>
       <value>375</value>
       <shrsOrPrnAmt>
           <sshPrnamt>3737</sshPrnamt>
           <sshPrnamtType>SH</sshPrnamtType>
       </shrsOrPrnAmt>
       <investmentDiscretion>SOLE</investmentDiscretion>
       <votingAuthority>
           <Sole>0</Sole>
           <Shared>3737</Shared>
           <None>0</None>
       </votingAuthority>
   </infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
