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LOANS (Tables) | 12 Months Ended
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Dec. 31, 2024
Disclosure of loans and receivables [abstract] |
Disclosure of detailed information about distribution of the credit portfolio | The distribution of the loan portfolio of Grupo Aval´s by product is shown as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2024 | ​ | December 31, 2023
Commercial |  | ​ | ​ |  | ​ | ​
General purpose loans | ​ | Ps. | 82,145,280 | ​ | Ps. | 73,611,910
Loans funded by development banks | ​ | ​ | 3,517,386 | ​ | ​ | 4,464,785
Working capital loans | ​ | ​ | 16,624,543 | ​ | ​ | 16,413,196
Credit cards | ​ | ​ | 338,168 | ​ | ​ | 341,563
Overdrafts | ​ | ​ | 648,130 | ​ | ​ | 509,538
Leases | ​ | ​ | 12,141,136 | ​ | ​ | 11,706,825
Interbank loans and overnight funds | ​ | ​ | 705,055 | ​ | ​ | 392,607
Total commercial | ​ | Ps. | 116,119,698 | ​ | Ps. | 107,440,424
​ | ​ | ​ | ​ | ​ | ​ | ​
Consumer | ​ | ​ | ​ | ​ | ​ | ​
Credit cards | ​ | Ps. | 7,266,716 | ​ | Ps. | 7,596,196
Personal loans | ​ | ​ | 14,442,142 | ​ | ​ | 14,232,850
Automobile and vehicle loans | ​ | ​ | 5,834,498 | ​ | ​ | 5,332,355
Overdrafts | ​ | ​ | 79,347 | ​ | ​ | 76,148
General purpose loans | ​ | ​ | 152,803 | ​ | ​ | 126,990
Leases | ​ | ​ | 18,808 | ​ | ​ | 15,509
Payroll loans | ​ | ​ | 34,182,011 | ​ | ​ | 32,619,563
Total consumer | ​ | Ps. | 61,976,325 | ​ | Ps. | 59,999,611
​ | ​ | ​ | ​ | ​ | ​ | ​
Mortgages | ​ | ​ | ​ | ​ | ​ | ​
Mortgages | ​ | Ps. | 19,714,057 | ​ | Ps. | 16,294,206
Leases | ​ | ​ | 2,321,670 | ​ | ​ | 2,192,000
Total mortgages | ​ | Ps. | 22,035,727 | ​ | Ps. | 18,486,206
​ | ​ | ​ | ​ | ​ | ​ | ​
Microcredit | ​ | Ps. | 4,375 | ​ | Ps. | 277,529
Gross balance of loan portfolio | ​ | Ps. | 200,136,125 | ​ | Ps. | 186,203,770
Loss allowance loan portfolio (1) | ​ | ​ | (10,006,639) | ​ | ​ | (10,035,715)
Net balance of loan portfolio |  | Ps. | 190,129,486 |  | Ps. | 176,168,055
(1) See loss allowance reconciliations from the opening to the closing balance in note 4.1.5. ​ ​
Disclosure of detailed information about distribution of loans portfolio by maturity period | The distribution of Grupo Aval´s loan portfolio by contractual maturity period is as follows: December 31, 2024 ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Up to 1 | ​ | From 1 to | ​ | From 3 to | ​ | More than | ​ | ​ | ​
​ | ​ | year | ​ | 3 years | ​ | 5 years | ​ | 5 years | ​ | Total
Commercial – Client portfolio |  | Ps. | 59,494,116 |  | Ps. | 30,333,667 |  | Ps. | 13,675,325 |  | Ps. | 11,911,535 |  | Ps. | 115,414,643
Consumer | ​ | ​ | 10,887,363 | ​ | ​ | 14,549,074 | ​ | ​ | 11,342,281 | ​ | ​ | 25,197,607 | ​ | ​ | 61,976,325
Mortgage | ​ | ​ | 990,277 | ​ | ​ | 1,427,865 | ​ | ​ | 1,605,095 | ​ | ​ | 18,012,490 | ​ | ​ | 22,035,727
Microcredit | ​ | ​ | 3,402 | ​ | ​ | 209 | ​ | ​ | 236 | ​ | ​ | 528 | ​ | ​ | 4,375
Interbank and overnight funds | ​ | ​ | 705,055 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 705,055
Total gross loan portfolio |  | Ps. | 72,080,213 |  | Ps. | 46,310,815 |  | Ps. | 26,622,937 |  | Ps. | 55,122,160 |  | Ps. | 200,136,125
​ December 31, 2023 ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | Up to 1 | ​ | From 1 to | ​ | From 3 to | ​ | More than | ​ | ​ | ​
​ | ​ | year | ​ | 3 years | ​ | 5 years | ​ | 5 years | ​ | Total
Commercial – Client portfolio |  | Ps. | 57,018,945 |  | Ps. | 27,895,921 |  | Ps. | 12,044,149 |  | Ps. | 10,088,802 |  | Ps. | 107,047,817
Consumer | ​ | ​ | 10,679,728 | ​ | ​ | 13,325,877 | ​ | ​ | 11,496,786 | ​ | ​ | 24,497,220 | ​ | ​ | 59,999,611
Mortgage | ​ | ​ | 865,216 | ​ | ​ | 1,187,222 | ​ | ​ | 1,317,412 | ​ | ​ | 15,116,356 | ​ | ​ | 18,486,206
Microcredit | ​ | ​ | 162,667 | ​ | ​ | 108,095 | ​ | ​ | 5,266 | ​ | ​ | 1,501 | ​ | ​ | 277,529
Interbank and overnight funds | ​ | ​ | 392,607 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 392,607
Total gross loan portfolio |  | Ps. | 69,119,163 |  | Ps. | 42,517,115 |  | Ps. | 24,863,613 |  | Ps. | 49,703,879 |  | Ps. | 186,203,770
Disclosure of detailed information about interest income by portfolio | The interest income of the loan portfolio of Grupo Aval´s by portfolio is shown as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2024 | ​ | December 31, 2023 | ​ | December 31, 2022
Commercial – Client portfolio | ​ | Ps. | 13,572,183 | ​ | Ps. | 14,497,926 | ​ | Ps. | 8,608,592
Consumer | ​ | ​ | 9,127,660 | ​ | ​ | 9,208,508 | ​ | ​ | 7,048,747
Mortgage (1) | ​ | ​ | 1,947,812 | ​ | ​ | 1,687,962 | ​ | ​ | 1,349,898
Microcredit | ​ | ​ | 48,710 | ​ | ​ | 71,352 | ​ | ​ | 64,582
Repos, interbank loans portfolio (2) | ​ | ​ | 769,217 | ​ | ​ | 1,068,367 | ​ | ​ | 487,697
Total interest income | ​ | Ps. | 25,465,582 | ​ | Ps. | 26,534,115 | ​ | Ps. | 17,559,516
(1) Includes the coverage of interest income in the amount of Ps. 595 as of December 31, 2024. See note 10.4 Impact on Interest Income and Expense Line Item from interest rate hedging.
Disclosure of detailed information about reconciliation of undiscounted lease payments to net investment in finance lease | As of December 31, 2024, and 2023 the following table shows the reconciliation between gross investment in financial leasing and the present value of minimum payments to be received in these dates: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2024 | ​ | December 31, 2023
Total gross rent payments receivable |  | Ps. | 23,631,711 |  | Ps. | 29,491,587
Less amounts representing running costs (such as taxes, maintenance, insurances, etc.,) | ​ | ​ | (341) | ​ | ​ | (495)
Plus, estimated residual amount of assets given for rental (without guarantee) | ​ | ​ | 41,170 | ​ | ​ | 32,657
Gross investment in contracts of financial leasing | ​ | ​ | 23,672,540 | ​ | ​ | 29,523,749
Less unrealized financial income | ​ | ​ | (9,190,926) | ​ | ​ | (15,609,415)
Net investment in contracts of financial leasing | ​ | Ps. | 14,481,614 | ​ | Ps. | 13,914,334
Loss allowance of net investment in financial leasing |  | Ps. | (483,965) |  | Ps. | (460,528)
Disclosure of detailed information about gross investment and net investment in financial leasing contracts receivable | The detailed information of gross investment and net investment in financial leasing contracts receivable as of December 31, 2024 and 2023 in each period is as follows: ​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2024
​ | ​ | Gross investment | ​ | Net investment
Up to 1 year |  | Ps. | 3,718,951 |  | Ps. | 2,280,167
From 1 to 5 years | ​ | ​ | 9,735,614 | ​ | ​ | 5,831,107
More than 5 years | ​ | ​ | 10,217,975 | ​ | ​ | 6,370,340
Total |  | Ps. | 23,672,540 |  | Ps. | 14,481,614
​
​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | December 31, 2023
​ | ​ | Gross investment | ​ | Net investment
Up to 1 year |  | Ps. | 13,480,780 |  | Ps. | 6,398,382
From 1 to 5 years | ​ | ​ | 6,560,824 | ​ | ​ | 2,532,708
More than 5 years | ​ | ​ | 9,482,145 | ​ | ​ | 4,983,244
Total |  | Ps. | 29,523,749 |  | Ps. | 13,914,334

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