Exhibit 24

Confirming Statement.

Robert B. Heisler Jr has authorized Paul Huml, Beth Novotny,
Kurt Leeper and Peter VanEuwen signing singly as his true
and lawful attorney-in-fact to execute for him and on his
behalf Forms 3, 4, and 5 (and Form ID) in accordance with
Section 16(a) of the Securities Exchange
Act of 1934 and the rules thereunder.  This authority shall remain
in full force and effect until Mr. Heisler is no longer
required to file Forms 3, 4, and 5 with respect to his holdings of
and transactions in securities issued by TFS Financial Corporation,
unless earlier revoked by Mr. Heisler in a signed writing
delivered to the authorized persons.