v3.25.4
Consolidated Statements Of Income (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2025
Dec. 31, 2024
INTEREST AND DIVIDEND INCOME:    
Loans, including fees $ 184,946 $ 172,152
Investment securities available for sale 4,241 4,455
Other interest and dividend earning assets 8,585 10,161
Total interest and dividend income 197,772 186,768
INTEREST EXPENSE:    
Deposits 79,203 77,942
Borrowed funds 42,889 40,498
Interest Expense, Operating, Total 122,092 118,440
NET INTEREST INCOME 75,680 68,328
PROVISION (RELEASE) FOR CREDIT LOSSES (1,000) (1,500)
NET INTEREST INCOME AFTER PROVISION (RELEASE) FOR CREDIT LOSSES 76,680 69,828
NON-INTEREST INCOME:    
Net gain on the sale of loans 2,329 1,115
Increase in and death benefits from bank owned life insurance contracts 2,764 2,682
Other 443 482
Total non-interest income 8,048 6,503
NON-INTEREST EXPENSE:    
Salaries and employee benefits 30,488 26,606
Marketing services 6,239 3,654
Office property, equipment and software 7,756 6,844
Federal insurance premium and assessments 3,247 3,585
State franchise tax 1,067 1,047
Other expenses 7,433 6,205
Total non-interest expense 56,230 47,941
INCOME BEFORE INCOME TAXES 28,498 28,390
INCOME TAX EXPENSE 6,224 5,964
NET INCOME $ 22,274 $ 22,426
Earnings Per Share, Diluted $ 0.08 $ 0.08
Earnings Per Share, Basic $ 0.08 $ 0.08
Weighted average shares outstanding    
Basic 278,754,792 278,538,110
Diluted 279,908,875 279,578,652
Banking    
NON-INTEREST INCOME:    
Fees and service charges, net of amortization $ 2,512 $ 2,224