v3.25.4
Consolidated Statements Of Cash Flows (unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Dec. 31, 2025
Dec. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 22,274 $ 22,426
Adjustments to reconcile net income to net cash provided by operating activities:    
ESOP and stock-based compensation expense 2,654 2,349
Depreciation and amortization 6,257 5,309
Deferred income taxes (103) (10)
Provision (release) for credit losses (1,000) (1,500)
Net gain on the sale of loans (2,329) (1,115)
Other net losses (gains) 101 (19)
Proceeds from sales of loans originated as held for sale 32,452 34,970
Loan originations, acquisitions and principal repayments on loans held for sale (17,212) (22,716)
Increase in bank owned life insurance contracts (2,603) (2,548)
Net decrease in interest receivable and other assets 6,456 10,109
Net increase (decrease) in accrued expenses and other liabilities 11,801 (1,710)
Net cash provided by operating activities 58,748 45,545
CASH FLOWS FROM INVESTING ACTIVITIES:    
Loans originated (983,320) (799,167)
Principal repayments on loans 840,178 733,146
Proceeds from principal repayments and maturities of:    
Securities available for sale 86,217 97,225
Proceeds from sale of:    
Loans 89,479 47,802
Real estate owned 0 193
FHLB stock 11,695 4,522
Purchases of:    
FHLB stock (10,359) 0
Securities available for sale (18,027) (86,098)
Premises and equipment (1,662) (637)
Other (231) 289
Net cash provided by (used in) investing activities 13,970 (2,725)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net (decrease) increase in deposits (76,763) 14,431
Net increase in borrowers' advances for insurance and taxes 20,438 26,374
Net increase in principal and interest owed on loans serviced 11,928 10,665
Net (decrease) increase in short-term borrowed funds (28,000) 41,000
Net increase in Fed Funds purchased 150,000 0
Proceeds from long-term borrowed funds 50,000 0
Repayment of long-term borrowed funds (100,560) (175,673)
Cash collateral/settlements (provided to) received from derivative counterparties (54,391) 58,260
Acquisition or net settlement of treasury shares (2,988) (767)
Dividends paid to common shareholders (15,112) (14,897)
Net cash used in financing activities (45,448) (40,607)
NET INCREASE IN CASH AND CASH EQUIVALENTS 27,270 2,213
CASH AND CASH EQUIVALENTS—Beginning of period 429,439 463,718
CASH AND CASH EQUIVALENTS—End of period 456,709 465,931
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:    
Cash paid for income taxes 200 113
SUPPLEMENTAL SCHEDULES OF NONCASH INVESTING AND FINANCING ACTIVITIES:    
Transfer of loans to real estate owned 155 0
Transfer of loans from held for investment to held for sale 67,471 43,702
Transfer of loans from held for sale to held for investment 7,427 1,327
Treasury stock issued for stock benefit plans 3,024 1,390
Deposits    
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:    
Cash paid for interest 77,621 82,841
Borrowed funds    
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:    
Cash paid for interest 50,847 54,439
Interest Rate Swap    
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:    
Cash paid (received) for interest on interest rate swaps $ (8,492) $ (18,173)