<SEC-DOCUMENT>0001388161-26-000004.txt : 20260218
<SEC-HEADER>0001388161-26-000004.hdr.sgml : 20260218
<ACCEPTANCE-DATETIME>20260218073322
ACCESSION NUMBER:		0001388161-26-000004
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20260213
FILED AS OF DATE:		20260218
DATE AS OF CHANGE:		20260218

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Stefanski Marc A
		CENTRAL INDEX KEY:			0001388161
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-33390
		FILM NUMBER:		26645427

	MAIL ADDRESS:	
		STREET 1:		7007 BROADWAY AVENUE
		CITY:			CLEVELAND
		STATE:			OH
		ZIP:			44105

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TFS Financial CORP
		CENTRAL INDEX KEY:			0001381668
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		ORGANIZATION NAME:           	02 Finance
		EIN:				522054948
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			0930

	BUSINESS ADDRESS:	
		STREET 1:		7007 BROADWAY AVENUE
		CITY:			CLEVELAND
		STATE:			OH
		ZIP:			44105
		BUSINESS PHONE:		(216) 441-6000

	MAIL ADDRESS:	
		STREET 1:		7007 BROADWAY AVENUE
		CITY:			CLEVELAND
		STATE:			OH
		ZIP:			44105
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>wk-form4_1771417998.xml
<DESCRIPTION>FORM 4
<TEXT>
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    <periodOfReport>2026-02-13</periodOfReport>

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        <issuerCik>0001381668</issuerCik>
        <issuerName>TFS Financial CORP</issuerName>
        <issuerTradingSymbol>TFSL</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001388161</rptOwnerCik>
            <rptOwnerName>Stefanski Marc A</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>7007 BROADWAY AVENUE</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>CLEVELAND</rptOwnerCity>
            <rptOwnerState>OH</rptOwnerState>
            <rptOwnerZipCode>44105</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
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        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Chairman, President and CEO</officerTitle>
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    <aff10b5One>0</aff10b5One>

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            <transactionCoding>
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                <transactionPricePerShare>
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                    <value>Trustee for daughter's trust</value>
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                    <value>By 401(k)</value>
                    <footnoteId id="F1"/>
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    <derivativeTable>
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                </sharesOwnedFollowingTransaction>
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                    <value>D</value>
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        </derivativeHolding>
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            <securityTitle>
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                <footnoteId id="F10"/>
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                <underlyingSecurityTitle>
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                <sharesOwnedFollowingTransaction>
                    <value>693048</value>
                </sharesOwnedFollowingTransaction>
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    <footnotes>
        <footnote id="F1">Reflects transactions not required to be reported under Section 16 of the Securities Exchange Act, as amended.</footnote>
        <footnote id="F2">Each restricted and performance stock unit represents a contingent right to receive one share of TFS Financial Corporation common stock.  Restricted and performance stock units are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock.</footnote>
        <footnote id="F3">On December 18, 2025 the reporting person received a retention award grant of 215,200 restricted stock units (&quot;RSU's&quot;). These RSU's fully vest on December 10, 2030, subject to the reporting persons continuous service, and with certain limited exceptions.</footnote>
        <footnote id="F4">On December 18, 2025, the reporting person received a grant of 40,200 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2026.</footnote>
        <footnote id="F5">On March 4, 2024, the reporting person received a grant of 40,700 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2024.</footnote>
        <footnote id="F6">On December 19, 2024, the reporting person received a grant of 40,400 Restricted Stock Units (RSUs). These RSUs vest in three equal annual installments beginning December 10, 2025.</footnote>
        <footnote id="F7">On November 25, 2025, the reporting person achieved performance level of 100% on a target award of 20,400 Performance Share Units (&quot;PSUs&quot;), resulting in a total earned award of 20.400 shares. This represents the final determination a March 4, 2024 award that was dependent on certain performance results during the two fiscal year period ended September 30, 2025. Each PSU represents a contingent right to receive one share of TFS Financial Corporation common stock and are entitled to dividend equivalent rights in the form of a cash payment in the amount of any cash dividend paid per share of common stock during the period the award was outstanding. The shares and dividend equivalent payment will vest and distribute to the reporting person on December 10, 2026.</footnote>
        <footnote id="F8">As reported on a Form 4 dated May 14, 2009, the reporting person received a grant of 33,400 restricted stock units that vest in four equal annual installments beginning on May 12, 2010.  Vested shares may be distributed to the reporting person only after the person's termination of employment with TFS Financial Corporation.</footnote>
        <footnote id="F9">As reported on a Form 4 dated May 18, 2010, the Reporting Person received a grant of 35,700 restricted stock units that vest in four equal installments beginning on May 14, 2011.  Vested shares may be distributed to the Reporting Person only after that person's termination of employment with TFS Financial Corporation.</footnote>
        <footnote id="F10">As reported on a Form 4 dated August 13, 2008, the Reporting Person received a grant of 701,800 Restricted Stock Units (&quot;RSUs&quot;) on August 11, 2008.  These RSUs vest 10% on each of the third through the ninth anniversaries of the date of the grant and 30% on the tenth anniversary of the date of the grant.  Vested shares may be distributed to the Reporting Person only after the person's termination of employment from TFS Financial Corporation.  3,387 shares were delivered to the issuer on August 13, 2012; and 5,365 shares were delivered to the issuer on August 11, 2015; to pay for the applicable withholding tax due upon vesting.</footnote>
    </footnotes>

    <remarks></remarks>

    <ownerSignature>
        <signatureName>/s/ Susanne N. Miller, Pursuant to Power of Attorney</signatureName>
        <signatureDate>2026-02-18</signatureDate>
    </ownerSignature>
</ownershipDocument>
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</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
