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LIABILITIES FOR INSURANCE PRODUCTS - SUMMARY OF CHANGES IN POLICYHOLDER ACCOUNT BALANCES (Details) - USD ($) $ in Millions | 3 Months Ended |
--- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | $ 17,222.4 | $ 14,795.9 |
Issuances (funds collected from new business) | 444.2 | 400.2 |
Premiums received (premiums collected from inforce business) | 131.7 | 125.3 |
Policy charges | (57.1) | (55.0) |
Surrenders and withdrawals | (782.3) | (386.2) |
Benefit payments | (108.7) | (111.4) |
Interest credited | 155.0 | 103.9 |
Other | 14.5 | 11.6 |
Policyholder account values, end of period excluding contracts 100% ceded | 17,019.7 | 14,884.3 |
Policyholder account values, end of period for contracts 100% ceded | 783.4 | 852.4 |
Amount of reserves above (below) policyholder account values | (457.1) | (375.6) |
Policyholder account balances | 17,346.0 | 15,361.1 | $ 17,615.8
Balance, end of period, reinsurance ceded | (807.0) | (884.2) |
Balance, end of period, net of reinsurance | $ 16,539.0 | $ 14,476.9 |
Weighted average crediting rate |  |  |
Cash surrender value, net of reinsurance |  |  |
Net amount at risk | 29,800.0 | 28,700.0 |
Fixed indexed annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 10,766.3 | 9,999.2 |
Issuances (funds collected from new business) | 383.6 | 345.4 |
Premiums received (premiums collected from inforce business) | 3.9 | 0.5 |
Policy charges | (6.8) | (6.5) |
Surrenders and withdrawals | (233.2) | (232.2) |
Benefit payments | (72.6) | (74.4) |
Interest credited | 96.4 | 68.9 |
Other | 14.5 | 11.8 |
Policyholder account values, end of period excluding contracts 100% ceded | 10,952.1 | 10,112.7 |
Policyholder account values, end of period for contracts 100% ceded | 121.6 | 134.4 |
Amount of reserves above (below) policyholder account values | (462.4) | (398.4) |
Policyholder account balances | 10,611.3 | 9,848.7 |
Balance, end of period, reinsurance ceded | (114.0) | (134.4) |
Balance, end of period, net of reinsurance | $ 10,497.3 | $ 9,714.3 |
Weighted average crediting rate | 2.10% | 1.90% |
Cash surrender value, net of reinsurance | $ 10,233.1 | $ 9,434.2 |
Fixed interest annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 1,646.6 | 1,636.4 |
Issuances (funds collected from new business) | 50.9 | 45.1 |
Premiums received (premiums collected from inforce business) | 0.7 | 1.0 |
Policy charges | (0.4) | (0.3) |
Surrenders and withdrawals | (41.4) | (52.8) |
Benefit payments | (28.4) | (30.2) |
Interest credited | 12.7 | 11.4 |
Other | 0.0 | 0.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 1,640.7 | 1,610.6 |
Policyholder account values, end of period for contracts 100% ceded | 527.3 | 579.3 |
Amount of reserves above (below) policyholder account values | 0.0 |  |
Policyholder account balances | 2,168.0 | 2,189.9 |
Balance, end of period, reinsurance ceded | (527.3) | (579.3) |
Balance, end of period, net of reinsurance | $ 1,640.7 | $ 1,610.6 |
Weighted average crediting rate | 2.90% | 2.80% |
Cash surrender value, net of reinsurance | $ 1,598.5 | $ 1,582.1 |
Other annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 107.4 | 113.1 |
Issuances (funds collected from new business) | 0.0 | 0.0 |
Premiums received (premiums collected from inforce business) | 6.7 | 5.7 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (8.6) | (8.7) |
Benefit payments | (1.2) | (1.4) |
Interest credited | 0.6 | 0.5 |
Other | 0.1 | (0.1) |
Policyholder account values, end of period excluding contracts 100% ceded | 105.0 | 109.1 |
Policyholder account values, end of period for contracts 100% ceded | 28.0 | 25.5 |
Amount of reserves above (below) policyholder account values | 0.0 |  |
Policyholder account balances | 133.0 | 134.6 |
Balance, end of period, reinsurance ceded | (28.0) | (25.5) |
Balance, end of period, net of reinsurance | $ 105.0 | $ 109.1 |
Weighted average crediting rate | 2.70% | 2.40% |
Cash surrender value, net of reinsurance | $ 105.0 | $ 109.1 |
Interest-sensitive life |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 1,321.8 | 1,255.2 |
Issuances (funds collected from new business) | 9.7 | 9.7 |
Premiums received (premiums collected from inforce business) | 55.0 | 52.4 |
Policy charges | (49.9) | (48.2) |
Surrenders and withdrawals | (10.0) | (8.1) |
Benefit payments | (6.5) | (5.4) |
Interest credited | 17.6 | 15.2 |
Other | (0.1) | (0.1) |
Policyholder account values, end of period excluding contracts 100% ceded | 1,337.6 | 1,270.7 |
Policyholder account values, end of period for contracts 100% ceded | 96.5 | 102.9 |
Amount of reserves above (below) policyholder account values | 5.3 | 22.8 |
Policyholder account balances | 1,439.4 | 1,396.4 |
Balance, end of period, reinsurance ceded | (114.4) | (121.0) |
Balance, end of period, net of reinsurance | $ 1,325.0 | $ 1,275.4 |
Weighted average crediting rate | 5.40% | 4.30% |
Cash surrender value, net of reinsurance | $ 1,090.2 | $ 1,027.7 |
Funding agreements |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 3,021.2 | 1,411.0 |
Issuances (funds collected from new business) | 0.0 | 0.0 |
Premiums received (premiums collected from inforce business) | 0.0 | 0.0 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (419.8) | (9.9) |
Benefit payments | 0.0 | 0.0 |
Interest credited | 27.1 | 7.2 |
Other | 0.0 | 0.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 2,628.5 | 1,408.3 |
Policyholder account values, end of period for contracts 100% ceded | 0.0 | 0.0 |
Amount of reserves above (below) policyholder account values | 0.0 |  |
Policyholder account balances | 2,628.5 | 1,408.3 |
Balance, end of period, reinsurance ceded | 0.0 | 0.0 |
Balance, end of period, net of reinsurance | $ 2,628.5 | $ 1,408.3 |
Weighted average crediting rate | 4.10% | 2.00% |
Cash surrender value, net of reinsurance | $ 0.0 | $ 0.0 |
Other |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 359.1 | 381.0 |
Issuances (funds collected from new business) | 0.0 | 0.0 |
Premiums received (premiums collected from inforce business) | 65.4 | 65.7 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (69.3) | (74.5) |
Benefit payments | 0.0 | 0.0 |
Interest credited | 0.6 | 0.7 |
Other | 0.0 | 0.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 355.8 | 372.9 |
Policyholder account values, end of period for contracts 100% ceded | 10.0 | 10.3 |
Amount of reserves above (below) policyholder account values | 0.0 |  |
Policyholder account balances | 365.8 | 383.2 |
Balance, end of period, reinsurance ceded | (23.3) | (24.0) |
Balance, end of period, net of reinsurance | $ 342.5 | $ 359.2 |
Weighted average crediting rate | 0.80% | 0.80% |
Cash surrender value, net of reinsurance | $ 342.5 | $ 359.2 |

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