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LIABILITIES FOR INSURANCE PRODUCTS - SUMMARY OF CHANGES IN POLICYHOLDER ACCOUNT BALANCES (Details) - USD ($) $ in Millions | 6 Months Ended |
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | $ 17,222.4 | $ 14,795.9 |
Issuances (funds collected from new business) | 965.2 | 1,597.1 |
Premiums received (premiums collected from inforce business) | 273.0 | 262.8 |
Policy charges | (114.6) | (112.4) |
Surrenders and withdrawals | (1,168.0) | (765.0) |
Benefit payments | (216.4) | (224.5) |
Interest credited | 296.5 | 227.5 |
Other | 31.0 | 25.7 |
Policyholder account values, end of period excluding contracts 100% ceded | 17,289.1 | 15,807.1 |
Policyholder account values, end of period for contracts 100% ceded | 765.8 | 830.8 |
Amount of reserves above (below) policyholder account values | (445.9) | (390.0) |
Policyholder account balances | 17,609.0 | 16,247.9 | $ 17,594.2
Balance, end of period, reinsurance ceded | (789.6) | (862.5) |
Balance, end of period, net of reinsurance | $ 16,819.4 | $ 15,385.4 |
Weighted average crediting rate |  |  |
Cash surrender value, net of reinsurance |  |  |
Net amount at risk | 30,300.0 | 28,900.0 |
Fixed indexed annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 10,766.3 | 9,999.2 |
Issuances (funds collected from new business) | 846.6 | 733.9 |
Premiums received (premiums collected from inforce business) | 11.4 | 1.2 |
Policy charges | (13.7) | (14.4) |
Surrenders and withdrawals | (454.9) | (467.4) |
Benefit payments | (147.3) | (152.0) |
Interest credited | 181.4 | 152.9 |
Other | 31.4 | 25.7 |
Policyholder account values, end of period excluding contracts 100% ceded | 11,221.2 | 10,279.1 |
Policyholder account values, end of period for contracts 100% ceded | 117.1 | 130.4 |
Amount of reserves above (below) policyholder account values | (457.8) | (412.4) |
Policyholder account balances | 10,880.5 | 9,997.1 |
Balance, end of period, reinsurance ceded | (110.0) | (130.4) |
Balance, end of period, net of reinsurance | $ 10,770.5 | $ 9,866.7 |
Weighted average crediting rate | 2.20% | 2.00% |
Cash surrender value, net of reinsurance | $ 10,487.5 | $ 9,592.8 |
Fixed interest annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 1,646.6 | 1,636.4 |
Issuances (funds collected from new business) | 98.1 | 93.6 |
Premiums received (premiums collected from inforce business) | 1.7 | 1.5 |
Policy charges | (0.9) | (0.6) |
Surrenders and withdrawals | (82.2) | (95.2) |
Benefit payments | (53.6) | (56.0) |
Interest credited | 25.1 | 23.0 |
Other | (0.1) | (0.1) |
Policyholder account values, end of period excluding contracts 100% ceded | 1,634.7 | 1,602.6 |
Policyholder account values, end of period for contracts 100% ceded | 513.7 | 562.3 |
Amount of reserves above (below) policyholder account values | 0.0 | 0.0 |
Policyholder account balances | 2,148.4 | 2,164.9 |
Balance, end of period, reinsurance ceded | (513.7) | (562.3) |
Balance, end of period, net of reinsurance | $ 1,634.7 | $ 1,602.6 |
Weighted average crediting rate | 2.90% | 2.80% |
Cash surrender value, net of reinsurance | $ 1,590.3 | $ 1,571.3 |
Other annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 107.4 | 113.1 |
Issuances (funds collected from new business) | 0.0 | 0.0 |
Premiums received (premiums collected from inforce business) | 15.2 | 14.3 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (16.4) | (17.5) |
Benefit payments | (3.0) | (3.2) |
Interest credited | 1.3 | 1.0 |
Other | (0.2) | 0.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 104.3 | 107.7 |
Policyholder account values, end of period for contracts 100% ceded | 30.3 | 25.2 |
Amount of reserves above (below) policyholder account values | 0.0 | 0.0 |
Policyholder account balances | 134.6 | 132.9 |
Balance, end of period, reinsurance ceded | (30.3) | (25.2) |
Balance, end of period, net of reinsurance | $ 104.3 | $ 107.7 |
Weighted average crediting rate | 2.70% | 2.50% |
Cash surrender value, net of reinsurance | $ 104.3 | $ 107.7 |
Interest-sensitive life |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 1,321.8 | 1,255.2 |
Issuances (funds collected from new business) | 20.5 | 20.0 |
Premiums received (premiums collected from inforce business) | 109.9 | 105.6 |
Policy charges | (100.0) | (97.4) |
Surrenders and withdrawals | (19.4) | (17.4) |
Benefit payments | (12.5) | (13.3) |
Interest credited | 33.5 | 31.7 |
Other | (0.1) | 0.1 |
Policyholder account values, end of period excluding contracts 100% ceded | 1,353.7 | 1,284.5 |
Policyholder account values, end of period for contracts 100% ceded | 94.7 | 102.4 |
Amount of reserves above (below) policyholder account values | 11.9 | 22.4 |
Policyholder account balances | 1,460.3 | 1,409.3 |
Balance, end of period, reinsurance ceded | (112.6) | (120.5) |
Balance, end of period, net of reinsurance | $ 1,347.7 | $ 1,288.8 |
Weighted average crediting rate | 5.30% | 4.70% |
Cash surrender value, net of reinsurance | $ 1,106.6 | $ 1,039.7 |
Funding agreements |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 3,021.2 | 1,411.0 |
Issuances (funds collected from new business) | 0.0 | 749.6 |
Premiums received (premiums collected from inforce business) | 0.0 | 0.0 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (457.0) | (14.3) |
Benefit payments | 0.0 | 0.0 |
Interest credited | 54.0 | 17.6 |
Other | 0.0 | 0.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 2,618.2 | 2,163.9 |
Policyholder account values, end of period for contracts 100% ceded | 0.0 | 0.0 |
Amount of reserves above (below) policyholder account values | 0.0 | 0.0 |
Policyholder account balances | 2,618.2 | 2,163.9 |
Balance, end of period, reinsurance ceded | 0.0 | 0.0 |
Balance, end of period, net of reinsurance | $ 2,618.2 | $ 2,163.9 |
Weighted average crediting rate | 4.10% | 2.60% |
Cash surrender value, net of reinsurance | $ 0.0 | $ 0.0 |
Other |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 359.1 | 381.0 |
Issuances (funds collected from new business) | 0.0 | 0.0 |
Premiums received (premiums collected from inforce business) | 134.8 | 140.2 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (138.1) | (153.2) |
Benefit payments | 0.0 | 0.0 |
Interest credited | 1.2 | 1.3 |
Other | 0.0 | 0.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 357.0 | 369.3 |
Policyholder account values, end of period for contracts 100% ceded | 10.0 | 10.5 |
Amount of reserves above (below) policyholder account values | 0.0 | 0.0 |
Policyholder account balances | 367.0 | 379.8 |
Balance, end of period, reinsurance ceded | (23.0) | (24.1) |
Balance, end of period, net of reinsurance | $ 344.0 | $ 355.7 |
Weighted average crediting rate | 0.80% | 0.70% |
Cash surrender value, net of reinsurance | $ 344.0 | $ 355.7 |

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