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LIABILITIES FOR INSURANCE PRODUCTS - SUMMARY OF CHANGES IN POLICYHOLDER ACCOUNT BALANCES (Details) - USD ($) $ in Millions | 9 Months Ended |
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Dec. 31, 2024
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | $ 17,222.4 | $ 14,795.9 |
Issuances (funds collected from new business) | 1,790.4 | 2,468.6 |
Premiums received (premiums collected from inforce business) | 405.5 | 393.4 |
Policy charges | (172.4) | (170.9) |
Surrenders and withdrawals | (1,522.3) | (1,141.6) |
Benefit payments | (317.8) | (322.3) |
Interest credited | 420.8 | 367.7 |
Other | 45.7 | 38.8 |
Policyholder account values, end of period excluding contracts 100% ceded | 17,872.3 | 16,429.6 |
Policyholder account values, end of period for contracts 100% ceded | 752.4 | 810.9 |
Amount of reserves above (below) policyholder account values | (334.4) | (248.1) |
Policyholder account balances | 18,290.3 | 16,992.4 | $ 17,594.2
Balance, end of period, reinsurance ceded | (777.8) | (842.4) |
Balance, end of period, net of reinsurance | $ 17,512.5 | $ 16,150.0 |
Weighted average crediting rate |  |  |
Cash surrender value, net of reinsurance |  |  |
Net amount at risk | 30,700.0 | 29,200.0 |
Fixed indexed annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 10,766.3 | 9,999.2 |
Issuances (funds collected from new business) | 1,265.4 | 1,132.6 |
Premiums received (premiums collected from inforce business) | 17.9 | 1.3 |
Policy charges | (20.6) | (23.2) |
Surrenders and withdrawals | (670.5) | (706.5) |
Benefit payments | (219.8) | (219.5) |
Interest credited | 248.3 | 244.1 |
Other | 46.1 | 40.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 11,433.1 | 10,468.0 |
Policyholder account values, end of period for contracts 100% ceded | 115.1 | 126.8 |
Amount of reserves above (below) policyholder account values | (352.9) | (272.7) |
Policyholder account balances | 11,195.3 | 10,322.1 |
Balance, end of period, reinsurance ceded | (109.9) | (126.8) |
Balance, end of period, net of reinsurance | $ 11,085.4 | $ 10,195.3 |
Weighted average crediting rate | 2.20% | 2.10% |
Cash surrender value, net of reinsurance | $ 10,688.5 | $ 9,772.1 |
Fixed interest annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 1,646.6 | 1,636.4 |
Issuances (funds collected from new business) | 142.2 | 155.9 |
Premiums received (premiums collected from inforce business) | 1.9 | 2.5 |
Policy charges | (1.4) | (1.0) |
Surrenders and withdrawals | (117.6) | (134.4) |
Benefit payments | (74.9) | (81.0) |
Interest credited | 38.2 | 34.7 |
Other | 0.1 | (0.4) |
Policyholder account values, end of period excluding contracts 100% ceded | 1,635.1 | 1,612.7 |
Policyholder account values, end of period for contracts 100% ceded | 503.8 | 547.7 |
Amount of reserves above (below) policyholder account values | 0.0 | 0.0 |
Policyholder account balances | 2,138.9 | 2,160.4 |
Balance, end of period, reinsurance ceded | (503.8) | (547.7) |
Balance, end of period, net of reinsurance | $ 1,635.1 | $ 1,612.7 |
Weighted average crediting rate | 3.10% | 2.80% |
Cash surrender value, net of reinsurance | $ 1,586.6 | $ 1,578.0 |
Other annuities |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 107.4 | 113.1 |
Issuances (funds collected from new business) | 0.0 | 0.0 |
Premiums received (premiums collected from inforce business) | 22.8 | 24.4 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (22.7) | (24.5) |
Benefit payments | (4.3) | (4.4) |
Interest credited | 2.0 | 1.6 |
Other | (0.3) | (0.4) |
Policyholder account values, end of period excluding contracts 100% ceded | 104.9 | 109.8 |
Policyholder account values, end of period for contracts 100% ceded | 30.3 | 26.2 |
Amount of reserves above (below) policyholder account values | 0.0 | 0.0 |
Policyholder account balances | 135.2 | 136.0 |
Balance, end of period, reinsurance ceded | (30.3) | (26.2) |
Balance, end of period, net of reinsurance | $ 104.9 | $ 109.8 |
Weighted average crediting rate | 2.70% | 2.50% |
Cash surrender value, net of reinsurance | $ 104.9 | $ 109.8 |
Interest-sensitive life |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 1,321.8 | 1,255.2 |
Issuances (funds collected from new business) | 32.8 | 30.7 |
Premiums received (premiums collected from inforce business) | 164.0 | 158.3 |
Policy charges | (150.4) | (146.7) |
Surrenders and withdrawals | (27.7) | (26.4) |
Benefit payments | (18.8) | (17.4) |
Interest credited | 48.3 | 47.9 |
Other | (0.2) | (0.4) |
Policyholder account values, end of period excluding contracts 100% ceded | 1,369.8 | 1,301.2 |
Policyholder account values, end of period for contracts 100% ceded | 93.3 | 99.9 |
Amount of reserves above (below) policyholder account values | 18.5 | 24.6 |
Policyholder account balances | 1,481.6 | 1,425.7 |
Balance, end of period, reinsurance ceded | (111.0) | (118.0) |
Balance, end of period, net of reinsurance | $ 1,370.6 | $ 1,307.7 |
Weighted average crediting rate | 5.20% | 4.90% |
Cash surrender value, net of reinsurance | $ 1,122.7 | $ 1,055.5 |
Funding agreements |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 3,021.2 | 1,411.0 |
Issuances (funds collected from new business) | 350.0 | 1,149.4 |
Premiums received (premiums collected from inforce business) | 0.0 | 0.0 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (473.8) | (24.2) |
Benefit payments | 0.0 | 0.0 |
Interest credited | 82.2 | 37.5 |
Other | 0.0 | 0.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 2,979.6 | 2,573.7 |
Policyholder account values, end of period for contracts 100% ceded | 0.0 | 0.0 |
Amount of reserves above (below) policyholder account values | 0.0 | 0.0 |
Policyholder account balances | 2,979.6 | 2,573.7 |
Balance, end of period, reinsurance ceded | 0.0 | 0.0 |
Balance, end of period, net of reinsurance | $ 2,979.6 | $ 2,573.7 |
Weighted average crediting rate | 4.20% | 3.50% |
Cash surrender value, net of reinsurance | $ 0.0 | $ 0.0 |
Other |  |  |
Policyholder Account Balance [Roll Forward] |  |  |
Policyholder account values, beginning of period excluding contracts 100% ceded | 359.1 | 381.0 |
Issuances (funds collected from new business) | 0.0 | 0.0 |
Premiums received (premiums collected from inforce business) | 198.9 | 206.9 |
Policy charges | 0.0 | 0.0 |
Surrenders and withdrawals | (210.0) | (225.6) |
Benefit payments | 0.0 | 0.0 |
Interest credited | 1.8 | 1.9 |
Other | 0.0 | 0.0 |
Policyholder account values, end of period excluding contracts 100% ceded | 349.8 | 364.2 |
Policyholder account values, end of period for contracts 100% ceded | 9.9 | 10.3 |
Amount of reserves above (below) policyholder account values | 0.0 | 0.0 |
Policyholder account balances | 359.7 | 374.5 |
Balance, end of period, reinsurance ceded | (22.8) | (23.7) |
Balance, end of period, net of reinsurance | $ 336.9 | $ 350.8 |
Weighted average crediting rate | 0.80% | 0.80% |
Cash surrender value, net of reinsurance | $ 336.9 | $ 350.8 |

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