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INCOME TAXES - RECONCILIATION OF CORPORATE TAX RATE (Details)
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Income Tax Disclosure [Abstract]    
U.S. statutory corporate rate 21.00% 21.00%
Non-taxable income and nondeductible benefits, net (1.00%) (0.50%)
State taxes 2.10% 2.20%
Estimated annual effective tax rate calculated before discrete items 22.10% 22.70%
Goodwill and other asset impairment 2.90% 0.00%
Effective tax rate 25.00% 22.70%