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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)

12 Months Ended

Dec. 31, 2017

Changes in Allowance for Loan and Lease Losses [Table Text Block]

The changes in the allowance for loan and lease losses were as follows:


	Residential			Commercial			Commercial and			Construction			Consumer
Year Ended December 31, 2017	Mortgage Loans			Mortgage Loans			Industrial Loans			Loans			Loans			Total
(In thousands)
Allowance for loan and lease losses:
Beginning balance	$	33,980		$	57,261		$	61,953		$	2,562		$	49,847		$	205,603
Charge-offs		(28,186)			(39,092)			(19,855)			(3,607)			(44,030)			(134,770)
Recoveries		2,437			270			5,755			732			7,562			16,756
Provision		50,744			30,054			1,018			4,835			57,603			144,254
Ending balance	$	58,975		$	48,493		$	48,871		$	4,522		$	70,982		$	231,843
Ending balance: specific reserve for impaired loans	$	22,086		$	9,783		$	12,359		$	2,017		$	5,165		$	51,410
Ending balance: purchased credit-impaired loans (1)	$	10,873		$	378		$	-		$	-		$	-		$	11,251
Ending balance: general allowance	$	26,016		$	38,332		$	36,512		$	2,505		$	65,817		$	169,182
Loans held for investment:
Ending balance	$	3,290,957		$	1,614,972		$	2,083,253		$	111,397		$	1,749,897		$	8,850,476
Ending balance: impaired loans	$	433,434		$	152,914		$	118,300		$	47,266		$	38,394		$	790,308
Ending balance: purchased credit-impaired
loans	$	153,991		$	4,183		$	-		$	-		$	-		$	158,174
Ending balance: loans with general
allowance	$	2,703,532		$	1,457,875		$	1,964,953		$	64,131		$	1,711,503		$	7,901,994


		Residential			Commercial			Commercial and			Construction			Consumer
Year Ended December 31, 2016		Mortgage Loans			Mortgage Loans			Industrial Loans			Loans			Loans			Total
(In thousands)
Allowance for loan and lease losses:
Beginning balance		$	39,570		$	68,211		$	68,768		$	3,519		$	60,642		$	240,710
Charge-offs			(33,621)			(20,454)			(26,579)			(1,770)			(54,504)			(136,928)
Recoveries			2,941			816			2,689			316			8,326			15,088
Provision (release)			25,090			8,688			17,075			497			35,383			86,733
Ending balance		$	33,980		$	57,261		$	61,953		$	2,562		$	49,847		$	205,603
Ending balance: specific reserve for impaired loans		$	8,633		$	26,172		$	22,638		$	1,405		$	5,573		$	64,421
Ending balance: purchased credit-impaired loans (1)		$	6,632		$	225		$	-		$	-		$	-		$	6,857
Ending balance: general allowance		$	18,715		$	30,864		$	39,315		$	1,157		$	44,274		$	134,325
Loans held for investment:
Ending balance		$	3,296,031		$	1,568,808		$	2,180,455		$	124,951		$	1,716,628		$	8,886,873
Ending balance: impaired loans		$	442,267		$	194,391		$	153,543		$	53,291		$	44,413		$	887,905
Ending balance: purchased credit-impaired
loans		$	162,676		$	3,142		$	-		$	-		$	-		$	165,818
Ending balance: loans with general
allowance		$	2,691,088		$	1,371,275		$	2,026,912		$	71,660		$	1,672,215		$	7,833,150

(1)	Refer to Note 9 - Loans Held for Investment - PCI Loans for additional information about changes in the allowance for loan losses related to PCI loans.