XML 93 R82.htm IDEA: XBRL DOCUMENT v3.10.0.1
LOAN PORTFOLIO - Consumer Credit Exposure (Detail) - USD ($)
$ in Thousands
Sep. 30, 2018
Dec. 31, 2017
Sep. 30, 2017
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount $ 8,716,953 $ 8,850,476 $ 8,877,214
Other Residential Mortgage Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 3,057,210 [1] 3,152,018  
Auto loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 895,228 844,331  
Finance leases [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 311,180 257,462  
Other Consumer Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 1,540,172 1,492,435  
Residential Real Estate [Member] | Fhava Guaranteed Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 150,771 [2] 138,939 [3]  
Residential Real Estate [Member] | Other Residential Mortgage Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 3,057,210 3,152,018  
Residential Real Estate [Member] | Performing Financing Receivable [Member] | Fhava Guaranteed Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 150,771 [2] 138,939 [3]  
Residential Real Estate [Member] | Performing Financing Receivable [Member] | Other Residential Mortgage Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 2,755,322 2,819,736  
Residential Real Estate [Member] | Purchased Credit Impaired [Member] | Fhava Guaranteed Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 0 [2],[4] 0 [3],[5]  
Residential Real Estate [Member] | Purchased Credit Impaired [Member] | Other Residential Mortgage Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 145,203 [4] 153,991 [5]  
Residential Real Estate [Member] | Nonperforming Financing Receivable [Member] | Fhava Guaranteed Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 0 [2] 0 [3]  
Residential Real Estate [Member] | Nonperforming Financing Receivable [Member] | Other Residential Mortgage Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 156,685 178,291  
Consumer [Member] | Auto loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 895,228 844,331  
Consumer [Member] | Finance leases [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 311,180 257,462  
Consumer [Member] | Other Consumer Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 644,944 648,104  
Consumer [Member] | Performing Financing Receivable [Member] | Auto loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 882,970 834,120  
Consumer [Member] | Performing Financing Receivable [Member] | Finance leases [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 309,737 256,225  
Consumer [Member] | Performing Financing Receivable [Member] | Other Consumer Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 636,981 642,734  
Consumer [Member] | Purchased Credit Impaired [Member] | Auto loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 0 [4] 0 [5]  
Consumer [Member] | Purchased Credit Impaired [Member] | Finance leases [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 0 [4] 0 [5]  
Consumer [Member] | Purchased Credit Impaired [Member] | Other Consumer Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 0 [4] 0 [5]  
Consumer [Member] | Nonperforming Financing Receivable [Member] | Auto loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 12,258 10,211  
Consumer [Member] | Nonperforming Financing Receivable [Member] | Finance leases [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount 1,443 1,237  
Consumer [Member] | Nonperforming Financing Receivable [Member] | Other Consumer Loans [Member]      
Financing Receivable Recorded Investment [Line Items]      
Loans And Leases Receivable Gross Carrying Amount $ 7,963 $ 5,370  
[1]
According to the Corporationʼs delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears on two or more monthly payments. FHA/VA government-guaranteed loans, other residential mortgage loans, commercial mortgage loans and land loans past due 30-59 days as of September 30, 2018 amounted to $7.0 million, $108.1 million, $4.2 million and $0.1 million, respectively.
[2]
It is the Corporationʼs policy to report delinquent residential mortgage loans insured by the FHA, guaranteed by the VA, and other government-insured loans as 90 days past-due loans and still accruing as opposed to non-performing loans since the principal repayment is insured. This balance includes $33.9 million of residential mortgage loans insured by the FHA that were over 15 months delinquent, and were no longer accruing interest as of September 30, 2018, taking into consideration the FHA interest curtailment process.
[3]
It is the Corporationʼs policy to report delinquent residential mortgage loans insured by the FHA, guaranteed by the VA, and other government-insured loans as 90 days past-due loans and still accruing as opposed to non-performing loans since the principal repayment is insured. This balance includes $29.9 million of residential mortgage loans insured by the FHA that were over 15 months delinquent, and were no longer accruing interest as of December 31, 2017, taking into consideration the FHA interest curtailment process.
[4]
PCI loans are excluded from non-performing statistics due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses.
[5]
PCI loans are excluded from non-performing statistics due to the application of the accretion method, under which these loans will accrete interest income over the remaining life of the loans using estimated cash flow analyses.