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LOAN PORTFOLIO (Tables)

6 Months Ended

Jun. 30, 2019

Accounts Notes And Loans Receivable [Line Items]

Loan Portfolio Held for Investment [Table Text Block]

The following provides information about the loan portfolio held for investment:

		As of June 30,			As of December 31,
		2019			2018
(In thousands)
Residential mortgage loans, mainly secured by first mortgages		$	3,070,746		$	3,163,208
Commercial loans:
Construction loans			100,244			79,429
Commercial mortgage loans			1,550,364			1,522,662
Commercial and Industrial loans (1)			2,279,685			2,148,111
Total commercial loans			3,930,293			3,750,202
Finance leases			370,907			333,536
Consumer loans			1,742,009			1,611,177
Loans held for investment			9,113,955			8,858,123
Allowance for loan and lease losses			(172,011)			(196,362)
Loans held for investment, net		$	8,941,944		$	8,661,761

Loans Held for Investment on Which Accrual of Interest Income had been Discontinued [Table Text Block]

Loans held for investment on which accrual of interest income had been discontinued were as follows:
		As of			As of
		June 30,			December 31,
(In thousands)		2019			2018
Nonaccrual loans:
	Residential mortgage	$	129,501		$	147,287
	Commercial mortgage		77,495			109,536
	Commercial and Industrial		21,327			30,382
	Construction:
	Land		5,599			6,260
	Construction-residential		1,337			2,102
	Consumer:
	Auto loans		10,361			11,212
	Finance leases		994			1,329
	Other consumer loans		6,491			7,865
Total nonaccrual loans held for investment (1)(2)(3)		$	253,105		$	315,973

Corporation's Aging of Loans Held for Investment Portfolio [Table Text Block]

The Corporation’s aging of the loans held for investment portfolio is as follows:
													Purchased Credit-Impaired Loans
	30-59 Days Past Due			60-89 Days Past Due			90 days or more Past Due (1)(2)(3)			Total Past Due									Total loans held for investment			90 days past due and still accruing (1)(2)(3)
As of June 30, 2019
(In thousands)																Current
Residential mortgage:
FHA/VA government-guaranteed loans (2) (3) (4)	$	-		$	4,500		$	89,687		$	94,187		$	-		$	38,713		$	132,900		$	89,687
Other residential mortgage loans (2)(4)		-			67,875			146,108			213,983			138,367			2,585,496			2,937,846			16,607
Commercial:
Commercial and Industrial loans		960			754			22,646			24,360			-			2,255,325			2,279,685			1,319
Commercial mortgage loans (4)		-			1,473			81,099			82,572			3,339			1,464,453			1,550,364			3,604
Construction:
Land (4)		-			106			5,821			5,927			-			13,253			19,180			222
Construction-commercial		-			2,800			-			2,800			-			66,136			68,936			-
Construction-residential		-			-			1,337			1,337			-			10,791			12,128			-
Consumer:
Auto loans		33,421			6,626			10,361			50,408			-			984,688			1,035,096			-
Finance leases		5,891			1,062			994			7,947			-			362,960			370,907			-
Other consumer loans		8,588			5,128			9,796			23,512			-			683,401			706,913			3,305
Total loans held for investment	$	48,860		$	90,324		$	367,849		$	507,033		$	141,706		$	8,465,216		$	9,113,955		$	114,744

As of December 31, 2018	30-59 Days Past Due			60-89 Days Past Due			90 days or more Past Due (1)(2)(3)												Total loans held for investment			90 days past due and still accruing (1)(2)(3)
(In thousands)											Total Past Due			Purchased Credit- Impaired Loans			Current
Residential mortgage:
FHA/VA government-guaranteed loans (2) (3) (4)	$	-		$	4,183		$	104,751		$	108,934		$	-		$	38,271		$	147,205		$	104,751
Other residential mortgage loans (2)(4)		-			62,077			161,851			223,928			143,176			2,648,899			3,016,003			14,564
Commercial:
Commercial and Industrial loans		2,550			66			35,385			38,001			-			2,110,110			2,148,111			5,003
Commercial mortgage loans (4)		-			1,038			110,482			111,520			3,464			1,407,678			1,522,662			946
Construction:
Land (4)		-			207			6,327			6,534			-			13,779			20,313			67
Construction-commercial (4)		-			-			-			-			-			47,965			47,965			-
Construction-residential (4)		-			-			2,102			2,102			-			9,049			11,151			-
Consumer:
Auto loans		31,070			7,103			11,212			49,385			-			897,091			946,476			-
Finance leases		5,502			1,362			1,329			8,193			-			325,343			333,536			-
Other consumer loans		9,898			4,542			11,617			26,057			-			638,644			664,701			3,752
Total loans held for investment	$	49,020		$	80,578		$	445,056		$	574,654		$	146,640		$	8,136,829		$	8,858,123		$	129,083

Corporation's Credit Quality Indicators by Loan [Table Text Block]

The Corporation’s commercial and construction loans credit quality indicators as of June 30, 2019 and December 31, 2018 are summarized below:
		Commercial Credit Exposure - Credit Risk Profile Based on Creditworthiness Category:
					Substandard			Doubtful			Loss			Total Criticized Asset (1)			Total Portfolio
June 30, 2019		Special Mention
(In thousands)
Commercial mortgage		$	126,766		$	240,624		$	1,533		$	-		$	368,923		$	1,550,364
Construction:
Land			-			6,648			-			-			6,648			19,180
Construction - commercial			-			-			-			-			-			68,936
Construction - residential			-			1,337			-			-			1,337			12,128
Commercial and Industrial			16,760			34,874			2,563			241			54,438			2,279,685
		Commercial Credit Exposure - Credit Risk Profile Based on Creditworthiness Category:
					Substandard			Doubtful			Loss			Total Criticized Asset (1)			Total Portfolio
December 31, 2018		Special Mention
(In thousands)
Commercial mortgage		$	172,260		$	276,935		$	1,701		$	-		$	450,896		$	1,522,662
Construction:
Land			-			7,407			-			-			7,407			20,313
Construction - commercial			-			-			-			-			-			47,965
Construction - residential			-			2,102			-			-			2,102			11,151
Commercial and Industrial			85,557			45,274			6,114			396			137,341			2,148,111

The Corporation’s consumer and residential loans credit quality indicators as of June 30, 2019 and December 31, 2018 are summarized below:

		Consumer Credit Exposure - Credit Risk Profile Based on Payment Activity
		Residential Real Estate						Consumer
June 30, 2019		FHA/VA/ Guaranteed (1)			Other residential loans			Auto			Finance Leases			Other Consumer
(In thousands)
Performing		$	132,900		$	2,669,978		$	1,024,735		$	369,913		$	700,422
Purchased Credit-Impaired (2)			-			138,367			-			-			-
Nonaccrual			-			129,501			10,361			994			6,491
Total		$	132,900		$	2,937,846		$	1,035,096		$	370,907		$	706,913
		Consumer Credit Exposure - Credit Risk Profile Based on Payment Activity
			Residential Real Estate					Consumer
December 31, 2018		FHA/VA/ Guaranteed (1)			Other residential loans			Auto			Finance Leases			Other Consumer
(In thousands)
Performing		$	147,205		$	2,725,540		$	935,264		$	332,207		$	656,836
Purchased Credit-Impaired (2)			-			143,176			-			-			-
Nonaccrual			-			147,287			11,212			1,329			7,865
Total		$	147,205		$	3,016,003		$	946,476		$	333,536		$	664,701

Impaired Loans [Table Text Block]

The following tables present information about impaired loans held for investment, excluding PCI loans, which are reported separately, as discussed below:

Impaired Loans
										Impaired Loans
		Impaired Loans - With a Related Specific Allowance								With No Related Specific Allowance						Impaired Loans Total
	Recorded Investment (1)			Unpaid Principal Balance			Related Specific Allowance			Recorded Investment (1)			Unpaid Principal Balance			Recorded Investment (1)			Unpaid Principal Balance			Related Specific Allowance
(In thousands)
As of June 30, 2019
FHA/VA-Guaranteed loans	$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-
Other residential mortgage loans		284,821			314,596			18,788			106,195			147,771			391,016			462,367			18,788
Commercial:
Commercial mortgage loans		127,909			139,958			9,023			79,600			100,325			207,509			240,283			9,023
Commercial and Industrial loans		51,283			72,436			3,880			28,854			46,155			80,137			118,591			3,880
Construction:
Land		2,261			2,619			563			2,289			2,862			4,550			5,481			563
Construction-commercial		-			-			-			-			-			-			-			-
Construction-residential		523			523			11			956			1,531			1,479			2,054			11
Consumer:
Auto loans		16,003			15,969			3,567			121			213			16,124			16,182			3,567
Finance leases		1,622			1,815			115			-			-			1,622			1,815			115
Other consumer loans		8,299			9,229			888			1,092			2,422			9,391			11,651			888
	$	492,721		$	557,145		$	36,835		$	219,107		$	301,279		$	711,828		$	858,424		$	36,835
(1) Excludes accrued interest receivable.

										Impaired Loans
		Impaired Loans - With a Related Specific Allowance								With No Related Specific Allowance						Impaired Loans Total
	Recorded Investment (1)			Unpaid Principal Balance			Related Specific Allowance			Recorded Investment (1)			Unpaid Principal Balance			Recorded Investment (1)			Unpaid Principal Balance			Related Specific Allowance
(In thousands)
As of December 31, 2018
FHA/VA-Guaranteed loans	$	-		$	-		$	-		$	-		$	-		$	-		$	-		$	-
Other residential mortgage loans		293,494			325,897			19,965			110,238			148,920			403,732			474,817			19,965
Commercial:
Commercial mortgage loans		184,068			201,116			17,684			43,358			49,253			227,426			250,369			17,684
Commercial and Industrial loans		61,162			76,027			9,693			30,030			48,085			91,192			124,112			9,693
Construction:
Land		2,444			2,923			552			2,431			2,927			4,875			5,850			552
Construction-commercial		-			-			-			-			-			-			-			-
Construction-residential		1,718			2,370			208			-			-			1,718			2,370			208
Consumer:
Auto loans		17,781			17,781			3,689			250			250			18,031			18,031			3,689
Finance leases		1,914			1,914			102			22			22			1,936			1,936			102
Other consumer loans		9,291			10,066			2,083			2,068			2,750			11,359			12,816			2,083
	$	571,872		$	638,094		$	53,976		$	188,397		$	252,207		$	760,269		$	890,301		$	53,976
(1) Excludes accrued interest receivable.

	Average Recorded Investment (1)			Interest Income on Accrual Basis			Interest Income on Cash Basis			Total Interest Income
(In thousands)
For the quarter ended June 30, 2019
FHA/VA-Guaranteed loans	$	-		$	-		$	-		$	-
Other residential mortgage loans		392,477			4,364			282			4,646
Commercial:
Commercial mortgage loans		214,375			2,122			50			2,172
Commercial and Industrial loans		81,281			929			20			949
Construction:
Land		4,594			20			7			27
Construction-commercial		-			-			-			-
Construction-residential		1,483			3			-			3
Consumer:
Auto loans		16,697			297			-			297
Finance leases		1,695			35			-			35
Other consumer loans		9,648			234			55			289
	$	722,250		$	8,004		$	414		$	8,418
(1) Excludes accrued interest receivable.

	Average Recorded Investment (1)			Interest Income on Accrual Basis			Interest Income on Cash Basis			Total Interest Income
(In thousands)
For the quarter ended June 30, 2018
FHA/VA-Guaranteed loans	$	-		$	-		$	-		$	-
Other residential mortgage loans		411,331			4,358			371			4,729
Commercial:
Commercial mortgage loans		179,978			856			348			1,204
Commercial and Industrial loans		114,749			624			16			640
Construction:
Land		11,370			23			7			30
Construction-commercial		-			-			-			-
Construction-residential		252			-			-			-
Consumer:
Auto loans		20,310			389			-			389
Finance leases		1,677			28			-			28
Other consumer loans		11,830			276			34			310
	$	751,497		$	6,554		$	776		$	7,330
(1) Excludes accrued interest receivable.

	Average Recorded Investment (1)			Interest Income on Accrual Basis			Interest Income on Cash Basis			Total Interest Income
(In thousands)
Six-month Period Ended June 30, 2019
FHA/VA-Guaranteed loans	$	-		$	-		$	-		$	-
Other residential mortgage loans		394,159			8,759			532			9,291
Commercial:
Commercial mortgage loans		221,327			4,125			151			4,276
Commercial and Industrial loans		84,551			1,871			22			1,893
Construction:
Land		4,655			41			18			59
Construction-commercial		-			-			-			-
Construction-residential		1,489			3			-			3
Consumer:
Auto loans		17,274			607			-			607
Finance leases		1,836			71			-			71
Other consumer loans		10,093			460			83			543
	$	735,384		$	15,937		$	806		$	16,743
(1) Excludes accrued interest receivable.

	Average Recorded Investment (1)			Interest Income on Accrual Basis			Interest Income on Cash Basis			Total Interest Income
(In thousands)
Six-Month Period Ended June 30, 2018
FHA/VA-Guaranteed loans	$	-		$	-		$	-		$	-
Other residential mortgage loans		413,137			8,618			824			9,442
Commercial:
Commercial mortgage loans		181,950			1,598			432			2,030
Commercial and Industrial loans		114,379			1,173			44			1,217
Construction:
Land		11,522			47			15			62
Construction-commercial		-			-			-			-
Construction-residential		252			-			-			-
Consumer:
Auto loans		20,826			784			-			784
Finance leases		1,754			59			-			59
Other consumer loans		12,073			561			74			635
	$	755,893		$	12,840		$	1,389		$	14,229
(1) Excludes accrued interest receivable.

The following tables show the activity for impaired loans for the quarters and six-month periods ended June 30, 2019 and 2018:
						Quarter Ended						Six-Month Period Ended
						June 30,						June 30,
							2019			2018			2019			2018
(In thousands)
Impaired Loans:
Balance at beginning of period						$	732,871		$	746,280		$	760,269		$	790,308
Loans determined impaired during the period							11,653			34,273			22,355			95,681
Charge-offs (1)							(15,627)			(13,207)			(29,048)			(30,420)
Loans sold, net of charge-offs							-			-			-			(4,121)
Increases to existing impaired loans							362			77			1,615			7,075
Foreclosures							(4,950)			(7,777)			(12,934)			(19,452)
Loans no longer considered impaired							(551)			(2,433)			(703)			(3,940)
Loans transferred to held for sale							-			-			-			(57,213)
Paid in full, partial payments and other							(11,930)			(17,079)			(29,726)			(37,784)
Balance at end of period						$	711,828		$	740,134		$	711,828		$	740,134

Allowance For Credit Losses On Financing Receivables [Table Text Block]

The changes in the allowance for loan and lease losses were as follows:
		Residential Mortgage Loans			Commercial Mortgage Loans			Commercial & Industrial Loans			Construction Loans			Consumer Loans			Total
Quarter ended June 30, 2019
(In thousands)
Allowance for loan and lease losses:
Beginning balance		$	51,886		$	53,430		$	22,321		$	3,331		$	52,764		$	183,732
Charge-offs			(4,768)			(11,688)			(358)			(72)			(11,027)			(27,913)
Recoveries			580			90			275			309			2,404			3,658
Provision (release)			586			4,541			(594)			(542)			8,543			12,534
Ending balance		$	48,284		$	46,373		$	21,644		$	3,026		$	52,684		$	172,011
Ending balance: specific reserve for impaired loans		$	18,788		$	9,023		$	3,880		$	574		$	4,570		$	36,835
Ending balance: PCI loans (1)		$	11,063		$	371		$	-		$	-		$	-		$	11,434
Ending balance: general allowance		$	18,433		$	36,979		$	17,764		$	2,452		$	48,114		$	123,742
Loans held for investment:
Ending balance		$	3,070,746		$	1,550,364		$	2,279,685		$	100,244		$	2,112,916		$	9,113,955
Ending balance: impaired loans		$	391,016		$	207,509		$	80,137		$	6,029		$	27,137		$	711,828
Ending balance: PCI loans		$	138,367		$	3,339		$	-		$	-		$	-		$	141,706
Ending balance: loans with general allowance		$	2,541,363		$	1,339,516		$	2,199,548		$	94,215		$	2,085,779		$	8,260,421
		Residential Mortgage Loans			Commercial Mortgage Loans			Commercial & Industrial Loans			Construction Loans			Consumer Loans			Total
Six-Month Period Ended June 30, 2019
(In thousands)
Allowance for loan and lease losses:
Beginning balance		$	50,794		$	55,581		$	32,546		$	3,592		$	53,849		$	196,362
Charge-offs			(10,941)			(14,088)			(6,669)			(279)			(24,296)			(56,273)
Recoveries			1,206			218			1,370			350			4,424			7,568
Provision (release)			7,225			4,662			(5,603)			(637)			18,707			24,354
Ending balance		$	48,284		$	46,373		$	21,644		$	3,026		$	52,684		$	172,011
Ending balance: specific reserve for impaired loans		$	18,788		$	9,023		$	3,880		$	574		$	4,570		$	36,835
Ending balance: PCI loans (1)		$	11,063		$	371		$	-		$	-		$	-		$	11,434
Ending balance: general allowance		$	18,433		$	36,979		$	17,764		$	2,452		$	48,114		$	123,742
Loans held for investment:
Ending balance		$	3,070,746		$	1,550,364		$	2,279,685		$	100,244		$	2,112,916		$	9,113,955
Ending balance: impaired loans		$	391,016		$	207,509		$	80,137		$	6,029		$	27,137		$	711,828
Ending balance: PCI loans		$	138,367		$	3,339		$	-		$	-		$	-		$	141,706
Ending balance: loans with general allowance		$	2,541,363		$	1,339,516		$	2,199,548		$	94,215		$	2,085,779		$	8,260,421

		Residential Mortgage Loans			Commercial Mortgage Loans			Commercial & Industrial Loans			Construction Loans			Consumer Loans			Total
Quarter ended June 30, 2018
(In thousands)
Allowance for loan and lease losses:
Beginning balance		$	56,386		$	50,393		$	47,659		$	4,122		$	67,296		$	225,856
Charge-offs			(5,544)			(3,897)			(5,110)			(818)			(12,327)			(27,696)
Recoveries			689			38			1,376			138			2,098			4,339
Provision			3,599			2,184			75			507			13,171			19,536
Ending balance		$	55,130		$	48,718		$	44,000		$	3,949		$	70,238		$	222,035
Ending balance: specific reserve for impaired loans		$	19,804		$	12,204		$	10,592		$	1,061		$	5,853		$	49,514
Ending balance: PCI loans (1)		$	10,954		$	400		$	-		$	-		$	-		$	11,354
Ending balance: general allowance		$	24,372		$	36,114		$	33,408		$	2,888		$	64,385		$	161,167
Loans held for investment:
Ending balance		$	3,238,001		$	1,533,308		$	2,009,049		$	84,683		$	1,775,250		$	8,640,291
Ending balance: impaired loans		$	409,085		$	175,575		$	111,371		$	11,261		$	32,842		$	740,134
Ending balance: PCI loans		$	148,025		$	4,217		$	-		$	-		$	-		$	152,242
Ending balance: loans with general allowance		$	2,680,891		$	1,353,516		$	1,897,678		$	73,422		$	1,742,408		$	7,747,915
		Residential Mortgage Loans			Commercial Mortgage Loans			Commercial & Industrial Loans			Construction Loans			Consumer Loans			Total
Six-Month Period Ended June 30, 2018
(In thousands)
Allowance for loan and lease losses:
Beginning balance		$	58,975		$	48,493		$	48,871		$	4,522		$	70,982		$	231,843
Charge-offs (2)			(8,915)			(10,707)			(7,040)			(5,995)			(24,399)			(57,056)
Recoveries			1,024			87			1,438			151			4,468			7,168
Provision (2)			4,046			10,845			731			5,271			19,187			40,080
Ending balance		$	55,130		$	48,718		$	44,000		$	3,949		$	70,238		$	222,035
Ending balance: specific reserve for impaired loans		$	19,804		$	12,204		$	10,592		$	1,061		$	5,853		$	49,514
Ending balance: PCI loans (1)		$	10,954		$	400		$	-		$	-		$	-		$	11,354
Ending balance: general allowance		$	24,372		$	36,114		$	33,408		$	2,888		$	64,385		$	161,167
Loans held for investment:
Ending balance		$	3,238,001		$	1,533,308		$	2,009,049		$	84,683		$	1,775,250		$	8,640,291
Ending balance: impaired loans		$	409,085		$	175,575		$	111,371		$	11,261		$	32,842		$	740,134
Ending balance: PCI loans		$	148,025		$	4,217		$	-		$	-		$	-		$	152,242
Ending balance: loans with general allowance		$	2,680,891		$	1,353,516		$	1,897,678		$	73,422		$	1,742,408		$	7,747,915

The tables below present the allowance for loan and lease losses and the carrying value of loans by portfolio segment as of June 30, 2019 and December 31, 2018:
As of June 30, 2019	Residential Mortgage Loans			Commercial Mortgage Loans			Commercial and Industrial Loans						Consumer Loans
										Construction Loans
(Dollars in thousands)																	Total
Impaired loans without specific reserves:
Principal balance of loans, net of charge-offs	$	106,195		$	79,600		$	28,854		$	3,245		$	1,213			$	219,107
Impaired loans with specific reserves:
Principal balance of loans, net of charge-offs		284,821			127,909			51,283			2,784			25,924				492,721
Allowance for loan and lease losses		18,788			9,023			3,880			574			4,570				36,835
Allowance for loan and lease losses to principal
balance		6.60	%		7.05	%		7.57	%		20.62	%		17.63	%			7.48	%
PCI loans:
Carrying value of PCI loans	$	138,367		$	3,339		$	-		$	-		$	-			$	141,706
Allowance for PCI loans		11,063			371			-			-			-				11,434
Allowance for PCI loans to carrying value		8.00	%		11.11	%												8.07	%
Loans with general allowance:
Principal balance of loans	$	2,541,363		$	1,339,516		$	2,199,548		$	94,215		$	2,085,779			$	8,260,421
Allowance for loan and lease losses		18,433			36,979			17,764			2,452			48,114				123,742
Allowance for loan and lease losses to principal
balance		0.73	%		2.76	%		0.81	%		2.60	%		2.31		%		1.50	%
Total loans held for investment:
Principal balance of loans	$	3,070,746		$	1,550,364		$	2,279,685		$	100,244		$	2,112,916			$	9,113,955
Allowance for loan and lease losses		48,284			46,373			21,644			3,026			52,684				172,011
Allowance for loan and lease losses to principal
balance (1)		1.57	%		2.99	%		0.95	%		3.02	%		2.49		%		1.89	%

As of December 31, 2018	Residential Mortgage Loans			Commercial Mortgage Loans			Commercial and Industrial Loans						Consumer Loans
										Construction Loans
(Dollars in thousands)																Total
Impaired loans without specific reserves:
Principal balance of loans, net of charge-offs	$	110,238		$	43,358		$	30,030		$	2,431		$	2,340		$	188,397
Impaired loans with specific reserves:
Principal balance of loans, net of charge-offs		293,494			184,068			61,162			4,162			28,986			571,872
Allowance for loan and lease losses		19,965			17,684			9,693			760			5,874			53,976
Allowance for loan and lease losses to principal
balance		6.80	%		9.61	%		15.85	%		18.26	%		20.26	%		9.44	%
PCI loans:
Carrying value of PCI loans	$	143,176		$	3,464		$	-		$	-		$	-		$	146,640
Allowance for PCI loans		10,954			400			-			-			-			11,354
Allowance for PCI loans to carrying value		7.65	%		11.55	%											7.74	%
Loans with general allowance:
Principal balance of loans	$	2,616,300		$	1,291,772		$	2,056,919		$	72,836		$	1,913,387		$	7,951,214
Allowance for loan and lease losses		19,875			37,497			22,853			2,832			47,975			131,032
Allowance for loan and lease losses to principal
balance		0.76	%		2.90	%		1.11	%		3.89	%		2.51	%		1.65	%
Total loans held for investment:
Principal balance of loans	$	3,163,208		$	1,522,662		$	2,148,111		$	79,429		$	1,944,713		$	8,858,123
Allowance for loan and lease losses		50,794			55,581			32,546			3,592			53,849			196,362
Allowance for loan and lease losses to principal
balance (1)		1.61	%		3.65	%		1.52	%		4.52	%		2.77	%		2.22	%

TDR [Member]

Accounts Notes And Loans Receivable [Line Items]

Troubled Debt Restructurings On Financing Receivables [Table Text Block]

Selected information on all of the Corporation's TDR loans held for investment based on the recorded investment by loan class and modification type is summarized in the following tables. This information reflects all of the Corporation's TDRs held for investment:
		As of June 30, 2019
		Interest rate below market			Maturity or term extension			Combination of reduction in interest rate and extension of maturity			Forgiveness of principal and/or interest			Forbearance Agreement			Other (1)			Total
(In thousands)
Troubled Debt Restructurings:
Non - FHA/VA residential mortgage loans		$	20,893		$	12,502		$	230,894		$	-		$	143		$	62,271		$	326,703
Commercial Mortgage loans (2)			3,882			1,804			118,774			-			19,991			8,915			153,366
Commercial and Industrial loans			627			18,861			12,605			-			709			37,708			70,510
Construction loans:
Land			26			2,371			1,782			-			-			261			4,440
Construction-commercial			-			-			-			-			-			-			-
Construction-residential			-			523			-			-			-			-			523
Consumer loans - Auto			-			1,212			8,778			-			-			6,134			16,124
Finance leases			-			73			1,145			-			-			404			1,622
Consumer loans - Other			1,329			1,161			5,125			227			-			1,259			9,101
Total Troubled Debt Restructurings		$	26,757		$	38,507		$	379,103		$	227		$	20,843		$	116,952		$	582,389

		As of December 31, 2018
		Interest rate below market			Maturity or term extension			Combination of reduction in interest rate and extension of maturity			Forgiveness of principal and/or interest			Forbearance Agreement			Other (1)			Total
(In thousands)
Troubled Debt Restructurings:
Non - FHA/VA residential mortgage loans		$	22,729		$	11,586		$	239,348		$	-		$	145		$	60,094		$	333,902
Commercial Mortgage loans (2)			3,966			2,005			122,709			-			-			9,269			137,949
Commercial and Industrial loans (3)			664			19,769			13,323			-			2,673			38,492			74,921
Construction loans:
Land			16			2,524			1,933			-			-			292			4,765
Construction-commercial			-			-			-			-			-			-			-
Construction-residential			-			545			-			-			-			217			762
Consumer loans - Auto			-			1,517			10,085			-			-			6,429			18,031
Finance leases			-			101			1,186			-			-			648			1,935
Consumer loans - Other			1,396			1,236			5,651			275			-			1,824			10,382
Total Troubled Debt Restructurings		$	28,771		$	39,283		$	394,235		$	275		$	2,818		$	117,265		$	582,647

	The following table presents the Corporation's TDR loans held for investment activity:
				Quarter Ended							Six-Month Period Ended
				June 30,							June 30,
				2019				2018			2019				2018
(In thousands)
Beginning balance of TDRs				$	589,795			$	572,376		$	582,647			$	587,219
New TDRs					6,961				13,228			32,420				56,647
Increases to existing TDRs					347				75			1,522				6,846
Charge-offs post modification (1)					(2,092)				(8,616)			(4,913)				(17,787)
Foreclosures					(3,278)				(3,759)			(6,921)				(10,802)
TDRs transferred to held for sale, net of charge-off					-				-			-				(30,000)
Paid-off, partial payments and other					(9,344)				(16,108)			(22,366)				(34,927)
Ending balance of TDRs				$	582,389			$	557,196		$	582,389			$	557,196

The following tables provide a breakdown of the TDR loans held for investment by those in accrual and nonaccrual status:
		As of June 30, 2019
		Accrual			Nonaccrual (1)			Total TDRs
(In thousands)
Non-FHA/VA residential mortgage loans		$	271,067		$	55,636		$	326,703
Commercial mortgage loans (2)			125,793			27,573			153,366
Commercial and Industrial loans			63,216			7,294			70,510
Construction loans:
Land			980			3,460			4,440
Construction-commercial			-			-			-
Construction-residential			523			-			523
Consumer loans - Auto			10,385			5,739			16,124
Finance leases			1,597			25			1,622
Consumer loans - Other			8,485			616			9,101
Total Troubled Debt Restructurings		$	482,046		$	100,343		$	582,389

		As of December 31, 2018
		Accrual			Nonaccrual (1)			Total TDRs
(In thousands)
Non-FHA/VA residential mortgage loans		$	271,766		$	62,136		$	333,902
Commercial mortgage loans (2)			116,830			21,119			137,949
Commercial and Industrial loans (3)			66,603			8,318			74,921
Construction loans:
Land			1,071			3,694			4,765
Construction-commercial			-			-			-
Construction-residential			-			762			762
Consumer loans - Auto			11,842			6,189			18,031
Finance leases			1,791			144			1,935
Consumer loans - Other			9,025			1,357			10,382
Total Troubled Debt Restructurings		$	478,928		$	103,719		$	582,647

Loan modifications that are considered TDR loans completed during the quarters and six-month periods ended June 30, 2019 and 2018, were as follows:

	Quarter Ended June 30, 2019
	Number of contracts		Pre-modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
(Dollars in thousands)
Troubled Debt Restructurings:
Non-FHA/VA residential mortgage loans	37		$	4,174		$	3,974
Commercial mortgage loans	3			520			520
Commercial and Industrial loans	2			96			96
Construction loans:
Land	3			106			105
Consumer loans - Auto	76			1,175			1,141
Finance leases	14			285			282
Consumer loans - Other	174			841			843
Total Troubled Debt Restructurings	309		$	7,197		$	6,961
	Six-Month Period Ended June 30, 2019
	Number of contracts		Pre-modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
(Dollars in thousands)
Troubled Debt Restructurings:
Non-FHA/VA residential mortgage loans	66		$	7,352		$	7,165
Commercial mortgage loans	6			23,030			20,854
Commercial and Industrial loans	6			203			202
Construction loans:
Land	4			118			117
Consumer loans - Auto	138			2,122			2,088
Finance leases	21			444			441
Consumer loans - Other	322			1,533			1,553
Total Troubled Debt Restructurings	563		$	34,802		$	32,420

	Quarter Ended June 30, 2018
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
(Dollars in thousands)
Troubled Debt Restructurings:
Non-FHA/VA residential mortgage loans	19		$	2,034		$	1,934
Commercial mortgage loans	2			5,765			5,765
Commercial and Industrial loans	3			3,453			3,128
Construction loans:
Land	1			97			97
Consumer loans - Auto	76			1,245			1,239
Consumer loans - Other	231			1,034			1,065
Total Troubled Debt Restructurings	332		$	13,628		$	13,228
	Six-Month Period Ended June 30, 2018
	Number of contracts		Pre-Modification Outstanding Recorded Investment			Post-Modification Outstanding Recorded Investment
(Dollars in thousands)
Troubled Debt Restructurings:
Non-FHA/VA residential mortgage loans	43		$	4,642		$	4,548
Commercial mortgage loans	5			42,511			42,523
Commercial and Industrial loans	6			6,050			5,710
Construction loans:
Land	1			97			97
Consumer loans - Auto	121			1,925			1,919
Consumer loans - Other	367			1,819			1,850
Total Troubled Debt Restructurings	543		$	57,044		$	56,647

Loan modifications considered TDR loans that defaulted during the quarters and six-month periods ended June 30, 2019 and 2018, and had become TDR during the 12-months preceding the default date, were as follows:

	Quarter Ended June 30,
	2019					2018
	Number of contracts		Recorded Investment			Number of contracts		Recorded Investment
(Dollars in thousands)
Non-FHA/VA residential mortgage loans	3		$	184		6		$	681
Consumer loans - Auto	29			517		31			514
Consumer loans - Other	16			57		28			100
Total	48		$	758		65		$	1,295

	Six-Month Period Ended June 30,
	2019					2018
	Number of contracts		Recorded Investment			Number of contracts		Recorded Investment
(Dollars in thousands)
Non-FHA/VA residential mortgage loans	3		$	184		10		$	1,068
Consumer loans - Auto	49			767		33			537
Consumer loans - Other	34			105		39			154
Finance leases	-			-		1			22
Total	86		$	1,056		83		$	1,781

TDR [Member] | 90 days or more Past Due [Member] | Loan Split [Member]

Accounts Notes And Loans Receivable [Line Items]

Troubled Debt Restructurings On Financing Receivables [Table Text Block]

The following tables provide additional information about the volume of this type of loan restructuring as of June 30, 2019 and 2018 and the effect on the allowance for loan and lease losses in the first six months of 2019 and 2018:

(In thousands)		June 30, 2019			June 30, 2018
Beginning balance		$	33,840		$	35,577
New TDR loan splits			20,059			29,601
Paid-off and partial payments			(683)			(619)
Ending balance		$	53,216		$	64,559
(In thousands)		June 30, 2019			June 30, 2018
Allowance for loan losses at the beginning of the year		$	473		$	3,846
Charges to the provision for loan losses			1,106			1,902
Net charge-offs			-			(1,137)
Allowance for loan losses at the end of the year		$	1,579		$	4,611

PCI loans

Accounts Notes And Loans Receivable [Line Items]

Loan Portfolio Held for Investment [Table Text Block]

The carrying amounts of PCI loans were as follows:
		As of
		June 30,			December 31,
		2019			2018
(In thousands)
Residential mortgage loans		$	138,367		$	143,176
Commercial mortgage loans			3,339			3,464
Total PCI loans		$	141,706		$	146,640
Allowance for loan losses			(11,434)			(11,354)
Total PCI loans, net of allowance for loan losses		$	130,272		$	135,286

Corporation's Aging of Loans Held for Investment Portfolio [Table Text Block]

The following tables present PCI loans by past due status as of June 30, 2019 and December 31, 2018:
As of June 30, 2019	30-59 Days			60-89 Days			90 days or more			Total Past Due							Total PCI loans
														Current
(In thousands)
Residential mortgage loans	$	-		$	7,750		$	24,626		$	32,376			$	105,991		$	138,367
Commercial mortgage loans		-			-			2,397			2,397				942			3,339
Total (1)	$	-		$	7,750		$	27,023		$	34,773			$	106,933		$	141,706
As of December 31, 2018	30-59 Days			60-89 Days			90 days or more			Total Past Due							Total PCI loans
														Current
(In thousands)
Residential mortgage loans	$	-		$	6,979		$	26,932		$	33,911			$	109,265		$	143,176
Commercial mortgage loans		-			-			2,512			2,512				952			3,464
Total (1)	$	-		$	6,979		$	29,444		$	36,423			$	110,217		$	146,640

Accretable yield [Table Text Block]

Changes in the accretable yield of PCI loans for the quarters and six-month periods ended June 30, 2019 and 2018 were as follows:
	Quarter Ended						Six-Month Period Ended
	June 30,			June 30,			June 30,			June 30,
	2019			2018			2019			2018
(In thousands)
Balance at beginning of period	$	91,060		$	101,059		$	93,493		$	103,682
Accretion recognized in earnings		(2,365)			(2,570)			(4,798)			(5,193)
Balance at end of period	$	88,695		$	98,489		$	88,695		$	98,489

Changes In Carrying Amount Of Purchased Credit Impaired Loans Table [Text Block]

Changes in the carrying amount of PCI loans accounted for pursuant to ASC Topic 310-30 were as follows:
			Quarter Ended						Six-Month Period Ended
			June 30, 2019			June 30, 2018			June 30, 2019			June 30, 2018
(In thousands)
Balance at beginning of period			$	144,443		$	155,281		$	146,640		$	158,174
Accretion				2,365			2,570			4,798			5,193
Collections				(4,260)			(4,359)			(8,100)			(7,755)
Foreclosures				(842)			(1,250)			(1,632)			(3,370)
Ending balance			$	141,706		$	152,242		$	141,706		$	152,242
Allowance for loan losses				(11,434)			(11,354)			(11,434)			(11,354)
Ending balance, net of allowance for loan losses			$	130,272		$	140,888		$	130,272		$	140,888

Allowance For Credit Losses On Financing Receivables [Table Text Block]

Changes in the allowance for loan losses related to PCI loans were as follows:
			Quarter Ended						Six-Month Period Ended
			June 30, 2019			June 30, 2018			June 30, 2019			June 30, 2018
(In thousands)
Balance at beginning of period			$	11,354		$	11,251		$	11,354		$	11,251
Provision for loan losses				80			103			80			103
Balance at the end of period			$	11,434		$	11,354		$	11,434		$	11,354

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Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 7
-URI http://asc.fasb.org/extlink&oid=84173941&loc=d3e5111-111524

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X

- Definition

Tabular disclosure of financing receivables and troubled debt restructurings.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 33
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953676-111524

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 34
-URI http://asc.fasb.org/extlink&oid=84173941&loc=SL6953682-111524

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