LOANS HELD FOR INVESTMENT (Tables)	6 Months Ended
LOANS HELD FOR INVESTMENT (Tables)	Jun. 30, 2023
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan Portfolio Held for Investment [Table Text Block]	The following table provides information about the loan portfolio held for investment by portfolio segment and disaggregated by geographic locations as of the indicated dates: As of June 30, As of December 31, 2023 2022 (In thousands) Puerto Rico and Virgin Islands region: Residential mortgage loans, mainly secured by first mortgages $ 2,352,310 $ 2,417,900 Construction loans 69,219 34,772 Commercial mortgage loans 1,800,289 1,834,204 Commercial and Industrial ("C&I") loans 2,011,774 1,860,109 Consumer loans 3,487,454 3,317,489 Loans held for investment $ 9,721,046 $ 9,464,474 Florida region: Residential mortgage loans, mainly secured by first mortgages $ 441,480 $ 429,390 Construction loans 94,779 98,181 Commercial mortgage loans 519,780 524,647 C&I loans 934,427 1,026,154 Consumer loans 7,803 9,979 Loans held for investment $ 1,998,269 $ 2,088,351 Total: Residential mortgage loans, mainly secured by first mortgages $ 2,793,790 $ 2,847,290 Construction loans 163,998 132,953 Commercial mortgage loans 2,320,069 2,358,851 C&I loans (1) 2,946,201 2,886,263 Consumer loans 3,495,257 3,327,468 Loans held for investment (2) 11,719,315 11,552,825 ACL on loans and finance leases (267,058) (260,464) Loans held for investment, net $ 11,452,257 $ 11,292,361 (1) As of June 30, 2023 and December 31, 2022, includes $ 821.4 million and $ 838.5 million, respectively, of commercial loans that were secured by real estate and the primary source of repayment at origination was not dependent upon the real estate. (2) Includes accretable fair value net purchase discounts of $ 27.1 million and $ 29.3 million as of June 30, 2023 and December 31, 2022, respectively.
Corporation's Aging of Loans Held for Investment Portfolio [Table Text Block]	The Corporation’s aging of the loan portfolio held for investment, as well as information about nonaccrual loans with no ACL, by portfolio classes as of June 30, 2023 and December 31, 2022 are as follows: As of June 30, 2023 Days Past Due and Accruing Current 30-59 60-89 90+ (1) (2) (3) Nonaccrual (4) Total loans held for investment Nonaccrual Loans with no ACL (5) (In thousands) Residential mortgage loans, mainly secured by first mortgages: FHA/VA government-guaranteed loans (1) (3) (6) $ 69,242 $ - $ 1,605 $ 34,038 $ - $ 104,885 $ - Conventional residential mortgage loans (2) (6) 2,613,464 - 29,274 12,915 33,252 2,688,905 1,861 Commercial loans: Construction loans (6) 161,248 1,062 11 - 1,677 163,998 973 Commercial mortgage loans (2) (6) 2,287,864 4,551 565 5,553 21,536 2,320,069 11,834 C&I loans 2,928,957 1,827 1,186 5,037 9,194 2,946,201 1,816 Consumer loans: Auto loans 1,803,442 44,425 8,281 - 11,311 1,867,459 3,464 Finance leases 778,649 8,015 1,564 - 2,483 790,711 496 Personal loans 359,898 4,363 1,985 - 1,353 367,599 - Credit cards 305,434 3,734 2,620 5,668 - 317,456 - Other consumer loans 147,419 2,191 1,207 - 1,215 152,032 35 Total loans held for investment $ 11,455,617 $ 70,168 $ 48,298 $ 63,211 $ 82,021 $ 11,719,315 $ 20,479 (1) It is the Corporation's policy to report delinquent Federal Housing Authority (“FHA”)/Veterans Affairs (“VA”) government-guaranteed residential mortgage loans as past-due loans 90 days and still accruing as opposed to nonaccrual loans. The Corporation continues accruing interest on these loans until they have passed the 15 months delinquency mark, taking into consideration the FHA interest curtailment process. These balances include $ 19.9 million of residential mortgage loans guaranteed by the FHA that were over 15 months delinquent as of June 30, 2023. (2) Includes purchased credit deteriorated ("PCD") loans previously accounted for under ASC Subtopic 310-30, "Loans and Debt Securities Acquired with Deteriorated Credit Quality" ("ASC Subtopic 310-30") for which the Corporation made the accounting policy election of maintaining pools of loans as “units of account” both at the time of adoption of CECL on January 1, 2020 and on an ongoing basis for credit loss measurement. These loans will continue to be excluded from nonaccrual loan statistics as long as the Corporation can reasonably estimate the timing and amount of cash flows expected to be collected on the loan pools. The portion of such loans contractually past due 90 days or more, amounting to $ 9.5 million as of June 30, 2023 ($ 8.5 million conventional residential mortgage loans and $ 1.0 million commercial mortgage loans), is presented in the loans past due 90 days or more and still accruing category in the table above. (3) Include rebooked loans, which were previously pooled into GNMA securities, amounting to $ 6.5 million as of June 30, 2023. Under the GNMA program, the Corporation has the option but not the obligation to repurchase loans that meet GNMA’s specified delinquency criteria. For accounting purposes, these loans subject to the repurchase option are required to be reflected on the financial statements with an offsetting liability. (4) Nonaccrual loans in the Florida region amounted to $ 9.8 million as of June 30, 2023, primarily nonaccrual residential mortgage loans and C&I loans. (5) Includes $ 0.3 million of nonaccrual C&I loans with no ACL in the Florida region as of June 30, 2023. (6) According to the Corporation's delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears on two or more monthly payments. FHA/VA government-guaranteed loans, conventional residential mortgage loans, commercial mortgage loans, and construction loans past due 30-59 days, but less than two payments in arrears, as of June 30, 2023 amounted to $ 6.6 million, $ 62.9 million, $ 1.9 million, and $ 0.2 million, respectively. As of December 31, 2022 Days Past Due and Accruing Current 30-59 60-89 90+ (1)(2)(3) Nonaccrual (4) Total loans held for investment Nonaccrual Loans with no ACL (5) (In thousands) Residential mortgage loans, mainly secured by first mortgages: FHA/VA government-guaranteed loans (1) (3) (6) $ 67,116 $ - $ 2,586 $ 48,456 $ - $ 118,158 $ - Conventional residential mortgage loans (2) (6) 2,643,909 - 25,630 16,821 42,772 2,729,132 2,292 Commercial loans: Construction loans 130,617 - - 128 2,208 132,953 977 Commercial mortgage loans (2) (6) 2,330,094 300 2,367 3,771 22,319 2,358,851 15,991 C&I loans 2,868,989 1,984 1,128 6,332 7,830 2,886,263 3,300 Consumer loans: Auto loans 1,740,271 40,039 7,089 - 10,672 1,798,071 2,136 Finance leases 707,646 7,148 1,791 - 1,645 718,230 330 Personal loans 346,366 3,738 1,894 - 1,248 353,246 - Credit cards 301,013 3,705 2,238 4,775 - 311,731 - Other consumer loans 141,687 1,804 1,458 - 1,241 146,190 - Total loans held for investment $ 11,277,708 $ 58,718 $ 46,181 $ 80,283 $ 89,935 $ 11,552,825 $ 25,026 (1) It is the Corporation's policy to report delinquent FHA/VA government-guaranteed residential mortgage loans as past-due loans 90 days and still accruing as opposed to nonaccrual loans. The Corporation continues accruing interest on these loans until they have passed the 15 months delinquency mark, taking into consideration the FHA interest curtailment process. These balances include $ 28.2 million of residential mortgage loans guaranteed by the FHA that were over 15 months delinquent as of December 31, 2022. (2) Includes PCD loans previously accounted for under ASC Subtopic 310-30 for which the Corporation made the accounting policy election of maintaining pools of loans as “units of account” both at the time of adoption of CECL on January 1, 2020 and on an ongoing basis for credit loss measurement. These loans will continue to be excluded from nonaccrual loan statistics as long as the Corporation can reasonably estimate the timing and amount of cash flows expected to be collected on the loan pools. The portion of such loans contractually past due 90 days or more, amounting to $ 12.0 million as of December 31, 2022 ($ 11.0 million conventional residential mortgage loans and $ 1.0 million commercial mortgage loans), is presented in the loans past due 90 days or more and still accruing category in the table above. (3) Include rebooked loans, which were previously pooled into GNMA securities, amounting to $ 10.3 million as of December 31, 2022. Under the GNMA program, the Corporation has the option but not the obligation to repurchase loans that meet GNMA’s specified delinquency criteria. For accounting purposes, these loans subject to the repurchase option are required to be reflected on the financial statements with an offsetting liability. (4) Nonaccrual loans in the Florida region amounted to $ 8.3 million as of December 31, 2022, primarily nonaccrual residential mortgage loans. (5) Includes $ 0.3 million of nonaccrual C&I loans with no ACL in the Florida region as of December 31, 2022. (6) According to the Corporation's delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears on two or more monthly payments. FHA/VA government-guaranteed loans, conventional residential mortgage loans, and commercial mortgage loans past due 30-59 days, but less than two payments in arrears, as of December 31, 2022 amounted to $ 6.1 million, $ 65.2 million, and $ 1.6 million, respectively.
Corporation's Credit Quality Indicators by Loan [Table Text Block]	As of June 30, 2023 Puerto Rico and Virgin Islands region Term Loans As of December 31, 2022 Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) CONSTRUCTION Risk Ratings: Pass $ 29,645 $ 22,238 $ 11,093 $ - $ - $ 3,887 $ - $ 66,863 $ 31,879 Criticized: Special Mention - - - - - - - - - Substandard - 7 - - - 2,349 - 2,356 2,893 Doubtful - - - - - - - - - Loss - - - - - - - - - Total construction loans $ 29,645 $ 22,245 $ 11,093 $ - $ - $ 6,236 $ - $ 69,219 $ 34,772 Charge-offs on construction loans $ - $ - $ - $ - $ - $ 38 $ - $ 38 COMMERCIAL MORTGAGE Risk Ratings: Pass $ 94,161 $ 385,980 $ 139,699 $ 322,212 $ 283,938 $ 381,556 $ 427 $ 1,607,973 $ 1,655,728 Criticized: Special Mention - 4,487 - 33,698 - 118,636 - 156,821 145,415 Substandard - 129 - - 2,847 32,519 - 35,495 33,061 Doubtful - - - - - - - - - Loss - - - - - - - - - Total commercial mortgage loans $ 94,161 $ 390,596 $ 139,699 $ 355,910 $ 286,785 $ 532,711 $ 427 $ 1,800,289 $ 1,834,204 Charge-offs on commercial mortgage loans $ - $ - $ - $ - $ - $ 106 $ - $ 106 C&I Risk Ratings: Pass $ 113,567 $ 297,329 $ 193,851 $ 178,144 $ 299,435 $ 222,553 $ 649,354 $ 1,954,233 $ 1,789,572 Criticized: Special Mention - - - - 508 12,709 22,537 35,754 43,224 Substandard - - 389 634 13,797 6,682 285 21,787 27,313 Doubtful - - - - - - - - - Loss - - - - - - - - - Total C&I loans $ 113,567 $ 297,329 $ 194,240 $ 178,778 $ 313,740 $ 241,944 $ 672,176 $ 2,011,774 $ 1,860,109 Charge-offs on C&I loans $ - $ - $ - $ - $ - $ 211 $ 55 $ 266 (1) Excludes accrued interest receivable. As of June 30, 2023 Term Loans As of December 31, 2022 Florida region Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) CONSTRUCTION Risk Ratings: Pass $ 32 $ 47,557 $ 47,190 $ - $ - $ - $ - $ 94,779 $ 98,181 Criticized: Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Loss - - - - - - - - - Total construction loans $ 32 $ 47,557 $ 47,190 $ - $ - $ - $ - $ 94,779 $ 98,181 Charge-offs on construction loans $ - $ - $ - $ - $ - $ - $ - $ - COMMERCIAL MORTGAGE Risk Ratings: Pass $ 6,258 $ 184,611 $ 69,659 $ 40,608 $ 51,005 $ 122,449 $ 19,642 $ 494,232 $ 503,184 Criticized: Special Mention - - - - 13,156 11,224 - 24,380 20,295 Substandard - - - 1,168 - - - 1,168 1,168 Doubtful - - - - - - - - - Loss - - - - - - - - - Total commercial mortgage loans $ 6,258 $ 184,611 $ 69,659 $ 41,776 $ 64,161 $ 133,673 $ 19,642 $ 519,780 $ 524,647 Charge-offs on commercial mortgage loans $ - $ - $ - $ - $ - $ - $ - $ - C&I Risk Ratings: Pass $ 45,172 $ 272,282 $ 153,401 $ 74,535 $ 173,170 $ 56,918 $ 117,134 $ 892,612 $ 979,151 Criticized: Special Mention - - 19,580 - 5,976 11,403 - 36,959 17,905 Substandard - - - 652 193 2,825 300 3,970 29,098 Doubtful - - - - - 886 - 886 - Loss - - - - - - - - - Total C&I loans $ 45,172 $ 272,282 $ 172,981 $ 75,187 $ 179,339 $ 72,032 $ 117,434 $ 934,427 $ 1,026,154 Charge-offs on C&I loans $ - $ - $ - $ - $ - $ 6,202 $ - $ 6,202 (1) Excludes accrued interest receivable. As of June 30, 2023 Total Term Loans As of December 31, 2022 Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) CONSTRUCTION Risk Ratings: Pass $ 29,677 $ 69,795 $ 58,283 $ - $ - $ 3,887 $ - $ 161,642 $ 130,060 Criticized: Special Mention - - - - - - - - - Substandard - 7 - - - 2,349 - 2,356 2,893 Doubtful - - - - - - - - - Loss - - - - - - - - - Total construction loans $ 29,677 $ 69,802 $ 58,283 $ - $ - $ 6,236 $ - $ 163,998 $ 132,953 Charge-offs on construction loans $ - $ - $ - $ - $ - $ 38 $ - $ 38 COMMERCIAL MORTGAGE Risk Ratings: Pass $ 100,419 $ 570,591 $ 209,358 $ 362,820 $ 334,943 $ 504,005 $ 20,069 $ 2,102,205 $ 2,158,912 Criticized: Special Mention - 4,487 - 33,698 13,156 129,860 - 181,201 165,710 Substandard - 129 - 1,168 2,847 32,519 - 36,663 34,229 Doubtful - - - - - - - - - Loss - - - - - - - - - Total commercial mortgage loans $ 100,419 $ 575,207 $ 209,358 $ 397,686 $ 350,946 $ 666,384 $ 20,069 $ 2,320,069 $ 2,358,851 Charge-offs on commercial mortgage loans $ - $ - $ - $ - $ - $ 106 $ - $ 106 C&I Risk Ratings: Pass $ 158,739 $ 569,611 $ 347,252 $ 252,679 $ 472,605 $ 279,471 $ 766,488 $ 2,846,845 $ 2,768,723 Criticized: Special Mention - - 19,580 - 6,484 24,112 22,537 72,713 61,129 Substandard - - 389 1,286 13,990 9,507 585 25,757 56,411 Doubtful - - - - - 886 - 886 - Loss - - - - - - - - - Total C&I loans $ 158,739 $ 569,611 $ 367,221 $ 253,965 $ 493,079 $ 313,976 $ 789,610 $ 2,946,201 $ 2,886,263 Charge-offs on C&I loans $ - $ - $ - $ - $ - $ 6,413 $ 55 $ 6,468 (1) Excludes accrued interest receivable. The following tables present the amortized cost of residential mortgage loans by portfolio classes and by origination year based on accrual status as of June 30, 2023, the gross charge-offs for the six-month period ended June 30, 2023 by portfolio classes and by origination year, and the amortized cost of residential mortgage loans by portfolio classes based on accrual status as of December 31, 2022: As of June 30, 2023 As of December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Puerto Rico and Virgin Islands Region: FHA/VA government-guaranteed loans Accrual Status: Performing $ 118 $ 691 $ 689 $ 782 $ 1,117 $ 100,760 $ - $ 104,157 $ 117,416 Non-Performing - - - - - - - - - Total FHA/VA government-guaranteed loans $ 118 $ 691 $ 689 $ 782 $ 1,117 $ 100,760 $ - $ 104,157 $ 117,416 Conventional residential mortgage loans: Accrual Status: Performing $ 61,153 $ 170,239 $ 73,033 $ 30,819 $ 45,799 $ 1,841,296 $ - $ 2,222,339 $ 2,265,013 Non-Performing - - 35 - 171 25,608 - 25,814 35,471 Total conventional residential mortgage loans $ 61,153 $ 170,239 $ 73,068 $ 30,819 $ 45,970 $ 1,866,904 $ - $ 2,248,153 $ 2,300,484 Total: Accrual Status: Performing $ 61,271 $ 170,930 $ 73,722 $ 31,601 $ 46,916 $ 1,942,056 $ - $ 2,326,496 $ 2,382,429 Non-Performing - - 35 - 171 25,608 - 25,814 35,471 Total residential mortgage loans in Puerto Rico and Virgin Islands Region $ 61,271 $ 170,930 $ 73,757 $ 31,601 $ 47,087 $ 1,967,664 $ - $ 2,352,310 $ 2,417,900 Charge-offs on residential mortgage loans $ - $ - $ - $ 3 $ - $ 2,126 $ - $ 2,129 (1) Excludes accrued interest receivable. As of June 30, 2023 As of December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Florida Region: FHA/VA government-guaranteed loans Accrual Status: Performing $ - $ - $ - $ - $ - $ 728 $ - $ 728 $ 742 Non-Performing - - - - - - - - - Total FHA/VA government-guaranteed loans $ - $ - $ - $ - $ - $ 728 $ - $ 728 $ 742 Conventional residential mortgage loans: Accrual Status: Performing $ 37,150 $ 80,115 $ 48,955 $ 30,517 $ 28,459 $ 208,118 $ - $ 433,314 $ 421,347 Non-Performing - - - - 259 7,179 - 7,438 7,301 Total conventional residential mortgage loans $ 37,150 $ 80,115 $ 48,955 $ 30,517 $ 28,718 $ 215,297 $ - $ 440,752 $ 428,648 Total: Accrual Status: Performing $ 37,150 $ 80,115 $ 48,955 $ 30,517 $ 28,459 $ 208,846 $ - $ 434,042 $ 422,089 Non-Performing - - - - 259 7,179 - 7,438 7,301 Total residential mortgage loans in Florida region $ 37,150 $ 80,115 $ 48,955 $ 30,517 $ 28,718 $ 216,025 $ - $ 441,480 $ 429,390 Charge-offs on residential mortgage loans $ - $ - $ - $ - $ - $ - $ - $ - (1) Excludes accrued interest receivable. As of June 30, 2023 As of December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Total: FHA/VA government-guaranteed loans Accrual Status: Performing $ 118 $ 691 $ 689 $ 782 $ 1,117 $ 101,488 $ - $ 104,885 $ 118,158 Non-Performing - - - - - - - - - Total FHA/VA government-guaranteed loans $ 118 $ 691 $ 689 $ 782 $ 1,117 $ 101,488 $ - $ 104,885 $ 118,158 Conventional residential mortgage loans: Accrual Status: Performing $ 98,303 $ 250,354 $ 121,988 $ 61,336 $ 74,258 $ 2,049,414 $ - $ 2,655,653 $ 2,686,360 Non-Performing - - 35 - 430 32,787 - 33,252 42,772 Total conventional residential mortgage loans $ 98,303 $ 250,354 $ 122,023 $ 61,336 $ 74,688 $ 2,082,201 $ - $ 2,688,905 $ 2,729,132 Total: Accrual Status: Performing $ 98,421 $ 251,045 $ 122,677 $ 62,118 $ 75,375 $ 2,150,902 $ - $ 2,760,538 $ 2,804,518 Non-Performing - - 35 - 430 32,787 - 33,252 42,772 Total residential mortgage loans $ 98,421 $ 251,045 $ 122,712 $ 62,118 $ 75,805 $ 2,183,689 $ - $ 2,793,790 $ 2,847,290 Charge-offs on residential mortgage loans $ - $ - $ - $ 3 $ - $ 2,126 $ - $ 2,129 (1) Excludes accrued interest receivable. The following tables present the amortized cost of consumer loans by portfolio classes and by origination year based on accrual status as of June 30, 2023, the gross charge -offs for the six-month period ended June 30, 2023 by portfolio classes and by origination year, and the amortized cost of consumer loans by portfolio classes based on accrual status as of December 31, 2022: As of June 30, 2023 As of December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Puerto Rico and Virgin Islands Region: Auto loans: Accrual Status: Performing $ 326,746 $ 604,040 $ 445,754 $ 214,692 $ 167,480 $ 95,343 $ - $ 1,854,055 $ 1,783,782 Non-Performing 199 2,234 2,530 1,341 2,702 2,255 - 11,261 10,596 Total auto loans $ 326,945 $ 606,274 $ 448,284 $ 216,033 $ 170,182 $ 97,598 $ - $ 1,865,316 $ 1,794,378 Charge-offs on auto loans $ 174 $ 3,355 $ 2,287 $ 886 $ 1,205 $ 745 $ - $ 8,652 Finance leases: Accrual Status: Performing $ 159,308 $ 270,541 $ 172,697 $ 76,249 $ 66,859 $ 42,574 $ - $ 788,228 $ 716,585 Non-Performing - 619 490 525 380 469 - 2,483 1,645 Total finance leases $ 159,308 $ 271,160 $ 173,187 $ 76,774 $ 67,239 $ 43,043 $ - $ 790,711 $ 718,230 Charge-offs on finance leases $ 11 $ 656 $ 485 $ 228 $ 341 $ 428 $ - $ 2,149 Personal loans: Accrual Status: Performing $ 88,877 $ 148,554 $ 43,113 $ 22,164 $ 39,809 $ 23,410 $ - $ 365,927 $ 351,664 Non-Performing 8 713 222 68 220 122 - 1,353 1,248 Total personal loans $ 88,885 $ 149,267 $ 43,335 $ 22,232 $ 40,029 $ 23,532 $ - $ 367,280 $ 352,912 Charge-offs on personal loans $ 24 $ 3,414 $ 1,435 $ 662 $ 1,180 $ 834 $ - $ 7,549 Credit cards: Accrual Status: Performing $ - $ - $ - $ - $ - $ - $ 317,456 $ 317,456 $ 311,731 Non-Performing - - - - - - - - - Total credit cards $ - $ - $ - $ - $ - $ - $ 317,456 $ 317,456 $ 311,731 Charge-offs on credit cards $ - $ - $ - $ - $ - $ - $ 8,447 $ 8,447 Other consumer loans: Accrual Status: Performing $ 49,470 $ 52,078 $ 14,386 $ 7,261 $ 8,060 $ 5,348 $ 8,932 $ 145,535 $ 139,116 Non-Performing 40 527 192 50 65 201 81 1,156 1,122 Total other consumer loans $ 49,510 $ 52,605 $ 14,578 $ 7,311 $ 8,125 $ 5,549 $ 9,013 $ 146,691 $ 140,238 Charge-offs on other consumer loans $ 89 $ 3,530 $ 1,262 $ 305 $ 600 $ 235 $ 221 $ 6,242 Total: Performing $ 624,401 $ 1,075,213 $ 675,950 $ 320,366 $ 282,208 $ 166,675 $ 326,388 $ 3,471,201 $ 3,302,878 Non-Performing 247 4,093 3,434 1,984 3,367 3,047 81 16,253 14,611 Total consumer loans in Puerto Rico and Virgin Islands region $ 624,648 $ 1,079,306 $ 679,384 $ 322,350 $ 285,575 $ 169,722 $ 326,469 $ 3,487,454 $ 3,317,489 Charge-offs on total consumer loans $ 298 $ 10,955 $ 5,469 $ 2,081 $ 3,326 $ 2,242 $ 8,668 $ 33,039 (1) Excludes accrued interest receivable. As of June 30, 2023 As of December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Florida Region: Auto loans: Accrual Status: Performing $ - $ - $ - $ - $ 220 $ 1,873 $ - $ 2,093 $ 3,617 Non-Performing - - - - - 50 - 50 76 Total auto loans $ - $ - $ - $ - $ 220 $ 1,923 $ - $ 2,143 $ 3,693 Charge-offs on auto loans $ - $ - $ - $ - $ 23 $ 198 $ - $ 221 Finance leases: Accrual Status: Performing $ - $ - $ - $ - $ - $ - $ - $ - $ - Non-Performing - - - - - - - - - Total finance leases $ - $ - $ - $ - $ - $ - $ - $ - $ - Charge-offs on finance leases $ - $ - $ - $ - $ - $ - $ - $ - Personal loans: Accrual Status: Performing $ 244 $ - $ 71 $ 4 $ - $ - $ - $ 319 $ 334 Non-Performing - - - - - - - - - Total personal loans $ 244 $ - $ 71 $ 4 $ - $ - $ - $ 319 $ 334 Charge-offs on personal loans $ - $ - $ - $ - $ - $ - $ - $ - Credit cards: Accrual Status: Performing $ - $ - $ - $ - $ - $ - $ - $ - $ - Non-Performing - - - - - - - - - Total credit cards $ - $ - $ - $ - $ - $ - $ - $ - $ - Charge-offs on credit cards $ - $ - $ - $ - $ - $ - $ - $ - Other consumer loans: Accrual Status: Performing $ - $ 48 $ 227 $ 455 $ - $ 2,389 $ 2,163 $ 5,282 $ 5,833 Non-Performing - - - - - 21 38 59 119 Total other consumer loans $ - $ 48 $ 227 $ 455 $ - $ 2,410 $ 2,201 $ 5,341 $ 5,952 Charge-offs on other consumer loans $ - $ - $ - $ - $ - $ - $ - $ - Total: Performing $ 244 $ 48 $ 298 $ 459 $ 220 $ 4,262 $ 2,163 $ 7,694 $ 9,784 Non-Performing - - - - - 71 38 109 195 Total consumer loans in Florida region $ 244 $ 48 $ 298 $ 459 $ 220 $ 4,333 $ 2,201 $ 7,803 $ 9,979 Charge-offs on total consumer loans $ - $ - $ - $ - $ 23 $ 198 $ - $ 221 (1) Excludes accrued interest receivable. As of June 30, 2023 As of December 31, 2022 Term Loans Amortized Cost Basis by Origination Year (1) 2023 2022 2021 2020 2019 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Total: Auto loans: Accrual Status: Performing $ 326,746 $ 604,040 $ 445,754 $ 214,692 $ 167,700 $ 97,216 $ - $ 1,856,148 $ 1,787,399 Non-Performing 199 2,234 2,530 1,341 2,702 2,305 - 11,311 10,672 Total auto loans $ 326,945 $ 606,274 $ 448,284 $ 216,033 $ 170,402 $ 99,521 $ - $ 1,867,459 $ 1,798,071 Charge-offs on auto loans $ 174 $ 3,355 $ 2,287 $ 886 $ 1,228 $ 943 $ - $ 8,873 Finance leases: Accrual Status: Performing $ 159,308 $ 270,541 $ 172,697 $ 76,249 $ 66,859 $ 42,574 $ - $ 788,228 $ 716,585 Non-Performing - 619 490 525 380 469 - 2,483 1,645 Total finance leases $ 159,308 $ 271,160 $ 173,187 $ 76,774 $ 67,239 $ 43,043 $ - $ 790,711 $ 718,230 Charge-offs on finance leases $ 11 $ 656 $ 485 $ 228 $ 341 $ 428 $ - $ 2,149 Personal loans: Accrual Status: Performing $ 89,121 $ 148,554 $ 43,184 $ 22,168 $ 39,809 $ 23,410 $ - $ 366,246 $ 351,998 Non-Performing 8 713 222 68 220 122 - 1,353 1,248 Total personal loans $ 89,129 $ 149,267 $ 43,406 $ 22,236 $ 40,029 $ 23,532 $ - $ 367,599 $ 353,246 Charge-offs on personal loans $ 24 $ 3,414 $ 1,435 $ 662 $ 1,180 $ 834 $ - $ 7,549 Credit cards: Accrual Status: Performing $ - $ - $ - $ - $ - $ - $ 317,456 $ 317,456 $ 311,731 Non-Performing - - - - - - - - - Total credit cards $ - $ - $ - $ - $ - $ - $ 317,456 $ 317,456 $ 311,731 Charge-offs on credit cards $ - $ - $ - $ - $ - $ - $ 8,447 $ 8,447 Other consumer loans: Accrual Status: Performing $ 49,470 $ 52,126 $ 14,613 $ 7,716 $ 8,060 $ 7,737 $ 11,095 $ 150,817 $ 144,949 Non-Performing 40 527 192 50 65 222 119 1,215 1,241 Total other consumer loans $ 49,510 $ 52,653 $ 14,805 $ 7,766 $ 8,125 $ 7,959 $ 11,214 $ 152,032 $ 146,190 Charge-offs on other consumer loans $ 89 $ 3,530 $ 1,262 $ 305 $ 600 $ 235 $ 221 $ 6,242 Total: Performing $ 624,645 $ 1,075,261 $ 676,248 $ 320,825 $ 282,428 $ 170,937 $ 328,551 $ 3,478,895 $ 3,312,662 Non-Performing 247 4,093 3,434 1,984 3,367 3,118 119 16,362 14,806 Total consumer loans $ 624,892 $ 1,079,354 $ 679,682 $ 322,809 $ 285,795 $ 174,055 $ 328,670 $ 3,495,257 $ 3,327,468 Charge-offs on total consumer loans $ 298 $ 10,955 $ 5,469 $ 2,081 $ 3,349 $ 2,440 $ 8,668 $ 33,260 (1) Excludes accrued interest receivable.
Collateral Pledged [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan Portfolio Held for Investment [Table Text Block]	As of June 30, 2023 Collateral Dependent Loans - With Allowance Collateral Dependent Loans - With No Related Allowance Collateral Dependent Loans - Total Amortized Cost Related Allowance Amortized Cost Amortized Cost Related Allowance (In thousands) Residential mortgage loans: Conventional residential mortgage loans $ 31,199 $ 2,026 $ - $ 31,199 $ 2,026 Commercial loans: Construction loans - - 956 956 - Commercial mortgage loans 6,590 1,016 52,447 59,037 1,016 C&I loans 2,563 418 10,601 13,164 418 Consumer loans: Personal loans - - - - - Other consumer loans 173 17 - 173 17 $ 40,525 $ 3,477 $ 64,004 $ 104,529 $ 3,477 As of December 31, 2022 Collateral Dependent Loans - With Allowance Collateral Dependent Loans - With No Related Allowance Collateral Dependent Loans - Total Amortized Cost Related Allowance Amortized Cost Amortized Cost Related Allowance (In thousands) Residential mortgage loans: Conventional residential mortgage loans $ 36,206 $ 2,571 $ - $ 36,206 $ 2,571 Commercial loans: Construction loans - - 956 956 - Commercial mortgage loans 2,466 897 62,453 64,919 897 C&I loans 1,513 322 17,590 19,103 322 Consumer loans: Personal loans 56 1 64 120 1 Other consumer loans 207 29 - 207 29 $ 40,448 $ 3,820 $ 81,063 $ 121,511 $ 3,820
TDR [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings On Financing Receivables Table [Text Block]	The following tables present the amortized cost basis as of June 30, 2023 of loans modified to borrowers experiencing financial difficulty during the quarter and six-month period ended June 30, 2023, by portfolio classes and type of modification granted, and the percentage of these modified loans relative to the total period-end amortized cost basis of receivables in the portfolio class: Quarter Ended June 30, 2023 Payment Delay Only Forbearance Payment Plan Trial Modification Interest Rate Reduction Term Extension Combination of Interest Rate Reduction and Term Extension Forgiveness of principal and/or interest Other Total Percentage of Total by Portfolio Classes (In thousands) Conventional residential mortgage loans $ - $ - $ 210 $ - $ 73 $ - $ - $ - $ 283 0.01% Construction loans - - - - - - - - - - Commercial mortgage loans - - - - - 30,170 - - 30,170 1.30% C&I loans - - - - 187 - - - 187 0.01% Consumer loans: Auto loans - - - - 82 69 - 678 (1) 829 0.04% Personal loans - - - - 41 71 - - 112 0.03% Credit cards - - - 486 (2) - - - - 486 0.15% Other consumer loans - - - - 146 40 - 10 (1) 196 0.13% Total modifications $ - $ - $ 210 $ 486 $ 529 $ 30,350 $ - $ 688 $ 32,263 Six-Month Period Ended June 30, 2023 Payment Delay Only Forbearance Payment Plan Trial Modification Interest Rate Reduction Term Extension Combination of Interest Rate Reduction and Term Extension Forgiveness of principal and/or interest Other Total Percentage of Total by Portfolio Classes (In thousands) Conventional residential mortgage loans $ - $ - $ 542 $ - $ 503 $ 94 $ - $ - $ 1,139 0.04% Construction loans - - - - - - - - - - Commercial mortgage loans - - - - - 30,170 - - 30,170 1.30% C&I loans - - - - 187 - - - 187 0.01% Consumer loans: Auto loans - - - - 167 103 - 1,155 (1) 1,425 0.08% Personal loans - - - - 68 83 - - 151 0.04% Credit cards - - - 732 (2) - - - - 732 0.23% Other consumer loans - - - - 273 99 - 32 (1) 404 0.27% Total modifications $ - $ - $ 542 $ 732 $ 1,198 $ 30,549 $ - $ 1,187 $ 34,208 (1) Modification consists of court mandated reduction to 0% interest rate for remaining loan term to borrowers in bankruptcy proceedings unless dismissal occurs. (2) Modification consists of reduction in interest rate and revocation of revolving line privileges. The following tables present by portfolio classes the financial effects of the modifications granted to borrowers experiencing financial difficulty, other than those associated to payment delay, during the quarter and six-month period ended June 30, 2023. The financial effects of the modifications associated to payment delay were discussed above, and as such, were excluded from the tables below: Quarter Ended June 30, 2023 Combination of Interest Rate Reduction and Term Extension Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Forgiveness of Principal and/or Interest Amount (In thousands) Conventional residential mortgage loans - % 239 - % - $ - Construction loans - % - - % - - Commercial mortgage loans - % - 0.25 % 64 - C&I loans - % 72 - % - - Consumer loans: Auto loans - % 27 3.96 % 30 - Personal loans - % 37 5.41 % 26 - Credit cards 16.26 % - - % - - Other consumer loans - % 28 1.87 % 22 - Six-Month Period Ended June 30, 2023 Combination of Interest Rate Reduction and Term Extension Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Forgiveness of Principal and/or Interest Amount (In thousands) Conventional residential mortgage loans - % 118 2.40 % 157 $ - Construction loans - % - - % - - Commercial mortgage loans - % - 0.25 % 64 - C&I loans - % 72 - % - - Consumer loans: Auto loans - % 25 3.64 % 30 - Personal loans - % 34 5.11 % 24 - Credit cards 16.15 % - - % - - Other consumer loans - % 27 1.92 % 24 - The following table presents by portfolio classes the performance of loans modified during the six-month period ended June 30, 2023 that were granted to borrowers experiencing financial difficulty: Six-Month Period Ended June 30, 2023 30-59 60-89 90+ Total Delinquency Current Total (In thousands) Conventional residential mortgage loans $ - $ - $ - $ - $ 1,139 $ 1,139 Construction loans - - - - - - Commercial mortgage loans - - - - 30,170 30,170 C&I loans - - - - 187 187 Consumer loans: Auto loans 10 - - 10 1,415 1,425 Personal loans - - - - 151 151 Credit cards 40 40 - 80 652 732 Other consumer loans 22 - - 22 382 404 Total modifications $ 72 $ 40 $ - $ 112 $ 34,096 $ 34,208