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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Cash flows from operating activities:    
Net income $ 223,023 $ 223,375
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 13,995 15,274
Amortization of intangible assets 5,123 5,889
Provision for credit losses 39,017 42,128
Deferred income tax expense 12,643 5,539
Stock-based compensation 6,789 5,898
Gain on early extinguishment of debt 0 (1,605)
Unrealized gain on derivative instruments (232) (464)
Net gain on disposals or sales, and impairments of premises and equipment and other assets (68) (235)
Net gain on sales of loans and loans held-for-sale valuation adjustments (2,864) (1,422)
Net amortization of discounts, premiums, and deferred loan fees and costs 449 839
Originations and purchases of loans held for sale (116,430) (125,886)
Sales and repayments of loans held for sale 113,176 126,800
Amortization of broker placement fees 554 216
Net amortization of premiums and discounts on investment securities 3,887 3,836
Decrease in accrued interest receivable 10,248 3,545
Increase in accrued interest payable 9,890 13,729
(Increase) decrease in other assets (11,293) 6,077
Decrease in other liabilities (558) (39,810)
Net cash provided by operating activities 307,349 283,723
Cash flows from investing activities:    
Net disbursements on loans held for investment (365,298) (485,198)
Proceeds from sales of loans held for investment 18,362 6,663
Proceeds from sales of repossessed assets 51,129 40,384
Purchases of availalbe-for-sale debt securities (44,063) (5,458)
Proceeds from principal repayments and maturities of available-for-sale debt securities 530,232 393,958
Proceeds from principal repayments of held-to-maturity debt securities 32,467 79,889
Additions to premises and equipment (8,387) (19,938)
Proceeds from sales of premises and equipment and other assets 1,317 578
Net (purchases) redemptions of other investment securities (2,637) 6,520
Proceeds from the settlement of insurance claims - investing activities 670 133
Net cash provided by investing activities 213,792 17,531
Cash flows from financing activities:    
Net (decrease) increase in deposits (268,556) 275,825
Net repayments of short-term borrowings 0 (550,133)
Repayments of long-term borrowings (48,500) (19,795)
Proceeds from long-term borrowings 0 300,000
Repurchase of outstanding common stock (102,369) (126,918)
Dividends paid on common stock (79,509) (75,825)
Net cash used in financing activities (498,934) (196,846)
Net increase in cash and cash equivalents 22,207 104,408
Cash and cash equivalents at beginning of year 663,164 480,505
Cash and cash equivalents at end of period 685,371 584,913
Cash and cash equivalents include:    
Cash and due from banks 684,028 583,913
Money market investments 1,343 1,000
Cash and Cash Equivalents, at Carrying Value, Total $ 685,371 $ 584,913