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OTHER REAL ESTATE OWNED (OREO) (Tables) | 12 Months Ended
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Dec. 31, 2024
OTHER REAL ESTATE OWNED (OREO) [Abstract] |
Other Real Estate Owned [Table Text Block] | The following table presents the OREO inventory as of the indicated dates: December 31, 2024 December 31, 2023 (In thousands) OREO balances, carrying value: Residential (1) $ 12,897 $ 20,261 Construction 522 1,601 Commercial (2) 3,887 10,807 Total $ 17,306 $ 32,669 (1) Excludes $ 5.2 million and $ 16.6 million as of December 31, 2024 and 2023, respectively, of foreclosures that met the conditions of ASC Subtopic 310-40 “Reclassification of Residential Real Estate Collateralized Consumer Mortgage Loans upon Foreclosure,” and are presented as a receivable as part of other assets in the consolidated statements of financial condition. (2) Decrease was mainly associated with the sale of a $ 5.3 million commercial real estate OREO property in Puerto Rico during 2024 at a gain of $ 2.3 million.

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