XML 179 R162.htm IDEA: XBRL DOCUMENT v3.25.0.1
INCOME TAXES - Reconciliation of Income Tax Expense (Detail) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
INCOME TAXES [Abstract]      
Computed income tax at statutory rate $ 146,702 $ 149,038 $ 167,844
Federal and state taxes 10,690 10,008 10,268
Benefit of net exempt income (40,599) (35,153) (31,266)
Disallowed NOL carryforwards resulting from net exempt income 0 0 14,221
Deferred tax valuation allowance 0 0 (8,410)
Share based compensation windfall (823) (2,134) (1,492)
Preferential tax treatment on qualified investing and lending activities (19,642) (19,125) (4,500)
Other permanent differences (4,284) (5,138) (3,147)
Tax return to provision adjustments 23 (1,709) (519)
Other-net 416 (1,215) (487)
Total income tax expense $ 92,483 $ 94,572 $ 142,512
Computed income tax at statutory tax rate % 37.50% 37.50% 37.50%
Federal and state taxes % 2.70% 2.40% 2.20%
Benefit of net exempt income % (10.40%) (8.80%) (7.00%)
Disallowed NOL carryforward resulting from net exempt income % 0.00% 0.00% 3.20%
Deferred tax valuation allowance % 0.00% 0.00% (1.90%)
Share based compensation windfall % (0.20%) (0.50%) (0.30%)
Preferential tax treatment on qualified investing and lending activities % (5.00%) (4.80%) (1.00%)
Other permanent differences % (1.10%) (1.30%) (0.70%)
Tax-return provision adjustments % 0.00% (0.40%) (0.10%)
Other-net % 0.10% (0.30%) (0.10%)
Total income tax expense (benefit) % 23.60% 23.80% 31.80%