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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net income $ 77,059 $ 73,458
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 4,453 4,680
Amortization of intangible assets 1,252 1,841
Provision for credit losses 24,810 12,167
Deferred income tax expense 2,010 2,384
Stock-based compensation 3,739 2,925
Unrealized gain on derivative instruments (130) (108)
Net gain on disposals or sales, and impairments of premises and equipment and other assets 0 (33)
Net gain on sales of loans and loans held-for-sale valuation adjustments (708) (759)
Net amortization of discounts, premiums, and deferred loan fees and costs (394) 33
Originations and purchases of loans held for sale (44,824) (35,577)
Sales and repayments of loans held for sale 46,192 31,588
Amortization of broker placement fees 160 130
Net amortization of premiums and discounts on investment securities 1,073 874
Increase in accrued interest receivable 8,081 4,503
(Decrease) increase in accrued interest payable (3,864) 4,567
Increase in other assets (240) (909)
(Decrease) increase in other liabilities (10,450) 16,482
Net cash provided by operating activities 108,219 118,246
Cash flows from investing activities:    
Net repayments (disbursements) on loans held for investment 32,663 (156,118)
Proceeds from sales of loans held for investment 2,475 10,162
Proceeds from sales of repossessed assets 12,238 17,784
Purchases of available-for-sale debt securities (12,264) 0
Proceeds from principal repayments and maturities of available-for-sale debt securities 347,267 166,440
Proceeds from principal repayments and maturities of held-to-maturity debt securities 5,384 5,339
Additions to premises and equipment (1,485) (4,140)
Proceeds from sales of premises and equipment and other assets 0 1,280
Net redemptions (purchases) of equity securities 7,276 (1,737)
Proceeds from the settlement of insurance claims - investing activities 0 667
Net cash provided by investing activities 393,554 39,677
Cash flows from financing activities:    
Net decrease in deposits (49,685) (57,585)
Repayments of long-term borrowings (229,040) 0
Repurchase of outstanding common stock (24,872) (52,354)
Dividends paid on common stock (29,316) (26,629)
Net cash used in financing activities (332,913) (136,568)
Net increase in cash and cash equivalents 168,860 21,355
Cash and cash equivalents at beginning of year 1,159,415 663,164
Cash and cash equivalents at end of year 1,328,275 684,519
Cash and cash equivalents include:    
Cash and due from banks 1,327,075 680,734
Money market investments 1,200 3,785
Cash and Cash Equivalents, at Carrying Value, Total $ 1,328,275 $ 684,519