XML 83 R72.htm IDEA: XBRL DOCUMENT
v3.25.3

ALLOWANCE FOR CREDIT LOSSES FOR LOANS AND FINANCE LEASES - Activity in ACL on Loans and Finance Leases (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2025 | Sep. 30, 2024 | Sep. 30, 2025 | Sep. 30, 2024
Financing Receivable Allowance For Credit Losses [Line Items] |  |  |  |
Beginning balance | $ 248,578 | $ 254,532 | $ 243,942 | $ 261,843
Provision for credit losses - expense (benefit) | 18,270 | 16,470 | 63,488 | 41,317
Charge-offs | (25,185) | (29,045) | (77,924) | (84,798)
Recoveries | 5,327 | 5,039 | 17,484 | 28,634
Ending balance | 246,990 | 246,996 | 246,990 | 246,996
Residential Portfolio Segment [Member] |  |  |  |
Financing Receivable Allowance For Credit Losses [Line Items] |  |  |  |
Beginning balance | 42,448 | 46,051 | 40,654 | 57,397
Provision for credit losses - expense (benefit) | (2,208) | (5,476) | (411) | (16,533)
Charge-offs | (459) | (421) | (979) | (1,428)
Recoveries | 491 | 497 | 1,008 | 1,215
Ending balance | 40,272 | 40,651 | 40,272 | 40,651
Commercial Portfolio Segment [Member] | Construction Loans [Member] |  |  |  |
Financing Receivable Allowance For Credit Losses [Line Items] |  |  |  |
Beginning balance | 4,551 | 5,646 | 3,824 | 5,605
Provision for credit losses - expense (benefit) | 496 | (1,659) | 1,196 | (1,642)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 313 | 11 | 340 | 35
Ending balance | 5,360 | 3,998 | 5,360 | 3,998
Commercial Portfolio Segment [Member] | Commercial Mortgage Loans [Member] |  |  |  |
Financing Receivable Allowance For Credit Losses [Line Items] |  |  |  |
Beginning balance | 22,746 | 30,078 | 22,447 | 32,631
Provision for credit losses - expense (benefit) | 2,503 | (5,914) | 2,711 | (8,900)
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 117 | 41 | 208 | 474
Ending balance | 25,366 | 24,205 | 25,366 | 24,205
Commercial Portfolio Segment [Member] | Commercial and Industrial Loans [Member] |  |  |  |
Financing Receivable Allowance For Credit Losses [Line Items] |  |  |  |
Beginning balance | 39,359 | 35,440 | 33,034 | 33,996
Provision for credit losses - expense (benefit) | (1,397) | 885 | 4,091 | (2,871)
Charge-offs | (173) | (1,437) | (316) | (2,317)
Recoveries | 65 | 211 | 1,045 | 6,291
Ending balance | 37,854 | 35,099 | 37,854 | 35,099
Consumer Portfolio Segment [Member] |  |  |  |
Financing Receivable Allowance For Credit Losses [Line Items] |  |  |  |
Beginning balance | 139,474 | 137,317 | 143,983 | 132,214
Provision for credit losses - expense (benefit) | 18,876 | 28,634 | 55,901 | 71,263
Charge-offs | (24,553) | (27,187) | (76,629) | (81,053)
Recoveries | 4,341 | 4,279 | 14,883 | 20,619
Ending balance | 138,138 | 143,043 | 138,138 | 143,043
Consumer Portfolio Segment [Member] | Bulk Sale Of Fully Charged-Off Loans [Member] |  |  |  |
Financing Receivable Allowance For Credit Losses [Line Items] |  |  |  |
Recoveries | $ 2,400 | $ 9,500 | $ 2,400 | $ 10,000

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph c -Publisher SEC Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (b) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
Name: | us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ResidentialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialRealEstateMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_CommercialAndIndustrialSectorMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTransferredFinancialAssetsByTransferOrTransfereeAxis=fbp_BulkSaleOfFullyChargedOffLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |