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LOANS HELD FOR INVESTMENT (Tables)	9 Months Ended
	Sep. 30, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan Portfolio Held for Investment [Table Text Block]	The following table provides information about the loan portfolio held for investment by portfolio segment and disaggregated by geographic locations as of the indicated dates: As of September 30, As of December 31, 2025 2024 (In thousands) Puerto Rico and Virgin Islands region: Residential mortgage loans, mainly secured by first mortgages $ 2,367,018 $ 2,323,205 Construction loans 235,313 184,427 Commercial mortgage loans  1,765,181 1,867,894 Commercial and Industrial (“C&I”) loans 2,451,416 2,325,875 Consumer loans 3,730,287 3,750,205 Loans held for investment $ 10,549,215 $ 10,451,606 Florida region: Residential mortgage loans, mainly secured by first mortgages $ 522,063 $ 505,226 Construction loans 24,550 43,969 Commercial mortgage loans  784,194 698,090 C&I loans 1,162,825 1,040,163 Consumer loans 5,837 7,502 Loans held for investment $ 2,499,469 $ 2,294,950 Total: Residential mortgage loans, mainly secured by first mortgages $ 2,889,081 $ 2,828,431 Construction loans 259,863 228,396 Commercial mortgage loans  2,549,375 2,565,984 C&I loans (1) 3,614,241 3,366,038 Consumer loans 3,736,124 3,757,707 Loans held for investment (2) 13,048,684 12,746,556 ACL on loans and finance leases (246,990) (243,942) Loans held for investment, net $ 12,801,694 $ 12,502,614 (1) As of September 30, 2025 and December 31, 2024, includes $ 873.7  million and $ 780.9  million, respectively, of commercial loans that were secured by real estate and for which the primary source of repayment at origination was not dependent upon such real estate. (2) Includes accretable fair value net purchase discounts of $ 21.2  million and $ 23.6  million as of September 30, 2025 and December 31, 2024, respectively.
Corporation's Aging of Loans Held for Investment Portfolio [Table Text Block]	The Corporation’s aging of the loan portfolio held for investment, as well as information about nonaccrual loans with no ACL, by portfolio classes as of September 30, 2025 and December 31, 2024 are as follows: As of September 30, 2025 Days Past Due and Accruing Current (1) 30-59 60-89 90+ (2) (3) (4) Nonaccrual (5) Total loans held for investment Nonaccrual Loans with no ACL (6) (In thousands) Residential mortgage loans, mainly secured by first mortgages:  FHA/VA government-guaranteed loans (1) (2) (4) $ 72,308 $ - $ 2,755 $ 13,186 $ - $ 88,249 $ -  Conventional residential mortgage loans (1) (3) (5) 2,741,356 - 24,514 6,096 28,866 2,800,832 121 Commercial loans:  Construction loans (1) 254,272 - - - 5,591 259,863 956  Commercial mortgage loans (1) (3) (5) (6) 2,526,586 - 477 875 21,437 2,549,375 13,288  C&I loans (5) 3,581,511 9,019 1,091 2,970 19,650 3,614,241 15,513 Consumer loans:  Auto loans 1,974,125 59,261 10,044 - 14,225 2,057,655 950  Finance leases 880,533 13,933 2,173 - 3,029 899,668 57  Personal loans 327,357 5,176 2,940 - 2,054 337,527 -  Credit cards 281,720 4,438 2,896 5,764 - 294,818 -  Other consumer loans 140,831 2,568 1,648 - 1,409 146,456 -  Total loans held for investment $ 12,780,599 $ 94,395 $ 48,538 $ 28,891 $ 96,261 $ 13,048,684 $ 30,885 (1) According to the Corporation’s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears on two or more monthly payments. FHA/VA government-guaranteed loans, conventional residential mortgage loans, commercial mortgage, and construction loans past due 30-59 days, but less than two payments in arrears, as of September 30, 2025 amounted to $ 8.6  million, $ 63.0  million, $ 1.9 million, and $ 0.1  million, respectively. (2) It is the Corporation’s policy to report delinquent Federal Housing Authority (“FHA”)/U.S. Department of Veterans Affairs (“VA”) government-guaranteed residential mortgage loans as past-due loans 90 days and still accruing as opposed to nonaccrual loans. The Corporation continues accruing interest on these loans until they have passed the 15-month delinquency mark, taking into consideration the FHA interest curtailment process. These balances include $ 5.0  million of residential mortgage loans guaranteed by the FHA that were over 15 months delinquent as of September 30, 2025. (3) Includes purchased credit deteriorated (“PCD”) loans previously accounted for under ASC Subtopic 310-30 for which the Corporation elected to treat pools of these loans as single assets both at the time of adoption of current expected credit loss (“CECL”) methodology on January 1, 2020 and on an ongoing basis for credit loss measurement. These loans will continue to be excluded from nonaccrual loan statistics as long as the Corporation can reasonably estimate the timing and amount of cash flows expected to be collected on the loan pools. The portion of such loans contractually past due 90 days or more, amounting to $ 5.0  million as of September 30, 2025 ($ 4.1  million conventional residential mortgage loans and $ 0.9  million commercial mortgage loans), is presented in the loans past due 90 days or more and still accruing category in the table above. (4) Included rebooked loans, which were previously pooled into GNMA securities, amounting to $ 3.8  million as of September 30, 2025. Under the GNMA program, the Corporation has the option but not the obligation to repurchase loans that meet GNMA’s specified delinquency criteria. For accounting purposes, these loans subject to the repurchase option are required to be reflected on the financial statements with an offsetting liability. (5) Nonaccrual loans in the Florida region amounted to $ 22.7  million as of September 30, 2025, of which $ 12.2  million was a commercial mortgage loan, $ 10.3  million were residential mortgage loans, and $ 0.2  million was a C&I loan. (6) Includes $ 12.2  million related to a nonaccrual commercial mortgage loan with no ACL in the Florida region as of September 30, 2025. As of December 31, 2024 Days Past Due and Accruing Current (1) 30-59 60-89 90+ (2) (3) (4) Nonaccrual (5) Total loans held for investment Nonaccrual Loans with no ACL (6) (In thousands) Residential mortgage loans, mainly secured by first mortgages:  FHA/VA government-guaranteed loans (1) (2) (4) $ 70,529 $ - $ 2,907 $ 18,816 $ - $ 92,252 $ -  Conventional residential mortgage loans (1) (3) (5) 2,666,959 - 29,867 7,404 31,949 2,736,179 - Commercial loans:  Construction loans 227,031 - - - 1,365 228,396 968  Commercial mortgage loans (1) (3) 2,554,226 - - 907 10,851 2,565,984 6,732  C&I loans  3,336,465 1,589 575 6,895 20,514 3,366,038 1,189 Consumer loans:  Auto loans 1,935,995 61,524 13,354 - 15,305 2,026,178 1,032  Finance leases 875,663 15,879 4,092 - 3,812 899,446 275  Personal loans 349,588 6,591 3,593 - 2,136 361,908 3  Credit cards 303,311 5,366 3,969 8,368 - 321,014 -  Other consumer loans 143,957 2,222 1,447 - 1,535 149,161 -  Total loans held for investment $ 12,463,724 $ 93,171 $ 59,804 $ 42,390 $ 87,467 $ 12,746,556 $ 10,199 (1) According to the Corporation’s delinquency policy and consistent with the instructions for the preparation of the Consolidated Financial Statements for Bank Holding Companies (FR Y-9C) required by the Federal Reserve Board, residential mortgage, commercial mortgage, and construction loans are considered past due when the borrower is in arrears on two or more monthly payments. FHA/VA government-guaranteed loans, conventional residential mortgage loans, and commercial mortgage loans past due 30-59 days, but less than two payments in arrears, as of December 31, 2024 amounted to $ 8.8  million, $ 65.6  million, and $ 1.0  million, respectively. (2) It is the Corporation’s policy to report delinquent FHA/VA government-guaranteed residential mortgage loans as past-due loans 90 days and still accruing as opposed to nonaccrual loans. The Corporation continues accruing interest on these loans until they have passed the 15-month delinquency mark, taking into consideration the FHA interest curtailment process. These balances include $ 8.0  million of residential mortgage loans guaranteed by the FHA that were over 15 months delinquent as of December 31, 2024. (3) Includes PCD loans previously accounted for under ASC Subtopic 310-30 for which the Corporation elected to treat pools of these loans as single assets both at the time of adoption of CECL on January 1, 2020 and on an ongoing basis for credit loss measurement. These loans will continue to be excluded from nonaccrual loan statistics as long as the Corporation can reasonably estimate the timing and amount of cash flows expected to be collected on the loan pools. The portion of such loans contractually past due 90 days or more, amounting to $ 6.2  million as of December 31, 2024 ($ 5.3  million conventional residential mortgage loans, and $ 0.9  million commercial mortgage loans), is presented in the loans past due 90 days or more and still accruing category in the table above. (4) Include rebooked loans, which were previously pooled into GNMA securities, amounting to $ 5.7  million as of December 31, 2024. Under the GNMA program, the Corporation has the option but not the obligation to repurchase loans that meet GNMA’s specified delinquency criteria. For accounting purposes, these loans subject to the repurchase option are required to be reflected on the financial statements with an offsetting liability. (5) Nonaccrual loans in the Florida region amounted to $ 8.6  million as of December 31, 2024, of which $ 8.5  million were residential mortgage loans. (6) There were no  nonaccrual loans with no ACL in the Florida region as of December 31, 2024.
Corporation's Credit Quality Indicators by Loan [Table Text Block]	Based on the most recent analysis performed, the amortized cost of commercial and construction loans by portfolio classes and by origination year based on the internal credit-risk category as of September 30, 2025, the gross charge -offs for the nine-month period ended September 30, 2025 by portfolio classes and by origination year, and the amortized cost of commercial and construction loans by portfolio classes based on the internal credit-risk category as of December 31, 2024, were as follows: As of September 30, 2025 As of December 31, 2024 Puerto Rico and Virgin Islands Region Term Loans Amortized Cost Basis by Origination Year (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) CONSTRUCTION  Risk Ratings:  Pass $ 18,067 $ 94,860 $ 107,269 $ 5,558 $ 222 $ 3,746 $ - $ 229,722 $ 179,755  Criticized:  Special Mention - - - - - - - - -  Substandard - - 4,321 - - 1,270 - 5,591 4,672  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total construction loans $ 18,067 $ 94,860 $ 111,590 $ 5,558 $ 222 $ 5,016 $ - $ 235,313 $ 184,427  Charge-offs on construction loans $ - $ - $ - $ - $ - $ - $ - $ - COMMERCIAL MORTGAGE  Risk Ratings:  Pass $ 149,598 $ 310,600 $ 165,780 $ 333,310 $ 120,623 $ 624,066 $ 4,938 $ 1,708,915 $ 1,804,876  Criticized:  Special Mention 532 - 3,300 - - 30,166 - 33,998 37,035  Substandard 460 - 451 3,066 - 18,291 - 22,268 25,983  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total commercial mortgage loans $ 150,590 $ 310,600 $ 169,531 $ 336,376 $ 120,623 $ 672,523 $ 4,938 $ 1,765,181 $ 1,867,894  Charge-offs on commercial mortgage loans $ - $ - $ - $ - $ - $ - $ - $ - C&I  Risk Ratings:  Pass $ 332,296 $ 261,615 $ 339,539 $ 247,724 $ 84,239 $ 333,587 $ 768,333 $ 2,367,333 $ 2,249,680  Criticized:  Special Mention - - 3,012 - - - 38,559 41,571 44,900  Substandard - - 776 3,198 23,240 6,426 8,872 42,512 31,295  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total C&I loans $ 332,296 $ 261,615 $ 343,327 $ 250,922 $ 107,479 $ 340,013 $ 815,764 $ 2,451,416 $ 2,325,875  Charge-offs on C&I loans $ - $ 43 $ 52 $ - $ - $ 50 $ 171 $ 316 (1) Excludes accrued interest receivable. As of September 30, 2025 As of December 31, 2024 Term Loans Florida Region Amortized Cost Basis by Origination Year (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) CONSTRUCTION  Risk Ratings:  Pass $ - $ 709 $ 23,841 $ - $ - $ - $ - $ 24,550 $ 43,969  Criticized:  Special Mention - - - - - - - - -  Substandard - - - - - - - - -  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total construction loans $ - $ 709 $ 23,841 $ - $ - $ - $ - $ 24,550 $ 43,969  Charge-offs on construction loans $ - $ - $ - $ - $ - $ - $ - $ - COMMERCIAL MORTGAGE  Risk Ratings:  Pass $ 129,061 $ 76,892 $ 26,702 $ 205,733 $ 100,103 $ 179,517 $ 35,535 $ 753,543 $ 672,736  Criticized:  Special Mention - - - - - - - - -  Substandard - - - 17,609 - 13,042 - 30,651 25,354  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total commercial mortgage loans $ 129,061 $ 76,892 $ 26,702 $ 223,342 $ 100,103 $ 192,559 $ 35,535 $ 784,194 $ 698,090  Charge-offs on commercial mortgage loans $ - $ - $ - $ - $ - $ - $ - $ - C&I  Risk Ratings:  Pass $ 135,562 $ 303,908 $ 177,188 $ 144,080 $ 114,267 $ 101,150 $ 186,474 $ 1,162,629 $ 1,029,100  Criticized:  Special Mention - - - - - - - - 11,063  Substandard - - - - - 196 - 196 -  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total C&I loans $ 135,562 $ 303,908 $ 177,188 $ 144,080 $ 114,267 $ 101,346 $ 186,474 $ 1,162,825 $ 1,040,163  Charge-offs on C&I loans $ - $ - $ - $ - $ - $ - $ - $ - (1) Excludes accrued interest receivable. As of September 30, 2025 As of December 31, 2024 Term Loans Total Amortized Cost Basis by Origination Year  (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) CONSTRUCTION  Risk Ratings:  Pass $ 18,067 $ 95,569 $ 131,110 $ 5,558 $ 222 $ 3,746 $ - $ 254,272 $ 223,724  Criticized:  Special Mention - - - - - - - - -  Substandard - - 4,321 - - 1,270 - 5,591 4,672  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total construction loans $ 18,067 $ 95,569 $ 135,431 $ 5,558 $ 222 $ 5,016 $ - $ 259,863 $ 228,396  Charge-offs on construction loans $ - $ - $ - $ - $ - $ - $ - $ - COMMERCIAL MORTGAGE  Risk Ratings:  Pass $ 278,659 $ 387,492 $ 192,482 $ 539,043 $ 220,726 $ 803,583 $ 40,473 $ 2,462,458 $ 2,477,612  Criticized:  Special Mention 532 - 3,300 - - 30,166 - 33,998 37,035  Substandard 460 - 451 20,675 - 31,333 - 52,919 51,337  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total commercial mortgage loans $ 279,651 $ 387,492 $ 196,233 $ 559,718 $ 220,726 $ 865,082 $ 40,473 $ 2,549,375 $ 2,565,984  Charge-offs on commercial mortgage loans $ - $ - $ - $ - $ - $ - $ - $ - C&I  Risk Ratings:  Pass $ 467,858 $ 565,523 $ 516,727 $ 391,804 $ 198,506 $ 434,737 $ 954,807 $ 3,529,962 $ 3,278,780  Criticized:  Special Mention - - 3,012 - - - 38,559 41,571 55,963  Substandard - - 776 3,198 23,240 6,622 8,872 42,708 31,295  Doubtful - - - - - - - - -  Loss - - - - - - - - -  Total C&I loans $ 467,858 $ 565,523 $ 520,515 $ 395,002 $ 221,746 $ 441,359 $ 1,002,238 $ 3,614,241 $ 3,366,038  Charge-offs on C&I loans $ - $ 43 $ 52 $ - $ - $ 50 $ 171 $ 316 (1) Excludes accrued interest receivable. The following tables present the amortized cost of residential mortgage loans by portfolio classes and by origination year based on accrual status as of September 30, 2025, the gross charge -offs for the nine-month period ended September 30, 2025 by origination year, and the amortized cost of residential mortgage loans by portfolio classes based on accrual status as of December 31, 2024: As of September 30, 2025 As of December 31, 2024 Term Loans Amortized Cost Basis by Origination Year (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Puerto Rico and Virgin Islands Region: FHA/VA government-guaranteed loans Accrual Status: Performing $ - $ 204 $ 1,125 $ 759 $ 1,489 $ 83,578 $ - $ 87,155 $ 91,124 Non-Performing - - - - - - - - - Total FHA/VA government-guaranteed loans $ - $ 204 $ 1,125 $ 759 $ 1,489 $ 83,578 $ - $ 87,155 $ 91,124 Conventional residential mortgage loans Accrual Status: Performing $ 181,928 $ 183,224 $ 157,771 $ 146,530 $ 58,830 $ 1,532,963 $ - $ 2,261,246 $ 2,208,672 Non-Performing - - - 395 101 18,121 - 18,617 23,409 Total conventional residential mortgage loans $ 181,928 $ 183,224 $ 157,771 $ 146,925 $ 58,931 $ 1,551,084 $ - $ 2,279,863 $ 2,232,081 Total Accrual Status: Performing $ 181,928 $ 183,428 $ 158,896 $ 147,289 $ 60,319 $ 1,616,541 $ - $ 2,348,401 $ 2,299,796 Non-Performing - - - 395 101 18,121 - 18,617 23,409 Total residential mortgage loans  $ 181,928 $ 183,428 $ 158,896 $ 147,684 $ 60,420 $ 1,634,662 $ - $ 2,367,018 $ 2,323,205 Charge-offs on residential mortgage loans $ - $ 6 $ - $ - $ 5 $ 960 $ - $ 971 (1) Excludes accrued interest receivable. As of September 30, 2025 As of December 31, 2024 Term Loans Amortized Cost Basis by Origination Year (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Florida Region: FHA/VA government-guaranteed loans Accrual Status: Performing $ - $ - $ - $ - $ - $ 1,094 $ - $ 1,094 $ 1,128 Non-Performing - - - - - - - - - Total FHA/VA government-guaranteed loans $ - $ - $ - $ - $ - $ 1,094 $ - $ 1,094 $ 1,128 Conventional residential mortgage loans Accrual Status: Performing $ 54,447 $ 85,190 $ 79,415 $ 63,770 $ 38,950 $ 188,948 $ - $ 510,720 $ 495,558 Non-Performing - - 1,394 1,900 - 6,955 - 10,249 8,540 Total conventional residential mortgage loans $ 54,447 $ 85,190 $ 80,809 $ 65,670 $ 38,950 $ 195,903 $ - $ 520,969 $ 504,098 Total Accrual Status: Performing $ 54,447 $ 85,190 $ 79,415 $ 63,770 $ 38,950 $ 190,042 $ - $ 511,814 $ 496,686 Non-Performing - - 1,394 1,900 - 6,955 - 10,249 8,540 Total residential mortgage loans $ 54,447 $ 85,190 $ 80,809 $ 65,670 $ 38,950 $ 196,997 $ - $ 522,063 $ 505,226 Charge-offs on residential mortgage loans $ - $ - $ 8 $ - $ - $ - $ - $ 8 (1) Excludes accrued interest receivable. As of September 30, 2025 As of December 31, 2024 Term Loans Amortized Cost Basis by Origination Year (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Total: FHA/VA government-guaranteed loans Accrual Status: Performing $ - $ 204 $ 1,125 $ 759 $ 1,489 $ 84,672 $ - $ 88,249 $ 92,252 Non-Performing - - - - - - - - - Total FHA/VA government-guaranteed loans $ - $ 204 $ 1,125 $ 759 $ 1,489 $ 84,672 $ - $ 88,249 $ 92,252 Conventional residential mortgage loans Accrual Status: Performing $ 236,375 $ 268,414 $ 237,186 $ 210,300 $ 97,780 $ 1,721,911 $ - $ 2,771,966 $ 2,704,230 Non-Performing - - 1,394 2,295 101 25,076 - 28,866 31,949 Total conventional residential mortgage loans $ 236,375 $ 268,414 $ 238,580 $ 212,595 $ 97,881 $ 1,746,987 $ - $ 2,800,832 $ 2,736,179 Total Accrual Status: Performing $ 236,375 $ 268,618 $ 238,311 $ 211,059 $ 99,269 $ 1,806,583 $ - $ 2,860,215 $ 2,796,482 Non-Performing - - 1,394 2,295 101 25,076 - 28,866 31,949 Total residential mortgage loans $ 236,375 $ 268,618 $ 239,705 $ 213,354 $ 99,370 $ 1,831,659 $ - $ 2,889,081 $ 2,828,431 Charge-offs on residential mortgage loans $ - $ 6 $ 8 $ - $ 5 $ 960 $ - $ 979 (1) Excludes accrued interest receivable. The following tables present the amortized cost of consumer loans by portfolio classes and by origination year based on accrual status as of September 30, 2025, the gross charge-offs for the nine-month period ended September 30, 2025 by portfolio classes and by origination year, and the amortized cost of consumer loans by portfolio classes based on accrual status as of December 31, 2024: As of September 30, 2025 As of December 31, 2024 Term Loans Amortized Cost Basis by Origination Year (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Puerto Rico and Virgin Islands Region: Auto loans Accrual Status: Performing $ 463,321 $ 543,569 $ 413,688 $ 312,217 $ 199,575 $ 111,027 $ - $ 2,043,397 $ 2,010,690 Non-Performing 613 2,057 3,219 3,157 2,303 2,876 - 14,225 15,295 Total auto loans $ 463,934 $ 545,626 $ 416,907 $ 315,374 $ 201,878 $ 113,903 $ - $ 2,057,622 $ 2,025,985 Charge-offs on auto loans $ 721 $ 4,876 $ 8,618 $ 5,606 $ 2,620 $ 2,244 $ - $ 24,685 Finance leases Accrual Status: Performing $ 178,008 $ 222,686 $ 224,272 $ 155,078 $ 85,116 $ 31,479 $ - $ 896,639 $ 895,634 Non-Performing 49 475 578 866 295 766 - 3,029 3,812 Total finance leases $ 178,057 $ 223,161 $ 224,850 $ 155,944 $ 85,411 $ 32,245 $ - $ 899,668 $ 899,446 Charge-offs on finance leases $ 129 $ 1,024 $ 3,471 $ 2,532 $ 816 $ 952 $ - $ 8,924 Personal loans Accrual Status: Performing $ 85,200 $ 97,141 $ 81,485 $ 50,073 $ 10,737 $ 10,662 $ - $ 335,298 $ 358,033 Non-Performing 17 414 874 532 110 107 - 2,054 2,136 Total personal loans $ 85,217 $ 97,555 $ 82,359 $ 50,605 $ 10,847 $ 10,769 $ - $ 337,352 $ 360,169 Charge-offs on personal loans $ 137 $ 3,152 $ 6,114 $ 4,178 $ 690 $ 970 $ - $ 15,241 Credit cards Accrual Status: Performing $ - $ - $ - $ - $ - $ - $ 294,818 $ 294,818 $ 321,014 Non-Performing - - - - - - - - - Total credit cards $ - $ - $ - $ - $ - $ - $ 294,818 $ 294,818 $ 321,014 Charge-offs on credit cards $ - $ - $ - $ - $ - $ - $ 16,540 $ 16,540 Other consumer loans Accrual Status: Performing $ 54,127 $ 36,987 $ 22,706 $ 10,758 $ 2,699 $ 4,031 $ 8,125 $ 139,433 $ 142,091 Non-Performing 203 406 270 169 60 135 151 1,394 1,500 Total other consumer loans $ 54,330 $ 37,393 $ 22,976 $ 10,927 $ 2,759 $ 4,166 $ 8,276 $ 140,827 $ 143,591 Charge-offs on other consumer loans $ 423 $ 4,926 $ 3,538 $ 1,388 $ 324 $ 205 $ 414 $ 11,218 Total Accrual Status: Performing $ 780,656 $ 900,383 $ 742,151 $ 528,126 $ 298,127 $ 157,199 $ 302,943 $ 3,709,585 $ 3,727,462 Non-Performing 882 3,352 4,941 4,724 2,768 3,884 151 20,702 22,743 Total consumer loans  $ 781,538 $ 903,735 $ 747,092 $ 532,850 $ 300,895 $ 161,083 $ 303,094 $ 3,730,287 $ 3,750,205 Charge-offs on total consumer loans $ 1,410 $ 13,978 $ 21,741 $ 13,704 $ 4,450 $ 4,371 $ 16,954 $ 76,608 (1) Excludes accrued interest receivable. As of September 30, 2025 As of December 31, 2024 Term Loans Amortized Cost Basis by Origination Year (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Florida Region: Auto loans Accrual Status: Performing $ - $ - $ - $ - $ - $ 33 $ - $ 33 $ 183 Non-Performing - - - - - - - - 10 Total auto loans $ - $ - $ - $ - $ - $ 33 $ - $ 33 $ 193 Charge-offs on auto loans $ - $ - $ - $ - $ - $ 21 $ - $ 21 Finance leases Accrual Status: Performing $ - $ - $ - $ - $ - $ - $ - $ - $ - Non-Performing - - - - - - - - - Total finance leases $ - $ - $ - $ - $ - $ - $ - $ - $ - Charge-offs on finance leases $ - $ - $ - $ - $ - $ - $ - $ - Personal loans Accrual Status: Performing $ - $ 133 $ 42 $ - $ - $ - $ - $ 175 $ 1,739 Non-Performing - - - - - - - - - Total personal loans $ - $ 133 $ 42 $ - $ - $ - $ - $ 175 $ 1,739 Charge-offs on personal loans $ - $ - $ - $ - $ - $ - $ - $ - Credit cards Accrual Status: Performing $ - $ - $ - $ - $ - $ - $ - $ - $ - Non-Performing - - - - - - - - - Total credit cards $ - $ - $ - $ - $ - $ - $ - $ - $ - Charge-offs on credit cards $ - $ - $ - $ - $ - $ - $ - $ - Other consumer loans Accrual Status: Performing $ 481 $ 1,167 $ - $ - $ 209 $ 1,913 $ 1,844 $ 5,614 $ 5,535 Non-Performing - - - - - 14 1 15 35 Total other consumer loans $ 481 $ 1,167 $ - $ - $ 209 $ 1,927 $ 1,845 $ 5,629 $ 5,570 Charge-offs on other consumer loans $ - $ - $ - $ - $ - $ - $ - $ - Total Accrual Status: Performing $ 481 $ 1,300 $ 42 $ - $ 209 $ 1,946 $ 1,844 $ 5,822 $ 7,457 Non-Performing - - - - - 14 1 15 45 Total consumer loans $ 481 $ 1,300 $ 42 $ - $ 209 $ 1,960 $ 1,845 $ 5,837 $ 7,502 Charge-offs on total consumer loans $ - $ - $ - $ - $ - $ 21 $ - $ 21 (1) Excludes accrued interest receivable. As of September 30, 2025 As of December 31, 2024 Term Loans Amortized Cost Basis by Origination Year (1) 2025 2024 2023 2022 2021 Prior Revolving Loans Amortized Cost Basis Total Total (In thousands) Total: Auto loans Accrual Status: Performing $ 463,321 $ 543,569 $ 413,688 $ 312,217 $ 199,575 $ 111,060 $ - $ 2,043,430 $ 2,010,873 Non-Performing 613 2,057 3,219 3,157 2,303 2,876 - 14,225 15,305 Total auto loans $ 463,934 $ 545,626 $ 416,907 $ 315,374 $ 201,878 $ 113,936 $ - $ 2,057,655 $ 2,026,178 Charge-offs on auto loans $ 721 $ 4,876 $ 8,618 $ 5,606 $ 2,620 $ 2,265 $ - $ 24,706 Finance leases Accrual Status: Performing $ 178,008 $ 222,686 $ 224,272 $ 155,078 $ 85,116 $ 31,479 $ - $ 896,639 $ 895,634 Non-Performing 49 475 578 866 295 766 - 3,029 3,812 Total finance leases $ 178,057 $ 223,161 $ 224,850 $ 155,944 $ 85,411 $ 32,245 $ - $ 899,668 $ 899,446 Charge-offs on finance leases $ 129 $ 1,024 $ 3,471 $ 2,532 $ 816 $ 952 $ - $ 8,924 Personal loans Accrual Status: Performing $ 85,200 $ 97,274 $ 81,527 $ 50,073 $ 10,737 $ 10,662 $ - $ 335,473 $ 359,772 Non-Performing 17 414 874 532 110 107 - 2,054 2,136 Total personal loans $ 85,217 $ 97,688 $ 82,401 $ 50,605 $ 10,847 $ 10,769 $ - $ 337,527 $ 361,908 Charge-offs on personal loans $ 137 $ 3,152 $ 6,114 $ 4,178 $ 690 $ 970 $ - $ 15,241 Credit cards Accrual Status: Performing $ - $ - $ - $ - $ - $ - $ 294,818 $ 294,818 $ 321,014 Non-Performing - - - - - - - - - Total credit cards $ - $ - $ - $ - $ - $ - $ 294,818 $ 294,818 $ 321,014 Charge-offs on credit cards $ - $ - $ - $ - $ - $ - $ 16,540 $ 16,540 Other consumer loans Accrual Status: Performing $ 54,608 $ 38,154 $ 22,706 $ 10,758 $ 2,908 $ 5,944 $ 9,969 $ 145,047 $ 147,626 Non-Performing 203 406 270 169 60 149 152 1,409 1,535 Total other consumer loans $ 54,811 $ 38,560 $ 22,976 $ 10,927 $ 2,968 $ 6,093 $ 10,121 $ 146,456 $ 149,161 Charge-offs on other consumer loans $ 423 $ 4,926 $ 3,538 $ 1,388 $ 324 $ 205 $ 414 $ 11,218 Total Accrual Status: Performing $ 781,137 $ 901,683 $ 742,193 $ 528,126 $ 298,336 $ 159,145 $ 304,787 $ 3,715,407 $ 3,734,919 Non-Performing 882 3,352 4,941 4,724 2,768 3,898 152 20,717 22,788 Total consumer loans $ 782,019 $ 905,035 $ 747,134 $ 532,850 $ 301,104 $ 163,043 $ 304,939 $ 3,736,124 $ 3,757,707 Charge-offs on total consumer loans $ 1,410 $ 13,978 $ 21,741 $ 13,704 $ 4,450 $ 4,392 $ 16,954 $ 76,629 (1) Excludes accrued interest receivable.
Collateral Pledged [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loan Portfolio Held for Investment [Table Text Block]	As of September 30, 2025 Collateral Dependent Loans - With Allowance Collateral Dependent Loans - With No Related Allowance Collateral Dependent Loans - Total Amortized Cost  Related Allowance Amortized Cost Amortized Cost  Related Allowance (In thousands) Residential mortgage loans: Conventional residential mortgage loans $ 23,967 $ 1,280 $ - $ 23,967 $ 1,280 Commercial loans: Construction loans 4,321 627 956 5,277 627 Commercial mortgage loans 4,454 128 31,522 35,976 128 C&I loans  - - 15,514 15,514 - Consumer loans: Personal loans - - - - - Other consumer loans - - - - - $ 32,742 $ 2,035 $ 47,992 $ 80,734 $ 2,035 As of December 31, 2024 Collateral Dependent Loans - With Allowance Collateral Dependent Loans - With No Related Allowance Collateral Dependent Loans - Total Amortized Cost  Related Allowance Amortized Cost  Amortized Cost  Related Allowance (In thousands) Residential mortgage loans: Conventional residential mortgage loans $ 24,163 $ 1,285 $ 80 $ 24,243 $ 1,285 Commercial loans: Construction loans - - 956 956 - Commercial mortgage loans 4,981 44 41,784 46,765 44 C&I loans  15,684 552 6,120 21,804 552 Consumer loans: Personal loans 28 1 - 28 1 Other consumer loans 123 10 - 123 10 $ 44,979 $ 1,892 $ 48,940 $ 93,919 $ 1,892
TDR [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled Debt Restructurings on Financing Receivables Table [Text Block]	Quarter Ended September 30, 2025 Payment Delay Only Forbearance Trial Modification Change in Amortization term Interest Rate Reduction Term Extension Combination of Interest Rate Reduction and Term Extension Other Total Percentage of Total by Portfolio Classes (In thousands) Conventional residential mortgage loans $ - $ 411 $ - $ - $ 146 $ - $ - $ 557 0.02% Construction loans - - - - - - - - - Commercial mortgage loans - - - - - - - - - C&I loans - - - - 403 - - 403 0.01% Consumer loans: Auto loans - - - - 282 168 927 (1) 1,377 0.07% Personal loans - 28 - - - 120 - 148 0.04% Credit cards - - - 936 (2) - - - 936 0.32% Other consumer loans - - - - 47 - 15 (1) 62 0.04%  Total modifications $ - $ 439 $ - $ 936 $ 878 $ 288 $ 942 $ 3,483 Quarter Ended September 30, 2024 Payment Delay Only Forbearance Trial Modification Change in Amortization Term Interest Rate Reduction Term Extension Combination of Interest Rate Reduction and Term Extension Other Total Percentage of Total by Portfolio Classes (In thousands) Conventional residential mortgage loans $ - $ 87 $ - $ - $ - $ - $ - $ 87 0.00% Construction loans - - - - 122 - - 122 0.06% Commercial mortgage loans - - - - - - - - - C&I loans - - - 14 (2) 335 4,058 22 (1) 4,429 0.14% Consumer loans: Auto loans - - - - 41 37 959 (1) 1,037 0.05% Personal loans - - - - - 40 - 40 0.01% Credit cards - - - 929 (2) - - - 929 0.29% Other consumer loans - - - - 77 48 - 125 0.08%  Total modifications $ - $ 87 $ - $ 943 $ 575 $ 4,183 $ 981 $ 6,769 Nine-Month Period Ended September 30, 2025 Payment Delay Only Forbearance Trial Modification Change in Amortization Term Interest Rate Reduction Term Extension Combination of Interest Rate Reduction and Term Extension Other Total Percentage of Total by Portfolio Classes (In thousands) Conventional residential mortgage loans $ - $ 538 $ - $ - $ 509 $ - $ - $ 1,047 0.04% Construction loans - - - - - - - - - Commercial mortgage loans - - 30,166 - - - - 30,166 1.18% C&I loans 196 (3) - - - 1,008 80 17 (1) 1,301 0.04% Consumer loans: Auto loans - - - - 525 290 2,428 (1) 3,243 0.16% Personal loans - 28 - - 63 337 - 428 0.13% Credit cards - - - 2,942 (2) - - - 2,942 1.00% Other consumer loans - 120 - - 124 70 34 (1) 348 0.24%  Total modifications $ 196 $ 686 $ 30,166 $ 2,942 $ 2,229 $ 777 $ 2,479 $ 39,475 Nine-Month Period Ended September 30, 2024 Payment Delay Only Forbearance Trial Modification Change in Amortization Term Interest Rate Reduction Term Extension Combination of Interest Rate Reduction and Term Extension Other Total Percentage of Total by Portfolio Classes (In thousands) Conventional residential mortgage loans $ - $ 766 $ - $ - $ 157 $ 58 $ - $ 981 0.04% Construction loans - - - - 122 - - 122 0.06% Commercial mortgage loans - - - - 115,703 - - 115,703 4.68% C&I loans - - - 26 (2) 335 4,058 22 (1) 4,441 0.14% Consumer loans: Auto loans - - - - 319 192 2,512 (1) 3,023 0.15% Personal loans - - - - 13 127 - 140 0.04% Credit cards - - - 1,935 (2) - - - 1,935 0.60% Other consumer loans - - - - 335 185 32 (1) 552 0.37%  Total modifications $ - $ 766 $ - $ 1,961 $ 116,984 $ 4,620 $ 2,566 $ 126,897 (1) Modification consists of court mandated reduction to 0% interest rate for remaining loan term to borrowers in bankruptcy proceedings unless dismissal occurs. (2) Modification consists of reduction in interest rate and revocation of revolving utilization privileges. (3) Modification consists of a six-month deferral of principal and interest to be repaid on or before the end of the forbearance plan. The following tables present by portfolio classes the financial effects of the modifications granted to borrowers experiencing financial difficulty, other than those associated to payment delay, during the quarters and nine-month periods ended September 30, 2025 and 2024. The financial effects of the modifications associated to payment delay were discussed above and, as such, were excluded from the tables below: Quarter Ended September 30, 2025 Combination of Interest Rate Reduction and Term Extension Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Change in Amortization Term (in months) Conventional residential mortgage loans - % 108 - % - - Construction loans - % - - % - - Commercial mortgage loans - % - - % - - C&I loans - % 80 - % - - Consumer loans: Auto loans - % 29 3.09 % 21 - Personal loans - % - 4.59 % 23 - Credit cards 15.64 % - - % - - Other consumer loans - % 30 - % - - Quarter Ended September 30, 2024 Combination of Interest Rate Reduction and Term Extension Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Change in Amortization Term (in months) Conventional residential mortgage loans - % - - % - - Construction loans - % 208 - % - - Commercial mortgage loans - % - - % - - C&I loans 14.50 % 178 3.00 % 22 - Consumer loans: Auto loans - % 24 3.04 % 26 - Personal loans - % - 3.51 % 10 - Credit cards 17.48 % - - % - - Other consumer loans - % 26 2.30 % 21 - Nine-Month Period Ended September 30, 2025 Combination of Interest Rate Reduction and Term Extension Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Change in Amortization Term (in months) Conventional residential mortgage loans - % 73 - % - - Construction loans - % - - % - - Commercial mortgage loans - % - - % - 36 C&I loans - % 87 0.50 % 120 - Consumer loans: Auto loans - % 27 3.03 % 20 - Personal loans - % 22 4.57 % 23 - Credit cards 15.67 % - - % - - Other consumer loans - % 28 3.01 % 22 - Nine-Month Period Ended September 30, 2024 Combination of Interest Rate Reduction and Term Extension Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Weighted-Average Interest Rate Reduction (%) Weighted-Average Term Extension (in months) Change in Amortization Term (in months) Conventional residential mortgage loans - % 69 1.80 % 106 - Construction loans - % 208 - % - - Commercial mortgage loans - % 96 - % - - C&I loans 13.82 % 178 3.00 % 22 - Consumer loans: Auto loans - % 27 2.62 % 29 - Personal loans - % 25 3.09 % 16 - Credit cards 17.21 % - - % - - Other consumer loans - % 25 3.04 % 18 - The following tables present by portfolio classes the performance of loans modified during the last twelve months ended September 30, 2025 and 2024 that were granted to borrowers experiencing financial difficulty: Last Twelve Months Ended September 30, 2025 30-59 60-89 90+ Total Delinquency Current Total (In thousands) Conventional residential mortgage loans $ - $ 115 $ - $ 115 $ 1,119 $ 1,234 Construction loans - - - - - - Commercial mortgage loans - - - - 42,086 42,086 C&I loans 9 - 17 26 6,939 6,965 Consumer loans: Auto loans 107 94 99 300 3,823 4,123 Personal loans 85 19 - 104 372 476 Credit cards 421 206 148 775 2,900 3,675 Other consumer loans 41 10 9 60 401 461  Total modifications (1) $ 663 $ 444 $ 273 $ 1,380 $ 57,640 $ 59,020 Last Twelve Months Ended September 30, 2024 30-59 60-89 90+ Total Delinquency Current Total (In thousands) Conventional residential mortgage loans $ - $ - $ - $ - $ 1,611 $ 1,611 Construction loans - - - - 122 122 Commercial mortgage loans - - - - 115,703 115,703 C&I loans - - - - 4,441 4,441 Consumer loans: Auto loans 86 156 82 324 3,751 4,075 Personal loans - - - - 205 205 Credit cards 172 46 13 231 2,163 2,394 Other consumer loans 32 37 22 91 461 552  Total modifications (1) $ 290 $ 239 $ 117 $ 646 $ 128,457 $ 129,103 (1) Excludes $ 5.1  million and $ 4.3  million in restructured residential mortgage loans that are government-guaranteed (e.g., FHA/VA loans) and were modified during the last twelve months ended September 30, 2025 and 2024, respectively.

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