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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest and dividend income:        
Loans $ 247,216 $ 243,720 $ 731,121 $ 720,776
Investment securities 25,832 22,173 73,080 69,553
Money market investments and interest-bearing cash accounts 9,695 8,782 33,797 25,096
Total interest and dividend income 282,743 274,675 837,998 815,425
Interest expense:        
Deposits 61,345 63,704 178,480 190,400
Short-term borrowings 10 0 86 0
Long-term borrowings 3,472 8,907 13,260 26,813
Total interest expense 64,827 72,611 191,826 217,213
Net interest income 217,916 202,064 646,172 598,212
Provision for credit losses - expense (benefit):        
Loans and finance leases 18,270 16,470 63,488 41,317
Unfunded loan commitments (756) (1,041) (532) (1,177)
Debt securities 79 (184) 34 (1,123)
Provision for credit losses - expense 17,593 15,245 62,990 39,017
Net interest income after provision for credit losses 200,323 186,819 583,182 559,195
Non-interest income:        
Service charges and fees on deposit accounts 9,811 9,684 29,207 29,071
Mortgage banking activities 3,309 3,199 9,887 9,500
Insurance commission income 2,618 3,003 10,961 11,296
Card and processing income 11,682 11,768 35,037 34,603
Other non-interest income 3,374 4,848 12,386 14,053
Total non-interest income 30,794 32,502 97,478 98,523
Non-interest expenses:        
Employees' compensation and benefits 59,761 59,081 181,956 176,043
Occupancy and equipment 22,185 22,424 67,112 65,656
Business promotion 3,884 4,116 10,657 12,317
Professional service fees 11,903 12,538 34,998 37,645
Taxes, other than income taxes 6,092 5,665 17,682 16,202
FDIC deposit insurance 2,236 2,164 6,707 7,582
Net loss (gain) on OREO operations 1,033 (1,339) (687) (6,400)
Credit and debit card processing expenses 7,889 7,095 20,746 20,453
Communications 2,294 2,170 6,747 6,528
Other non-interest expenses 7,617 9,021 25,335 26,514
Total non-interest expenses 124,894 122,935 371,253 362,540
Income before income taxes 106,223 96,386 309,407 295,178
Income tax expense 5,697 22,659 51,642 72,155
Net income 100,526 73,727 257,765 223,023
Net income attributable to common stockholders $ 100,526 $ 73,727 $ 257,765 $ 223,023
Net income per common share:        
Basic $ 0.63 $ 0.45 $ 1.60 $ 1.35
Diluted $ 0.63 $ 0.45 $ 1.59 $ 1.35