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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 257,765 $ 223,023
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation and amortization 13,128 13,995
Amortization of intangible assets 3,291 5,123
Provision for credit losses 62,990 39,017
Deferred income tax (benefit) expense (10,570) 12,643
Stock-based compensation 7,987 6,789
Unrealized gain on derivative instruments (472) (232)
Net gain on disposals or sales, and impairments of premises and equipment and other assets 0 (68)
Net gain on sales of loans and loans held-for-sale valuation adjustments (3,262) (2,864)
Net (accretion) amortization of discounts, premiums, and deferred loan fees and costs (766) 449
Originations and purchases of loans held for sale (124,210) (116,430)
Sales and repayments of loans held for sale 130,123 113,176
Amortization of broker placement fees 509 554
Net amortization of premiums and discounts on investment securities 145 3,887
(Increase) decrease in accrued interest receivable (2,751) 10,248
Increase in accrued interest payable 1,399 9,890
Decrease (increase) in other assets 8,851 (11,293)
Decrease in other liabilities (2,862) (558)
Net cash provided by operating activities 341,295 307,349
Cash flows from investing activities:    
Net disbursements on loans held for investment (398,533) (365,298)
Proceeds from sales of loans held for investment 2,475 18,362
Proceeds from sales of repossessed assets 41,125 51,129
Purchases of available-for-sale debt securities (922,383) (44,063)
Proceeds from principal repayments and maturities of available-for-sale debt securities 1,134,582 530,232
Proceeds from principal repayments of held-to-maturity debt securities 45,402 32,467
Additions to premises and equipment (6,955) (8,387)
Proceeds from sales of premises and equipment and other assets 0 1,317
Net redemptions (purchases) of equity securities 7,751 (2,637)
Proceeds from the settlement of insurance claims - investing activities 0 670
Net cash (used in) provided by investing activities (96,536) 213,792
Cash flows from financing activities:    
Net decrease in deposits (43,588) (268,556)
Repayments of long-term borrowings (269,850) (48,500)
Repurchase of outstanding common stock (103,664) (102,369)
Dividends paid on common stock (87,502) (79,509)
Net cash used in financing activities (504,604) (498,934)
Net (decrease) increase in cash and cash equivalents (259,845) 22,207
Cash and cash equivalents at beginning of year 1,159,415 663,164
Cash and cash equivalents at end of period 899,570 685,371
Cash and cash equivalents include:    
Cash and due from banks 897,877 684,028
Money market investments 1,693 1,343
Cash and Cash Equivalents, at Carrying Value, Total $ 899,570 $ 685,371