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Business Segment Information (Tables)

12 Months Ended

Dec. 31, 2024

Business Segment Information

Schedule of reportable segment results

		For the Year Ended December 31, 2024
(in millions)		EFT Processing				epay				Money Transfer				Corporate Services, Eliminations and Other				Consolidated
Total revenues		$	1,161.2			$	1,150.5			$	1,686.5			$	(8.4	)		$	3,989.8
Operating expenses:
Direct operating costs		605.4				872.7				919.7				(8.5		)		2,389.3
Salaries and benefits		146.8				102.0				333.4				68.0				650.2
Selling, general and administrative		55.1				38.6				206.4				15.2				315.3
Depreciation and amortization		97.9				7.3				26.0				0.6				131.8
Total operating expenses		905.2				1,020.6				1,485.5				75.3				3,486.6
Operating income (expense)		$	256.0			$	129.9			$	201.0			$	(83.7	)		$	503.2
Other income (expense)
Interest income																		23.8
Interest expense																		(80.5		)
Foreign currency exchange loss, net																		(19.1		)
Other gains, net																		21.5
Total other expense, net																		(54.3		)
Income before income taxes																		$	448.9
Segment assets as of December 31, 2024		$	2,762.2			$	1,073.7			$	1,745.5			$	253.1			$	5,834.5

		For the Year Ended December 31, 2023
(in millions)		EFT Processing				epay				Money Transfer				Corporate Services, Eliminations and Other				Consolidated
Total revenues		$	1,058.3			$	1,082.4			$	1,555.2			$	(7.9	)		$	3,688.0
Operating expenses:
Direct operating costs		572.1				819.1				839.5				(7.9		)		2,222.8
Salaries and benefits		126.5				91.1				310.5				74.8				602.9
Selling, general and administrative		58.8				39.1				188.8				10.1				296.8
Depreciation and amortization		94.6				6.9				31.0				0.4				132.9
Total operating expenses		852.0				956.2				1,369.8				77.4				3,255.4
Operating income (expense)		$	206.3			$	126.2			$	185.4			$	(85.3	)		$	432.6
Other income (expense)
Interest income																		15.2
Interest expense																		(55.6		)
Foreign currency exchange gain, net																		8.0
Other gains, net																		0.2
Total other expense, net																		(32.2		)
Income before income taxes																		$	400.4
Segment assets as of December 31, 2023		$	2,442.0			$	1,204.9			$	1,921.2			$	326.3			$	5,894.4

		For the Year Ended December 31, 2022
(in millions)		EFT Processing				epay				Money Transfer				Corporate Services, Eliminations and Other				Consolidated
Total revenues		$	924.2			$	997.9			$	1,444.5			$	(7.8	)		$	3,358.8
Operating expenses:
Direct operating costs		475.8				753.2				796.9				(7.7		)		2,018.2
Salaries and benefits		111.9				81.8				277.0				63.5				534.2
Selling, general and administrative		57.1				36.0				182.2				9.8				285.1
Depreciation and amortization		95.4				6.2				33.9				0.4				135.9
Total operating expenses		740.2				877.2				1,290.0				66.0				2,973.4
Operating income (expense)		$	184.0			$	120.7			$	154.5			$	(73.8	)		$	385.4
Other income (expense)
Interest income																		2.0
Interest expense																		(37.5		)
Foreign currency exchange loss, net																		(28.2		)
Other gains, net																		0.9
Total other expense, net																		(62.8		)
Income before income taxes																		$	322.6
Segment assets as of December 31, 2022		$	2,150.7			$	1,173.3			$	1,795.8			$	283.8			$	5,403.6

Schedule of total revenues, property and equipment and total assets

		Revenues												Property and Equipment, net								Total Assets
		For the year ended December 31,												as of December 31,								as of December 31,
(in millions)		2024				2023				2022				2024				2023				2024				2023
United States		$	977.4			$	898.5			$	830.8			$	69.3			$	63.0			$	1,060.1			$	1,198.5
Germany		706.3				691.5				644.5				22.7				29.0				768.7				760.2
Spain		259.2				243.4				211.7				31.2				40.8				365.4				375.5
United Kingdom		164.7				152.5				144.7				6.9				8.7				385.9				441.3
Italy		196.8				185.8				160.7				11.2				14.9				225.7				229.9
Poland		124.4				114.9				98.1				41.9				28.8				381.1				280.7
India		206.4				170.3				188.5				23.8				28.5				248.9				241.4
France		209.9				198.6				173.8				8.2				8.6				151.8				165.0
Greece		237.0				205.8				161.0				25.8				19.6				563.4				653.9
Malaysia		83.9				51.9				47.6				9.5				4.3				279.9				98.5
Australia		59.0				53.5				42.4				1.0				1.9				93.0				85.6
New Zealand		48.7				51.6				61.6				4.2				4.0				166.4				190.7
Netherlands		73.6				62.8				54.6				4.1				5.0				167.7				170.9
Canada		68.9				70.1				66.4				0.7				0.7				97.6				123.7
Brazil		50.6				55.2				51.4				0.2				0.3				26.9				38.2
Other		523.0				481.6				421.0				69.0				74.0				852.0				840.4
Total foreign		3,012.4				2,789.5				2,528.0				260.4				269.1				4,774.4				4,695.9
Total		$	3,989.8			$	3,688.0			$	3,358.8			$	329.7			$	332.1			$	5,834.5			$	5,894.4

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- Definition

Tabular disclosure of information concerning material long-lived assets (excluding financial instruments, customer relationships with financial institutions, mortgage and other servicing rights, deferred policy acquisition costs, and deferred taxes assets) located in identified geographic areas and/or the amount of revenue from external customers attributed to that country from which revenue is material. An entity may also provide subtotals of geographic information about groups of countries.

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