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Cash At Bank And Restricted Cash | 12 Months Ended
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Dec. 31, 2021
Cash and cash equivalents [abstract] |
Cash At Bank And Restricted Cash [Text Block] |
16 | Cash at bank and restricted cash
|  | As of December 31, |
Cash at bank |  | 2020 |  |  | 2021 |
|  | RMB’000 |  |  | RMB’000 |
Demand deposits |  |  |  |  |  |  |  |
RMB |  |  | 13,782,874 |  |  |  | 18,132,859 |
USD |  |  | 3,784,469 |  |  |  | 4,137,462 |
HKD |  |  | 43,110 |  |  |  | 43,697 |
IDR |  |  | 11,676 |  |  |  | 37,385 |
SGD |  |  | 5,344 |  |  |  | 3,651 |
|  |  | 17,627,473 |  |  |  | 22,355,054 |
Time deposits |  |  |  |  |  |  |  |
RMB |  |  | 3,140,058 |  |  |  | 11,659,866 |
USD |  |  | 3,262,450 |  |  |  | 637,884 |
IDR |  |  | 128,772 |  |  |  | 93,776 |
|  |  | 6,531,280 |  |  |  | 12,391,526 |
Less: Provision for impairment losses |  |  | (185 | ) |  |  | (3,392 | )
|  |  | 24,158,568 |  |  |  | 34,743,188 |
|  | As of December 31, |
|  | 2020 |  |  | 2021 |
|  | RMB’000 |  |  | RMB’000 |
Restricted cash |  |  |  |  |  |  |  |
Cash from consolidated structured entities (a) |  |  | 14,581,753 |  |  |  | 24,903,595 |
Deposits for borrowings (b) |  |  | — |  |  |  | 3,042,930 |
Deposits held on behalf of platform investors (c) |  |  | 7,997,940 |  |  |  | 1,791,455 |
Others |  |  | 449,895 |  |  |  | 715,559 |
|  |  | 23,029,588 |  |  |  | 30,453,539 |
(a) | Cash from consolidated structured entities is the cash held by the Group’s consolidated structured entities collected from platform investors mainly for their upcoming investment in retail credit business.
(b) | Deposits for borrowings are pledges for secured borrowings ( refer to Note 29(a)).
(c) | Deposits held on behalf of platform investors represents funds received from platform investors while investment decisions are yet to be made, or investors’ funds withdrawal is in processing due to settlement time.

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