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Consolidated Statements of Comprehensive Income - CNY (¥)
¥ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Income Statement [Line Items]      
Technology platform-based income ¥ 38,294,317 ¥ 41,221,842 ¥ 41,929,077
Retail credit facilitation service fees 36,086,974 39,456,904 39,324,848
Wealth management transaction and service fees 2,207,343 1,764,938 2,604,229
Net interest income 14,174,231 7,750,460 3,909,196
Guarantee income 4,370,342 601,644 464,743
Other income 3,875,407 1,517,042 878,868
Investment income 1,151,753 939,899 579,077
Share of net profit/(loss) of investments accounted for using the equity method (31,143) 14,837 72,807
Total income 61,834,907 52,045,724 47,833,768
Total expenses      
Sales and marketing expenses (17,993,072) (17,813,557) (14,931,096)
General and administrative expenses (3,559,323) (2,975,544) (2,853,049)
Operation and servicing expenses (6,557,595) (6,031,297) (5,471,468)
Technology and analytics expenses (2,083,994) (1,792,081) (1,952,260)
Credit impairment losses (6,643,727) (3,035,188) (1,862,745)
Asset impairment losses (1,100,882) (7,168) (134,516)
Finance costs (995,515) (2,865,654) (1,519,907)
Other gains/(losses) - net 499,379 384,270 325,114
Total expenses (38,434,729) (34,136,219) (28,399,927)
Profit before income tax expenses 23,400,178 17,909,505 19,433,841
Less: Income tax expenses (6,691,118) (5,633,265) (6,116,697)
other comprehensive income/(loss) 16,709,060 12,276,240 13,317,144
Net profit attributable to:      
Owners of the Company 16,804,380 12,354,114 13,332,431
Non-controlling interests (95,320) (77,874) (15,287)
other comprehensive income/(loss) 16,709,060 12,276,240 13,317,144
Other comprehensive income/(loss), net of tax:      
-Exchange differences on translation of foreign operations 28,282 614,651 (176,833)
Total comprehensive income for the year 16,737,342 12,890,891 13,140,311
Total comprehensive income attributable to:      
Owners of the Company 16,832,782 12,968,513 13,155,598
Non-controlling interests (95,440) (77,622) (15,287)
Total comprehensive income for the year ¥ 16,737,342 ¥ 12,890,891 ¥ 13,140,311
Earnings per share (expressed in RMB per share)      
-Basic earnings per ADS ¥ 7.11 ¥ 5.59  
-Diluted earnings per ADS 6.69 5.55  
Ordinary shares [member]      
Earnings per share (expressed in RMB per share)      
-Basic earnings per share 14.22 11.19 ¥ 12.27
-Diluted earnings per share ¥ 13.38 ¥ 11.10 ¥ 12.27