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Leases (Tables)
12 Months Ended
Dec. 31, 2021
Text block [abstract]  
Summary Of Amounts Related To Leases
The statement of financial position shows the following amounts relating to leases:
 
    
As of December 31,
 
    
2020
    
2021
 
Right-of-use
assets
  
RMB’000
    
RMB’000
 
Properties
     973,547        804,990  
    
 
 
    
 
 
 
Lease liabilities
  
 
979,419
 
  
 
794,544
 
    
 
 
    
 
 
 
Summary Of Depreciation Charge Of Right Of Use Assets
The statement of profit or loss shows the following amounts relating to leases:
 
    
Year ended December 31,
 
    
2019
    
2020
    
2021
 
Depreciation charge of
right-of-use
assets
  
RMB’000
    
RMB’000
    
RMB’000
 
Properties
     509,026        604,018        608,889  
    
 
 
    
 
 
    
 
 
 
Interest expense (included in finance costs)
     58,170        46,567        38,709  
Expense relating to short-term leases (included in operation and servicing expenses; general and administrative expenses; technology and analytics expenses; sales and marketing expenses)
     61,836        115,741        55,408  
Expense relating to leases of
low-value
assets (included in operation and servicing expenses; general and administrative expenses; technology and analytics expenses; sales and marketing expenses)
     22,441        26,684        25,550  
Summary Of Movement Of Right Of Use Assets
    
Year ended December 31,
 
    
2019
    
2020
    
2021
 
  
RMB’000
    
RMB’000
    
RMB’000
 
Opening net book amount
     740,240        914,960        973,547  
Additions
     683,746        697,403        501,663  
Early termination

     —          (34,798      (61,331
Depreciation charge
     (509,026      (604,018      (608,889
    
 
 
    
 
 
    
 
 
 
Closing net book amount
     914,960        973,547        804,990  
    
 
 
    
 
 
    
 
 
 
 
    
As of December 31,
 
  
2020
    
2021
 
  
RMB’000
    
RMB’000
 
Cost
     1,731,022        1,810,222  
Accumulated depreciation
     (757,475      (1,005,232
    
 
 
    
 
 
 
Net book amount
     973,547        804,990