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Accounts And Other Receivables And Contract Assets (Tables) | 12 Months Ended
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Dec. 31, 2022
Disclosure of financial assets [line items] |
Disclosure Of Detailed Information About Accounts and Other Receivables and Contract Assets [Text Block] | The Group
|  | As of December 31, |
|  | 2021 |  |  | 2022 |
| RMB’000 |  |  | RMB’000 |
Contract acquisition cost ( f ) |  |  | 7,964,247 |  |  |  | 6,236,822 |
Receivables from core retail credit and enablement service |  |  | 7,380,284 |  |  |  | 3,736,176 |
Receivables from external payment services providers (a) |  |  | 2,665,300 |  |  |  | 1,826,203 |
Trust statutory deposits (b) |  |  | 1,359,642 |  |  |  | 1,058,355 |
Receivables for shares repurchase program (Note 38(a)) |  |  | 870,006 |  |  |  | 859,772 |
Receivables from referral arrangements |  |  | 288,164 |  |  |  | 586,461 |
Receivables from other technology platform-based service |  |  | 764,571 |  |  |  | 508,202 |
Other deposits |  |  | 542,817 |  |  |  | 505,764 |
Receivables from guarantee arrangements |  |  | 410,577 |  |  |  | 430,908 |
Receivables from ADS income |  |  | 111,933 |  |  |  | 95,246 |
Receivables from exercise of share options |  |  | 36,036 |  |  |  | 197 |
Others |  |  | 582,044 |  |  |  | 553,530 |
Less: Provision for impairment losses (c) |  |  | (630,848 | ) |  |  | (639,501 | )
|  | 22,344,773 |  |  | 15,758,135 |
(a) | The Group maintains accounts with external online payment service providers to transfer deposits of platform investors, collect principal and interest from borrowers and dispatch loan proceeds to borrowers. The Group recorded the related amounts as receivables from external payment service providers.
(b) | The balances represent cash deposited in China Trust Protection Fund Co., Ltd. as required by trust regulations.
(f) | As of December 31, 2021 and 2022, the remaining amount of consideration the Group expected to receive is higher than the carrying amount of contract acquisition cost. As such, no loss allowanc e was recorded against contract acquisition cost.
Disclosure Of Detailed Information About Maturity Analysis Of Receivables Explanatory | The following table s e ts forth the aging analysis of receivables generated from activities in relation to core retail credit and enablement service, other technology platform-based service, referral and guarantee arrangements as of December 31, 2021 and 2022. The aging is presented from the date the corresponding revenue is recognized.
|  | As of December 31, |
|  | 2021 |  |  | 2022 |
| RMB’000 |  |  | RMB’000 |
Up to 1 year |  |  | 8,673,176 |  |  |  | 5,107,630 |
1 to 2 years |  |  | 78,420 |  |  |  | 117,620 |
2 to 3 years |  |  | 9,931 |  |  |  | 30,548 |
Above 3 years |  |  | 82,069 |  |  |  | 5,949 |
|  |  | 8,843,596 |  |  |  | 5,261,747 |
Disclosure Of Detailed Information About Movements In Provision for Impairment Losses [Text Block] |
(c) | The following table sets forth the movements in the provision for impairment losses:
|  | Year ended December 31, |
|  | 2020 |  |  | 2021 |  |  | 2022 |
| RMB’000 |  |  | RMB’000 |  |  | RMB’000 |
At the beginning of the year |  |  | 401,626 |  |  |  | 688,378 |  |  |  | 630,848 |
Impairment loss recognized in the consolidated statement of comprehensive income |  |  | 1,499,344 |  |  |  | 991,903 |  |  |  | 1,140,937 |
Written off during the year |  |  | (1,283,858 | ) |  |  | (1,083,618 | ) |  |  | (1,172,660 | )
Recovery of receivables written off previously |  |  | 71,266 |  |  |  | 34,185 |  |  |  | 40,376 |
At the end of the year |  |  | 688,378 |  |  |  | 630,848 |  |  |  | 639,501 |
Schedule Of Aging Analysis Of Receivables Generated From Activities |
(d) | The loss allowance as of December 31, 2021 was determined against receivables from core retail credit and enablement service, other technology platform-based service and referral and guarantee arrangements, as follows:
|  | As of December 31, 2021 |
|  | Current |  |  | 1-90 days past due |  |  | 91-180 days past due |  |  | Total |
|  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |
Expected loss rate |  |  | 2.36 | % |  |  | 89.87 | % |  |  | 94.83 | % |  |  | 7.12 | %
Receivables from core retail credit and enablement service |  |  | 6,943,369 |  |  |  | 201,188 |  |  |  | 235,727 |  |  |  | 7,380,284 |
Receivables from other technology platform-based service |  |  | 764,571 |  |  |  | — |  |  |  | — |  |  |  | 764,571 |
Receivables from referral arrangements |  |  | 288,164 |  |  |  | — |  |  |  | — |  |  |  | 288,164 |
Receivables from guarantee arrangements |  |  | 379,493 |  |  |  | 18,069 |  |  |  | 13,015 |  |  |  | 410,577 |
Loss allowance |  |  | (197,933 | ) |  |  | (197,042 | ) |  |  | (235,873 | ) |  |  | (630,848 | )
(e) | The loss allowance as of December 31, 2022 was determined against receivables from core retail credit and enablement service, other technology platform-based service and referral and guarantee arrangements, as follows:
|  | As of December 31, 2022 |
|  | Current |  |  | 1-90 days past due |  |  | 91-180 days past due |  |  | Total |
|  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |  |  | RMB’000 |
Expected loss rate |  |  | 3.11 | % |  |  | 92.34 | % |  |  | 93.11 | % |  |  | 12.15 | %
Receivables from core retail credit and enablement service |  |  | 3,315,385 |  |  |  | 176,470 |  |  |  | 244,321 |  |  |  | 3,736,176 |
Receivables from other technology platform-based service |  |  | 508,202 |  |  |  | — |  |  |  | — |  |  |  | 508,202 |
Receivables from referral arrangements |  |  | 586,461 |  |  |  | — |  |  |  | — |  |  |  | 586,461 |
Receivables from guarantee arrangements |  |  | 321,228 |  |  |  | 52,191 |  |  |  | 57,489 |  |  |  | 430,908 |
Loss allowance |  |  | (147,337 | ) |  |  | (211,145 | ) |  |  | (281,019 | ) |  |  | (639,501 | )
Parent [member] |
Disclosure of financial assets [line items] |
Disclosure Of Detailed Information About Accounts and Other Receivables and Contract Assets [Text Block] | The Company
|  | As of December 31, |
|  | 2021 |  |  | 2022 |
|  | RMB’000 |  |  | RMB’000 |
Receivables for shares repurchase program |  |  | 870,006 |  |  |  | 859,772 |
Receivables from subsidiaries |  |  | 3,623,687 |  |  |  | 672,128 |
Receivables from ADS income |  |  | 111,933 |  |  |  | 95,246 |
Receivables from exercise of share options |  |  | 36,036 |  |  |  | 197 |
|  |  | 4,641,662 |  |  |  | 1,627,343 |

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