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Technology platform-based income

12 Months Ended

Dec. 31, 2022

Text block [abstract]

Technology platform-based income

6	Technology platform-based income


		Year ended December 31,
		2020				2021				2022
		RMB’000				RMB’000				RMB’000
Technology platform–based income
Retail credit and enablement service fees			39,587,797				36,793,020				28,621,121
Other technology platform–based income			1,634,045				1,501,297				597,311

			41,221,842				38,294,317				29,218,432


						Year ended December 31,
						2020				2021				2022
						RMB’000				RMB’000				RMB’000
Retail credit and enablement service fees
Loan enablement service fees			At a point in time				7,141,725				5,675,612				3,446,163
Post-origination service fees			Over time				32,315,179				30,411,362				24,028,033
Referral income from platform service			At a point in time				130,893				706,046				1,146,925

							39,587,797				36,793,020				28,621,121

(a)	The table below sets forth the remaining performance obligations of long-term contracts:


		As of December 31,
		2021				2022
		RMB’000				RMB’000
Aggregate amount of the transaction price allocated to long-term contracts that are partially or fully unsatisfied at the end of the year
Expected to be recognized within one year			20,908,676				11,330,057
Expected to be recognized in one to two years			8,131,102				5,643,999
Expected to be recognized over two years			1,724,952				1,937,183

			30,764,730				18,911,239