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Consolidated Statements of Comprehensive Income - CNY (¥)
¥ in Thousands
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Income Statement [Line Items]      
Technology platform-based income ¥ 29,218,432 ¥ 38,294,317 ¥ 41,221,842
Net interest income 18,981,376 14,174,231 7,750,460
Guarantee income 7,372,509 4,370,342 601,644
Other income 1,238,004 3,875,407 1,517,042
Investment income 1,305,625 1,151,753 939,899
Share of net profit/(loss) of investments accounted for using the equity method (218) (31,143) 14,837
Total income 58,115,728 61,834,907 52,045,724
Total expenses      
Sales and marketing expenses (15,756,916) (17,993,072) (17,813,557)
General and administrative expenses (2,830,119) (3,559,323) (2,975,544)
Operation and servicing expenses (6,429,862) (6,557,595) (6,031,297)
Technology and analytics expenses (1,872,454) (2,083,994) (1,792,081)
Credit impairment losses (16,550,465) (6,643,727) (3,035,188)
Asset impairment losses (427,108) (1,100,882) (7,168)
Finance costs (1,238,992) (995,515) (2,865,654)
Other gains/(losses)—net 3,459 499,379 384,270
Total expenses (45,102,457) (38,434,729) (34,136,219)
Profit before income tax expenses 13,013,271 23,400,178 17,909,505
Less: Income tax expenses (4,238,232) (6,691,118) (5,633,265)
other comprehensive income/(loss) 8,775,039 16,709,060 12,276,240
Net profit attributable to:      
Owners of the Company 8,699,369 16,804,380 12,354,114
Non-controlling interests 75,670 (95,320) (77,874)
other comprehensive income/(loss) 8,775,039 16,709,060 12,276,240
Items that may be reclassified to profit or loss      
-Exchange differences on translation of foreign operations (289,599) 66,501 289,593
Items that will not be reclassified to profit or loss      
-Exchange differences on translation of foreign operations (1,291,250) (38,219) 325,058
Total comprehensive income for the year 7,194,190 16,737,342 12,890,891
Total comprehensive income attributable to:      
Owners of the Company 7,118,117 16,832,782 12,968,513
Non-controlling interests 76,073 (95,440) (77,622)
Total comprehensive income for the year ¥ 7,194,190 ¥ 16,737,342 ¥ 12,890,891
Earnings per share (expressed in RMB per share)      
-Basic earnings per ADS ¥ 3.8 ¥ 7.11 ¥ 5.59
-Diluted earnings per ADS 3.79 6.69 5.55
Ordinary shares [member]      
Earnings per share (expressed in RMB per share)      
-Basic earnings per share 7.6 14.22 11.19
-Diluted earnings per share ¥ 7.58 ¥ 13.38 ¥ 11.1