The Group


	As of December 31,
	2021		2022
	RMB’000		RMB’000
Unpaid redemption consideration for convertible promissory notes (Note 34(a))		—		3,745,929
Contract liabilities from retail credit and enablement service		1,107,263		3,067,715
Employee benefit payable		4,041,847		2,715,543
Tax payable		831,329		846,402
Payable to cooperation banks (a)		702,844		471,339
Payable to investees		431,148		430,616
Payable to external suppliers (c)		401,209		193,283
Trust management fee payable (c)		415,817		57,976
Cash compensation of Class C ordinary shares restructuring		46,749		21,205
Other deposits payable		108,291		221,671
Payable for purchase of trust plan		137,724		—
Others (b)		590,034		426,975

		8,814,255		12,198,654

(a)

Payable to cooperation banks is related to the restricted cash that is generated from a risk sharing business with banks. Under such business, the Group provides loan enablement services for loans originated by banks and is paid a variable fee determined based on the performance of underlying loans facilitated by the Group. On a monthly basis, the Group receives fixed service fees from the cooperation banks based on a fixed percentage of loans originated in restricted cash accounts. The service fees will be adjusted based on actual performance of the loans originated under this business upon maturity.

(b)	Others comprise miscellaneous it e ms including advances from customers and others with immaterial individual amounts.

(c)	As of December 31, 2021 and 2022, the aging of the payable to external suppliers and trust management fee payable are all within 1 year.

The Company


	As of December 31,
	2021		2022
	RMB’000		RMB’000
Unpaid redemption consideration for convertible promissory notes (Note 34(a))		—		3,745,929
Cash compensation of Class C ordinary shares restructuring		46,749		21,205
Payable to external suppliers		—		94
Employee benefit payable		—		—
Others		28,179		36,415

		74,928		3,803,643