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Leases (Tables)
12 Months Ended
Dec. 31, 2022
Text block [abstract]  
Summary Of Amounts Related To Leases
The statement of financial position shows the following amounts relating to leases:
 
    
As of December 31,
 
    
2021
    
2022
 
Right-of-use
assets
  
RMB’000
    
RMB’000
 
Properties
     804,990        754,010  
    
 
 
    
 
 
 
Lease liabilities
     794,544        748,807  
    
 
 
    
 
 
 
Summary Of Depreciation Charge Of Right Of Use Assets
The statement of profit or loss shows the following amounts relating to leases:
 
    
Year ended December 31,
 
    
2020
    
2021
    
2022
 
    
RMB’000
    
RMB’000
    
RMB’000
 
Depreciation charge of
right-of-use
assets
     604,018        608,889        578,014  
Interest expense (included in finance costs)
     46,567        38,709        41,402  
Expense relating to short-term leases (included in operation and servicing expenses; general and administrative expenses; technology and analytics expenses; and sales and marketing expenses)
     115,741        55,408        37,376  
Expense relating to leases of
low-value
assets (included in operation and servicing expenses; general and administrative expenses; technology and analytics expenses; and sales and marketing expenses)
     26,684        25,550        25,548  
Summary Of Movement Of Right Of Use Assets  
    
Year ended December 31,
 
    
2020
    
2021
    
2022
 
  
RMB’000
    
RMB’000
    
RMB’000
 
Opening net book amount
     914,960        973,547        804,990  
Additions
     697,403        501,663        589,488  
Early termination
     (34,798      (61,331      (62,454
Depreciation charge
     (604,018      (608,889      (578,014
    
 
 
    
 
 
    
 
 
 
Closing net book amount
     973,547        804,990        754,010  
    
 
 
    
 
 
    
 
 
 
 
    
As of December 31,
 
  
2021
    
2022
 
  
RMB’000
    
RMB’000
 
Cost
     1,810,222        1,500,951  
Accumulated depreciation
     (1,005,232      (746,941
    
 
 
    
 
 
 
Net book amount
     804,990        754,010