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EARNINGS PER SHARE (EPS)
 6 Months Ended
Mar. 31, 2025
Earnings Per Share [Abstract]  
EARNINGS PER SHARE (EPS) EARNINGS PER SHARE (EPS)
 
Basic EPS was calculated by dividing income available to common shareholders by the weighted average number of shares of common stock outstanding during the period. Diluted EPS was calculated by dividing income available to common shareholders by the weighted average number of shares of common stock outstanding plus additional common shares that could be issued in connection with stock-based compensation.
 
The following table is a reconciliation of the share amounts (in thousands) used in computing earnings per share:
 Three Months Ended March 31,Six Months Ended March 31,
 2025202420252024
Common shares outstanding47,231 49,637 47,231 49,637 
Unallocated ESOP shares— (131)— (131)
Non-vested restricted stock(1,611)(2,337)(1,611)(2,337)
Impact of weighted average shares38 777 (22)1,196 
Weighted average shares outstanding - basic45,658 47,946 45,598 48,365 
Incremental shares from stock-based compensation1,242 1,985 1,628 2,349 
Weighted average shares outstanding - diluted46,900 49,931 47,226 50,714 
Shares of the ESOP that have been allocated to employee accounts are treated as outstanding in determining earnings per share.