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v3.19.2

Allowance for Loan Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2019 | Jun. 30, 2018 | Jun. 30, 2019 | Jun. 30, 2018
Allowance for loan losses: |  |  |  |
Beginning balance | $ 49,835 | $ 46,401 | $ 49,026 | $ 46,211
Charge-offs | (1,451) | (1,581) | (2,988) | (3,646)
Recoveries | 775 | 725 | 1,621 | 1,230
Net (charge-offs) recoveries | (676) | (856) | (1,367) | (2,416)
Provision for loan losses charged to operations | 900 | 1,810 | 2,400 | 3,560
Ending balance | 50,059 | 47,355 | 50,059 | 47,355
Individually evaluated for impairment | 1,873 | 1,515 | 1,873 | 1,515
Collectively evaluated for impairment | 45,520 | 43,584 | 45,520 | 43,584
Receivables Acquired with Deteriorated Credit Quality |  |  |  |
Allowance for loan losses: |  |  |  |
Ending balance | 2,666 | 2,256 | 2,666 | 2,256
Commercial, financial, agricultural |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 9,622 | 7,071 | 8,269 | 5,542
Charge-offs | (694) | (457) | (952) | (1,116)
Recoveries | 241 | 114 | 615 | 349
Net (charge-offs) recoveries | (453) | (343) | (337) | (767)
Provision for loan losses charged to operations | 365 | 418 | 1,602 | 2,371
Ending balance | 9,534 | 7,146 | 9,534 | 7,146
Individually evaluated for impairment | 1,191 | 417 | 1,191 | 417
Collectively evaluated for impairment | 8,172 | 6,404 | 8,172 | 6,404
Commercial, financial, agricultural | Receivables Acquired with Deteriorated Credit Quality |  |  |  |
Allowance for loan losses: |  |  |  |
Ending balance | 171 | 325 | 171 | 325
Real estate – construction |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 4,778 | 4,198 | 4,755 | 3,428
Charge-offs | 0 | 0 | 0 | 0
Recoveries | 0 | 3 | 7 | 7
Net (charge-offs) recoveries | 0 | 3 | 7 | 7
Provision for loan losses charged to operations | 524 | 501 | 540 | 1,267
Ending balance | 5,302 | 4,702 | 5,302 | 4,702
Individually evaluated for impairment | 8 | 0 | 8 | 0
Collectively evaluated for impairment | 5,294 | 4,702 | 5,294 | 4,702
Real estate – construction | Receivables Acquired with Deteriorated Credit Quality |  |  |  |
Allowance for loan losses: |  |  |  |
Ending balance | 0 | 0 | 0 | 0
Real estate – 1-4 family mortgage |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 9,491 | 11,404 | 10,139 | 12,009
Charge-offs | (378) | (979) | (875) | (1,650)
Recoveries | 115 | 83 | 312 | 216
Net (charge-offs) recoveries | (263) | (896) | (563) | (1,434)
Provision for loan losses charged to operations | 388 | 1,149 | 40 | 1,082
Ending balance | 9,616 | 11,657 | 9,616 | 11,657
Individually evaluated for impairment | 188 | 76 | 188 | 76
Collectively evaluated for impairment | 8,913 | 11,053 | 8,913 | 11,053
Real estate – 1-4 family mortgage | Receivables Acquired with Deteriorated Credit Quality |  |  |  |
Allowance for loan losses: |  |  |  |
Ending balance | 515 | 528 | 515 | 528
Real estate – commercial mortgage |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 24,643 | 21,914 | 24,492 | 23,384
Charge-offs | (167) | (46) | (729) | (659)
Recoveries | 366 | 496 | 611 | 604
Net (charge-offs) recoveries | 199 | 450 | (118) | (55)
Provision for loan losses charged to operations | (540) | 86 | (72) | (879)
Ending balance | 24,302 | 22,450 | 24,302 | 22,450
Individually evaluated for impairment | 482 | 1,014 | 482 | 1,014
Collectively evaluated for impairment | 21,842 | 20,036 | 21,842 | 20,036
Real estate – commercial mortgage | Receivables Acquired with Deteriorated Credit Quality |  |  |  |
Allowance for loan losses: |  |  |  |
Ending balance | 1,978 | 1,400 | 1,978 | 1,400
Installment loans to individuals |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 1,301 | 1,814 | 1,371 | 1,848
Charge-offs | (212) | (99) | (432) | (221)
Recoveries | 53 | 29 | 76 | 54
Net (charge-offs) recoveries | (159) | (70) | (356) | (167)
Provision for loan losses charged to operations | 163 | (344) | 290 | (281)
Ending balance | 1,305 | 1,400 | 1,305 | 1,400
Individually evaluated for impairment | 4 | 8 | 4 | 8
Collectively evaluated for impairment | 1,299 | 1,389 | 1,299 | 1,389
Installment loans to individuals | Receivables Acquired with Deteriorated Credit Quality |  |  |  |
Allowance for loan losses: |  |  |  |
Ending balance | $ 2 | $ 3 | $ 2 | $ 3

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- Definition Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI http://asc.fasb.org/extlink&oid=118955202&loc=SL82895884-210446 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 210 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(7)(d)) -URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878 Reference 5: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (f) -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
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