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v3.20.1

Allowance for Loan Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2020 | Mar. 31, 2019 | Dec. 31, 2019
Allowance for loan losses: |  |  |
Beginning balance | $ 52,162 | $ 49,026 |
Charge-offs | (5,349) | (1,537) |
Recoveries | 4,538 | 846 |
Net (charge-offs) recoveries | (811) | (691) |
Provision for credit losses on loans | 26,350 | 1,500 |
Ending balance | 120,185 | 49,835 |
Loans: |  |  |
Individually evaluated | 27,186 |  | $ 51,179
Collectively evaluated | 9,742,191 |  | 9,466,195
Ending balance | 9,769,377 |  | 9,689,638
Nonaccruing loans with no allowance for credit losses | 12,855 |  |
Individually evaluated | 5,149 | 2,213 |
Collectively evaluated | 115,036 | 45,098 |
Purchased with deteriorated credit quality |  |  |
Allowance for loan losses: |  |  |
Ending balance |  | 2,524 |
Commercial, financial, agricultural |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 10,658 | 8,269 |
Charge-offs | (393) | (258) |
Recoveries | 190 | 374 |
Net (charge-offs) recoveries | (203) | 116 |
Provision for credit losses on loans | 4,131 | 1,237 |
Ending balance | 25,937 | 9,622 |
Loans: |  |  |
Individually evaluated | 10,460 |  | 8,460
Collectively evaluated | 1,414,116 |  | 1,329,974
Ending balance | 1,424,576 |  |
Nonaccruing loans with no allowance for credit losses | 4,224 |  |
Individually evaluated | 3,653 | 1,181 |
Collectively evaluated | 22,284 | 8,312 |
Commercial, financial, agricultural | Purchased with deteriorated credit quality |  |  |
Allowance for loan losses: |  |  |
Ending balance |  | 129 |
Real estate – construction: |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 5,029 | 4,755 |
Charge-offs | 0 | 0 |
Recoveries | 0 | 7 |
Net (charge-offs) recoveries | 0 | 7 |
Provision for credit losses on loans | 2,390 | 16 |
Ending balance | 10,924 | 4,778 |
Loans: |  |  |
Individually evaluated | 2,728 |  | 12,416
Collectively evaluated | 785,167 |  | 813,204
Ending balance | 787,895 |  |
Nonaccruing loans with no allowance for credit losses | 2,728 |  |
Individually evaluated | 0 | 58 |
Collectively evaluated | 10,924 | 4,720 |
Real estate – construction: | Purchased with deteriorated credit quality |  |  |
Allowance for loan losses: |  |  |
Ending balance |  | 0 |
Real estate – 1-4 family mortgage |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 9,814 | 10,139 |
Charge-offs | (221) | (497) |
Recoveries | 88 | 197 |
Net (charge-offs) recoveries | (133) | (300) |
Provision for credit losses on loans | 3,325 | (348) |
Ending balance | 27,320 | 9,491 |
Loans: |  |  |
Individually evaluated | 5,865 |  | 20,262
Collectively evaluated | 2,840,436 |  | 2,810,808
Ending balance | 2,846,301 |  |
Nonaccruing loans with no allowance for credit losses | 3,309 |  |
Individually evaluated | 370 | 127 |
Collectively evaluated | 26,950 | 8,944 |
Real estate – 1-4 family mortgage | Purchased with deteriorated credit quality |  |  |
Allowance for loan losses: |  |  |
Ending balance |  | 420 |
Real estate – commercial mortgage: |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 24,990 | 24,492 |
Charge-offs | (2,047) | (562) |
Recoveries | 1,699 | 245 |
Net (charge-offs) recoveries | (348) | (317) |
Provision for credit losses on loans | 15,302 | 468 |
Ending balance | 44,237 | 24,643 |
Loans: |  |  |
Individually evaluated | 7,508 |  | 9,550
Collectively evaluated | 4,301,200 |  | 4,131,582
Ending balance | 4,308,708 |  |
Nonaccruing loans with no allowance for credit losses | 2,594 |  |
Individually evaluated | 856 | 842 |
Collectively evaluated | 43,381 | 21,828 |
Real estate – commercial mortgage: | Purchased with deteriorated credit quality |  |  |
Allowance for loan losses: |  |  |
Ending balance |  | 1,973 |
Lease financing |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 910 |  |
Charge-offs | 0 |  |
Recoveries | 5 |  |
Net (charge-offs) recoveries | 5 |  |
Provision for credit losses on loans | 152 |  |
Ending balance | 1,588 |  |
Loans: |  |  |
Individually evaluated | 0 |  |
Collectively evaluated | 84,679 |  |
Ending balance | 84,679 |  |
Nonaccruing loans with no allowance for credit losses | 0 |  |
Individually evaluated | 0 |  |
Collectively evaluated | 1,588 |  |
Installment and Other |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 761 | 1,371 |
Charge-offs | (2,688) | (220) |
Recoveries | 2,556 | 23 |
Net (charge-offs) recoveries | (132) | (197) |
Provision for credit losses on loans | 1,050 | 127 |
Ending balance | 10,179 | 1,301 |
Loans: |  |  |
Individually evaluated | 625 |  | 491
Collectively evaluated | 316,593 |  | $ 380,627
Ending balance | 317,218 |  |
Nonaccruing loans with no allowance for credit losses | 0 |  |
Individually evaluated | 270 | 5 |
Collectively evaluated | 9,909 | 1,294 |
Installment and Other | Purchased with deteriorated credit quality |  |  |
Allowance for loan losses: |  |  |
Ending balance |  | $ 2 |
Cumulative Effect, Period Of Adoption, Adjustment |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 42,484 |  |
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 11,351 |  |
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction: |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 3,505 |  |
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 14,314 |  |
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage: |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 4,293 |  |
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing |  |  |
Allowance for loan losses: |  |  |
Beginning balance | 521 |  |
Cumulative Effect, Period Of Adoption, Adjustment | Installment and Other |  |  |
Allowance for loan losses: |  |  |
Beginning balance | $ 8,500 |  |

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