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v3.22.1

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended |
--- | --- | ---
Mar. 31, 2022 | Mar. 31, 2021 | Mar. 31, 2020 | Dec. 31, 2021
Allowance for loan losses: |  |  |  |
Beginning balance | $ 164,171 | $ 176,144 |  |
Charge-offs | (3,057) | (5,370) |  |
Recoveries | 2,206 | 2,332 |  |
Net (charge-offs) recoveries | (851) | (3,038) |  |
Provision for credit losses on loans | 1,500 | 0 | $ 0 |
Ending balance | 166,468 | 173,106 |  |
Individually evaluated | 12,851 | 15,593 |  |
Collectively evaluated | 153,617 | 157,513 |  |
Loans: |  |  |  |
Individually evaluated | 33,581 | 40,875 |  |
Collectively evaluated | 10,279,878 | 10,647,533 |  |
Gross loans | 10,313,459 | 10,688,408 |  | $ 10,020,914
Nonaccruing loans with no allowance for credit losses | 8,349 | 8,656 |  |
Commercial, financial, agricultural |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 33,922 | 39,031 |  |
Charge-offs | (2,102) | (3,498) |  |
Recoveries | 1,136 | 289 |  |
Net (charge-offs) recoveries | (966) | (3,209) |  |
Provision for credit losses on loans | (998) | 1,770 |  |
Ending balance | 33,606 | 37,592 |  |
Individually evaluated | 9,225 | 9,908 |  |
Collectively evaluated | 24,381 | 27,684 |  |
Loans: |  |  |  |
Individually evaluated | 13,070 | 15,435 |  |
Collectively evaluated | 1,432,537 | 2,233,852 |  |
Gross loans | 1,445,607 | 2,249,287 |  |
Nonaccruing loans with no allowance for credit losses | 435 | 1,848 |  |
Real estate – construction: |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 16,419 | 16,047 |  |
Charge-offs | 0 | (52) |  |
Recoveries | 0 | 13 |  |
Net (charge-offs) recoveries | 0 | (39) |  |
Provision for credit losses on loans | 1,992 | (1,031) |  |
Ending balance | 18,411 | 14,977 |  |
Individually evaluated | 0 | 0 |  |
Collectively evaluated | 18,411 | 14,977 |  |
Loans: |  |  |  |
Individually evaluated | 0 | 0 |  |
Collectively evaluated | 1,222,052 | 955,918 |  |
Gross loans | 1,222,052 | 955,918 |  |
Nonaccruing loans with no allowance for credit losses | 0 | 0 |  |
Real estate – 1-4 family mortgage: |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 32,356 | 32,165 |  |
Charge-offs | (163) | (101) |  |
Recoveries | 178 | 261 |  |
Net (charge-offs) recoveries | 15 | 160 |  |
Provision for credit losses on loans | 4,477 | (631) |  |
Ending balance | 36,848 | 31,694 |  |
Individually evaluated | 396 | 232 |  |
Collectively evaluated | 36,452 | 31,462 |  |
Loans: |  |  |  |
Individually evaluated | 4,477 | 6,311 |  |
Collectively evaluated | 2,836,502 | 2,679,750 |  |
Gross loans | 2,840,979 | 2,686,061 |  |
Nonaccruing loans with no allowance for credit losses | 2,614 | 4,695 |  |
Real estate – commercial mortgage: |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 68,940 | 76,127 |  |
Charge-offs | (6) | (61) |  |
Recoveries | 155 | 171 |  |
Net (charge-offs) recoveries | 149 | 110 |  |
Provision for credit losses on loans | (3,858) | (12) |  |
Ending balance | 65,231 | 76,225 |  |
Individually evaluated | 2,660 | 4,846 |  |
Collectively evaluated | 62,571 | 71,379 |  |
Loans: |  |  |  |
Individually evaluated | 15,464 | 18,508 |  |
Collectively evaluated | 4,562,400 | 4,530,519 |  |
Gross loans | 4,577,864 | 4,549,027 |  |
Nonaccruing loans with no allowance for credit losses | 5,298 | 2,113 |  |
Lease financing |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 1,486 | 1,624 |  |
Charge-offs | (7) | 0 |  |
Recoveries | 12 | 11 |  |
Net (charge-offs) recoveries | 5 | 11 |  |
Provision for credit losses on loans | 91 | (89) |  |
Ending balance | 1,582 | 1,546 |  |
Individually evaluated | 0 | 0 |  |
Collectively evaluated | 1,582 | 1,546 |  |
Loans: |  |  |  |
Individually evaluated | 0 | 0 |  |
Collectively evaluated | 89,842 | 75,256 |  |
Gross loans | 89,842 | 75,256 |  |
Nonaccruing loans with no allowance for credit losses | 0 | 0 |  |
Installment Loans to Individuals |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 11,048 | 11,150 |  |
Charge-offs | (779) | (1,658) |  |
Recoveries | 725 | 1,587 |  |
Net (charge-offs) recoveries | (54) | (71) |  |
Provision for credit losses on loans | (204) | (7) |  |
Ending balance | 10,790 | 11,072 |  |
Individually evaluated | 570 | 607 |  |
Collectively evaluated | 10,220 | 10,465 |  |
Loans: |  |  |  |
Individually evaluated | 570 | 621 |  |
Collectively evaluated | 136,545 | 172,238 |  |
Gross loans | 137,115 | 172,859 |  |
Nonaccruing loans with no allowance for credit losses | 2 | $ 0 |  |
Cumulative Effect, Period Of Adoption, Adjustment |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 1,648 |  |  |
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 1,648 |  |  |
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction: |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 0 |  |  |
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage: |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 0 |  |  |
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage: |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 0 |  |  |
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | 0 |  |  |
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals |  |  |  |
Allowance for loan losses: |  |  |  |
Beginning balance | $ 0 |  |  |

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- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
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