XML 64 R54.htm IDEA: XBRL DOCUMENT v3.23.3
Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Allowance for credit losses:          
Beginning balance $ 194,391 $ 166,131 $ 192,090 $ 164,171  
Charge-offs (3,630) (3,259) (16,272) (10,274)  
Recoveries 1,697 1,684 5,706 5,511  
Net (charge-offs) recoveries (1,933) (1,575) (10,566) (4,763)  
Provision for (recovery of) credit losses on loans 5,315 9,800 16,275 13,300  
Ending balance 197,773 174,356 197,773 174,356  
Individually evaluated 13,657 7,083 13,657 7,083  
Collectively evaluated 184,116 167,273 184,116 167,273  
Loans:          
Individually evaluated 53,723 34,619 53,723 34,619  
Collectively evaluated 12,114,300 11,070,385 12,114,300 11,070,385  
Loans, net of unearned income 12,168,023 11,105,004 12,168,023 11,105,004 $ 11,578,304
Nonaccruing loans with no allowance for credit losses 24,845 11,026 24,845 11,026  
Commercial, financial, agricultural          
Allowance for credit losses:          
Beginning balance 41,310 30,193 44,255 33,922  
Charge-offs (2,252) (373) (7,720) (4,714)  
Recoveries 690 415 2,689 1,982  
Net (charge-offs) recoveries (1,562) 42 (5,031) (2,732)  
Provision for (recovery of) credit losses on loans 4,696 268 5,246 (2,335)  
Ending balance 44,444 30,503 44,444 30,503  
Individually evaluated 11,194 4,064 11,194 4,064  
Collectively evaluated 33,250 26,439 33,250 26,439  
Loans:          
Individually evaluated 20,996 9,088 20,996 9,088  
Collectively evaluated 1,798,895 1,504,003 1,798,895 1,504,003  
Loans, net of unearned income 1,819,891 1,513,091 1,819,891 1,513,091  
Nonaccruing loans with no allowance for credit losses 1,987 429 1,987 429  
Real estate – construction:          
Allowance for credit losses:          
Beginning balance 19,125 17,290 19,114 16,419  
Charge-offs 0 0 (57) 0  
Recoveries 48 0 48 0  
Net (charge-offs) recoveries 48 0 (9) 0  
Provision for (recovery of) credit losses on loans 483 1,454 551 2,325  
Ending balance 19,656 18,744 19,656 18,744  
Individually evaluated 0 0 0 0  
Collectively evaluated 19,656 18,744 19,656 18,744  
Loans:          
Individually evaluated 0 153 0 153  
Collectively evaluated 1,407,364 1,214,903 1,407,364 1,214,903  
Loans, net of unearned income 1,407,364 1,215,056 1,407,364 1,215,056  
Nonaccruing loans with no allowance for credit losses 0 153 0 153  
Real estate – 1-4 family mortgage:          
Allowance for credit losses:          
Beginning balance 46,434 41,910 44,727 32,356  
Charge-offs (130) (208) (345) (532)  
Recoveries 181 378 375 725  
Net (charge-offs) recoveries 51 170 30 193  
Provision for (recovery of) credit losses on loans (686) 1,452 1,042 10,983  
Ending balance 45,799 43,532 45,799 43,532  
Individually evaluated 77 0 77 0  
Collectively evaluated 45,722 43,532 45,722 43,532  
Loans:          
Individually evaluated 13,007 5,965 13,007 5,965  
Collectively evaluated 3,385,869 3,121,924 3,385,869 3,121,924  
Loans, net of unearned income 3,398,876 3,127,889 3,398,876 3,127,889  
Nonaccruing loans with no allowance for credit losses 11,441 5,809 11,441 5,809  
Real estate – commercial mortgage:          
Allowance for credit losses:          
Beginning balance 75,667 64,373 71,798 68,940  
Charge-offs 0 (1,956) (5,512) (2,670)  
Recoveries 208 50 697 397  
Net (charge-offs) recoveries 208 (1,906) (4,815) (2,273)  
Provision for (recovery of) credit losses on loans (642) 6,800 8,250 2,600  
Ending balance 75,233 69,267 75,233 69,267  
Individually evaluated 1,260 2,649 1,260 2,649  
Collectively evaluated 73,973 66,618 73,973 66,618  
Loans:          
Individually evaluated 18,403 19,043 18,403 19,043  
Collectively evaluated 5,294,763 4,997,622 5,294,763 4,997,622  
Loans, net of unearned income 5,313,166 5,016,665 5,313,166 5,016,665  
Nonaccruing loans with no allowance for credit losses 11,226 4,633 11,226 4,633  
Lease financing          
Allowance for credit losses:          
Beginning balance 2,480 1,802 2,463 1,486  
Charge-offs (641) 0 (641) (7)  
Recoveries 2 113 13 136  
Net (charge-offs) recoveries (639) 113 (628) 129  
Provision for (recovery of) credit losses on loans 1,514 399 1,520 699  
Ending balance 3,355 2,314 3,355 2,314  
Individually evaluated 856 0 856 0  
Collectively evaluated 2,499 2,314 2,499 2,314  
Loans:          
Individually evaluated 1,047 0 1,047 0  
Collectively evaluated 119,677 103,357 119,677 103,357  
Loans, net of unearned income 120,724 103,357 120,724 103,357  
Nonaccruing loans with no allowance for credit losses 191 0 191 0  
Installment Loans to Individuals          
Allowance for credit losses:          
Beginning balance 9,375 10,563 9,733 11,048  
Charge-offs (607) (722) (1,997) (2,351)  
Recoveries 568 728 1,884 2,271  
Net (charge-offs) recoveries (39) 6 (113) (80)  
Provision for (recovery of) credit losses on loans (50) (573) (334) (972)  
Ending balance 9,286 9,996 9,286 9,996  
Individually evaluated 270 370 270 370  
Collectively evaluated 9,016 9,626 9,016 9,626  
Loans:          
Individually evaluated 270 370 270 370  
Collectively evaluated 107,732 128,576 107,732 128,576  
Loans, net of unearned income 108,002 128,946 108,002 128,946  
Nonaccruing loans with no allowance for credit losses $ 0 $ 2 0 2  
Cumulative Effect, Period Of Adoption, Adjustment          
Allowance for credit losses:          
Beginning balance     (26) 1,648  
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural          
Allowance for credit losses:          
Beginning balance     (26) 1,648  
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:          
Allowance for credit losses:          
Beginning balance     0 0  
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage:          
Allowance for credit losses:          
Beginning balance     0 0  
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:          
Allowance for credit losses:          
Beginning balance     0 0  
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing          
Allowance for credit losses:          
Beginning balance     0 0  
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals          
Allowance for credit losses:          
Beginning balance     $ 0 $ 0