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Mortgage Servicing Rights (Tables) | 12 Months Ended
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Dec. 31, 2023
Transfers and Servicing [Abstract] |
Schedule of changes in the company's mortgage servicing rights | Changes in the Company’s mortgage servicing rights (“MSRs”) were as follows, for the periods presented:
Carrying Value at January 1, 2022 | $ | 89,018 |
Sale of MSRs | (15,565) |
Capitalization | 22,788 |
Amortization | (11,793) |
Carrying Value at December 31, 2022 | $ | 84,448 |
Capitalization | 17,079 |
Amortization | (9,839) |
Carrying Value at December 31, 2023 | $ | 91,688 |
Schedule of data and key economic assumptions related to the company's mortgage servicing rights | Data and key economic assumptions related to the Company’s mortgage servicing rights as of December 31 are as follows:
| 2023 |  | 2022 |  | 2021
Unpaid principal balance | $ | 7,826,182 |  |  | $ | 7,494,413 |  |  | $ | 8,728,629 |
Weighted-average prepayment speed (CPR) | 8.77 | % |  | 7.00 | % |  | 10.56 | %
Estimated impact of a 10% increase | $ | (2,653) |  |  | $ | (5,393) |  |  | $ | (3,875) |
Estimated impact of a 20% increase | (5,457) |  |  | (10,354) |  |  | (7,464) |
Discount rate | 10.85 | % |  | 10.30 | % |  | 9.82 | %
Estimated impact of a 100bp increase | $ | (4,753) |  |  | $ | (1,765) |  |  | $ | (4,153) |
Estimated impact of a 200bp increase | (9,149) |  |  | (3,957) |  |  | (8,119) |
Weighted-average coupon interest rate | 3.88 | % |  | 3.51 | % |  | 3.29 | %
Weighted-average servicing fee (basis points) | 33.24 |  | 32.44 |  | 30.37
Weighted-average remaining maturity (in years) | 7.50 |  | 8.33 |  | 6.69

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- Definition Schedule of fair value assumption related to mortgage servicing rights. + References No definition available. + Details
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- Definition Tabular disclosure of activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 50 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481229/860-50-50-4 + Details
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