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Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2023
Receivables [Abstract] |
Schedule of roll forward of the allowance for loan losses | The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented:
| Commercial |  | Real Estate - Construction |  | Real Estate - 1-4 Family Mortgage |  | Real Estate - Commercial Mortgage |  | Lease Financing |  | Installment Loans to Individuals |  | Total
Year Ended December 31, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 44,255 |  |  | $ | 19,114 |  |  | $ | 44,727 |  |  | $ | 71,798 |  |  | $ | 2,463 |  |  | $ | 9,733 |  |  | $ | 192,090 |
Impact of PCD loans acquired during the period | 25 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 25 |
Charge-offs | (8,838) |  |  | (57) |  |  | (417) |  |  | (5,568) |  |  | (1,524) |  |  | (2,636) |  |  | (19,040) |
Recoveries | 3,090 |  |  | 48 |  |  | 389 |  |  | 712 |  |  | 18 |  |  | 2,453 |  |  | 6,710 |
Net charge-offs | (5,748) |  |  | (9) |  |  | (28) |  |  | (4,856) |  |  | (1,506) |  |  | (183) |  |  | (12,330) |
Provision (recoveries) of credit losses on loans | 5,448 |  |  | (493) |  |  | 2,584 |  |  | 10,078 |  |  | 1,558 |  |  | (382) |  |  | 18,793 |
Ending balance | $ | 43,980 |  |  | $ | 18,612 |  |  | $ | 47,283 |  |  | $ | 77,020 |  |  | $ | 2,515 |  |  | $ | 9,168 |  |  | $ | 198,578 |
Period-End Amount Allocated to: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated | $ | 9,093 |  |  | $ | — |  |  | $ | 83 |  |  | $ | 1,132 |  |  | $ | — |  |  | $ | 270 |  |  | $ | 10,578 |
Collectively evaluated | 34,887 |  |  | 18,612 |  |  | 47,200 |  |  | 75,888 |  |  | 2,515 |  |  | 8,898 |  |  | 188,000 |
Ending balance | $ | 43,980 |  |  | $ | 18,612 |  |  | $ | 47,283 |  |  | $ | 77,020 |  |  | $ | 2,515 |  |  | $ | 9,168 |  |  | $ | 198,578 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated | $ | 18,026 |  |  | $ | — |  |  | $ | 11,600 |  |  | $ | 15,705 |  |  | $ | — |  |  | $ | 270 |  |  | $ | 45,601 |
Collectively evaluated | 1,853,795 |  |  | 1,333,397 |  |  | 3,428,319 |  |  | 5,470,845 |  |  | 116,020 |  |  | 103,253 |  |  | 12,305,629 |
Ending balance | $ | 1,871,821 |  |  | $ | 1,333,397 |  |  | $ | 3,439,919 |  |  | $ | 5,486,550 |  |  | $ | 116,020 |  |  | $ | 103,523 |  |  | $ | 12,351,230 |
Nonaccruing loans with no allowance for credit losses | $ | 1,689 |  |  | $ | — |  |  | $ | 10,876 |  |  | $ | 11,027 |  |  | $ | — |  |  | $ | — |  |  | $ | 23,592 |
| Commercial |  | Real Estate - Construction |  | Real Estate - 1-4 Family Mortgage |  | Real Estate - Commercial Mortgage |  | Lease Financing |  | Installment Loans to Individuals |  | Total
Year Ended December 31, 2022 |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 33,922 |  |  | $ | 16,419 |  |  | $ | 32,356 |  |  | $ | 68,940 |  |  | $ | 1,486 |  |  | $ | 11,048 |  |  | $ | 164,171 |
Impact of PCD loans acquired during the period | 11,460 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 11,460 |
Charge-offs | (5,120) |  |  | — |  |  | (757) |  |  | (5,134) |  |  | (7) |  |  | (3,167) |  |  | (14,185) |
Recoveries | 2,471 |  |  | — |  |  | 821 |  |  | 418 |  |  | 146 |  |  | 3,000 |  |  | 6,856 |
Net charge-offs | (2,649) |  |  | — |  |  | 64 |  |  | (4,716) |  |  | 139 |  |  | (167) |  |  | (7,329) |
Provision for credit losses on loans | 1,522 |  |  | 2,695 |  |  | 12,307 |  |  | 7,574 |  |  | 838 |  |  | (1,148) |  |  | 23,788 |
Ending balance | $ | 44,255 |  |  | $ | 19,114 |  |  | $ | 44,727 |  |  | $ | 71,798 |  |  | $ | 2,463 |  |  | $ | 9,733 |  |  | $ | 192,090 |
Period-End Amount Allocated to: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated | $ | 4,397 |  |  | $ | — |  |  | $ | 46 |  |  | $ | 1,729 |  |  | $ | — |  |  | $ | 270 |  |  | $ | 6,442 |
Collectively evaluated | 39,858 |  |  | 19,114 |  |  | 44,681 |  |  | 70,069 |  |  | 2,463 |  |  | 9,463 |  |  | 185,648 |
Ending balance | $ | 44,255 |  |  | $ | 19,114 |  |  | $ | 44,727 |  |  | $ | 71,798 |  |  | $ | 2,463 |  |  | $ | 9,733 |  |  | $ | 192,090 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated | $ | 8,536 |  |  | $ | 489 |  |  | $ | 9,202 |  |  | $ | 10,953 |  |  | $ | — |  |  | $ | 270 |  |  | $ | 29,450 |
Collectively evaluated | 1,665,347 |  |  | 1,329,848 |  |  | 3,207,061 |  |  | 5,107,110 |  |  | 115,013 |  |  | 124,475 |  |  | 11,548,854 |
Ending balance | $ | 1,673,883 |  |  | $ | 1,330,337 |  |  | $ | 3,216,263 |  |  | $ | 5,118,063 |  |  | $ | 115,013 |  |  | $ | 124,745 |  |  | $ | 11,578,304 |
Nonaccruing loans with no allowance for credit losses | $ | 464 |  |  | $ | — |  |  | $ | 7,278 |  |  | $ | 3,157 |  |  | $ | — |  |  | $ | — |  |  | $ | 10,899 |
Schedule of unfunded loan commitments, allowance for credit losses | The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments included in other liabilities in the Consolidated Balance Sheets for the periods presented.
| Year Ended
| 2023 | 2022
Allowance for credit losses on unfunded loan commitments: |  |
Beginning balance | $ | 20,118 |  | $ | 20,035 |
(Recovery of) provision for credit losses on unfunded loan commitments | (3,200) |  | 83 |
Ending balance | $ | 16,918 |  | $ | 20,118 |

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- Definition Off-Balance Sheet, Credit Loss, Liability, Allowance for Credit Losses + References No definition available. + Details
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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479319/326-20-50-13 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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