XML 67 R54.htm IDEA: XBRL DOCUMENT v3.24.1.u1
Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Dec. 31, 2023
Allowance for credit losses:      
Beginning balance $ 198,578 $ 192,090 $ 192,090
Charge-offs (910) (6,457) (19,040)
Recoveries 746 1,725  
Net (charge-offs) recoveries (164) (4,732)  
Provision for (recovery of) credit losses on loans 2,638 7,960  
Ending balance 201,052 195,292 198,578
Individually evaluated 9,947 16,809  
Collectively evaluated 191,105 178,483  
Loans:      
Individually evaluated 36,491 48,923  
Collectively evaluated 12,464,034 11,717,502  
Loans, net of unearned income 12,500,525 11,766,425 12,351,230
Nonaccruing loans with no allowance for credit losses 17,615 15,994  
Commercial, financial, agricultural      
Allowance for credit losses:      
Beginning balance 43,980 44,255 44,255
Charge-offs (349) (529) (8,838)
Recoveries 346 725  
Net (charge-offs) recoveries (3) 196  
Provision for (recovery of) credit losses on loans 1,944 253  
Ending balance 45,921 44,678 43,980
Individually evaluated 9,104 14,162  
Collectively evaluated 36,817 30,516  
Loans:      
Individually evaluated 15,861 24,985  
Collectively evaluated 1,853,547 1,715,793  
Loans, net of unearned income 1,869,408 1,740,778  
Nonaccruing loans with no allowance for credit losses 157 768  
Real estate – construction:      
Allowance for credit losses:      
Beginning balance 18,612 19,114 19,114
Charge-offs 0 0  
Recoveries 0 0  
Net (charge-offs) recoveries 0 0  
Provision for (recovery of) credit losses on loans (1,295) 845  
Ending balance 17,317 19,959 18,612
Individually evaluated 0 35  
Collectively evaluated 17,317 19,924  
Loans:      
Individually evaluated 0 652  
Collectively evaluated 1,243,535 1,423,700  
Loans, net of unearned income 1,243,535 1,424,352  
Nonaccruing loans with no allowance for credit losses 0 0  
Real estate – 1-4 family mortgage:      
Allowance for credit losses:      
Beginning balance 47,283 44,727 44,727
Charge-offs (82) (3) (417)
Recoveries 48 24  
Net (charge-offs) recoveries (34) 21  
Provision for (recovery of) credit losses on loans 317 1,233  
Ending balance 47,566 45,981 47,283
Individually evaluated 0 608  
Collectively evaluated 47,566 45,373  
Loans:      
Individually evaluated 7,327 12,637  
Collectively evaluated 3,421,959 3,266,343  
Loans, net of unearned income 3,429,286 3,278,980  
Nonaccruing loans with no allowance for credit losses 7,328 9,710  
Real estate – commercial mortgage:      
Allowance for credit losses:      
Beginning balance 77,020 71,798 71,798
Charge-offs 0 (5,115) (5,568)
Recoveries 6 211  
Net (charge-offs) recoveries 6 (4,904)  
Provision for (recovery of) credit losses on loans 1,699 5,876  
Ending balance 78,725 72,770 77,020
Individually evaluated 573 1,734  
Collectively evaluated 78,152 71,036  
Loans:      
Individually evaluated 13,033 10,375  
Collectively evaluated 5,740,197 5,075,438  
Loans, net of unearned income 5,753,230 5,085,813  
Nonaccruing loans with no allowance for credit losses 10,130 5,511  
Lease financing      
Allowance for credit losses:      
Beginning balance 2,515 2,463 2,463
Charge-offs 0 0 (1,524)
Recoveries 8 5  
Net (charge-offs) recoveries 8 5  
Provision for (recovery of) credit losses on loans 31 (31)  
Ending balance 2,554 2,437 2,515
Individually evaluated 0 0  
Collectively evaluated 2,554 2,437  
Loans:      
Individually evaluated 0 0  
Collectively evaluated 107,474 121,146  
Loans, net of unearned income 107,474 121,146  
Nonaccruing loans with no allowance for credit losses 0 0  
Installment Loans to Individuals      
Allowance for credit losses:      
Beginning balance 9,168 9,733 9,733
Charge-offs (479) (810) (2,636)
Recoveries 338 760  
Net (charge-offs) recoveries (141) (50)  
Provision for (recovery of) credit losses on loans (58) (216)  
Ending balance 8,969 9,467 9,168
Individually evaluated 270 270  
Collectively evaluated 8,699 9,197  
Loans:      
Individually evaluated 270 274  
Collectively evaluated 97,322 115,082  
Loans, net of unearned income 97,592 115,356  
Nonaccruing loans with no allowance for credit losses $ 0 5  
Cumulative Effect, Period Of Adoption, Adjustment      
Allowance for credit losses:      
Beginning balance   (26) (26)
Cumulative Effect, Period Of Adoption, Adjustment | Commercial, financial, agricultural      
Allowance for credit losses:      
Beginning balance   (26) (26)
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – construction:      
Allowance for credit losses:      
Beginning balance   0 0
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – 1-4 family mortgage:      
Allowance for credit losses:      
Beginning balance   0 0
Cumulative Effect, Period Of Adoption, Adjustment | Real estate – commercial mortgage:      
Allowance for credit losses:      
Beginning balance   0 0
Cumulative Effect, Period Of Adoption, Adjustment | Lease financing      
Allowance for credit losses:      
Beginning balance   0 0
Cumulative Effect, Period Of Adoption, Adjustment | Installment Loans to Individuals      
Allowance for credit losses:      
Beginning balance   $ 0 $ 0