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Allowance for Credit Losses (Tables) | 12 Months Ended
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Dec. 31, 2024
Receivables [Abstract] |
Schedule of roll forward of the allowance for loan losses | The following table provides a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented:
| Commercial |  | Real Estate - Construction |  | Real Estate - 1-4 Family Mortgage |  | Real Estate - Commercial Mortgage |  | Lease Financing |  | Installment Loans to Individuals |  | Total
Year Ended December 31, 2024 |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 43,980 |  |  | $ | 18,612 |  |  | $ | 47,283 |  |  | $ | 77,020 |  |  | $ | 2,515 |  |  | $ | 9,168 |  |  | $ | 198,578 |
Impact of PCD loans acquired during the period | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Charge-offs | (4,463) |  |  | (145) |  |  | (966) |  |  | (5,737) |  |  | (642) |  |  | (1,856) |  |  | (13,809) |
Recoveries | 1,710 |  |  | — |  |  | 166 |  |  | 2,278 |  |  | 34 |  |  | 1,551 |  |  | 5,739 |
Net charge-offs | (2,753) |  |  | (145) |  |  | (800) |  |  | (3,459) |  |  | (608) |  |  | (305) |  |  | (8,070) |
(Recoveries of) provision for credit losses on loans | (2,700) |  |  | (3,341) |  |  | 1,278 |  |  | 16,643 |  |  | 1,461 |  |  | (2,093) |  |  | 11,248 |
Ending balance | $ | 38,527 |  |  | $ | 15,126 |  |  | $ | 47,761 |  |  | $ | 90,204 |  |  | $ | 3,368 |  |  | $ | 6,770 |  |  | $ | 201,756 |
Period-End Amount Allocated to: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated | $ | 3,823 |  |  | $ | — |  |  | $ | — |  |  | $ | 9,622 |  |  | $ | 1,337 |  |  | $ | 270 |  |  | $ | 15,052 |
Collectively evaluated | 34,704 |  |  | 15,126 |  |  | 47,761 |  |  | 80,582 |  |  | 2,031 |  |  | 6,500 |  |  | 186,704 |
Ending balance | $ | 38,527 |  |  | $ | 15,126 |  |  | $ | 47,761 |  |  | $ | 90,204 |  |  | $ | 3,368 |  |  | $ | 6,770 |  |  | $ | 201,756 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated | $ | 9,712 |  |  | $ | 241 |  |  | $ | 6,576 |  |  | $ | 45,182 |  |  | $ | 4,082 |  |  | $ | 270 |  |  | $ | 66,063 |
Collectively evaluated | 1,876,105 |  |  | 1,093,412 |  |  | 3,482,301 |  |  | 6,190,886 |  |  | 86,509 |  |  | 89,744 |  |  | 12,818,957 |
Ending balance | $ | 1,885,817 |  |  | $ | 1,093,653 |  |  | $ | 3,488,877 |  |  | $ | 6,236,068 |  |  | $ | 90,591 |  |  | $ | 90,014 |  |  | $ | 12,885,020 |
Nonaccruing loans with no allowance for credit losses | $ | 122 |  |  | $ | 241 |  |  | $ | 6,298 |  |  | $ | 14,764 |  |  | $ | 614 |  |  | $ | — |  |  | $ | 22,039 |
| Commercial |  | Real Estate - Construction |  | Real Estate - 1-4 Family Mortgage |  | Real Estate - Commercial Mortgage |  | Lease Financing |  | Installment Loans to Individuals |  | Total
Year Ended December 31, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for credit losses on loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 44,255 |  |  | $ | 19,114 |  |  | $ | 44,727 |  |  | $ | 71,798 |  |  | $ | 2,463 |  |  | $ | 9,733 |  |  | $ | 192,090 |
Impact of PCD loans acquired during the period | 25 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 25 |
Charge-offs | (8,838) |  |  | (57) |  |  | (417) |  |  | (5,568) |  |  | (1,524) |  |  | (2,636) |  |  | (19,040) |
Recoveries | 3,090 |  |  | 48 |  |  | 389 |  |  | 712 |  |  | 18 |  |  | 2,453 |  |  | 6,710 |
Net charge-offs | (5,748) |  |  | (9) |  |  | (28) |  |  | (4,856) |  |  | (1,506) |  |  | (183) |  |  | (12,330) |
Provision for (recoveries of) credit losses on loans | 5,448 |  |  | (493) |  |  | 2,584 |  |  | 10,078 |  |  | 1,558 |  |  | (382) |  |  | 18,793 |
Ending balance | $ | 43,980 |  |  | $ | 18,612 |  |  | $ | 47,283 |  |  | $ | 77,020 |  |  | $ | 2,515 |  |  | $ | 9,168 |  |  | $ | 198,578 |
Period-End Amount Allocated to: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated | $ | 9,093 |  |  | $ | — |  |  | $ | 83 |  |  | $ | 1,132 |  |  | $ | — |  |  | $ | 270 |  |  | $ | 10,578 |
Collectively evaluated | 34,887 |  |  | 18,612 |  |  | 47,200 |  |  | 75,888 |  |  | 2,515 |  |  | 8,898 |  |  | 188,000 |
Ending balance | $ | 43,980 |  |  | $ | 18,612 |  |  | $ | 47,283 |  |  | $ | 77,020 |  |  | $ | 2,515 |  |  | $ | 9,168 |  |  | $ | 198,578 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated | $ | 18,026 |  |  | $ | — |  |  | $ | 11,600 |  |  | $ | 15,705 |  |  | $ | — |  |  | $ | 270 |  |  | $ | 45,601 |
Collectively evaluated | 1,853,795 |  |  | 1,333,397 |  |  | 3,428,319 |  |  | 5,470,845 |  |  | 116,020 |  |  | 103,253 |  |  | 12,305,629 |
Ending balance | $ | 1,871,821 |  |  | $ | 1,333,397 |  |  | $ | 3,439,919 |  |  | $ | 5,486,550 |  |  | $ | 116,020 |  |  | $ | 103,523 |  |  | $ | 12,351,230 |
Nonaccruing loans with no allowance for credit losses | $ | 1,689 |  |  | $ | — |  |  | $ | 10,876 |  |  | $ | 11,027 |  |  | $ | — |  |  | $ | — |  |  | $ | 23,592 |
Schedule of unfunded loan commitments, allowance for credit losses | The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments included in “Other liabilities” in the Consolidated Balance Sheets for the periods presented.
| Year Ended
| 2024 | 2023
Allowance for credit losses on unfunded loan commitments: |  |
Beginning balance | $ | 16,918 |  | $ | 20,118 |
Recovery of credit losses on unfunded loan commitments | (1,975) |  | (3,200) |
Ending balance | $ | 14,943 |  | $ | 16,918 |

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- Definition Off-Balance Sheet, Credit Loss, Liability, Allowance for Credit Losses + References No definition available. + Details
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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Publisher FASB -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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