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Mortgage Servicing Rights (Tables) | 12 Months Ended
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Dec. 31, 2024
Transfers and Servicing [Abstract] |
Schedule of changes in the company's mortgage servicing rights | Changes in the Company’s mortgage servicing rights (“MSRs”) were as follows, for the periods presented:
Carrying value at January 1, 2023 | $ | 84,448 |
Capitalization | 17,079 |
Amortization | (9,839) |
Carrying value at December 31, 2023 | $ | 91,688 |
Sale of MSRs | (19,539) |
Capitalization | 10,195 |
Amortization | (9,353) |
Carrying value at December 31, 2024 | $ | 72,991 |
Schedule of data and key economic assumptions related to the company's mortgage servicing rights | Data and key economic assumptions related to the Company’s mortgage servicing rights as of December 31 are as follows:
| 2024 |  | 2023 |  | 2022
Unpaid principal balance | $ | 6,008,937 |  |  | $ | 7,826,182 |  |  | $ | 7,494,413 |
Weighted-average prepayment speed (CPR) | 9.48 | % |  | 8.77 | % |  | 7.00 | %
Estimated impact of a 10% increase | $ | (3,134) |  |  | $ | (2,653) |  |  | $ | (5,393) |
Estimated impact of a 20% increase | (6,062) |  |  | (5,457) |  |  | (10,354) |
Discount rate | 11.05 | % |  | 10.85 | % |  | 10.30 | %
Estimated impact of a 100bp increase | $ | (3,809) |  |  | $ | (4,753) |  |  | $ | (1,765) |
Estimated impact of a 200bp increase | (7,336) |  |  | (9,149) |  |  | (3,957) |
Weighted-average coupon interest rate | 4.29 | % |  | 3.88 | % |  | 3.51 | %
Weighted-average servicing fee (basis points) | 35.91 |  | 33.24 |  | 32.44
Weighted-average remaining maturity (in years) | 7.30 |  | 7.50 |  | 8.33

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- Definition Schedule of fair value assumption related to mortgage servicing rights. + References No definition available. + Details
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- Definition Tabular disclosure of activity in the balance of servicing assets subsequently measured at amortized cost. Includes, but is not limited to, beginning and ending balances, additions, disposals, and amortization. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 860 -SubTopic 50 -Name Accounting Standards Codification -Section 50 -Paragraph 4 -Subparagraph (a) -Publisher FASB -URI https://asc.fasb.org/1943274/2147481229/860-50-50-4 + Details
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