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Other Real Estate Owned
 9 Months Ended
Sep. 30, 2025
Real Estate [Abstract]  
Other Real Estate Owned Other Real Estate Owned
(In Thousands)

The following table provides details of the Company’s other real estate owned (“OREO”), net of valuation allowances and direct write-downs, as of the dates presented:
 
September 30, 2025December 31, 2024
Residential real estate$5,179 $2,966 
Commercial real estate3,711 5,681 
Residential land development15 19 
Commercial land development1,673 7 
Total$10,578 $8,673 

Changes in the Company’s OREO were as follows:
 
Total
OREO
Balance at January 1, 2025$8,673 
Acquired OREO11,109 
Transfers of loans3,971 
Impairments(623)
Dispositions(12,552)
Balance at September 30, 2025$10,578 

At September 30, 2025 and December 31, 2024, the amortized cost of loans secured by Real Estate - 1-4 Family Mortgage in the process of foreclosure was $9,112 and $505, respectively.
Components of the line item “Other real estate owned” in the Consolidated Statements of Income were as follows for the periods presented:
 
Three Months EndedNine Months Ended
 September 30,September 30,
 2025202420252024
Repairs and maintenance$186 $62 $415 $273 
Property taxes and insurance95 24 192 76 
Impairments38 — 623 67 
Net losses (gains) on OREO sales12 (28)(53)(143)
Rental income(3)(2)(7)(5)
Total$328 $56 $1,170 $268