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Allowance for Credit Losses (Tables)
9 Months Ended
Sep. 30, 2025
Receivables [Abstract]  
Schedule of Roll Forward of The Allowance for Loan Losses
The following tables provide a roll-forward of the allowance for credit losses by loan category and a breakdown of the ending balance of the allowance based on the Company’s credit loss methodology for the periods presented:
CommercialReal Estate -
Construction
Real Estate -
1-4 Family
Mortgage
Real Estate  -
Commercial
Mortgage
Lease FinancingInstallment
Loans to Individuals
Total
Three Months Ended September 30, 2025
Allowance for credit losses:
Beginning balance$59,676 $21,784 $65,703 $135,572 $1,935 $6,100 $290,770 
Initial impact of purchased credit deteriorated (“PCD”) loans acquired
1,890 — 505 (885)— — 1,510 
Charge-offs(2,557)(8)(612)(1,296)(42)(539)(5,054)
Recoveries51 84 429 90 55 715 
Net charge-offs(2,506)(2)(528)(867)48 (484)(4,339)
Provision for (recovery of) credit losses on loans1,466 2,171 1,146 5,522 (503)(152)9,650 
Ending balance$60,526 $23,953 $66,826 $139,342 $1,480 $5,464 $297,591 
Nine Months Ended September 30, 2025
Allowance for credit losses:
Beginning balance$38,527 $15,126 $47,761 $90,204 $3,368 $6,770 $201,756 
Initial impact of PCD loans acquired during the period9,030 1,997 769 13,205 — 25,003 
Charge-offs(8,474)(113)(1,240)(5,701)(2,436)(1,198)(19,162)
Recoveries1,636 154 551 103 444 2,894 
Net charge-offs(6,838)(107)(1,086)(5,150)(2,333)(754)(16,268)
Provision for (recovery of) credit losses on loans19,807 6,937 19,382 41,083 445 (554)87,100 
Ending balance$60,526 $23,953 $66,826 $139,342 $1,480 $5,464 $297,591 
Nonaccruing loans with no allowance for credit losses$25,041 $4,412 $4,275 $17,480 $— $— $51,208 
CommercialReal Estate -
Construction
Real Estate -
1-4 Family
Mortgage
Real Estate  -
Commercial
Mortgage
Lease FinancingInstallment Loans to IndividualsTotal
Three Months Ended September 30, 2024
Allowance for credit losses:
Beginning balance$44,951 $18,896 $47,421 $77,125 $2,515 $8,963 $199,871 
Charge-offs(347)— (256)(10)(642)(649)(1,904)
Recoveries514 — 57 11 611 1,201 
Net recoveries (charge-offs) 167 — (199)(634)(38)(703)
(Recovery of) provision for credit losses on loans(2,065)(2,240)(3)4,961 503 54 1,210 
Ending balance$43,053 $16,656 $47,219 $82,087 $2,384 $8,979 $200,378 
Nine Months Ended September 30, 2024
Allowance for credit losses:
Beginning balance$43,980 $18,612 $47,283 $77,020 $2,515 $9,168 $198,578 
Charge-offs(882)— (546)(5,737)(642)(1,379)(9,186)
Recoveries1,385 — 130 116 26 1,181 2,838 
Net recoveries (charge-offs) 503 — (416)(5,621)(616)(198)(6,348)
Provision for (recovery of) credit losses on loans(1,430)(1,956)352 10,688 485 8,148 
Ending balance$43,053 $16,656 $47,219 $82,087 $2,384 $8,979 $200,378 
Nonaccruing loans with no allowance for credit losses$122 $— $6,898 $25,016 $614 $— $32,650 
Schedule of Unfunded Loan Commitments, Allowance for Credit Losses
The following table provides a roll-forward of the allowance for credit losses on unfunded loan commitments for the periods presented.
Three Months Ended September 30,20252024
Allowance for credit losses on unfunded loan commitments:
Beginning balance$23,565 $15,718 
Provision for (recovery of) credit losses on unfunded loan commitments800 (275)
Ending balance$24,365 $15,443 
Nine Months Ended September 30,20252024
Allowance for credit losses on unfunded loan commitments:
Beginning balance$14,943 $16,918 
Provision for (recovery of) credit losses on unfunded loan commitments9,422 (1,475)
Ending balance$24,365 $15,443