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v3.26.1

Allowance for Credit Losses - Roll Forward Of the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended
--- | --- | ---
Mar. 31, 2026 | Mar. 31, 2025 | Dec. 31, 2025
Allowance for credit losses: |  |  |
Beginning balance | $ 293,955 | $ 201,756 | $ 201,756
Charge-offs | (3,260) | (1,129) |
Recoveries | 943 | 1,254 |
Net charge-offs | (2,317) | 125 |
Provision for (recovery of) credit losses on loans | 4,224 | 2,050 |
Ending balance | 295,862 | 203,931 | 293,955
Nonaccruing loans with no allowance for credit losses | 68,416 | 21,561 |
Commercial and industrial |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 57,831 | 41,864 | 41,864
Charge-offs | (1,070) | (94) |
Recoveries | 150 | 967 |
Net charge-offs | (920) | 873 |
Provision for (recovery of) credit losses on loans | 8,903 | (853) |
Ending balance | 65,814 | 41,884 | 57,831
Nonaccruing loans with no allowance for credit losses | 23,394 | 5,134 |
Construction and land development |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 31,359 | 19,200 | 19,200
Charge-offs | (1) | 0 |
Recoveries | 0 | 0 |
Net charge-offs | (1) | 0 |
Provision for (recovery of) credit losses on loans | 5,611 | 1,645 |
Ending balance | 36,969 | 20,845 | 31,359
Nonaccruing loans with no allowance for credit losses | 5,146 | 711 |
Real estate – 1-4 family mortgage: |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 61,249 | 45,498 | 45,498
Charge-offs | (525) | (309) |
Recoveries | 26 | 33 |
Net charge-offs | (499) | (276) |
Provision for (recovery of) credit losses on loans | 5,903 | 2,879 |
Ending balance | 66,653 | 48,101 | 61,249
Nonaccruing loans with no allowance for credit losses | 2,473 | 5,384 |
Commercial real estate - owner occupied |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 38,961 | 16,993 | 16,993
Charge-offs | (1,136) | (461) |
Recoveries | 676 | 4 |
Net charge-offs | (460) | (457) |
Provision for (recovery of) credit losses on loans | (1,060) | 1,290 |
Ending balance | 37,441 | 17,826 | 38,961
Nonaccruing loans with no allowance for credit losses | 8,805 | 6,418 |
Commercial real estate - non owner occupied |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 99,605 | 71,664 | 71,664
Charge-offs | (198) | 0 |
Recoveries | 63 | 2 |
Net charge-offs | (135) | 2 |
Provision for (recovery of) credit losses on loans | (15,090) | (2,885) |
Ending balance | 84,380 | 68,781 | 99,605
Nonaccruing loans with no allowance for credit losses | 28,598 | 3,914 |
Consumer |  |  |
Allowance for credit losses: |  |  |
Beginning balance | 4,950 | 6,537 | 6,537
Charge-offs | (330) | (265) |
Recoveries | 28 | 248 |
Net charge-offs | (302) | (17) |
Provision for (recovery of) credit losses on loans | (43) | (26) |
Ending balance | 4,605 | 6,494 | $ 4,950
Nonaccruing loans with no allowance for credit losses | $ 0 | $ 0 |

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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