XML 115 R99.htm IDEA: XBRL DOCUMENT v3.25.0.1
Segment Financials (Schedule Of Segment Financials) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Segment Reporting Information [Line Items]      
Interest income $ 551,592 $ 509,507 $ 308,295
Interest expense 175,351 155,455 59,454
Net interest income 376,241 354,052 248,841
Provision for credit losses 27,342 18,330 7,108
Non-interest income 146,482 112,094 105,683
Salaries and employee benefits 131,597 121,055 105,368
Data processing expense 5,666 5,447 4,972
Software 17,913 17,349 16,211
Other 48,049 47,191 42,951
Income before non-interest expense allocations 292,156 256,774 177,914
Income before income tax 292,156 256,774 177,914
Income tax expense 74,616 64,478 47,701
Net income 217,540 192,296 130,213
Total assets 8,727,543 7,705,695  
Total liabilities 7,937,760 6,898,414  
Fintech [Member]      
Segment Reporting Information [Line Items]      
Interest income 214 110 113
Interest allocation 261,484 264,820 205,174
Interest expense 156,271 139,500 42,883
Net interest income 105,427 125,430 162,404
Provision for credit losses 19,619    
Non-interest income 136,542 99,376 86,313
Salaries and employee benefits 15,577 13,666 11,553
Data processing expense 1,552 1,309 1,018
Software 486 552 555
Other 9,203 9,554 9,463
Income before non-interest expense allocations 195,532 199,725 226,128
Risk, financial crimes, and compliance 26,922 25,803 23,466
Information technology and operations 13,732 13,189 12,263
Other allocated expenses 15,814 11,598 11,212
Total non-interest expense allocations 56,468 50,590 46,941
Income before income tax 139,064 149,135 179,187
Income tax expense 35,516 37,449 48,042
Net income 103,548 111,686 131,145
Total assets 518,371 42,769  
Total liabilities 6,885,456 6,412,911  
REBL [Member]      
Segment Reporting Information [Line Items]      
Interest income 207,062 194,419 108,934
Interest allocation (98,064) (97,941) (73,050)
Interest expense   507 1,004
Net interest income 108,998 95,971 34,880
Provision for credit losses 2,159 1,529 2,056
Non-interest income 3,264 6,037 11,494
Salaries and employee benefits 3,996 3,607 1,974
Data processing expense 169 153 157
Software 104 99 99
Other 4,719 3,693 1,816
Income before non-interest expense allocations 101,115 92,927 40,272
Risk, financial crimes, and compliance 2,177 1,221 1,035
Information technology and operations 723 805 797
Other allocated expenses 3,021 2,284 2,150
Total non-interest expense allocations 5,921 4,310 3,982
Income before income tax 95,194 88,617 36,290
Income tax expense 24,312 22,252 9,730
Net income 70,882 66,365 26,560
Total assets 2,300,817 2,208,030  
Total liabilities 2,116 3,258  
Institutional Banking [Member]      
Segment Reporting Information [Line Items]      
Interest income 121,522 136,069 89,623
Interest allocation (69,942) (84,807) (82,414)
Interest expense 3,962 4,355 2,079
Net interest income 47,618 46,907 5,130
Provision for credit losses 763 (25) 659
Non-interest income 211 760 98
Salaries and employee benefits 9,659 9,680 8,953
Data processing expense 2,329 2,358 2,164
Software 2,962 2,951 2,600
Other 2,093 1,923 2,182
Income before non-interest expense allocations 30,023 30,780 (11,330)
Risk, financial crimes, and compliance 3,017 1,741 1,474
Information technology and operations 5,993 6,928 5,805
Other allocated expenses 6,574 5,895 4,902
Total non-interest expense allocations 15,584 14,564 12,181
Income before income tax 14,439 16,216 (23,511)
Income tax expense 3,688 4,072 (6,304)
Net income 10,751 12,144 (17,207)
Total assets 1,855,016 1,867,702  
Total liabilities 434,283 186,503  
Commercial [Member]      
Segment Reporting Information [Line Items]      
Interest income 124,490 102,596 74,834
Interest allocation (69,960) (68,487) (49,326)
Interest expense 35    
Net interest income 54,495 34,109 25,508
Provision for credit losses 6,416 7,222 2,593
Non-interest income 5,541 6,881 5,200
Salaries and employee benefits 18,323 16,480 14,440
Data processing expense 7 5 5
Software 1,777 1,341 1,233
Other 7,698 8,310 7,457
Income before non-interest expense allocations 25,815 7,632 4,980
Risk, financial crimes, and compliance 4,921 2,473 2,089
Information technology and operations 7,444 6,488 5,247
Other allocated expenses 7,070 5,928 5,388
Total non-interest expense allocations 19,435 14,889 12,724
Income before income tax 6,380 (7,257) (7,744)
Income tax expense 1,629 (1,822) (2,076)
Net income 4,751 (5,435) (5,668)
Total assets 1,676,241 1,468,654  
Total liabilities 8,309 9,718  
Corporate [Member]      
Segment Reporting Information [Line Items]      
Interest income 98,304 76,313 34,791
Interest allocation (23,518) (13,585) (384)
Interest expense 15,083 11,093 13,488
Net interest income 59,703 51,635 20,919
Provision for credit losses (1,615) 9,604 1,800
Non-interest income 924 (960) 2,578
Salaries and employee benefits 84,042 77,622 68,448
Data processing expense 1,609 1,622 1,628
Software 12,584 12,406 11,724
Other 24,336 23,711 22,033
Income before non-interest expense allocations (60,329) (74,290) (82,136)
Risk, financial crimes, and compliance (37,037) (31,238) (28,064)
Information technology and operations (27,892) (27,410) (24,112)
Other allocated expenses (32,479) (25,705) (23,652)
Total non-interest expense allocations (97,408) (84,353) (75,828)
Income before income tax 37,079 10,063 (6,308)
Income tax expense 9,471 2,527 (1,691)
Net income 27,608 7,536 $ (4,617)
Total assets 2,377,098 2,118,540  
Total liabilities $ 607,596 $ 286,024