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Income Taxes (Tables)

12 Months Ended

Dec. 31, 2025

Income Taxes [Abstract]

Schedule Of Components Of The Income Taxes (Benefit)

		For the years ended
		December 31,
		2025			2024			2023
			(Dollars in thousands)
Current tax provision
Federal		$	70,206		$	54,569		$	55,314
State			13,864			17,730			14,845
			84,070			72,299			70,159
Deferred tax provision (benefit)
Federal			(8,318)			2,272			(4,925)
State			(928)			45			(756)
			(9,246)			2,317			(5,681)
		$	74,824		$	74,616		$	64,478

Schedule Of Income Tax Expenses And Statutory Federal Income Tax Rate

		For the year ended
		December 31,
		2025
			(Dollars in thousands)
Federal statutory tax rate		$	63,638			21.0%
State and local income taxes, net of federal income tax effect(1)			9,757			3.2%
Nontaxable or nondeductible items
Excess tax benefits from vesting or settlement of stock compensation awards			(5,381)			(1.8%)
Limitation on executive compensation			6,501			2.2%
Other			(714)			(0.2%)
Other			1,023			0.3%
		$	74,824			24.7%

⁽¹⁾State taxes in Florida, South Dakota, and New York made up the majority (greater than 50 percent) of the tax effect in this category.

The differences between applicable income tax expense (benefit) from continuing operations and the amounts computed by applying the statutory federal income tax rate of 21% for 2024 and 2023, are as follows:

		For the years ended
		December 31,
		2024			2023
			(Dollars in thousands)
Computed tax expense at statutory rate		$	61,353		$	53,923
State taxes			12,011			10,885
Tax-exempt interest income			(766)			(459)
Meals and entertainment			57			82
Other net nondeductible (deductible) items			1,281			(49)
Other			680			96
		$	74,616		$	64,478

Schedule Of Income Taxes Paid And Refunds Received Is Disaggregated By Federal And State Jurisdictions

		For the year ended
		December 31,
		2025
		(Dollars in thousands)
Tax summary
Federal		$	63,500
State:
Delaware			(4,279)
Other			10,599
State subtotal		$	6,320
Total cash paid for income taxes (net of refunds)		$	69,820

Schedule Of Deferred Tax Assets And Liabilities

		For the years ended
		December 31,
		2025			2024
			(Dollars in thousands)
Deferred tax assets:
Allowance for credit losses		$	16,621		$	8,526
Non-accrual interest			3,569			1,993
Deferred compensation			728			747
Nonqualified stock options			2,023			1,623
Capital loss limitations			4,255			5,701
Tax deductible goodwill			627			682
Operating lease liabilities			4,887			5,515
Unrealized losses on investment securities available-for-sale			—			5,909
Deferred income			299			225
Other			912			1,044
Total gross deferred tax assets			33,921			31,965
Federal and state valuation allowance			(4,255)			(5,701)
Deferred tax liabilities:
Depreciation			2,842			2,140
Unrealized gain on investment securities available-for-sale			3,532			—
Right of use asset			4,613			5,250
Total deferred tax liabilities			10,987			7,390
Net deferred tax asset		$	18,679		$	18,874

Summary Of Changes In Valuation Allowance

		For the years ended
		December 31,
		2025			2024
		(in thousands)
Beginning balance at January 1		$	5,701		$	6,280
Allowances written off			(1,446)			(579)
Valuation allowance at December 31		$	4,255		$	5,701

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Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years.

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Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.

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Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.

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Tabular disclosure of valuation allowances to reduce deferred tax assets to net realizable value, including identification of the deferred tax asset more likely than not will not be fully realized and the corresponding amount of the valuation allowance.

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