XML 72 R56.htm IDEA: XBRL DOCUMENT v3.25.4
Loans, Net (Changes In Allowance For Loan And Lease Losses By Loan Category) (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance $ 44,853 $ 27,378 $ 22,374
Charge-offs (202,408) (24,920) (4,640)
Recoveries 45,480 2,425 1,179
Provision (credit) 178,275 39,970 8,465
Loans and Leases Receivable, Allowance, Ending Balance 66,200 44,853 27,378
Ending balance: Individually evaluated for expected credit loss 6,217 4,350 2,888
Ending balance: Collectively evaluated for expected credit loss 59,983 40,503 24,490
Total allowance 66,200 44,853 27,378
Ending balance: Individually evaluated for expected credit loss 55,685 28,211 11,832
Ending balance: Collectively evaluated for expected credit loss 7,060,991 6,085,417 5,349,307
Loans, net of deferred loan fees and costs 7,116,676 6,113,628 5,361,139
SBL Non-Real Estate [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 4,972 6,059 5,028
Charge-offs (785) (708) (871)
Recoveries 85 229 475
Provision (credit) 2,065 (608) 1,427
Loans and Leases Receivable, Allowance, Ending Balance 6,337 4,972 6,059
Ending balance: Individually evaluated for expected credit loss 963 403 670
Ending balance: Collectively evaluated for expected credit loss 5,374 4,569 5,389
Total allowance 6,337 4,972 6,059
Ending balance: Individually evaluated for expected credit loss 8,639 2,693 1,919
Ending balance: Collectively evaluated for expected credit loss 226,643 187,629 135,833
Loans, net of deferred loan fees and costs 235,282 190,322 137,752
SBL Commercial Mortgage [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 3,203 2,820 2,585
Charge-offs     (76)
Recoveries     75
Provision (credit) (85) 383 236
Loans and Leases Receivable, Allowance, Ending Balance 3,118 3,203 2,820
Ending balance: Individually evaluated for expected credit loss 801 1,039 343
Ending balance: Collectively evaluated for expected credit loss 2,317 2,164 2,477
Total allowance 3,118 3,203 2,820
Ending balance: Individually evaluated for expected credit loss 21,977 4,885 2,381
Ending balance: Collectively evaluated for expected credit loss 727,257 657,206 604,605
Loans, net of deferred loan fees and costs 749,234 662,091 606,986
SBL Construction [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 342 285 565
Charge-offs (221)    
Recoveries 4    
Provision (credit) 110 57 (280)
Loans and Leases Receivable, Allowance, Ending Balance 235 342 285
Ending balance: Individually evaluated for expected credit loss 35 118 44
Ending balance: Collectively evaluated for expected credit loss 200 224 241
Total allowance 235 342 285
Ending balance: Individually evaluated for expected credit loss 2,660 1,585 3,385
Ending balance: Collectively evaluated for expected credit loss 19,722 33,100 19,242
Loans, net of deferred loan fees and costs 22,382 34,685 22,627
Direct Lease Financing [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 13,125 10,454 7,972
Charge-offs (4,750) (4,575) (3,666)
Recoveries 793 318 330
Provision (credit) 6,507 6,928 5,818
Loans and Leases Receivable, Allowance, Ending Balance 15,675 13,125 10,454
Ending balance: Individually evaluated for expected credit loss 4,211 2,377 1,827
Ending balance: Collectively evaluated for expected credit loss 11,464 10,748 8,627
Total allowance 15,675 13,125 10,454
Ending balance: Individually evaluated for expected credit loss 12,066 6,026 3,785
Ending balance: Collectively evaluated for expected credit loss 673,356 694,527 681,872
Loans, net of deferred loan fees and costs 685,422 700,553 685,657
SBLOC/IBLOC [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 1,195 813 1,167
Charge-offs     (24)
Provision (credit) (154) 382 (330)
Loans and Leases Receivable, Allowance, Ending Balance 1,041 1,195 813
Ending balance: Individually evaluated for expected credit loss 207 413  
Ending balance: Collectively evaluated for expected credit loss 834 782 813
Total allowance 1,041 1,195 813
Ending balance: Individually evaluated for expected credit loss 446 503  
Ending balance: Collectively evaluated for expected credit loss 1,669,539 1,563,515 1,627,285
Loans, net of deferred loan fees and costs 1,669,985 1,564,018 1,627,285
Advisor Financing [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 2,054 1,662 1,293
Provision (credit) 153 392 369
Loans and Leases Receivable, Allowance, Ending Balance 2,207 2,054 1,662
Ending balance: Collectively evaluated for expected credit loss 2,207 2,054 1,662
Total allowance 2,207 2,054 1,662
Ending balance: Collectively evaluated for expected credit loss 294,236 273,896 221,612
Loans, net of deferred loan fees and costs 294,236 273,896 221,612
Real Estate Bridge Lending [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 6,603 4,740 3,121
Provision (credit) (654) 1,863 1,619
Loans and Leases Receivable, Allowance, Ending Balance 5,949 6,603 4,740
Ending balance: Collectively evaluated for expected credit loss 5,949 6,603 4,740
Total allowance 5,949 6,603 4,740
Ending balance: Individually evaluated for expected credit loss 9,755 12,300  
Ending balance: Collectively evaluated for expected credit loss 2,179,197 2,096,741 1,999,782
Loans, net of deferred loan fees and costs 2,188,952 2,109,041 1,999,782
Fintech [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 12,909    
Charge-offs (195,644) (19,619)  
Recoveries 44,578 1,877  
Provision (credit) 169,294 30,651  
Loans and Leases Receivable, Allowance, Ending Balance 31,137 12,909  
Ending balance: Collectively evaluated for expected credit loss 31,137 12,909  
Total allowance 31,137 12,909  
Ending balance: Collectively evaluated for expected credit loss 1,097,998 454,357 311
Loans, net of deferred loan fees and costs 1,097,998 454,357 311
Other Loans [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Loans and Leases Receivable, Allowance, Beginning Balance 450 545 643
Charge-offs (1,008) (18) (3)
Recoveries 20 1 299
Provision (credit) 1,039 (78) (394)
Loans and Leases Receivable, Allowance, Ending Balance 501 450 545
Ending balance: Individually evaluated for expected credit loss     4
Ending balance: Collectively evaluated for expected credit loss 501 450 541
Total allowance 501 450 545
Ending balance: Individually evaluated for expected credit loss 142 219 362
Ending balance: Collectively evaluated for expected credit loss 157,274 111,109 49,965
Loans, net of deferred loan fees and costs 157,416 111,328 50,327
Deferred Fees and Costs [Member]      
Changes in allowance for loan and lease losses by loan category [Abstract]      
Ending balance: Collectively evaluated for expected credit loss 15,769 13,337 8,800
Loans, net of deferred loan fees and costs $ 15,769 $ 13,337 $ 8,800