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Finance Receivables - Schedule of Financing Receivable Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Financing Receivable, Allowance for Credit Losses          
Total $ 8,200,299 $ 8,047,938 $ 8,200,299 $ 8,047,938 $ 7,880,231
Gross Charge-offs          
Total 65,029 63,738 207,109 182,183  
Retail          
Financing Receivable, Allowance for Credit Losses          
Year 1 2,186,907 2,304,600 2,186,907 2,304,600 2,637,198
Year 2 1,966,753 2,248,697 1,966,753 2,248,697 2,043,433
Year 3 1,469,774 1,310,598 1,469,774 1,310,598 1,176,286
Year 4 803,189 599,961 803,189 599,961 526,884
Year 5 325,628 333,566 325,628 333,566 280,805
More than 5 years 209,724 200,975 209,724 200,975 154,093
Total 6,961,975 6,998,397 6,961,975 6,998,397 6,818,699
Gross Charge-offs          
Year 1     4,767 5,216 20,574
Year 2     67,005 72,243 103,391
Year 3     68,921 55,477 75,078
Year 4     36,981 23,360 31,368
Year 5     15,599 13,842 18,366
More than 5 years     13,836 12,045 15,138
Total 65,029 63,738 207,109 182,183 263,915
Retail | United States          
Financing Receivable, Allowance for Credit Losses          
Year 1 2,140,696 2,246,111 2,140,696 2,246,111 2,572,883
Year 2 1,920,574 2,200,019 1,920,574 2,200,019 1,998,720
Year 3 1,439,402 1,281,982 1,439,402 1,281,982 1,150,467
Year 4 787,314 583,493 787,314 583,493 512,436
Year 5 317,872 323,927 317,872 323,927 273,031
More than 5 years 205,507 196,002 205,507 196,002 150,461
Total 6,811,365 6,831,534 6,811,365 6,831,534 6,657,998
Gross Charge-offs          
Year 1     4,680 5,141 20,047
Year 2     65,972 71,540 102,387
Year 3     67,945 54,843 74,212
Year 4     36,365 23,023 30,896
Year 5     15,270 13,622 18,088
More than 5 years     13,485 11,663 14,655
Total     203,717 179,832 260,285
Retail | Canada          
Financing Receivable, Allowance for Credit Losses          
Year 1 46,211 58,489 46,211 58,489 64,315
Year 2 46,179 48,678 46,179 48,678 44,713
Year 3 30,372 28,616 30,372 28,616 25,819
Year 4 15,875 16,468 15,875 16,468 14,448
Year 5 7,756 9,639 7,756 9,639 7,774
More than 5 years 4,217 4,973 4,217 4,973 3,632
Total 150,610 166,863 150,610 166,863 160,701
Gross Charge-offs          
Year 1     87 75 527
Year 2     1,033 703 1,004
Year 3     976 634 866
Year 4     616 337 472
Year 5     329 220 278
More than 5 years     351 382 483
Total     3,392 2,351 3,630
Retail | Super prime | United States          
Financing Receivable, Allowance for Credit Losses          
Year 1 931,374 916,306 931,374 916,306 1,066,321
Year 2 769,173 806,658 769,173 806,658 729,339
Year 3 507,694 424,425 507,694 424,425 376,474
Year 4 241,713 175,218 241,713 175,218 151,004
Year 5 84,111 87,737 84,111 87,737 70,627
More than 5 years 39,590 37,875 39,590 37,875 27,013
Total 2,573,655 2,448,219 2,573,655 2,448,219 2,420,778
Retail | Super prime | Canada          
Financing Receivable, Allowance for Credit Losses          
Year 1 35,280 43,643 35,280 43,643 48,705
Year 2 34,382 34,700 34,382 34,700 31,733
Year 3 21,186 19,796 21,186 19,796 17,744
Year 4 10,573 10,707 10,573 10,707 9,241
Year 5 4,410 5,929 4,410 5,929 4,521
More than 5 years 1,702 2,245 1,702 2,245 1,524
Total 107,533 117,020 107,533 117,020 113,468
Retail | Prime | United States          
Financing Receivable, Allowance for Credit Losses          
Year 1 927,821 1,033,222 927,821 1,033,222 1,173,463
Year 2 901,954 1,086,081 901,954 1,086,081 993,417
Year 3 730,870 645,931 730,870 645,931 584,305
Year 4 410,721 293,977 410,721 293,977 259,995
Year 5 166,169 163,603 166,169 163,603 139,011
More than 5 years 106,766 102,427 106,766 102,427 78,880
Total 3,244,301 3,325,241 3,244,301 3,325,241 3,229,071
Retail | Prime | Canada          
Financing Receivable, Allowance for Credit Losses          
Year 1 9,200 13,007 9,200 13,007 13,764
Year 2 10,340 12,307 10,340 12,307 11,434
Year 3 8,054 7,968 8,054 7,968 7,336
Year 4 4,812 4,890 4,812 4,890 4,390
Year 5 2,782 3,135 2,782 3,135 2,728
More than 5 years 2,124 2,362 2,124 2,362 1,838
Total 37,312 43,669 37,312 43,669 41,490
Retail | Sub-prime | United States          
Financing Receivable, Allowance for Credit Losses          
Year 1 281,501 296,583 281,501 296,583 333,099
Year 2 249,447 307,280 249,447 307,280 275,964
Year 3 200,838 211,626 200,838 211,626 189,688
Year 4 134,880 114,298 134,880 114,298 101,437
Year 5 67,592 72,587 67,592 72,587 63,393
More than 5 years 59,151 55,700 59,151 55,700 44,568
Total 993,409 1,058,074 993,409 1,058,074 1,008,149
Retail | Sub-prime | Canada          
Financing Receivable, Allowance for Credit Losses          
Year 1 1,731 1,839 1,731 1,839 1,846
Year 2 1,457 1,671 1,457 1,671 1,546
Year 3 1,132 852 1,132 852 739
Year 4 490 871 490 871 817
Year 5 564 575 564 575 525
More than 5 years 391 366 391 366 270
Total $ 5,765 $ 6,174 $ 5,765 $ 6,174 $ 5,743