<SEC-DOCUMENT>0001104659-25-107721.txt : 20251106
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<ACCEPTANCE-DATETIME>20251106160631
ACCESSION NUMBER:		0001104659-25-107721
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		16
CONFORMED PERIOD OF REPORT:	20251031
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Completion of Acquisition or Disposition of Assets
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20251106
DATE AS OF CHANGE:		20251106

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HARLEY-DAVIDSON, INC.
		CENTRAL INDEX KEY:			0000793952
		STANDARD INDUSTRIAL CLASSIFICATION:	MOTORCYCLES, BICYCLES & PARTS [3751]
		ORGANIZATION NAME:           	04 Manufacturing
		EIN:				391382325
		STATE OF INCORPORATION:			WI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-09183
		FILM NUMBER:		251458221

	BUSINESS ADDRESS:	
		STREET 1:		3700 W JUNEAU AVE
		CITY:			MILWAUKEE
		STATE:			WI
		ZIP:			53208
		BUSINESS PHONE:		414-343-8553

	MAIL ADDRESS:	
		STREET 1:		3700 W. JUNEAU AVE
		CITY:			MILWAUKEE
		STATE:			WI
		ZIP:			53208

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HARLEY DAVIDSON INC
		DATE OF NAME CHANGE:	19920703
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<p style="margin: 0">&#160;</p>

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<p style="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES</b></p>

<p style="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Washington, D.C. 20549</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 18pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>FORM&#160;<span id="xdx_90E_edei--DocumentType_c20251031__20251031_zZybD4IbdVja"><ix:nonNumeric contextRef="AsOf2025-10-31" id="Fact000009" name="dei:DocumentType">8-K</ix:nonNumeric></span></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Pursuant to Section&#160;13 or 15(d)&#160;of
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Securities Exchange Act of 1934</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Date of Report (Date of earliest event reported):
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(Exact name of registrant as specified in
charter)</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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    <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Identification No.)</b></p></td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(Address of principal executive offices, including
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(Registrant&#8217;s telephone number, including
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Not Applicable</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>(Former name or former address, if changed since
last report)</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Check the appropriate box below if the Form&#160;8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
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    <td style="padding-right: 2pt; padding-left: 3pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Written communications pursuant to Rule&#160;425 under the Securities Act (17 CFR 230.425)</span></td></tr>
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    <td style="padding-right: 2pt; padding-left: 3pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Soliciting material pursuant to Rule&#160;14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Securities registered pursuant to Section&#160;12(b)&#160;of the Act:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Indicate by check mark whether the registrant is an emerging growth
company as defined in Rule&#160;405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule&#160;12b-2 of the Securities
Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Emerging growth company <span style="font-family: Wingdings"><span id="xdx_90D_edei--EntityEmergingGrowthCompany_c20251031__20251031_zu5ktWkF7jp8"><ix:nonNumeric contextRef="AsOf2025-10-31" format="ixt:booleanfalse" id="Fact000028" name="dei:EntityEmergingGrowthCompany">&#168;</ix:nonNumeric></span></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">If an emerging growth company, indicate by check mark if the registrant
has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant
to Section&#160;13(a)&#160;of the Exchange Act. <span style="font-family: Wingdings">&#168;</span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="width: 100%"><div style="border-top: Black 1pt solid; border-bottom: Black 2pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 1 -->
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    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

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    <td style="vertical-align: bottom; width: 1in; font-size: 10pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Item 1.01.</span></span></td>
    <td style="vertical-align: bottom; font-size: 10pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Entry into a Material Definitive Agreement.</span></span></td></tr>
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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">On October&#160;31, 2025
(the &#8220;Closing Date&#8221;), Harley-Davidson Financial Services,&#160;Inc. (&#8220;HDFS&#8221;), a Delaware corporation and wholly
owned subsidiary of Harley-Davidson,&#160;Inc. (the &#8220;Company&#8221;), completed the previously announced issuance of Class&#160;A
Common Stock in HDFS (the &#8220;Common Stock&#8221;) equivalent to (i)&#160;4.9% of the Common Stock (on a fully diluted basis) to KKR
Morrow OpCo Aggregator LLC, a Delaware limited liability company (&#8220;KKR-OpCoAgg&#8221;) and (ii)&#160;4.9% of the Common Stock (on
a fully diluted basis) to the PIMCO Entities (as defined below), as assignees of Cavendish LLC, a Delaware limited liability company (&#8220;Cavendish&#8221;)
pursuant to an Assignment (as defined below), resulting in a total issuance of 9.8% of the Common Stock, after giving effect to the issuances
(the &#8220;Subscription Closing&#8221;). Prior to the Subscription Closing, on October&#160;31, 2025, Cavendish and HDFS executed a certain
assignment and assumption agreement (the &#8220;Assignment&#8221;), that assigned to certain affiliates of Cavendish (collectively, the
&#8220;PIMCO Entities&#8221;) all rights, title and interests in and to, and obligations and liabilities under, the subscription agreement
between HDFS and Cavendish dated July&#160;30, 2025. Cavendish LLC and each of the PIMCO Entities are directly or indirectly beneficially
owned by one or more funds or separate accounts for which Pacific Investment Management Company LLC is the investment manager.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">In connection with the Subscription
Closing, HDFS and the Company simultaneously entered into that certain HDFS stockholders agreement with KKR-OpCoAgg and HDFS stockholders
agreement with the PIMCO Entities, in each case effective as of the Closing Date and on the terms and conditions as described in the Company&#8217;s
Current Report on Form&#160;8-K filed on August&#160;5, 2025.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 1in"><span style="text-decoration: underline">Item 2.01.</span></td><td style="text-align: justify"><span style="text-decoration: underline">Completion of Acquisition or Disposition of Assets.</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">Also on the Closing Date,
Harley-Davidson Credit Corp. (&#8220;HDCC&#8221;), a Nevada corporation and wholly owned subsidiary of the Company, completed the previously
announced sale of a portion of HDCC&#8217;s motorcycle promissory notes and security agreements portfolio to KKR Morrow Trust, a Delaware
statutory trust (&#8220;KKR Trust&#8221;) and HDL Trust, as assignee of Cavendish, for a purchase price of $4.06 billion (the &#8220;HDCC
Transaction&#8221;). The HDCC Transaction constituted a significant disposition for purposes of Item 2.01 of Form&#160;8-K.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt">
  <tr style="vertical-align: top">
    <td style="width: 1in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Item 9.01.</span></span></td>
    <td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span style="text-decoration: underline">Financial Statements and Exhibits.</span></span></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">(d)&#160;Exhibits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exhibit&#160;No.</span></td>
    <td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Description</span></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%">
  <tr style="vertical-align: top">
    <td style="width: 6%"><a href="https://www.sec.gov/Archives/edgar/data/793952/000079395225000188/ex104kkrbackbookpurchasean.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.1*</span></a></td>
    <td style="width: 1%">&#160;</td>
    <td style="width: 93%; text-align: justify"><a href="https://www.sec.gov/Archives/edgar/data/793952/000079395225000188/ex104kkrbackbookpurchasean.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Back Book Purchase and Sale Agreement, dated July&#160;30, 2025, between Harley-Davidson Credit Corp. and KKR Morrow Trust (Incorporated by reference to Exhibit&#160;10.4 to the Quarterly Report on Form&#160;10-Q, filed by the Company on November&#160;5, 2025 (File No.&#160;001-09183)).</span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="https://www.sec.gov/Archives/edgar/data/793952/000079395225000188/exhibit105-kkrforwardflowm.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.2*</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="https://www.sec.gov/Archives/edgar/data/793952/000079395225000188/exhibit105-kkrforwardflowm.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Master Purchase and Sale Agreement, dated July&#160;30, 2025, between Harley-Davidson Credit Corp. and KKR Morrow Trust (Incorporated by reference to Exhibit&#160;10.5 to the Quarterly Report on Form&#160;10-Q, filed by the Company on November&#160;5, 2025 (File No.&#160;001-09183)). </span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="https://www.sec.gov/Archives/edgar/data/793952/000079395225000188/ex108pimcobackbookpurchase.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.3*</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="https://www.sec.gov/Archives/edgar/data/793952/000079395225000188/ex108pimcobackbookpurchase.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Back Book Purchase and Sale Agreement, dated July&#160;30, 2025, between Harley-Davidson Credit Corp. and Cavendish LLC (Incorporated by reference to Exhibit&#160;10.8 to the Quarterly Report on Form&#160;10-Q, filed by the Company on November&#160;5, 2025 (File No.&#160;001-09183)). </span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="https://www.sec.gov/Archives/edgar/data/793952/000079395225000188/exhibit109-pimcoforwardflo.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.4*</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="https://www.sec.gov/Archives/edgar/data/793952/000079395225000188/exhibit109-pimcoforwardflo.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Master Purchase and Sale Agreement, dated July&#160;30, 2025, between Harley-Davidson Credit Corp. and Cavendish LLC (Incorporated by reference to Exhibit&#160;10.9 to the Quarterly Report on Form&#160;10-Q, filed by the Company on November&#160;5, 2025 (File No.&#160;001-09183)).</span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2530329d1_ex2-5.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.5*</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="tm2530329d1_ex2-5.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Omnibus Amendment, dated August&#160;20, 2025, between Harley-Davidson Credit Corp. and KKR Morrow Trust.</span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2530329d1_ex2-6.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.6*</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="tm2530329d1_ex2-6.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Omnibus Amendment, dated August&#160;20, 2025, between Harley-Davidson Credit Corp. and Cavendish LLC.</span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2530329d1_ex2-7.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.7*</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="tm2530329d1_ex2-7.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Second Amendment to Purchase Agreements, and First Amendment to Servicing Agreement, and Waiver with Respect to Back Book Purchase Agreement, dated as of October&#160;30, 2025 between Harley-Davidson Credit Corp. and KKR Morrow Trust.</span></a></td></tr>
  <tr style="vertical-align: top">
    <td><a href="tm2530329d1_ex2-8.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.8*</span></a></td>
    <td>&#160;</td>
    <td style="text-align: justify"><a href="tm2530329d1_ex2-8.htm" style="-sec-extract: exhibit"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Second Amendment to Master Purchase and Sale Agreement and Waiver with Respect to Back Book Purchase and Sale Agreement, dated as of October&#160;31, 2025, between Harley-Davidson Credit Corp. and Cavendish LLC.</span></a></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in">*Certain portions of this exhibit (indicated by
&#8220;[***]&#8221;) have been omitted pursuant to Regulation S-K,&#160;Item 601(b)(2)&#160;and (10).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

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<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><span style="text-decoration: underline">SIGNATURES</span></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.25in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto
duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr>
    <td style="width: 50%">&#160;</td>
    <td style="vertical-align: bottom; width: 50%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">HARLEY-DAVIDSON,&#160;INC.</span></td></tr>
  <tr>
    <td>&#160;</td>
    <td>&#160;</td></tr>
  <tr style="vertical-align: bottom">
    <td style="padding-left: 18.25pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#8239;&#8239;Date: November&#160;6, 2025</span></td>
    <td style="border-bottom: Black 1pt solid"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Paul J. Krause</span></td></tr>
  <tr>
    <td>&#160;</td>
    <td style="vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Paul J. Krause</span></td></tr>
  <tr>
    <td>&#160;</td>
    <td style="vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Secretary</span></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></p>

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<DOCUMENT>
<TYPE>EX-2.5
<SEQUENCE>2
<FILENAME>tm2530329d1_ex2-5.htm
<DESCRIPTION>EXHIBIT 2.5
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
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<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0"><B>EXHIBIT 2.5</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Certain portions of this Exhibit&nbsp;have
been redacted pursuant to Item 601(b)(2)&nbsp;and (10)&nbsp;of Regulation S-K and, where applicable, have been marked with &ldquo;[***]&rdquo;
to indicate where redactions have been made.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B><I>Execution Version</I></B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>OMNIBUS AMENDMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This OMNIBUS AMENDMENT (this
 &#8220;<U>Amendment</U>&#8221;), dated as of August 20, 2025, is the:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;FIRST
AMENDMENT TO THE BACK BOOK PURCHASE AND SALE AGREEMENT, by and between Harley-Davidson Credit Corp., a Nevada corporation (the &#8220;<U>Seller</U>&#8221;)
and KKR Morrow Trust, a Delaware statutory trust (the &#8220;<U>Purchaser</U>&#8221;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;FIRST
AMENDMENT TO THE MASTER PURCHASE AND SALE AGREEMENT, by and between the Seller and the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Capitalized terms used but
not otherwise defined herein (including such terms used above) have the respective meanings assigned thereto in the Back Book Purchase
and Sale Agreement and Master Purchase and Sale Agreement described below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">BACKGROUND</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">A.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;
</FONT>The Seller and the Purchaser are parties to that certain Back Book Purchase and Sale Agreement, dated as of July 30, 2025 (as amended,
restated, supplemented or otherwise modified through the date hereof, the &#8220;<U>Back Book Purchase and Sale Agreement</U>&#8221;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">B.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
</FONT>The Seller and the Purchaser are parties to that certain Master Purchase and Sale Agreement, dated as of July 30, 2025 (as may
be amended, restated, supplemented or otherwise modified from time to time, the &#8220;<U>Master Purchase and Sale Agreement</U>&#8221;
and together with the Back Book Purchase and Sale Agreement, the &#8220;<U>Agreements</U>&#8221;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">C.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;
</FONT>The parties hereto desire to amend the Agreements as set forth herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, with the intention
of being legally bound hereby, and in consideration of the mutual undertakings expressed herein, each party to this Amendment hereby agrees
as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
1.&#8239;&#8239;&#8239;&#8239;&nbsp; </FONT><U>Amendments to the Back Book Purchase and Sale Agreement</U><I>.</I> Section 8.24 of the Back
Book Purchase and Sale Agreement is hereby amended to delete all the stricken red text (indicated textually in the manner as the following
example: <FONT STYLE="color: red">red text</FONT>) and to add all underlined blue text (indicated textually in the same manner as the
following example: <FONT STYLE="text-decoration: underline double; color: blue"><B><U>blue text</U></B></FONT>) as reflected in the blackline as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 27pt"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>Section
8.24 Sale and Purchase of Canadian Back Book Assets</U></FONT><I>.</I> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The
Parties shall cooperate in good faith to finalize the details of the purchase of the Canadian Back Book Assets <FONT STYLE="color: red"><STRIKE>within
fifteen (15) Business Days</STRIKE></FONT> <FONT STYLE="text-decoration: underline double; color: blue"><B>by September 24, 2025</B></FONT> <FONT STYLE="color: red"><STRIKE>of
the Signing Date</STRIKE></FONT> <FONT STYLE="text-decoration: underline double; color: blue"><B>(or such later date mutually agreed by the Purchaser and the Seller).</B></FONT>
Seller and Purchaser agree that the purchase price of the Canadian Back Book Assets will be [***]% of par, as same may be adjusted to
account for any tax impact of the Canadian Back Book Assets, and will be sold and purchased on terms substantially similar to those outlined
herein with respect to the Back Book Assets. To the extent there are tax issues related to the sale and purchase of the Canadian Contracts,
the Purchaser and the Seller agree that they will work in good faith to resolve such tax issues.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 27pt">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
2.&#8239;&#8239;&#8239;&#8239;&nbsp; </FONT><U>Amendments to the Master Purchase and Sale Agreement</U><I>.</I> Section 8.26 of the Master
Purchase and Sale Agreement is hereby amended to delete all the stricken red text (indicated textually in the manner as the following
example: <FONT STYLE="color: red">red text</FONT>) and to add all underlined blue text (indicated textually in the same manner as the
following example: <FONT STYLE="text-decoration: underline double; color: blue"><B>blue text</B></FONT>) as reflected in the blackline as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><U>Section 8.26 Sale and Purchase of Canadian Contracts</U><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">.
</FONT>The Parties shall cooperate in good faith to finalize the details of the purchase of the Canadian Contracts <FONT STYLE="color: red"><B><STRIKE>within
fifteen (15) Business Days</STRIKE></B></FONT><B> <FONT STYLE="text-decoration: underline double; color: blue">by September 24, 2025</FONT></B>
(or such later date mutually agreed by the Purchaser and the Seller) <FONT STYLE="color: red"><B><STRIKE>of the Signing Date</STRIKE></B></FONT>.
To the extent there are tax issues related to the sale and purchase of the Canadian Contracts, the Purchaser and the Seller agree that
they will work in good faith to resolve such tax issues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
3.&#8239;&#8239;&#8239;&#8239; </FONT><U>Effect of Amendment; Ratification</U>. All provisions of each Agreement and the other Basic
Documents, as expressly amended and modified by this Amendment, shall remain in full force and effect. After this Amendment becomes effective,
(i) all references in the Back Book Purchase and Sale Agreement (or in any other Basic Document) to &#8220;this Back Book Purchase and
Sale Agreement&#8221;, &#8220;this Agreement&#8221;, &#8220;hereof&#8221;, &#8220;herein&#8221; or words of similar effect referring to
the Back Book Purchase and Sale Agreement shall be deemed to be references to the Back Book Purchase and Sale Agreement as amended by
this Amendment and (ii) all references in the Master Purchase and Sale Agreement (or in any other Basic Document) to &#8220;this Master
Purchase and Sale Agreement&#8221;, &#8220;this Agreement&#8221;, &#8220;hereof&#8221;, &#8220;herein&#8221; or words of similar effect
referring to the Master Purchase and Sale Agreement shall be deemed to be references to the Master Purchase and Sale Agreement as amended
by this Amendment. This Amendment shall not be deemed, either expressly or impliedly, to waive, amend or supplement any provision of either
Agreement other than as set forth herein. It is the intent of the parties hereto, and the parties hereto agree, that this Amendment shall
not constitute a novation of either Agreement, any other Basic Document or any of the rights, obligations or liabilities thereunder. Each
Agreement, as amended by this Amendment, is hereby ratified and confirmed in all respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION
4.&#8239;&#8239;&#8239;&#8239;&nbsp; </FONT><U>Effectiveness</U>. This Amendment shall become effective as of the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
5.&#8239;&#8239;&#8239;&#8239;&nbsp; </FONT><U>Severability</U>. Any provisions of this Amendment which are prohibited or unenforceable in
any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition or unenforceability without invalidating
the remaining provisions hereof, and any such prohibition or unenforceability in any jurisdiction shall not invalidate or render unenforceable
such provision in any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
6.&#8239;&#8239;&#8239;&#8239;&nbsp; </FONT><U>Basic Document</U>. This Amendment shall be a Basic Document for purposes of the Back Book
Purchase and Sale Agreement and Master Purchase and Sale Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
7.&#8239;&#8239;&#8239;&#8239;&nbsp; </FONT><U>Counterparts</U>. This Amendment may be executed in any number of counterparts and by different
parties on separate counterparts, each of which when so executed shall be deemed to be an original and all of which when taken together
shall constitute but one and the same agreement. Delivery of an executed counterpart of a signature page to this Amendment by facsimile
or other electronic means or e-mail transmission shall be equally effective as delivery of an originally executed counterpart hereof.
The words &#8220;execution&#8221;, &#8220;executed&#8221;, &#8220;signed&#8221;, &#8220;signature&#8221;, and words of like import in
this Amendment shall be deemed to include electronic signatures or electronic records, each of which shall be of the same legal effect,
validity or enforceability as a manually executed signature or the use of a paper-based recordkeeping system, as the case may be, to the
extent and as provided for in any applicable law, including the Federal Electronic Signatures in Global and National Commerce Act, the
New York State Electronic Signatures and Records Act, or any other similar state laws based on the Uniform Electronic Transactions Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
8.&#8239;&#8239;&#8239;&#8239;&nbsp; </FONT><U>Section Headings</U>. The various headings of this Amendment are included for convenience only
and shall not affect the meaning or interpretation of this Amendment, the either Agreement or any provision hereof or thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
9.&#8239;&#8239;&#8239;&#8239;&nbsp; </FONT><U>Governing Law</U>. THIS <FONT STYLE="text-transform: uppercase">Amendment, INCLUDING THE RIGHTS
AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING
SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS
THEREOF).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
10.&#8239;&#8239; </FONT><U>Submission to Jurisdiction</U>. Each party submits to the nonexclusive jurisdiction of the United States District
Court for the Southern District of New York and of any New York State Court sitting in New York, New York for legal proceedings relating
to this Amendment; provided, that, nothing contained herein or in any other Basic Document will prevent any Party from bringing any action
to enforce any award or judgement or exercise any right under the Basic Documents in any other forum in which jurisdiction can be established.
Each party irrevocably waives, to the fullest extent permitted by Applicable Laws, any objection that it may now or in the future have
to the venue of a proceeding brought in such a court and any claim that the proceeding was brought in an inconvenient forum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION
11.&#8239;&#8239;&nbsp;</FONT><U>Waiver of Jury Trial</U>. <FONT STYLE="text-transform: uppercase">EACH PARTY HEREBY WAIVES, TO THE FULLEST EXTENT
PERMITTED BY LAW, ANY RIGHT TO TRIAL BY JURY OF ANY CLAIM, DEMAND, ACTION, OR CAUSE OF ACTION (A) ARISING UNDER THIS Amendment OR (B)
IN ANY WAY CONNECTED WITH OR RELATED OR INCIDENTAL TO THE DEALINGS OF THE PARTIES IN RESPECT OF THIS AMENDMENT OR ANY OF THE TRANSACTIONS
RELATED HERETO, IN EACH CASE, WHETHER NOW OR EXISTING OR HEREAFTER ARISING, AND WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE. EACH
PARTY HEREBY FURTHER AGREES AND CONSENTS THAT ANY SUCH CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT
A JURY AND THAT A PARTY MAY FILE A COPY OF THIS Amendment WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENT OF THE PARTIES TO THE WAIVER
OF THEIR RIGHT </FONT>TO TRIAL BY JURY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">SECTION
12.&#8239;&#8239; </FONT><U>Limitation of Liability of the Owner Trustee</U>. It is expressly understood and agreed by the parties hereto that
(i) this Amendment is executed and delivered by Wilmington Trust, National Association, (&#8220;<U>WTNA</U>&#8221;), not individually
or personally but solely in its capacity as trustee on behalf of the Purchaser (in such capacity, the &quot;<U>Owner Trustee</U>&quot;),
in the exercise of the powers and authority conferred and vested in it under the Amended and Restated Trust Agreement, dated as of July
29, 2025, among KKR Morrow Borrower, LLC, as administrator (the &#8220;<U>Administrator</U>&#8221;) and depositor, and WTNA as Owner Trustee
(the &#8220;<U>Trust Agreement</U>&#8221;), (ii) each of the representations, warranties, undertakings and agreements herein made on the
part of the Purchaser is made and intended not as personal representations, warranties, undertakings and agreements by WTNA or the Owner
Trustee but is made and intended for the purpose of binding, and is binding only on, the Purchaser, (iii) nothing herein contained shall
be construed as creating any obligation or liability on WTNA, individually or personally or as Owner Trustee, to perform any covenant
either expressed or implied contained herein, all such obligation or liability, if any, being expressly waived by the parties hereto and
by any Person claiming by, through or under the parties hereto, (iv) WTNA, individually and as Owner Trustee, has made no and will make
no investigation as to the accuracy or completeness of any representations or warranties made by the Purchaser in this Amendment and (v)
under no circumstances shall WTNA or the Owner Trustee be personally liable for the payment of any indebtedness, indemnities or expenses
of the Purchaser or be liable for the performance, breach or failure of any obligation, representation, warranty or covenant made or undertaken
by the Purchaser under this Amendment or any other related documents, as to all of which recourse shall be had solely to the assets of
the Purchaser. It is expressly understood and agreed that except for those specific duties of that the Owner Trustee has expressly undertaken
to perform for the Purchaser pursuant to the Trust Agreement, the rights, duties and obligations of the Purchaser hereunder will be exercised
and performed by Administrator or other agents on behalf of the Purchaser and under no circumstances shall the Owner Trustee have any
duty or obligation to monitor, supervise, exercise or perform the rights, duties or obligations of the Purchaser or the Administrator
or any other agents of the Purchaser hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-variant: small-caps"><I>[Signature
Page Follow]</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>




<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, the parties
have executed this Amendment as of the date first written above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">HARLEY-DAVIDSON
    CREDIT CORP.,</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">as
    Seller</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/
    David Viney</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif">Name:</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"> <FONT STYLE="font-family: Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">David Viney </FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif">Title: </FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vice President and Treasurer</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">KKR
    MORROW TRUST,</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">as
    Purchaser</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:
    Wilmington Trust, National Association, not in its individual capacity but solely as Owner Trustee on behalf of the Purchaser</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/
    Fazal Rehman</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"> <FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Fazal-ur-Rehman</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title: </FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vice President</FONT></TD></TR>
  </TABLE>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Options: NewSection Last -->
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<DOCUMENT>
<TYPE>EX-2.6
<SEQUENCE>3
<FILENAME>tm2530329d1_ex2-6.htm
<DESCRIPTION>EXHIBIT 2.6
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
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<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0"><B>EXHIBIT&nbsp;2.6</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Certain portions of this Exhibit&nbsp;have
been redacted pursuant to 601(b)(2)&nbsp;and (10)&nbsp;of Regulation S-K and, where applicable, have been marked with &ldquo;[***]&rdquo;
to indicate where redactions have been made.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B><I>Execution Version</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>OMNIBUS AMENDMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">This OMNIBUS AMENDMENT (this
 &ldquo;<U>Amendment</U>&rdquo;), dated as of August&nbsp;20, 2025, is the:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(i)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>FIRST
AMENDMENT TO THE BACK BOOK PURCHASE AND SALE AGREEMENT, by and between Harley-Davidson Credit Corp., a Nevada corporation (the &ldquo;<U>Seller</U>&rdquo;)
and Cavendish LLC, a Delaware limited liability company (the &ldquo;<U>Purchaser</U>&rdquo;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(ii)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>FIRST
AMENDMENT TO THE MASTER PURCHASE AND SALE AGREEMENT, by and between the Seller and the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Capitalized terms used but
not otherwise defined herein (including such terms used above) have the respective meanings assigned thereto in the Back Book Purchase
and Sale Agreement and Master Purchase and Sale Agreement described below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">BACKGROUND</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">A.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Seller and the Purchaser are parties to that certain Back Book Purchase and Sale Agreement, dated as of July&nbsp;30, 2025 (as amended,
restated, supplemented or otherwise modified through the date hereof, the &ldquo;<U>Back Book Purchase and Sale Agreement</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">B.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Seller and the Purchaser are parties to that certain Master Purchase and Sale Agreement, dated as of July&nbsp;30, 2025 (as may be amended,
restated, supplemented or otherwise modified from time to time, the &ldquo;<U>Master Purchase and Sale Agreement</U>&rdquo; and together
with the Back Book Purchase and Sale Agreement, the &ldquo;<U>Agreements</U>&rdquo;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">C.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
parties hereto desire to amend the Agreements as set forth herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, with the intention
of being legally bound hereby, and in consideration of the mutual undertakings expressed herein, each party to this Amendment hereby agrees
as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;1.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Amendments
to the Back Book Purchase and Sale Agreement</U><I>.</I> Section&nbsp;8.23 of the Back Book Purchase and Sale Agreement is hereby amended
to delete all the stricken red text (indicated textually in the manner as the following example: <FONT STYLE="color: red"><STRIKE>red
text</STRIKE></FONT>) and to add all underlined blue text (indicated textually in the same manner as the following example: <FONT STYLE="color: #004AEE"><B><U>blue
text</U></B></FONT>) as reflected in the blackline as follows:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><U>Section&nbsp;8.23 Sale and Purchase of Canadian Back Book
Assets</U>. The Parties shall cooperate in good faith to finalize the details of the purchase of the Canadian Back Book Assets <FONT STYLE="color: red"><STRIKE>within
fifteen (15) Business Days </STRIKE></FONT><FONT STYLE="color: #004AEE"><B><U>by September&nbsp;24, 2025</U></B></FONT> <FONT STYLE="color: red"><STRIKE>of
the Signing Date</STRIKE></FONT> <FONT STYLE="color: #004AEE"><B><U>(or such later date mutually agreed by the Purchaser and the Seller).</U></B></FONT>
Seller and Purchaser agree that the purchase price of the Canadian Back Book Assets will be [***]% of par, as same may be adjusted to
account for any tax impact of the Canadian Back Book Assets, and will be sold and purchased on terms substantially similar to those outlined
herein with respect to the Back Book Assets. To the extent there are tax issues related to the sale and purchase of the Canadian Contracts,
the Purchaser and the Seller agree that they will work in good faith to resolve such tax issues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;2.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Amendments
to the Master Purchase and Sale Agreement</U><I>.</I> Section&nbsp;8.26 of the Master Purchase and Sale Agreement is hereby amended to
delete all the stricken red text (indicated textually in the manner as the following example: <FONT STYLE="color: red"><STRIKE>red text</STRIKE></FONT>)
and to add all underlined blue text (indicated textually in the same manner as the following example: <FONT STYLE="color: #004AEE"><B><U>blue
text</U></B></FONT>) as reflected in the blackline as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><U>Section&nbsp;8.26 Sale and Purchase of Canadian Contracts</U>.
The Parties shall cooperate in good faith to finalize the details of the purchase of the Canadian Contracts <FONT STYLE="color: red"><B><STRIKE>within
fifteen (15) Business Days </STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">by September&nbsp;24, 2025</FONT></B>
(or such later date mutually agreed by the Purchaser and the Seller) <FONT STYLE="color: red"><B><STRIKE>of the Signing Date</STRIKE></B></FONT>.
To the extent there are tax issues related to the sale and purchase of the Canadian Contracts, the Purchaser and the Seller agree that
they will work in good faith to resolve such tax issues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;3.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Effect
of Amendment; Ratification</U>. All provisions of each Agreement and the other Basic Documents, as expressly amended and modified by this
Amendment, shall remain in full force and effect. After this Amendment becomes effective, (i)&nbsp;all references in the Back Book Purchase
and Sale Agreement (or in any other Basic Document) to &ldquo;this Back Book Purchase and Sale Agreement&rdquo;, &ldquo;this Agreement&rdquo;,
 &ldquo;hereof&rdquo;, &ldquo;herein&rdquo; or words of similar effect referring to the Back Book Purchase and Sale Agreement shall be
deemed to be references to the Back Book Purchase and Sale Agreement as amended by this Amendment and (ii)&nbsp;all references in the
Master Purchase and Sale Agreement (or in any other Basic Document) to &ldquo;this Master Purchase and Sale Agreement&rdquo;, &ldquo;this
Agreement&rdquo;, &ldquo;hereof&rdquo;, &ldquo;herein&rdquo; or words of similar effect referring to the Master Purchase and Sale Agreement
shall be deemed to be references to the Master Purchase and Sale Agreement as amended by this Amendment. This Amendment shall not be deemed,
either expressly or impliedly, to waive, amend or supplement any provision of either Agreement other than as set forth herein. It is the
intent of the parties hereto, and the parties hereto agree, that this Amendment shall not constitute a novation of either Agreement, any
other Basic Document or any of the rights, obligations or liabilities thereunder. Each Agreement, as amended by this Amendment, is hereby
ratified and confirmed in all respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;4.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Effectiveness</U>.
This Amendment shall become effective as of the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;5.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Severability</U>.
Any provisions of this Amendment which are prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective
to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or
unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;6.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Basic
Document</U>. This Amendment shall be a Basic Document for purposes of the Back Book Purchase and Sale Agreement and Master Purchase and
Sale Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;7.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Counterparts</U>.
This Amendment may be executed in any number of counterparts and by different parties on separate counterparts, each of which when so
executed shall be deemed to be an original and all of which when taken together shall constitute but one and the same agreement. Delivery
of an executed counterpart of a signature page&nbsp;to this Amendment by facsimile or other electronic means or e-mail transmission shall
be equally effective as delivery of an originally executed counterpart hereof. The words &ldquo;execution&rdquo;, &ldquo;executed&rdquo;,
 &ldquo;signed&rdquo;, &ldquo;signature&rdquo;, and words of like import in this Amendment shall be deemed to include electronic signatures
or electronic records, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or
the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any applicable law, including
the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any
other similar state laws based on the Uniform Electronic Transactions Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;8.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Section&nbsp;Headings</U>.
The various headings of this Amendment are included for convenience only and shall not affect the meaning or interpretation of this Amendment,
the either Agreement or any provision hereof or thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;9.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Governing
Law</U>. THIS <FONT STYLE="text-transform: uppercase">Amendment,&nbsp;INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE
GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE
GENERAL OBLIGATIONS LAW OF THE STATE OF NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF).</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;10.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Submission
to Jurisdiction</U>. Each party submits to the nonexclusive jurisdiction of the United States District Court for the Southern District
of New York and of any New York State Court sitting in New York, New York for legal proceedings relating to this Amendment; provided,
that, nothing contained herein or in any other Basic Document will prevent any Party from bringing any action to enforce any award or
judgement or exercise any right under the Basic Documents in any other forum in which jurisdiction can be established. Each party irrevocably
waives, to the fullest extent permitted by Applicable Laws, any objection that it may now or in the future have to the venue of a proceeding
brought in such a court and any claim that the proceeding was brought in an inconvenient forum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-transform: uppercase">SECTION&nbsp;11.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;</FONT></FONT><U>Waiver
of Jury Trial</U>. <FONT STYLE="text-transform: uppercase">EACH PARTY HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY RIGHT
TO TRIAL BY JURY OF ANY CLAIM, DEMAND, ACTION, OR CAUSE OF ACTION (A)&nbsp;ARISING UNDER THIS Amendment OR (B)&nbsp;IN ANY WAY CONNECTED
WITH OR RELATED OR INCIDENTAL TO THE DEALINGS OF THE PARTIES IN RESPECT OF THIS AMENDMENT OR ANY OF THE TRANSACTIONS RELATED HERETO,&nbsp;IN
EACH CASE, WHETHER NOW OR EXISTING OR HEREAFTER ARISING, AND WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE. EACH PARTY HEREBY FURTHER
AGREES AND CONSENTS THAT ANY SUCH CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT A JURY AND THAT A PARTY
MAY&nbsp;FILE A COPY OF THIS Amendment WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENT OF THE PARTIES TO THE WAIVER OF THEIR RIGHT </FONT>TO
TRIAL BY JURY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-variant: small-caps"><I>[Signature
Page&nbsp;Follow]</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, the parties
have executed this Amendment as of the date first written above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt"><B>HARLEY-DAVIDSON CREDIT CORP.</B>, <BR>
as Seller </FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%">&nbsp;</TD>
    <TD STYLE="width: 5%"><FONT STYLE="font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 45%"><FONT STYLE="font-size: 10pt">/s/ David Viney</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">David Viney </FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Vice President and Treasurer</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt"><B>CAVENDISH LLC</B>, <BR>
as Purchaser</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">/s/ Harin de Silva</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Harin de Silva</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Authorized Person</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; text-indent: 420pt"><I>PIMCO Omnibus Amendment</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><I>(August&nbsp;2025)</I></P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<DOCUMENT>
<TYPE>EX-2.7
<SEQUENCE>4
<FILENAME>tm2530329d1_ex2-7.htm
<DESCRIPTION>EXHIBIT 2.7
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>EXHIBIT&nbsp;2.7</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Certain portions of this Exhibit&nbsp;have
been redacted pursuant to Item 601(b)(2)&nbsp;and (10)&nbsp;of Regulation S-K and, where applicable, have been marked with &ldquo;[***]&rdquo;
to indicate where redactions have been made.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B><I>Execution Version</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">This SECOND AMENDMENT TO
PURCHASE AGREEMENTS, AND FIRST AMENDMENT TO SERVICING AGREEMENT, AND WAIVER WITH RESPECT TO BACK BOOK PURCHASE AGREEMENT dated as of
October&nbsp;30, 2025 (this &ldquo;<U>Amendment</U>&rdquo;) is by and between Harley-Davidson Credit Corp., a Nevada corporation
(the &ldquo;<U>Seller</U>&rdquo; and, in its servicing capacity under the Servicing Agreement, the &ldquo;<U>Servicer</U>&rdquo;)
and KKR Morrow Trust, a Delaware statutory trust (the &ldquo;<U>Purchaser</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Capitalized terms used but
not otherwise defined herein (including such terms used above) have the respective meanings assigned thereto in the Master Purchase and
Sale Agreement, the Servicing Agreement and the Back Book Purchase and Sale Agreement described below.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">BACKGROUND</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">A.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Seller and the Purchaser are parties to that certain Master Purchase and Sale Agreement, dated as of July&nbsp;30, 2025 (as may be amended,
restated, supplemented or otherwise modified from time to time prior to the date hereof, the &ldquo;<U>Existing Master Purchase and Sale
Agreement</U>&rdquo; and as amended by this Amendment, the &ldquo;<U>Master Purchase and Sale Agreement</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">B.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Servicer and the Purchaser are parties to that certain Servicing Agreement, dated as of July&nbsp;30, 2025 (as may be amended, restated,
supplemented or otherwise modified from time to time prior to the date hereof, the &ldquo;<U>Existing Servicing Agreement</U>&rdquo; and
as amended by this Amendment, the &ldquo;<U>Servicing Agreement</U>&rdquo; and together with the Master Purchase and Sale Agreement, the
 &ldquo;<U>Agreements</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">C.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Seller and the Purchaser are parties to that certain Back Book Purchase and Sale Agreement, dated as of July&nbsp;30, 2025 (as may be
amended, restated, supplemented or otherwise modified from time to time prior to the date hereof, the &ldquo;<U>Existing Back Book Purchase
and Sale Agreement</U>&rdquo;, and as amended by this Amendment, the &ldquo;<U>Back Book Purchase and Sale Agreement</U>&rdquo; and together
with the Master Purchase and Sale Agreement and the Servicing Agreement, the &ldquo;<U>Agreements</U>&rdquo;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">D.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
parties hereto desire to amend or waive certain provisions of the Agreements as set forth herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, with the intention
of being legally bound hereby, and in consideration of the mutual undertakings expressed herein, each party to this Amendment hereby agrees
as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">SECTION&nbsp;1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Amendments
to Existing Master Purchase and Sale Agreement</U><I>. </I>Subject to the satisfaction of the conditions set forth in <U>Section&nbsp;2</U>
herein, on and as of the Amendment Effective Date (as defined below), the Existing Master Purchase and Sale Agreement (excluding the exhibits
thereto, except Exhibit&nbsp;D (Form&nbsp;of Repricing Confirmation) and Exhibit&nbsp;F (Data Tape Fields)) is hereby amended to delete
the stricken text (indicated textually in the same manner as the following example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT>)
and to add the bold, double-underlined text (indicated textually in the same manner as the following example: <FONT STYLE="text-decoration: underline double; color: blue"><B>double-
underlined text</B></FONT>) as set forth in the pages&nbsp;of the Master Purchase and Sale Agreement attached hereto as <U>Annex A</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Amendments
to Existing Servicing Agreement</U><I>. </I>Subject to the satisfaction of the conditions set forth in <U>Section&nbsp;2</U> herein, on
and as of the Amendment Effective Date, the Existing Servicing Agreement is (excluding the exhibits thereto, except Exhibit&nbsp;B (Form&nbsp;of
Portfolio and Settlement Report)) hereby amended to delete the stricken text (indicated textually in the same manner as the following
example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT>) and to add the bold, double-underlined text (indicated textually
in the same manner as the following example: <FONT STYLE="text-decoration: underline double; color: blue"><B>double-underlined text</B></FONT>)
as set forth in the pages&nbsp;of the Servicing Agreement attached hereto as <U>Annex B</U>.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Back
Book Purchase and Sale Agreement</U>. Subject to the satisfaction of the conditions set forth in <U>Section&nbsp;2</U> herein, on and
as of the Amendment Effective Date, the Purchaser hereby: </FONT>[***]</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">SECTION&nbsp;2.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Effectiveness</U>. This Amendment
shall become effective on the first date (the &ldquo;<U>Amendment Effective Date</U>&rdquo;) when, and only when, each of the applicable
conditions set forth below have been satisfied:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;each
of the Seller, the Servicer and the Purchaser shall have duly executed and delivered on behalf of such party a counterpart to this Amendment;
and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD>each of the Canada Seller and the Purchaser shall have entered into the Canada Master PSA.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;3. &#8239;&#8239;&#8239;&#8239;&#8239; <U>Effect
of Amendment; Ratification</U>. All provisions of each Agreement and the other Basic Documents, as expressly amended and modified by
this Amendment, shall remain in full force and effect. After this Amendment becomes effective, (i)&nbsp;all references in the Master
Purchase and Sale Agreement (or in any other Basic Document) to &ldquo;this Master Purchase and Sale Agreement&rdquo;, &ldquo;this
Agreement&rdquo;, &ldquo;hereof&rdquo;, &ldquo;herein&rdquo; or words of similar effect referring to the Master Purchase and Sale
Agreement shall be deemed to be references to the Master Purchase and Sale Agreement as amended by this Amendment, (ii)&nbsp;all
references in the Servicing Agreement (or in any other Basic Document) to &ldquo;this Servicing Agreement&rdquo;, &ldquo;this
Agreement&rdquo;, &ldquo;hereof&rdquo;, &ldquo;herein&rdquo; or words of similar effect referring to the Servicing Agreement shall
be deemed to be references to the Servicing Agreement as amended by this Amendment, and (iii)&nbsp;all references in the Back Book
Purchase and Sale Agreement (or in any other Basic Document) to &ldquo;this Back Book Purchase and Sale Agreement&rdquo;,
 &ldquo;this Agreement&rdquo;, &ldquo;hereof&rdquo;, &ldquo;herein&rdquo; or words of similar effect referring to the Back Book
Purchase and Sale Agreement shall be deemed to be references to the Back Book Purchase and Sale Agreement as amended by this
Amendment. This Amendment shall not be deemed, either expressly or impliedly, to waive, amend or supplement any provision of any
Agreement other than as set forth herein. It is the intent of the parties hereto, and the parties hereto agree, that this Amendment
shall not constitute a novation of any Agreement, any other Basic Document or any of the rights, obligations or liabilities
thereunder. Each Agreement, as amended by this Amendment, is hereby ratified and confirmed in all respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;4.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Severability</U>.
Any provisions of this Amendment which are prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective
to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or
unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;5.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Basic Document</U>.
This Amendment shall be a Basic Document for purposes of the Master Purchase and Sale Agreement, the Back Book Purchase and Sale Agreement
and the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;6.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Counterparts</U>.
This Amendment may be executed in any number of counterparts and by different parties on separate counterparts, each of which when so
executed shall be deemed to be an original and all of which when taken together shall constitute but one and the same agreement. Delivery
of an executed counterpart of a signature page&nbsp;to this Amendment by facsimile or other electronic means or e-mail transmission shall
be equally effective as delivery of an originally executed counterpart hereof. The words &ldquo;execution&rdquo;, &ldquo;executed&rdquo;,
 &ldquo;signed&rdquo;, &ldquo;signature&rdquo;, and words of like import in this Amendment shall be deemed to include electronic signatures
or electronic records, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or
the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any applicable law, including
the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any
other similar state laws based on the Uniform Electronic Transactions Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;7. &#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Section&nbsp;Headings</U>.
The various headings of this Amendment are included for convenience only and shall not affect the meaning or interpretation of this Amendment,
any Agreement or any provision hereof or thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;8. &#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Governing
Law</U>. THIS AMENDMENT,&nbsp;INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE
WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF
NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;9.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Submission
to Jurisdiction</U>. Each party submits to the nonexclusive jurisdiction of the United States District Court for the Southern District
of New York and of any New York State Court sitting in New York, New York for legal proceedings relating to this Amendment; provided,
that, nothing contained herein or in any other Basic Document will prevent any Party from bringing any action to enforce any award or
judgement or exercise any right under the Basic Documents in any other forum in which jurisdiction can be established. Each party irrevocably
waives, to the fullest extent permitted by Applicable Laws, any objection that it may now or in the future have to the venue of a proceeding
brought in such a court and any claim that the proceeding was brought in an inconvenient forum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;10.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Waiver
of Jury Trial</U>. EACH PARTY HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY RIGHT TO TRIAL BY JURY OF ANY CLAIM, DEMAND,
ACTION, OR CAUSE OF ACTION (A)&nbsp;ARISING UNDER THIS AMENDMENT OR (B)&nbsp;IN ANY WAY CONNECTED WITH OR RELATED OR INCIDENTAL TO THE
DEALINGS OF THE PARTIES IN RESPECT OF THIS AMENDMENT OR ANY OF THE TRANSACTIONS RELATED HERETO,&nbsp;IN EACH CASE, WHETHER NOW OR EXISTING
OR HEREAFTER ARISING, AND WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE. EACH PARTY HEREBY FURTHER AGREES AND CONSENTS THAT ANY SUCH
CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT A JURY AND THAT A PARTY MAY&nbsp;FILE A COPY OF THIS
AMENDMENT WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENT OF THE PARTIES TO THE WAIVER OF THEIR RIGHT TO TRIAL BY JURY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in">SECTION&nbsp;11.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Limitation of Liability
of the Owner Trustee</U>. It is expressly understood and agreed by the parties hereto that (i)&nbsp;this Amendment is executed and
delivered by Wilmington Trust, National Association, (&ldquo;<U>WTNA</U>&rdquo;), not individually or personally but solely in its
capacity as trustee on behalf of the Purchaser (in such capacity, the &quot;<U>Owner Trustee</U>&quot;), in the exercise of the
powers and authority conferred and vested in it under the Second Amended and Restated Trust Agreement, dated as of October&nbsp;30,
2025, among KKR Morrow Borrower, LLC, as administrator (the &ldquo;<U>Administrator</U>&rdquo;) and depositor, and WTNA as Owner
Trustee (the &ldquo;<U>Trust Agreement</U>&rdquo;), (ii)&nbsp;each of the representations, warranties, undertakings and agreements
herein made on the part of the Purchaser is made and intended not as personal representations, warranties, undertakings and
agreements by WTNA or the Owner Trustee but is made and intended for the purpose of binding, and is binding only on, the Purchaser,
(iii)&nbsp;nothing herein contained shall be construed as creating any obligation or liability on WTNA, individually or personally
or as Owner Trustee, to perform any covenant either expressed or implied contained herein, all such obligation or liability, if any,
being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto,
(iv)&nbsp;WTNA, individually and as Owner Trustee, has made no and
will make no investigation as to the accuracy or completeness of any representations or warranties made by the Purchaser in this
Amendment and (v)&nbsp;under no circumstances shall WTNA or the Owner Trustee be personally liable for the payment of any
indebtedness, indemnities or expenses of the Purchaser or be liable for the performance, breach or failure of any obligation,
representation, warranty or covenant made or undertaken by the Purchaser under this Amendment or any other related documents, as to
all of which recourse shall be had solely to the assets of the Purchaser. It is expressly understood and agreed that except for
those specific duties of that the Owner Trustee has expressly undertaken to perform for the Purchaser pursuant to the Trust
Agreement, the rights, duties and obligations of the Purchaser hereunder will be exercised and performed by Administrator or other
agents on behalf of the Purchaser and under no circumstances shall the Owner Trustee have any duty or obligation to monitor,
supervise, exercise or perform the rights, duties or obligations of the Purchaser or the Administrator or any other agents of the
Purchaser hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-variant: small-caps"><I>[Signature
Page&nbsp;Follow]</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">IN WITNESS WHEREOF, the parties have executed this Amendment
as of the date first written above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>HARLEY-DAVIDSON CREDIT CORP.</B></FONT><FONT STYLE="font-size: 10pt">,</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">as Seller and Servicer</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 5%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 45%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ David Viney</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">David Viney</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vice President and Treasurer</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>KKR MORROW TRUST</B></FONT><FONT STYLE="font-size: 10pt">,</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">as Purchaser</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By: Wilmington Trust, National Association, not in its individual capacity but solely as Owner Trustee on behalf of the Purchaser</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Amanda Berg</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amanda Berg</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assistant Vice President</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><I>KKR Omnibus Amendment</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>ANNEX A</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">Master Purchase and Sale Agreement</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">See attached.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Certain portions of this Exhibit&nbsp;have been redacted pursuant
to Item 601(b)(2)&nbsp;and (10)&nbsp;of Regulation S-K and, where applicable, have been marked with &ldquo;[***]&rdquo; to indicate where
redactions have been made.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0pt 0; font-family: Times New Roman, Times, Serif"><B><I>Execution Version</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: blue"><B>Conformed
through second amendment dated as of October&nbsp;30, 2025</B></FONT><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>MASTER PURCHASE AND SALE AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>by and between</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>Harley-Davidson Credit Corp.,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>as Seller</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>and</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>KKR Morrow Trust, as</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>Purchaser</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>DATED AS OF JULY 30, 2025</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>TABLE OF CONTENTS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">PAGE</P>

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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">ARTICLE I DEFINITIONS AND USAGE</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left; width: 15%">&nbsp;</TD>
    <TD STYLE="width: 80%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 1.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Definitions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">ARTICLE II COMMITMENT TO SELL APPLICABLE POOLS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Commitments to Sell and Purchase Applicable Pools</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Payment of Purchase Price</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>3</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>3</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Termination Options</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>3</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>3</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Taxes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>4</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>5</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Re-Liening Trigger Events</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>5</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>5</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Pricing Model Change</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Incremental Commitment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>7</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>6</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">ARTICLE III TRUE SALE</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>7</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>6</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 3.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Recourse</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>7</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>6</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 3.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Intent of the Parties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right"><P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
                                  <P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">ARTICLE IV CLOSINGS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>8</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>7</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 4.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Effecting Purchases</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>8</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>7</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">ARTICLE V REPRESENTATIONS AND WARRANTIES</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>9</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>8</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Representations and Warranties of the Purchaser</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>9</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>8</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Representations and Warranties of the Seller</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">ARTICLE VI CONDITIONS</FONT></TD>
    <TD STYLE="text-align: right">15</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 6.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Conditions to Obligation of the Purchaser</FONT></TD>
    <TD STYLE="text-align: right">15</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 6.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Conditions to Obligation of the Seller</FONT></TD>
    <TD STYLE="text-align: right">16</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">ARTICLE VII COVENANTS OF THE SELLER</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>18</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>17</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Protection of Right, Title and Interest</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>18</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>17</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.2</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Other Liens or Interests</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>19</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>18</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Notice of Servicer Termination or Re-Liening Trigger Event</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>19</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>18</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Collections</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>19</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>18</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Inspection</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">18</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Compliance with Laws, Etc</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>21</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>20</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Additional Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>21</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>20</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Negative Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">ARTICLE VIII REPURCHASE; INDEMNIFICATION; MISCELLANEOUS PROVISIONS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.1</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Repurchase of Contracts by the Seller</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">21</FONT></TD></TR>
</TABLE>
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<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left; width: 15%"><FONT STYLE="font-size: 10pt">Section 8.2</FONT></TD>
    <TD STYLE="width: 80%"><FONT STYLE="font-size: 10pt">Assignment of Repurchased Contracts</FONT></TD>
    <TD STYLE="text-align: right; width: 5%"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>23</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>22</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.3</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Indemnity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>23</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>22</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.4</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Publicity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.5</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Amendment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.6</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Waivers</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>25</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>24</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.7</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Notices</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>25</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>24</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.8</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Costs and Expenses</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.9</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Survival</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>26</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>24</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Headings and Cross-References</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>26</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>25</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Governing Law</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>26</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>25</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Submission to Jurisdiction</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>26</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>25</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Waiver of Jury Trial</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Counterparts; Originals</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.15</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Further Assurances; Cooperation in Financing Efforts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>27</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>26</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.16</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Reliance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>28</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>26</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.17</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Severability of Provisions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>28</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>26</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.18</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Assignment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>28</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>26</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.19</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Third-Party Beneficiaries</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>28</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>26</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.20</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Special Acknowledgement of Purchaser</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.21</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Confidentiality</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.22</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Obligor Information; Security Requirements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.23</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Securitizations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">29</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.24</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Reconstitution</FONT></TD>
    <TD STYLE="text-align: right">29</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.25</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Harley-Davidson Securitization Transaction</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>32</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>29 </B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="text-decoration: underline double; color: blue"><B>Section 8.26</B></FONT></TD>
    <TD><FONT STYLE="text-decoration: underline double; color: blue"><B>Trustee Limitation of Liability</B></FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="text-decoration: underline double; color: blue"><B>29</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section <FONT STYLE="color: red"><B><STRIKE>8.26</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>8.27</B></FONT></FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Sale and Purchase of Canadian Contracts</FONT></TD>
    <TD STYLE="text-align: right">29</TD></TR>
  </TABLE>
<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>EXHIBITS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;A FORM&nbsp;OF NOTICE OF SALE<BR>
 EXHIBIT&nbsp;B FORM&nbsp;OF
ASSIGNMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;C FORM&nbsp;OF CONTRACT SCHEDULE SUPPLEMENT <BR>
EXHIBIT&nbsp;D
FORM&nbsp;OF REPRICING CONFIRMATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;E [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;F DATA TAPE FIELDS<BR>
 EXHIBIT&nbsp;G CLOSING CHECKLIST <BR>
EXHIBIT&nbsp;H
CREDIT POLICY</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;I SECURITIZATION TRANSACTION COOPERATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>APPENDIX</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">APPENDIX A Definitions</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>MASTER PURCHASE AND SALE AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">THIS MASTER PURCHASE AND SALE
AGREEMENT (as from time to time amended, restated, supplemented or otherwise modified and in effect, this &ldquo;<U>Agreement</U>&rdquo;)
is made as of July&nbsp;30, 2025, by and between Harley-Davidson Credit Corp., a Nevada corporation (the &ldquo;<U>Seller</U>&rdquo;)
and KKR Morrow Trust, a Delaware statutory trust (the &ldquo;<U>Purchaser</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">RECITALS:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, in the regular course
of its business, the Seller purchases and services motorcycle promissory notes and security agreements from Eaglemark Savings Bank, which
contracts provide for installment payment obligations by or on behalf of the retailer&rsquo;s customer/purchaser and grants security interests
in the related motorcycles in order to secure such obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Seller wishes
to sell, and the Purchaser wishes to purchase, from time to time, Contracts and related property (including the security interests in
the related Financed Vehicles) pursuant to the terms of this Agreement on a servicing-released basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, as of the Signing
Date, HDCC as Servicer has agreed to service the Purchased Property for the benefit of the Purchaser pursuant to the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Seller and the
Purchaser wish to provide in this Agreement, among other things, the terms on which the Contracts and related property are to be sold
by the Seller to the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, in consideration
of the foregoing, other good and valuable consideration, and the mutual terms and covenants contained herein, the parties hereto agree
as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;I</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 157.3pt; text-indent: 0.5in">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">DEFINITIONS AND USAGE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;1.1
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Definitions</U>. Certain capitalized terms used in the above
recitals and in this Agreement are defined in and shall have the respective meanings assigned to them in (or by reference in)
Appendix A to this Agreement. All references herein to &ldquo;the Agreement&rdquo; or &ldquo;this Agreement&rdquo; are to this
Master Purchase and Sale Agreement as it may be amended, supplemented or modified from time to time, the exhibits and attachments
hereto, and all references herein to Articles, Sections and subsections are to Articles, Sections or subsections of this Agreement
unless otherwise specified. The rules&nbsp;of construction and usage set forth in such Appendix A shall be applicable to this
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">ARTICLE&nbsp;II</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">COMMITMENT TO SELL APPLICABLE POOLS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;2.1 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Commitments to Sell
and Purchase Applicable Pools</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Seller
Obligation</U>. Upon the terms and subject to the conditions set forth in this Agreement, and in reliance on the covenants,
representations, warranties and agreements set forth herein, the Seller (i)&nbsp;agrees to offer to the Purchaser an amount of
Contracts with an aggregate Outstanding Principal Balance at least equal to the Applicable Offer Target for the related period and
(ii)&nbsp;commits to sell to the Purchaser the Applicable Pool on each Purchase Date during the Commitment Period, <U>provided</U>
that the Seller shall not offer for sale (x)&nbsp;to the Purchaser or any other purchaser that is not an affiliate of the Seller, an
amount of Eligible Contracts greater than 75% of the Outstanding Principal Balance of Eligible Contracts acquired by the Seller in
each Measurement Period or (y)&nbsp;to the Purchaser an amount of Eligible Contracts greater than 50% by Outstanding Principal
Balance of Eligible Contracts acquired by the Seller which were eligible for inclusion in each Applicable Pool.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(b)</FONT></TD><TD><U>Purchaser Obligation</U>.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Upon
the terms and subject to the conditions set forth in this Agreement, and in reliance on the covenants, representations, warranties and
agreements herein set forth, the Purchaser commits to purchase each Applicable Pool during the Commitment Period on each related Purchase
Date pursuant to <FONT STYLE="color: red"><B><STRIKE>Section&nbsp;4.1(a)</STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>Section&nbsp;4.1(a)</B></FONT>&nbsp;consisting
of Contracts with an aggregate Outstanding Principal Balance in an amount<FONT STYLE="color: blue"><B><FONT STYLE="text-decoration: underline double">, which
when combined with the US Dollar Equivalent Amount of the &ldquo;Outstanding Principal Balance&rdquo; of all &ldquo;Purchased Contracts&rdquo;
(as such terms are defined in the Canada Master PSA) purchased in the same period, is</FONT></B></FONT> at least equal to the Applicable
Purchase Target for the related period; <U>provided</U> that the Purchaser shall not (unless the Purchaser elects to do so in its sole
discretion) be required to purchase any Applicable Pool (x)&nbsp;within any Measurement Period if the Cutoff Date Aggregate Outstanding
Principal Balance for all Applicable Pools purchased during such Measurement Period<FONT STYLE="text-decoration: underline double; color: blue"><B>,
which when combined with the US Dollar Equivalent Amount of the &ldquo;Outstanding Principal Balance&rdquo; of all &ldquo;Purchased Contracts&rdquo;
(as such terms are defined in the Canada Master PSA) purchased in the same period,</B></FONT> exceeds or would exceed the Applicable
Purchase Target and (y)&nbsp;if the sum of the Cutoff Date Aggregate Outstanding Principal Balance for all Applicable Pools purchased
during the Commitment Period<FONT STYLE="text-decoration: underline double; color: blue"><B>, which when combined with the US Dollar
Equivalent Amount of the &ldquo;Outstanding Principal Balance&rdquo; of all &ldquo;Purchased Contracts&rdquo; (as such terms are defined
in the Canada Master PSA) purchased in the same period,</B></FONT> exceeds the Annual Commitment Amount.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
the occurrence of a Level One Performance Trigger Event, a Commitment Tail Period shall commence on the related Determination Date. For
the purposes of this test:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<U>Level One Performance Trigger
Event</U>&rdquo; means an event that shall occur if, as of any Determination Date, [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0">&ldquo;<U>Net Defaulted Contract
Balance Rate</U>&rdquo; means, with respect to any Determination Date, the product of (i)&nbsp;twelve (12) and (ii)&nbsp;a
percentage equivalent of a fraction (a)&nbsp;the numerator of which is equal to the positive excess of (x)&nbsp;the aggregate
Outstanding Principal Balance of all Receivables relating to Purchased Contracts that became Defaulted Contracts during the calendar
month prior to such Determination Date <FONT STYLE="text-decoration: underline double; color: blue"><B>plus the aggregate US Dollar
Equivalent Amount of &ldquo;Outstanding Principal Balance&rdquo; of all &ldquo;Receivables&rdquo; relating to &ldquo;Purchased
Contracts&rdquo; that became &ldquo;Defaulted Contracts&rdquo; (as such terms are defined in the Canada Master PSA) during the
calendar month prior to such Determination Date </B></FONT>over (y)&nbsp;the Net Liquidation Proceeds <FONT STYLE="text-decoration: underline double; color: blue"><B>plus
the US Dollar Equivalent Amount of &ldquo;Net Liquidation Proceeds&rdquo; (as defined in the Canada Master PSA) </B></FONT>received
during the calendar month prior to such Determination Date, and (b)&nbsp;the denominator of which is equal to the aggregate
Outstanding Principal Balance of all Receivables relating to Purchased Contracts that were not Defaulted Contracts <FONT STYLE="text-decoration: underline double; color: blue"><B>plus
the US Dollar Equivalent Amount of &ldquo;Outstanding Principal Balance&rdquo; of all &ldquo;Receivables&rdquo; relating to
 &ldquo;Purchased Contracts&rdquo; that were not &ldquo;Defaulted Contracts&rdquo; (as such terms are defined in the Canada Master
PSA), in each case, </B></FONT>as of the first day of the calendar month prior to such Determination Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<U>Quarterly Vintage</U>&rdquo;
means each group of three <FONT STYLE="text-decoration: underline double; color: blue"><B>(3)</B></FONT><B><FONT STYLE="color: blue">&nbsp;</FONT></B>Applicable
Pools <FONT STYLE="text-decoration: underline double; color: blue"><B>with consecutive Purchase Dates under this Agreement together with
three (3)&nbsp;&ldquo;Applicable Pools&rdquo; purchased under the Canada Master PSA in the same calendar months</B></FONT>; provided that
the first Quarterly Vintage shall be Applicable Pools acquired on the first three <FONT STYLE="text-decoration: underline double; color: blue"><B>(3)</B></FONT><B><FONT STYLE="color: blue">&nbsp;</FONT></B>Purchase
Dates <FONT STYLE="text-decoration: underline double; color: blue"><B>under this Agreement together with the &ldquo;Applicable Pools&rdquo;
acquired on the first three (3)&nbsp;&ldquo;Purchase Dates&rdquo; (as such terms are defined in the Canada Master PSA) under the Canada
Master PSA</B></FONT>, and the second Quarterly Vintage shall be the Applicable Pools acquired <FONT STYLE="text-decoration: underline double; color: blue"><B>under
this Agreement </B></FONT>on the fourth, fifth and sixth Purchase Dates <FONT STYLE="text-decoration: underline double; color: blue"><B>under
this Agreement together with the &ldquo;Applicable Pools&rdquo; acquired under the Canada Master PSA on the fourth, fifth and sixth &ldquo;Purchased
Date&rdquo; (as defined in the Canada Master PSA) </B></FONT>and so on.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0">&ldquo;<U>Three-Month
Rolling Average</U>&rdquo; means, as of any date of determination, when used immediately preceding a reference to a rate, the weighted
average of such rate by the Outstanding Principal Balance of all Receivables relating to Purchased Contracts<FONT STYLE="text-decoration: underline double; color: blue"><B> or
the US Dollar Equivalent Amount of &ldquo;Outstanding Principal Balance&rdquo; of all &ldquo;Receivables&rdquo; relating to &ldquo;Purchased
Contracts&rdquo; (as such terms are defined in the Canada Master PSA), as applicable</B></FONT>, calculated for each of the three (3)&nbsp;most
recently ended calendar months.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<U>Underwritten Three-Month Rolling
Average Net Defaulted Contract Balance Rate</U>&rdquo; [***].</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>During
a Commitment Tail Period, [***]. On the last day of the Commitment Tail Period, unless mutually agreed by the Seller and the Purchaser
otherwise, the Seller&rsquo;s obligation to offer Contracts to the Purchaser and the Purchaser&rsquo;s obligation to purchase Contracts
from the Seller shall terminate.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;2.2 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Payment
of Purchase Price</U>. Upon the terms and subject to the conditions set forth in this Agreement, and in reliance on the covenants, representations,
warranties and agreements herein set forth, the Purchase Price due on each Purchase Date shall be paid by the Purchaser to the Seller
on such Purchase Date by wire transfer of immediately available funds to an account or accounts designated by the Seller. The Purchase
Price for each Applicable Pool will be set forth in the Notice of Sale for such Applicable Pool provided in accordance with Section&nbsp;4.1(a).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;2.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Termination Options</U>.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Seller
Termination Options</U>. The Seller may deliver a Notice of Termination to the Purchaser at any time after the occurrence and during the
continuance of any of the following (the &ldquo;<U>Seller Termination Option</U>&rdquo;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(i)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; an Insolvency Event with respect to the Purchaser;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>failure
of the Purchaser to pay the total Purchase Price on any Purchase Date pursuant to Section&nbsp;2.2 (other than as a result of a condition
precedent failing to be satisfied) if such failure is not cured within five (5)&nbsp;Business Days;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
breach of any representation, warranty or covenant in any Basic Document in any material respect by the Purchaser and, if such breach
is reasonably capable of being cured and the Purchaser is attempting in good faith to remedy such breach, such breach shall continue uncured
for more than thirty (30) days after written notice of such failure is received from the Seller to the Purchaser or after discovery of
such failure by the Purchaser; or</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>a
Purchase Target Shortfall of more than $[***] occurs for any Measurement Period.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Purchaser
Termination Options</U>. The Purchaser may deliver a Notice of Termination to the Seller at any time after the occurrence and during the
continuance of any of the following (the &ldquo;<U>Purchaser Termination Option</U>&rdquo;):</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(i)</FONT> &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;an Insolvency Event with respect to the Seller;</P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Purchaser has terminated HDCC as the Servicer under the Servicing Agreement;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
breach of any representation, warranty or covenant in any Basic Document in any material respect by the Seller and, if such breach is
reasonably capable of being cured and the Seller is attempting in good faith to remedy such breach, such breach shall continue uncured
for more than thirty (30) days after written notice of such breach is received from the Purchaser to the Seller or after discovery of
such breach by the Seller;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Seller&rsquo;s breach of its repurchase obligations pursuant to <U>Section&nbsp;8.1</U> of this Agreement and the Back Book PSA which
is not cured within ten (10)&nbsp;Business Days after the end of the related Repurchase Period and with respect to which the aggregate
Repurchase Price in respect of such Contracts is greater than $[***];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(v)</FONT>&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the occurrence of a Level Two Performance Trigger Event;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT> the occurrence of a Company Sale or a Parent Change in Control;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>an
Offer Target Shortfall of more than $[***] occurs for any Measurement Period; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(viii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
occurrence of the End Date without the purchase and sale of an Applicable Pool as contemplated in Section&nbsp;2.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;2.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Taxes</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>All
payments made by HDCC, the Seller or the Purchaser under this Agreement and the other Basic Documents shall be made free and clear
of, and without deduction or withholding for or on account of, any Tax, except as required by Applicable Law. If any Applicable Law
requires the deduction or withholding of any Tax from any such payment, then the applicable withholding agent shall be entitled to
make such deduction or withholding and shall timely pay the full amount deducted or withheld to the relevant Governmental Authority
in accordance with Applicable Law and, if such Tax is a Non-Excluded Tax, then the amounts payable to the Party in respect of whom
such deduction or withholding was made shall be increased to the extent necessary to yield to such Party after such deduction or
withholding has been made (including such deductions and withholdings applicable to additional sums payable under this <U>Section&nbsp;2.4(a)</U>)
the amounts such Party would have been entitled to receive pursuant to this Agreement and the other Basic Documents had no such
deduction or withholding for Non-Excluded Taxes been made. Whenever any Party makes a deduction or withholding in respect of a
payment under this Agreement or the other Basic Documents, as promptly as possible thereafter, such Party shall send to the Party in
respect of whom such deduction or withholding was made a certified copy of an official receipt showing payment thereof. If any Party
fails to pay the full amount such Party deducts or withholds to the relevant Governmental Authority in accordance with Applicable
Law or provide to another Party the required documentary evidence in accordance with this <U>Section&nbsp;2.4(a)</U>, such Party
shall indemnify the Party in respect of whom such deduction or withholding was made or such documentary evidence should have been
delivered for any incremental Taxes, interest or penalties that may become payable by such Party as a result of any such failure.
The Parties shall cooperate in good faith to minimize, to the extent permissible under Applicable Law, the amount of any deduction
or withholding in respect of any payment under this Agreement or the other Basic Documents, including by providing any certificates
or forms that are reasonably requested to establish an exemption from (or reduction in) any deduction or withholding. The agreements
in this <U>Section&nbsp;2.4(a)</U>&nbsp;shall survive the termination of this Agreement and the payment of all other amounts payable
hereunder. This <U>Section&nbsp;2.4(a)</U>&nbsp;shall not apply to any income or capital gain of the Purchaser in respect of any
Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
anything herein to the contrary, any and all transfer, sales, use, registration, value-added, excise, stock, stamp, documentary, filing,
recording and other similar Taxes, filing fees and similar charges imposed as a result of the transactions contemplated by this Agreement
or the other Basic Documents (&ldquo;<U>Transfer Taxes</U>&rdquo;) shall be paid by and shall be the responsibility of Purchaser. To the
extent any such Transfer Taxes are paid or payable by the Seller, Purchaser shall promptly reimburse the Seller for such Transfer Taxes,
upon Purchaser&rsquo;s receipt of reasonably satisfactory evidence of the amount of such Transfer Taxes. The Parties will reasonably cooperate
in the preparation and filing of any Tax returns or other documentation in connection with any Transfer Taxes subject to this <U>Section&nbsp;2.4(b)</U>,
including joining in the execution of any such Tax returns and other documentation to the extent required by Applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;2.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Re-Liening
Trigger Events</U>. Upon the occurrence of a Re-Liening Trigger Event, the Seller shall notify the Purchaser in accordance with <U>Section&nbsp;7.3</U>
of such Re- Liening Trigger Event and, at the request of the Purchaser, the Seller shall, and the Seller shall direct and cause the
Title Lien Holder to (and to cooperate with the Servicer to) take all steps necessary to cause the Certificate of Title or other
evidence of ownership of each of the related Financed Vehicles to be revised to name the Purchaser or its designee (such designee to
be notified by the Purchaser to the Seller and the Servicer in writing from time to time) as lienholder; <U>provided</U> that any
Re-Liening Expenses shall be paid by the Seller. In addition, at the sole expense of the Purchaser, upon the request of the
Purchaser, the Seller shall, and the Seller shall direct and cause the Title Lien Holder to take all steps necessary to cause the
Certificate of Title or other evidence of ownership of the related Financed Vehicles identified by the Purchaser to be revised to
name the Purchaser or its designee (such designee to be notified by the Purchaser to the Seller and the Servicer in writing from
time to time) as lienholder. The Seller shall cause the Title Lien Holder to irrevocably appoint or cause each relevant subservicer
to irrevocably appoint, the Purchaser as its attorney-in-fact, such appointment being coupled with an interest, to take any and all
steps required to be performed pursuant to this <U>Section&nbsp;2.5</U>, including execution of Certificates of Title or any other
documents in the name of the Seller or such Title Lien Holder and, in connection with the appointment of any successor Servicer, to
execute a power of attorney with respect to such successor Servicer promptly after its appointment as such, naming such successor
Servicer as its attorney-in-fact for the same purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;2.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Pricing Model Change</U>.
[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;2.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Incremental Commitment</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>(a)</STRIKE></B></FONT>&nbsp;The
Seller may at any time and from time to time after the Effective Date, by notice to the Purchaser (an &ldquo;<U>Incremental
Commitment Request</U>&rdquo;), request that the Annual Commitment Amount and the Applicable Purchase Target be increased. Each
Incremental Commitment Request shall set forth the requested amount of the new Annual Commitment Amount and the requested amount of
the Applicable Purchase Target. The Purchaser shall, by notice to the Seller, by no later than twenty (20) Business Days after the
date of the Seller&rsquo;s Incremental Commitment Request, either agree to increase the Annual Commitment Amount and the Applicable
Purchase Target or decline to increase the Annual Commitment Amount and the Applicable Purchase Target. If the Purchaser does not
deliver such notice within such period of twenty (20) Business Days, the Purchaser shall be deemed to have declined to increase the
Annual <FONT STYLE="color: red"><B><STRIKE>Commitments</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Commitment
Amount</FONT></B> and the Applicable Purchase Target. Any portions of the requested increase in the Annual Commitment Amount
declined (or deemed declined) may be offered by the Seller to any Person selected by the Seller in its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;III</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">TRUE SALE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;3.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>No
Recourse</U>. It is understood that each sale of Purchased Property by the Seller to the Purchaser pursuant to this Agreement shall
be without recourse (except as set forth herein and in the other Basic Documents, including <U>Section&nbsp;8.1</U> hereof ), and
the Seller does not guarantee collection of any Receivable. Neither the Purchaser nor the Seller will account for or treat (whether
in its financial statements or otherwise) the transfers by the Seller to the Purchaser in any manner other than as the sale, or
absolute assignment, of the Contracts and related Rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;3.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Intent
of the Parties</U>. This Agreement and the related Assignment is intended to effect a sale of each Purchased Contract by the Seller
to the Purchaser, and the parties intend to treat each such transaction as a sale for all purposes, including for federal (and
applicable state and local) tax purposes. None of the Seller, the Purchaser or any of their Affiliates, shall take any position in
any Tax return or in any Tax examination, audit, claim or similar proceeding that is inconsistent with the foregoing intent unless
required to do so by a final determination as defined in Section&nbsp;1313 of the Code (or any similar provision of applicable state
or local law). It is the intention of the Seller that each sale, transfer, assignment and other conveyance of each Purchased
Contract contemplated by this Agreement and the related Assignment constitutes an independent sale of the related Purchased Property
from the Seller to the Purchaser and that the beneficial interest in and title to each such Purchased Contract shall not be part of
the Seller&rsquo;s estate in the event of the filing of a bankruptcy petition by or against the Seller under any bankruptcy law.
Although the Parties intend that each sale, transfer, assignment and other conveyance contemplated by this Agreement and the related
Assignment to be an independent sale, in the event any such transfer and assignment is deemed to be other than a sale, the Parties
intend and agree (i)&nbsp;that all filings described in this Agreement shall give the Purchaser a first priority perfected security
interest (subject to Permitted Liens) in, to and under the Purchased Contract and the related Purchased Property and all proceeds of
any of the foregoing, in each case with respect to such transfer and assignment; (ii)&nbsp;this Agreement, together with the related
Assignment, shall be deemed to be the grant of, and the Seller hereby grants to the Purchaser, a security interest from the Seller
to the Purchaser in such Contracts and the related Purchased Property in order to secure its obligations hereunder with respect to
such transfer and assignment; (iii)&nbsp;this Agreement shall be a security agreement under applicable law for the purpose of each
such transfer and assignment; and (iv)&nbsp;the Purchaser shall have all of the rights, powers and privileges of a secured party
under the UCC with respect to each such transfer and assignment and the Purchased Property related thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;IV</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CLOSINGS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;4.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Effecting
Purchases</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>General
Procedures</U>. During the Commitment Period, the purchase and sale of an Applicable Pool will occur on the Purchase Date, subject to
the satisfaction of the conditions precedent set forth in this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>With
respect to the initial Purchase Date and each other Purchase Date, not less than twenty (20) days prior to such Purchase Date, the Seller
shall provide to the Purchaser a reasonable estimate of the Cutoff Date Aggregate Outstanding Principal Balance of the Contracts the Seller
expects to offer to the Purchaser on such Purchase Date; <U>provided</U>, that, a final amount of the Cutoff Date Aggregate Outstanding
Principal Balance of the Contracts offered by the Seller to the Purchaser on such Purchase Date may differ from any such estimate.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>With
respect to the initial Purchase Date, not later than ten (10)&nbsp;Business Days prior to the initial Purchase Date, the Seller
shall deliver a Notice of Sale to the Purchaser, which shall be accompanied by a Data Tape with respect to each Contract in the
Applicable Pool. Such Notice of Sale shall specify for the related Applicable Pool (i)&nbsp;the Cutoff Date Aggregate Outstanding
Principal Balance, (ii)&nbsp;the applicable Purchase Date, (iii)&nbsp;the Cutoff Date for such Applicable Pool and (iv)&nbsp;the
Purchase Price for such Applicable Pool to be paid on the initial Purchase Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>With
respect to each Purchase Date that occurs after the initial Purchase Date, not later than five (5)&nbsp;Business Days prior to the related
Purchase Date, the Seller shall deliver a Notice of Sale to the Purchaser, which shall be accompanied by a Data Tape with respect to
each Contract in the related Applicable Pool. Such Notice of Sale shall specify for each Applicable Pool (i)&nbsp;the Cutoff Date Aggregate
Outstanding Principal Balance, (ii)&nbsp;the applicable Purchase Date, (iii)&nbsp;the Cutoff Date and (iv)&nbsp;the Purchase Price. The
Seller shall promptly provide to the Purchaser all data related to&#8239;the Applicable Pool that is necessary to determine the Purchase Price
for such Applicable Pool or that is reasonably requested by the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event the Seller or the Purchaser determines that (x)&nbsp;a Contract included in the related Offered Contracts does not satisfy the
representations and warranties set forth in <U>Section&nbsp;5.2(s)</U>&nbsp;prior to the related Purchase Date and unless waived in writing
by the Purchaser, the Seller shall remove such Contract from the related Contract Schedule Supplement, the Data Tape and the Assignment,
and such Contract shall not be sold to the Purchaser; or (y)&nbsp;if one or more of the Concentration Limits has been exceeded or after
giving effect to the purchase of the Applicable Pool would be exceeded as of the related Purchase Date as a result of the purchase of
the Applicable Pool, the Seller shall remove such Contracts as are necessary from the related Contract Schedule Supplement, the Data Tape
and the Assignment that would cause any such Concentration Limit to be exceeded or increase any related concentration.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Event of Termination has occurred and is continuing to the extent HDCC is the Servicer.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
and subject to the satisfaction or written waiver of the conditions specified in <U>Section&nbsp;6.1</U> and <U>Section&nbsp;6.2</U>,
on each Purchase Date, the Seller shall sell the related Applicable Pool to the Purchaser and the Purchaser shall purchase such Applicable
Pool from the Seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;V</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">REPRESENTATIONS AND WARRANTIES</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-indent: 0.5in; text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt auto"><FONT STYLE="font-size: 10pt">Section&nbsp;5.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties of the Purchaser</U>. The Purchaser represents and warrants to the Seller as of the date hereof and as of each
Purchase Date:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Organization
and Good Standing</U>. It has been duly organized and validly exists as an entity in good standing under the laws of the jurisdiction
of its organization, with power and authority to own its properties and to conduct its business as such properties are presently owned
and such business is presently conducted, including to acquire and own the Contracts and the related Receivables.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Due
Qualification</U>. It is duly qualified to do business and is in good standing and has obtained all necessary licenses and approvals in
all jurisdictions in which the ownership or lease of property or the conduct of its business requires such qualifications, licenses or
approvals (including the purchase of the Contracts and the related Receivables) except for non compliance which could not, individually
or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)</FONT> &nbsp;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Power and Authority</U>. It (i)&nbsp;has all necessary power,
authority and legal right to (A)&nbsp;execute and deliver the Basic Documents to which it is a party and (B)&nbsp;carry out the
terms of the Basic Documents to which it is a party and (ii)&nbsp;has taken all necessary action to authorize the execution,
delivery and performance of the Basic Documents to which it is a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Due
Authorization; Enforceability; No Violation</U>. This Agreement and the other Basic Documents to which it is a party have been duly
authorized, executed and delivered by the Purchaser, and each is the legal, valid and binding obligation of the Purchaser,
enforceable against the Purchaser in accordance with its terms, except as such enforceability may be limited by applicable
insolvency, bankruptcy, reorganization, conservatorship, receivership, liquidation or other laws and by general principles of
equity, regardless of whether such enforceability is considered in a proceeding in equity or at law. The consummation of the
transactions contemplated by this Agreement and the Basic Documents to which it is a party and the fulfillment of the terms of this
Agreement and Basic Documents to which it is a party shall not conflict with, result in any breach of any of the terms and
provisions of or constitute (with or without notice or lapse of time) a default under, the articles of incorporation or bylaws of
the Purchaser, or, in any material respect, any indenture, agreement, mortgage, deed of trust or other instrument to which the
Purchaser is a party or by which it is bound, or result in the creation or imposition of any Lien upon any of its properties
pursuant to the terms of any such indenture, agreement or other instrument, or violate, in any material respect, any law or, to the
best of the Purchaser&rsquo;s knowledge, any order, rule&nbsp;or regulation applicable to the Purchaser of any Governmental
Authority having jurisdiction over the Purchaser or any of its properties, in each case, that would materially and adversely affect
the performance by the Purchaser of its obligations under, or the validity and enforceability of, this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Proceedings</U>. There are no proceedings or investigations pending, or, to the best of the Purchaser&rsquo;s knowledge, threatened, before
any Governmental Authority having jurisdiction over the Purchaser or any of its properties (i)&nbsp;asserting the invalidity of this Agreement
and the other Basic Documents to which it is a party, or (ii)&nbsp;seeking any determination or ruling that might materially and adversely
affect the performance by the Purchaser of its obligations under, or the validity or enforceability of, this Agreement and the other Basic
Documents to which it is a party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>All
Consents Required</U>. All approvals, authorizations, consents, orders, licenses or other actions of any person or of any Governmental
Authority required for the due execution, delivery and performance by it of the Basic Documents to which it is a party have been obtained
except for non-compliance which could not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Solvency</U>.
As of each Purchase Date, the Purchaser, after giving effect to the conveyances made by it hereunder, is Solvent.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(h)</FONT></TD><TD><U>OFAC</U>. The Purchaser is not a Sanctioned Person.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance.</U>
It is not in violation in any material respect of any Basic Document to which it is a party or any laws, ordinances, Applicable Laws or
regulations to which it is subject except for non-compliance which could not, individually or in the aggregate, reasonably be expected
to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;5.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties of the Seller</U>. The Seller represents and warrants to the Purchaser as of the date hereof and as of each Purchase Date:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Organization
and Good Standing</U>. It has been duly organized, and is validly existing and in good standing under the laws of the jurisdiction
of its formation, with all requisite power and authority to own or lease its properties and conduct its business as such business is
presently conducted, and now has all necessary power, authority and legal right to own or lease its properties and conduct its
business as such business is presently conducted, including to acquire, own and sell the Contracts and the other Purchased Property
except for non-compliance which could not, individually or in the aggregate, reasonably be expected to result in a Material Adverse
Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Due
Qualification</U>. It is duly qualified to do business and is in good standing and has obtained all necessary licenses and approvals in
all jurisdictions in which the ownership or lease of property or the conduct of its business requires such qualifications, licenses or
approvals (including, as applicable, the origination, purchase, sale and servicing of the Contracts) except for non-compliance which could
not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Power
and Authority; Due Authorization</U>. It (i)&nbsp;has all necessary power, authority and legal right to (A)&nbsp;execute and deliver
the Basic Documents to which it is a party, (B)&nbsp;carry out the terms of the Basic Documents to which it is a party and (C)&nbsp;to
assign or grant the security interest in the assets transferred by it on the terms and conditions in this Agreement and (ii)&nbsp;has
taken all necessary action to authorize the execution, delivery and performance of the Basic Documents to which it is a party and to
assign or grant a security interest in the assets transferred by it on the terms and conditions in this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Binding
Obligation</U>. The Basic Documents to which it is a party have been duly executed and delivered by it and constitute legal, valid and
binding obligations of it enforceable against it in accordance with their <FONT STYLE="color: red"><B><STRIKE>terms, </STRIKE></B></FONT>terms,
except as such enforceability may be limited by applicable insolvency, bankruptcy, reorganization, conservatorship, receivership, liquidation
or other laws and by general principles of equity, regardless of whether such enforceability is considered in a proceeding in equity or
at law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Violation</U>. The consummation of the transactions contemplated by the Basic Documents to which it is a party and the fulfillment of
the terms thereof will not (i)&nbsp;conflict with, result in any breach of any of the terms and provisions of, or constitute (with or
without notice or lapse of time or both) a default under, its formation documents or any agreement to which it is bound, (ii)&nbsp;result
in the creation or imposition of any Lien upon the Purchased Property, other than pursuant to this Agreement, or (iii)&nbsp;violate any
Applicable Laws, except, in each case, for non-compliance which could not, individually or in the aggregate, reasonably be expected to
result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Proceedings</U>. There are no proceedings or investigations pending, or, to the best of the Seller&rsquo;s knowledge, threatened, before
any Governmental Authority having jurisdiction over the Seller or any of its properties (i)&nbsp;asserting the invalidity of this Agreement
and the other Basic Documents to which it is a party, or (ii)&nbsp;seeking any determination or ruling that might materially and adversely
affect the performance by the Seller of its obligations under, or the validity or enforceability of, this Agreement and the other Basic
Documents to which it is a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>All
Consents Required</U>. All approvals, authorizations, consents, orders, licenses or other actions of any person or of any Governmental
Authority required for the due execution, delivery and performance by it of the Basic Documents to which it is a party have been obtained
except for non-compliance which could not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance.</U>
It is not in violation in any material respect of any Basic Document to which it is a party or any laws, ordinances, Applicable Laws
or regulations to which it is subject except for non-compliance which could not, individually or in the aggregate, reasonably be
expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(i)</FONT></TD><TD><U>Solvency</U>. As of each Purchase Date, the Seller is Solvent.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Selection
Procedures</U>. No procedures believed by it to be materially adverse to the interests of the Purchaser were utilized by it in identifying
or selecting Contracts to be transferred by it. In addition, each Contract assigned pursuant to this Agreement has been underwritten in
accordance with and satisfies the standards of the Credit Policy in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Quality
of Title</U>. Each Contract, together with the Receivables related thereto, transferred by it were, prior to the transfer thereof, owned
by it free and clear of any Lien except for Permitted Liens, and the Purchaser upon the providing of value described herein shall acquire
a valid ownership interest and a perfected first priority security interest in each Contract and the related Purchased Property then-existing
or thereafter arising, free and clear of any Lien, other than Permitted Liens.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Security
Interest</U>. It has granted a security interest (as defined in the UCC) to the Purchaser in the Purchased Property, which is enforceable
in accordance with applicable law upon execution and delivery of the Basic Documents. Upon the filing of UCC-1 financing statement naming
the Purchaser as secured party, or upon the Servicer, in its capacity as the Purchaser&rsquo;s custodian obtaining possession, in the
case of that portion of the Contract which constitutes tangible chattel paper, or upon the E-Vault Provider granting control to the Purchaser,
in the case of that portion of the Contract which constitutes electronic chattel paper, the Purchaser shall have a first priority perfected
security interest (subject only to Permitted Liens) in the Purchased Property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Information
Accurate</U>. All written information (other than projected financial information) furnished by the Seller to the Purchaser for purposes
of or in connection with this Agreement or any transaction contemplated hereby is true and accurate in all material respects on the date
such information is stated or certified and does not and will not contain any material misstatement of fact or omit to state a material
fact or any fact necessary to make the statements contained therein not materially misleading as of the date such information is stated
or certified; <I>provided</I>, that, with respect to projected financial information, the Seller represents only that such information
was prepared in good faith upon assumptions believed to be reasonable at the time (it being understood that the actual results may vary
from the projected financial information).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Location
of Offices.</U> The principal place of business and chief executive office of it and the office where it keeps all the tangible Records
related to the Contracts are located at the address set forth in <U>Section&nbsp;8.7</U> (or at such other locations as to which the notice
and other specified requirements shall have been satisfied).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>State
of Incorporation; Name; Changes</U>. The Seller&rsquo;s exact legal name is as set forth in the first paragraph of this Agreement. The
Seller has not changed its name whether by amendment of its articles of incorporation or its equivalent, by reorganization or otherwise,
and has not changed its state of incorporation, within the four months preceding the Purchase Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Accounting</U>.
The Seller accounts for the transfers to the Purchaser of Contracts and related Purchased Property under the Basic Documents as
sales of such Contracts and related Purchased Property in its books, records and financial statements, in each case consistent with
the requirements set forth in the Basic Documents. As of each Purchase Date, the Purchased Contracts are being sold and transferred
with the intention of removing them from the Seller&rsquo;s estate pursuant to Section&nbsp;541 of the Bankruptcy Code.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(q)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Investment
Company Act</U>. The Seller is not an &ldquo;investment company&rdquo; and is not controlled by an &ldquo;investment company&rdquo; within
the meaning of the Investment Company Act of 1940, as amended.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(r)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>OFAC,
Anti-Corruption and Anti-Money Laundering</U>. The Seller is not a Sanctioned Person. The Seller and its directors, officers,
employees, shareholder and other Persons acting on its behalf have complied with all Anti-Corruption Laws, Anti-Money Laundering
Laws, and Sanctions and Export Control Laws (each as defined below), including the obligation to create and maintain appropriate
 &ldquo;know your client&rdquo; or &ldquo;customer due diligence&rdquo; files with respect to the Contracts and the Obligors,
including by screening the Obligors against Restricted Party Lists, and have maintained policies and procedures reasonably designed
to prevent, detect, and deter violations of such laws. Neither the Seller nor, to the knowledge of the Seller based on reasonable
inquiry and due diligence, any of the Obligors is a Restricted Party. There is no pending or threatened action, suit, proceeding, or
to the knowledge of Seller, investigation before any court or other Governmental Authority against Seller that relates to an actual
or potential violation of Sanctions and Export Control Laws, Anti-Corruption Laws, or Anti-Money Laundering Laws. The Seller will
not use the proceeds transferred pursuant to this Agreement, directly or knowingly indirectly, in any manner that would violate or
cause the Purchaser or its Affiliates to be in violation of applicable Anti-Corruption Laws, Anti-Money Laundering Laws, or
Sanctions and Export Control Laws. As used herein, the following capitalized terms shall have the following meanings:
(1)&nbsp;&ldquo;<U>Anti- Corruption Laws</U>&rdquo; means, collectively, (a)&nbsp;the U.S. Foreign Corrupt Practices Act;
(b)&nbsp;the UK Bribery Act 2010; and (c)&nbsp;any other applicable laws related to combatting bribery, corruption, terrorist
finance or money laundering; (2)&nbsp;&ldquo;<U>Anti-Money Laundering Laws</U>&rdquo; means all applicable laws, rules, or
regulations relating to terrorism, financial crime or money laundering, including without limitation the United States Bank Secrecy
Act, as amended by the USA PATRIOT Act of 2001 and the Anti-Money Laundering Act of 2020, the United States Money Laundering Control
Act of 1986 (18 U.S.C. &sect;&sect; 1956 and 1957), , the Money Laundering, Terrorist Financing and Transfer of Funds (Information
on the Payer) Regulations 2017 as amended including pursuant to the Money Laundering and Terrorist Financing (Amendment) Regulations
2019, the Proceeds of Crime Act 2002, as amended, and the rules&nbsp;and regulations (including those issued by any Governmental
Authority) thereunder; (3)&nbsp;&ldquo;<U>Restricted Party</U>&rdquo; means any Person (a)&nbsp;included on one or more of the
Restricted Party Lists; (b)&nbsp;located, organized, or ordinarily resident in a jurisdiction that is the subject of country- or
territory-wide sanctions administered by OFAC (for example, Cuba,&nbsp;Iran, North Korea, Syria, and the Crimea, Russian-controlled
Donetsk, Luhansk, Kherson and Zaporizhzhia regions of Ukraine); (c)&nbsp;owned or controlled by, or acting on behalf of, any of the
foregoing; or (d)&nbsp;otherwise the target of Sanctions and Export Control Laws (4)&nbsp;&ldquo;<U>Restricted Party
Lists</U>&rdquo; means lists of sanctioned entities maintained by the United Nations, the United Kingdom, the United States, or the
European Union, and any other relevant jurisdiction including but not limited to the following lists: the Specially Designated
Nationals and Blocked Persons List, the Foreign Sanctions Evaders List, the Chinese Military-industrial Complex Companies List; and
the Sectoral Sanctions Identifications List, and any other lists administered by OFAC, as amended from time to time; the U.S. Denied
Persons List, the U.S. Entity List, the U.S. Unverified List, and the U.S. Military End-User List all administered by the U.S.
Department of Commerce; the consolidated list of Persons, Groups and Entities Subject to EU Financial Sanctions, as implemented by
the EU Common Foreign&nbsp;&amp; Security Policy; and similar lists of restricted parties maintained by other relevant governmental
authorities; and (5)&nbsp;&ldquo;<U>Sanctions and Export Control Laws</U>&rdquo; means any applicable law related to (a)&nbsp;import
and export controls, including the U.S. Export Administration Regulations; (b)&nbsp;economic sanctions, including those administered
by the Office of Foreign Assets Control of the U.S. Department of the Treasury (&ldquo;<U>OFAC</U>&rdquo;), the U.S. Department of
State, the European Union, any European Union Member State, the United Nations, and the United Kingdom; or (c)&nbsp;anti-boycott
measures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(s)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Contracts</U>.
The Seller makes the following representations and warranties as of each Purchase Date (except to the extent otherwise provided) with
respect to the Contracts the Seller sold to the Purchaser on such Purchase Date, on which the Purchaser relies in accepting such Contracts.
Such representations and warranties speak as of the applicable Purchase Date (except as provided herein otherwise), and shall survive
the sale, transfer and assignment of such Contracts to the Purchaser and any subsequent sale, assignment or transfer of any such Contracts:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT> <U>Characteristics
of Contracts.</U> With respect to the initial Purchase Date, (x)&nbsp;as of the related Cutoff Date, each of the Contracts described
in the related Notice of Sale is an Eligible Contract and satisfies (and was underwritten in accordance with) in all material
respects the applicable requirements of the Credit Policy and (y)&nbsp;as of the related Purchase Date, the information with respect
to the Contracts described in the related Notice of Sale set out in such Notice of Sale is in all material respects true and
correct. With respect to each Purchase Date that occurs after the initial Purchase Date, (x)&nbsp;as of the related Cutoff Date,
each of the Contracts described in the related Notice of Sale is an Eligible Contract and satisfies (and was underwritten in
accordance with) in all material respects the applicable requirements of the Credit Policy and (y)&nbsp;as of the related Purchase
Date, the information with respect to such Notice of Sale is in all material respects true and correct.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance
With Law</U>. None of (1)&nbsp;the related Contracts, (2)&nbsp;the origination of such Contracts, (3)&nbsp;the sale of such Contracts
by the Seller to the Purchaser, or (4)&nbsp;any combination of the foregoing, violated at the time of origination (or at the time of any
modification) or as of the applicable Purchase Date, as applicable, in any material respect any Applicable Laws, including, without limitation,
usury, truth in lending, motor vehicle installment loan and equal credit opportunity laws, applicable to such Contracts. Each Contract
has been serviced and administered at all times since origination in compliance with Applicable Laws in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Binding
Obligation</U>. The related Contract is in full force and effect and constitutes a legal, valid and binding obligation of the Obligor
thereof, enforceable against such Obligor in accordance with its terms (except as enforceability may be limited by bankruptcy, insolvency,
reorganization or similar laws affecting the enforcement of creditors' rights generally and to equitable principles of general application).
The Contract is on a form of contract that includes rights and remedies allowing the holder to enforce the obligation and realize on the
related Financed Vehicle and represents the legal, valid and binding payment obligation of the Obligor, enforceable in all material respects
by the holder of the Contract, except as may be limited by bankruptcy, insolvency, reorganization or other laws relating to the enforcement
of creditors&rsquo; rights or by general equitable principles and consumer protection laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Security
Interest in Financed Vehicle</U>. Immediately prior to the sale, transfer and assignment thereof pursuant hereto and the related Assignment,
each such Contract with respect to the related Applicable Pool was secured by a valid security interest in the Financed Vehicle in favor
of the Seller or Title Lien Holder as secured party, or all necessary and appropriate actions shall have been commenced that would result
in a valid perfection of a first priority security interest (subject to Permitted Liens) in the Financed Vehicle in favor of the Seller
or Title Lien Holder as secured party. No Contract prohibits (or requires the consent of the related Obligor or any other party with respect
to) the pledge, assignment, sale or assignment thereof or includes a confidentiality provision that purports to restrict the exercise
of any exercise of rights (including, without limitation, the right to review such Contract).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Possession</U>.
Servicer or its custodian (1)&nbsp;has possession of each original related Contract (in the case of each Tangible Contract), (2)&nbsp;has
control of the &ldquo;Authoritative Copy&rdquo; thereof or is the &ldquo;owner of record&rdquo; within the meaning of the UCC (in the
case of each Electronic Contract), and (3)&nbsp;has possession of the related complete Records for each Contract. Each of such documents
which is required to be signed by the Obligor has been signed by the Obligor in the appropriate spaces. The complete Records for each
such Contract currently are in the possession of the Servicer or its custodian. Each Contract File is complete, true and correct in all
material respects and does not omit any document, instrument or written information that would be necessary to prevent the contents of
such Contract File from being materially misleading.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Good
Title</U>. No such Contract or the related Purchased Property has been sold, transferred, assigned or pledged by the Seller to any Person
other than the Purchaser; immediately prior to the conveyance of such Contract and the related Purchased Property pursuant to this Agreement
and the related Assignment, the Seller had good and marketable title thereto, free of any Lien other than Permitted Liens; and, upon execution
and delivery of the related Assignment by the Seller, the Purchaser shall acquire a valid and enforceable perfected ownership interest
in each such Contract and the related Purchased Property free of any Lien other than Permitted Liens.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Data
Tape</U>. The information set forth in the related Data Tape related to such Contract is true and correct as of the Cutoff Date in all
material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(viii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Concentration
Limits</U>. [***]</P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ix)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Waivers</U>. As of the Cutoff Date, no material term of the Contract has been affirmatively amended or modified, except for extensions
indicated in the Servicer&rsquo;s servicing system or in the Contract File.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(x)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Defenses</U>. As of the Cutoff Date, no right of rescission, setoff, counterclaim or defense asserted or, to the knowledge of the Seller,
threatened with respect to such Contract was indicated in the Servicer&rsquo;s servicing system or related Contract File.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Insurance</U>.
The terms of the Contract requires that for the term of such Contract, the Obligor is required to obtain physical damage insurance related
to the Financed Vehicle securing such Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Origination</U>.
The Contract (i)&nbsp;was originated in the United States (including U.S. military bases and territories) by the Originator in the ordinary
course of its business, (ii)&nbsp;was fully and properly executed by the related Obligor, and (iii)&nbsp;has been purchased by the Seller
in the ordinary course of its business.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xiii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance
with Law</U>. At the time it was originated, the Contract complied in all material respects with all Applicable Law in effect at the time.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xiv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Owner
of Record</U>. The Seller is identified as the &ldquo;owner of record&rdquo; on all electronic chattel paper relating to the Contract,
and the Seller has &ldquo;control&rdquo;, as defined in Section&nbsp;9-105 of the UCC, of all electronic chattel paper relating to the
Contract. The Contract does not have any marks or notations indicating that it has been pledged, assigned or otherwise conveyed by the
Seller to any Person.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Government Obligors</U>. The Obligor is not the United States government or an agency, authority, instrumentality or other political subdivision
of the United States government.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xvi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Obligor
Bankruptcy</U>. At the Cutoff Date, the Obligor was not the subject of a bankruptcy proceeding, according to the records in Servicer&rsquo;s
servicing system.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(t)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Credit
Policy</U>. A true and correct copy of the Credit Policy is attached hereto as <U>Exhibit&nbsp;H</U>.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(u)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Broker</U>.
No Person acting on behalf of the Seller or any of its Affiliates or under the authority of any of them is or will be entitled to any
brokers' or finders' fee or any other commission or similar fee, directly or indirectly, from the Purchaser or any of its Affiliates in
connection with any of the transactions contemplated hereby.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Ordinary
Course of Business</U>. The sale of the Contracts and the Purchased Property by the Seller to the Purchaser has a legitimate business
purpose and is being effected in the ordinary course of business and the Seller is not transferring any Contract or Purchased Property
with any intent to hinder, delay or defraud any creditors of the Seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;VI</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CONDITIONS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Section&nbsp;6.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Conditions
to Obligation of the Purchaser</U>. The obligation of the Purchaser to purchase Contracts and the related Purchased Property with
respect to each Applicable Pool and the related Purchased Property under this Agreement and the related Assignment is subject to the
satisfaction of the following conditions on or before the related Purchase Date:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Aggregate
Purchase Commitment</U>. After giving effect to such purchase and sale, the sum of <FONT STYLE="text-decoration: underline double; color: blue"><B>(i)&nbsp;</B></FONT>the
Cutoff Date Aggregate Outstanding Principal Balance for such Applicable Pool<FONT STYLE="color: red"><B><STRIKE> and the aggregate
amount of</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">, (ii)</FONT></B><B><FONT STYLE="color: blue">&nbsp;</FONT></B>the
Cutoff Date Aggregate Outstanding Principal Balance for all previous Applicable Pools within the related Commitment Period <FONT STYLE="color: red"><B><STRIKE>do</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">and
(iii)</FONT></B><B><FONT STYLE="color: blue">&nbsp;<FONT STYLE="text-decoration: underline double">the US Dollar Equivalent Amount
of the &ldquo;Cutoff Date Aggregate Outstanding Principal Balance&rdquo; of all &ldquo;Applicable Pools&rdquo; (as such terms are
defined in the Canada Master PSA) <FONT STYLE="font-size: 10pt">purchased in the same period under the Canada Master PSA,
does</FONT></FONT></FONT></B> not exceed the Annual Commitment Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Commitment
Termination Event</U>. No Commitment Termination Event shall have occurred and the date of such sale is during the Commitment Period.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties</U>. Each of the representations and warranties of each of HDCC and the Seller under each of the Basic Documents are true
and correct in all material respects at the time of each Purchase Date (or, if another date for such representation or warranty is specified
herein or therein, then such other date), and HDCC and the Seller have performed in all material respects all covenants and agreements
required to be performed by it hereunder and thereunder on or prior to each Purchase Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Computer
Files Marked</U>. The Seller has, on or prior to each Purchase Date, indicated in its books and records (including computer files), that
such Purchased Property has been sold to the Purchaser pursuant to this Agreement and the related Assignment.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Documents
to be Delivered By the Seller</U>. On or before such Purchase Date, the Seller shall have delivered to the Purchaser (i)&nbsp;an executed
copy of the related Notice of Sale, (ii)&nbsp;the executed Assignment, and (iii)&nbsp;each of the other documents, certificates and instruments
required to be attached thereto.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Basic
Documents</U>. The Seller shall have executed and delivered each of the Basic Documents to which it is a party, and shall have executed
or delivered each other document and instrument required to be executed or delivered by the Seller prior to the Signing Date as identified
on <U>Exhibit&nbsp;G</U> attached hereto.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Evidence
of UCC Filing</U>. On or prior to the first Purchase Date, the Seller shall have filed, at its own expense, a UCC-1 financing statement
in the proper filing office in the appropriate jurisdictions under applicable law, authorized by and naming the Seller as seller or debtor,
naming the Purchaser as purchaser or secured party, naming the Contracts and the other Purchased Property as collateral, meeting the requirements
of the laws of each such jurisdiction and in such manner as is necessary to perfect each sale, transfer, assignment and conveyance of
Contracts to the Purchaser hereunder. Such UCC-1 financing statement shall be provided to the Purchaser promptly following Seller&rsquo;s
receipt of the filed copy thereof.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Purchaser
Vault Partition</U>. The Purchaser shall have provided evidence to the Seller of the establishment of the Purchaser Vault Partition, the
Purchaser Vault Partition shall be in full force and effect, and the Seller shall have caused the &ldquo;authoritative copy&rdquo; of
each Contract within the Applicable Pool to be communicated to and maintained in the Purchaser Vault Partition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;6.2 <U>Conditions
to Obligation of the Seller</U>. The obligation of the Seller to sell the Contracts with respect to each Applicable Pool and the related
Purchased Property under this Agreement and the related Assignment is subject to the satisfaction of the following conditions on or before
the related Purchase Date:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Purchase
Price</U>. On such Purchase Date, the Purchaser has delivered to the Seller the Purchase Price for such Applicable Pool.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties True</U>. The representations and warranties of the Purchaser under this Agreement and each of the other Basic Documents
to which it is a party are true and correct in all material respects as of such Purchase Date, and the Purchaser has performed in all
material respects all covenants and agreements, if any, required to be performed by it hereunder and thereunder on or prior to such Purchase
Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Basic
Documents</U>. The Purchaser shall have executed and delivered each of the Basic Documents to which it is a party, and shall have executed
or delivered each other document and instrument required to be executed or delivered by the Purchaser prior to the Signing Date as identified
on <U>Exhibit&nbsp;G</U> attached hereto.</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;VII</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">COVENANTS OF THE SELLER</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;7.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Protection
of Right, Title and Interest</U>. The Seller covenants and agrees with the Purchaser as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Protection
of Title; Filings</U>. The Seller shall authorize and file such financing statements and amendments to financing statements and cause
to be authorized, as applicable, and filed such continuation and other statements, all in such manner and in such places as may be required
by law fully to preserve, maintain and protect the interest of the Purchaser under this Agreement and each Assignment in the Purchased
Contracts and the other Purchased Property and in the proceeds thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Name
Change</U>. The Seller shall not change its State of organization or its name, identity or corporate structure in any manner that would
make any financing statement or continuation statement filed by the Seller in accordance with <U>Section&nbsp;7.1(a)</U>&nbsp;seriously
misleading within the meaning of the UCC, unless it shall have given the Purchaser (i)&nbsp;at least thirty (30) days prior written notice
thereof if such change would create a new debtor under the UCC (which for purposes of this <U>Section&nbsp;7.1(b)</U>, shall not include
a name change) or change the jurisdiction that would govern the perfection or effect of perfection against the Seller and after delivery
to the Purchaser of the applicable financing statements necessary to perfect or continue the perfection of the Purchaser&rsquo;s security
and ownership interests hereunder and under the other Basic Documents, or (ii)&nbsp;otherwise, notice thereof within thirty (30) calendar
days after effectiveness of such change, together with delivery to the Purchaser of the applicable financing statements necessary to perfect
or continue the perfection of the Purchaser&rsquo;s security and ownership interests hereunder and under the other Basic Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Executive
Office</U>. The Seller shall (i)&nbsp;give the Purchaser at least thirty (30) days prior written notice of any relocation of its principal
executive office if, as a result of such relocation, the applicable provisions of the UCC would require the filing of any amendment of
any financing previously filed in connection with this Agreement or continuation statement or of any new financing statement and (ii)&nbsp;deliver
to the Purchaser acknowledgment copies of the applicable financing statements necessary to perfect or continue the perfection of the Purchaser&rsquo;s
security or ownership interests hereunder and under the other Basic Documents (it being understood that amendments to all relevant financing
statements will be filed in connection with the change in chief executive office described above).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Books
and Records</U>. If the Seller maintains computer systems, the Seller shall maintain, or cause to be maintained, its computer systems
so that, from and after the time of sale of the Contracts under this Agreement, if the computer systems and records (including any backup
archives) shall refer to any such Contract, they shall indicate clearly the interest of the Purchaser in such Contract and that such Contract
is owned by the Purchaser.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certificates
of Title</U>. If the Seller has not received a Certificate of Title related to Purchased Property naming the Title Lien Holder the first
lien holder on such Certificate of Title for the related Financed Vehicle, the Seller shall (i)&nbsp;process the related Certificate of
Title Application from and after the related Purchase Date and (ii)&nbsp;take all steps necessary to perfect the security interest against
each Obligor in the related Financed Vehicle and obtain the Certificate of Title.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Other
Liens or Interests</U>. Except for the sale contemplated by this Agreement and the related Assignment, the Seller shall not sell, pledge,
assign or transfer any Purchased Contract or the related Purchased Property (or any portion thereof) to any other Person, or grant, create,
incur, assume or suffer to exist any Lien thereon or on any interest therein other than Permitted Liens. Without limiting the generality
of the foregoing, Seller shall not effectuate or permit (i)&nbsp;the transfer of any Certificate of Title to any other Person or (ii)&nbsp;any
other Person to be reflected as lienholder under any Certificate of Title, other than the Title Lien Holder, the Seller or the Purchaser,
in accordance with this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Notice
of Servicer Termination or Re-Liening Trigger Event</U>. The Seller shall notify the Purchaser within five (5)&nbsp;Business Days after
a Responsible Officer of the Seller obtains knowledge of the occurrence of an Event of Termination or the occurrence of a Re-Liening Trigger
Event.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Collections</U>.
In the event the Seller receives any Collections after the Cutoff Date with respect to the Purchased Property but prior to the related
Purchase Date, the Seller shall distribute such Collections to the Collection Account <FONT STYLE="color: red"><B><STRIKE>on</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">prior
to</FONT></B> the first Settlement Date that occurs after the related Purchase Date. In the event the Seller receives any Collections
after the related Purchase Date with respect to the Purchased Property, it shall hold such Collections in trust, for the benefit of the
Purchaser, and distribute such Collections to the Collection Account <FONT STYLE="color: red"><B><STRIKE>on</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">prior
to</FONT></B> the first Settlement Date that occurs after the Seller&rsquo;s receipt and identification of such Collections.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;7.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Inspection</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>During
the term of this Agreement, the Purchaser and its agents may inspect the Seller&rsquo;s books and records (including electronic
records) related to the Contracts, including internal monitoring and compliance reports and such other reasonable and readily
available information relating to the Contracts that the Purchaser reasonably requests; <U>provided</U>, <U>however</U>, that the
Seller shall not be obligated pursuant to this <U>Section&nbsp;7.5</U> to provide access to any information that it reasonably and
in good faith considers to be a trade secret or confidential information or the disclosure of which would adversely affect the
attorney client privilege between the Seller and its counsel or which is prohibited by a Governmental Authority or by Applicable Law
from being disclosed. Each such inspection (w)&nbsp;shall occur during regular business hours upon thirty (30) days notice if
commercially reasonable to do so and in no event shall such notice be less than ten (10)&nbsp;Business Days, (x)&nbsp;if
commercially reasonable, shall occur at the same time as any inspection pursuant to the Servicing Agreement, (y)&nbsp;shall require
no more than a two (2)&nbsp;Business Days commitment of the Seller and its employees and (z)&nbsp;shall not unreasonably interfere
with Seller&rsquo;s business operations; <U>provided</U>, <U>however</U>, that the foregoing limitations set forth in clauses
(w)&nbsp;through (z)&nbsp;shall not apply in the event that an inspection is required to address an event that would reasonably be
expected to give rise to a Purchaser Termination Option except that the prior notice of one (1)&nbsp;Business Day by the Purchaser
shall be required. The Purchaser and its representatives shall comply with all of the confidentiality and security requirements of
this Agreement. The Purchaser shall not request an inspection more than one (1)&nbsp;time each calendar year, commencing with the
calendar year ending on December&nbsp;31, 2026; <U>provided</U>, <U>however</U>, that such limitation shall not apply in the event
that the inspection is required to address an event that would reasonably be expected to give rise to a Purchaser Termination
Option. All costs and expenses of any inspection shall be solely paid by the Purchaser; provided, however, that such limitation
shall not apply in the event that an inspection is required to address an event that would give rise to a Purchaser Termination
Option, in which event all costs and expenses of such inspection shall be the responsibility of the Seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>During
the term of this Agreement, the Purchaser may, or may hire an independent third party auditor (the &ldquo;<U>Auditor</U>&rdquo;) reasonably
acceptable to the Seller to, review and audit (the &ldquo;<U>Audit</U>&rdquo;) the Seller&rsquo;s performance of its obligations under
this Agreement, with such Audit occurring in connection with an inspection under <U>Section&nbsp;7.5(a)</U>; <U>provided</U>, <U>however</U>,
that any Audit requested in connection with a Purchaser Termination Option (a &ldquo;<U>Specified Audit</U>&rdquo;) shall occur within
five (5)&nbsp;days prior written notice and require no more than five (5)&nbsp;Business Days commitment of the Seller or such longer period
of time as may reasonably be required by the Auditor. The Auditor shall comply with confidentiality and security requirements of this
Agreement and of the party subject to the Audit. With respect to a Specified Audit, all costs and expenses of such Audit and the related
Auditors shall be paid by the Seller. Other than with respect to a Specified Audit, all costs and expenses of any Audit and Auditor shall
be solely paid by the Purchaser.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
the notice by Purchaser of its intent to conduct an inspection or an Audit, the Seller shall promptly notify any other purchaser of Contracts
and shall permit such other purchaser the opportunity to participate in the inspection or Audit to be conducted by the Purchaser. To the
extent any other purchaser notifies the Seller of its intent to conduct an inspection or an Audit under the related purchase agreement,
the Seller shall provide the Purchaser with advance written notice of the conduct of such inspection or Audit as promptly as practicable
and shall permit the Purchaser to participate in such inspection or Audit. In the event any joint inspection is conducted, each of the
Seller and the Purchaser acknowledges and agrees that any cost of conducting such an inspection or an Audit that is required to be paid
by the Purchaser pursuant to <U>Section&nbsp;7.5</U> shall be shared among the Purchaser and the other purchasers participating in such
joint inspection.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Seller understands and acknowledges that the Purchaser or certain of the Purchaser&rsquo;s Affiliates are subject to examination by
Regulatory Authorities with authority over the Purchaser or the Purchaser&rsquo;s Affiliates. The Seller agrees to reasonably
cooperate with any legitimate examination or inquiry by any such Regulatory Authority having proper regulatory authority over the
Purchaser or the Purchaser&rsquo;s Affiliates, at the Purchaser&rsquo;s sole cost and expense; <U>provided</U>, that, (i)&nbsp;the
Seller shall not be required to provide information or make available its or its Affiliates personnel in connection with any audit
or examination pursuant to this <U>Section&nbsp;7.5(d)</U>&nbsp;more than one (1)&nbsp;time each calendar year, commencing with the
calendar year ending on December&nbsp;31, 2026, (ii)&nbsp;Purchaser and its Affiliates shall attempt to require any such audits or
examinations to be conducted remotely, and each on-site audit or examination (if required) shall occur during regular business hours
upon at least thirty (30) days prior written notice, shall require no more than a two (2)&nbsp;Business Day commitment of the Seller
and its employees and shall not unreasonably interfere with Seller&rsquo;s or its Affiliates&rsquo; business operations, and
(iii)&nbsp;neither the Seller nor any of its Affiliates shall be required to share any information that any of them would be
prohibited by Applicable Law from sharing or constitute a trade secret or relate to confidential business practices.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Compliance
with Laws, Etc</U>. The Seller shall comply with all Applicable Laws, except for any such noncompliance that would not reasonably be expected
to have a Material Adverse Effect on the Purchaser or any of the Purchased Property or any of the transactions contemplated by the Basic
Documents.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Additional
Covenants</U>. From the date hereof until the later of the date upon which this Agreement is terminated in accordance with the terms hereof
and the date on which the Receivables constituting the Purchased Property have been paid in full, the Seller shall:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Preservation
of Existence; License</U>. It will preserve and maintain its existence, rights, franchises and privileges in its State of formation, and
qualify and remain qualified in good standing in each jurisdiction where the failure to preserve and maintain such existence, rights,
franchises, privileges and qualification has had, or would reasonably be expected to have, a Material Adverse Effect and (without suspension
or limitation) will not terminate or let lapse any licenses, consents or approval currently held by it necessary to ensure its performance
of any duty contemplated by this Agreement and the other Basic Document to which it is a party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Collection
Policy</U>. It will (and will cause the Servicer to), to the extent applicable, comply with the Collection Policy in all material respects
with respect to each Purchased Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Delivery
of Contract Files</U>. To the extent that any portion of the Contract Files related to any Purchased Property is in the possession of
the Seller immediately prior to any related Purchase Date, the Seller shall deliver such portion of the Contract Files to the Servicer
<FONT STYLE="text-decoration: underline double; color: blue"><B>(if other than the Seller) </B></FONT>on or prior to each Purchase Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Origination
Stratification</U>. On or prior to each Reporting Date, it will provide to the Purchaser the stratification tables in a form mutually
agreed between the Seller and the Purchaser with respect to the Contracts acquired by the Seller from the Originator during the immediately
preceding month.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Evidence
of Release</U>. Within thirty (30) days (or such later date as agreed to by the Purchaser in its reasonable discretion) of the Signing
Date, it will provide to the Purchaser evidence that the Lien described in clause (d)&nbsp;of the Permitted Lien definition has been released.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Negative
Covenants</U>. From the date hereof until the later of the date upon which this Agreement is terminated in accordance with the terms hereof
and the date on which the Receivables constituting the Purchased Property have been paid in full, the Seller will not:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Credit
Policy</U>. Until the termination of this Agreement in accordance with the terms hereof, any material changes to the Credit Policy that
are reasonably expected to materially and adversely affect the Purchaser&rsquo;s interests with respect to the Purchased Contracts shall
be subject to the Purchaser&rsquo;s consent, such consent not to be unreasonably withheld, conditioned or delayed; <U>provided</U>, that
the Purchaser&rsquo;s consent shall not be required&#8239;(x)&nbsp;in the event such amendments or modifications are necessary to comply with
Applicable Laws, (y)&nbsp;to the extent such amendments or modifications do not affect any Purchased Contracts or (z)&nbsp;to implement
any change to the Credit Policy that is not reasonably expected to materially and adversely affect the Purchaser&rsquo;s interests with
respect to the Purchased Contracts. The Seller shall provide the Purchaser with written notice of any amendment or modification which
does not require the Purchaser&rsquo;s consent within ten (10)&nbsp;calendar days of the implementation of such amendment or modification,
and the Purchaser shall have one (1)&nbsp;Business Day from the date of receipt to review the proposed changes and notify the Seller
of any concerns. To the extent, the Purchaser&rsquo;s consent is required to implement a proposed change to the Credit Policy, the Purchaser
shall have ten (10)&nbsp;Business Days from the date of receipt to review and approve the proposed changes, and such updated policy shall
be treated as automatically accepted unless the Purchaser informs the Seller in writing (which, for the avoidance of doubt, may be by
e-mail) prior to the expiration of such review period that the Credit Policy is being rejected and the reasons for such rejection. Following
a rejection, no existing or future Contracts that do not comply with the Credit Policy approved by the Purchaser (without giving effect
to such rejected change) shall be included as Eligible Contracts.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Non-Solicitation</U>.
The Seller agrees that it will not, directly or indirectly, solicit or permit any of its Affiliates to solicit any Obligor (in writing
or otherwise) to refinance any Purchased Contract; <U>provided</U>, <U>however</U>, that the Seller may engage in a general solicitation
directed at the Obligors of the Purchased Contracts, so long as such general solicitation is not targeted exclusively or predominantly
to the Obligors under the Purchased Contracts to refinance such Purchased Contracts.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Non-Petition</U>.
Prior to the date which is one year and one day after the date on which any financing facility of the Purchaser related to the Contracts
have been paid in full, the Seller covenants and agrees that it shall not commence or join with any other Person in commencing any proceeding
against the Purchaser under any bankruptcy, reorganization, liquidation or insolvency law or statute now or hereafter in effect in any
jurisdiction.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">ARTICLE&nbsp;VIII</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">REPURCHASE; INDEMNIFICATION; MISCELLANEOUS PROVISIONS</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Repurchase
of Contracts by the Seller</U>.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Upon
the discovery of any breach of any representation or warranty as set forth in <U>Section&nbsp;5.2(s)</U>&nbsp;of this Agreement
(such event, a &ldquo;<U>Repurchase Event</U>&rdquo;), the Party discovering such breach shall give prompt written notice of the
breach to the other Party and shall identify all Contracts that the Party preparing such notice knows are so ineligible or in breach
as of such date and the reason for such ineligibility or breach. Unless a Repurchase Event has been cured in all material respects
by the Purchase Date immediately following the Monthly Period during which such Repurchase Event is discovered, or if no Purchase
Date occurs in the month following such Monthly Period, by the 15th </FONT>day (or if such day is not a Business Day, the following
Business Day) of such following month (the &ldquo;<U>Repurchase Period</U>&rdquo;), the Seller shall repurchase not later than the
last day of such Repurchase Period, any Contract subject to a Repurchase Event for the Repurchase Price. In consideration of the
repurchase of a Repurchased Contract, the Seller shall either (x)&nbsp;remit, or cause to be remitted the Repurchase Price to the
Collection Account or to such other account (via wire transfer of immediately available funds) as the Purchaser may designate or
(y)&nbsp;net the Repurchase Price from the Purchase Price payable to the Purchaser on the related Purchase Date. The obligation of
the Seller to repurchase any Contract as to which a Repurchase Event has occurred and is continuing, shall, if such obligation is
fulfilled, constitute the sole remedy (except as provided in, and without limitation of, <U>Section&nbsp;8.3</U> of this Agreement)
against the Seller for such breach available to the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Assignment
of Repurchased Contracts</U>. With respect to all Contracts repurchased pursuant to this Agreement, the Purchaser shall assign to the
Seller, without recourse, representation or warranty to the Seller, all the Purchaser&rsquo;s right, title and interest in and to such
Contracts, and all security and documents relating thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Indemnity</U>.
(a)&nbsp;Each Party<FONT STYLE="text-decoration: underline double; color: blue"><B> hereto</B></FONT>, as Indemnitor, shall indemnify,
defend, and hold harmless the other Party and such other Party&rsquo;s Indemnified Parties from and against any and all Losses arising
out of or in connection with (i)&nbsp;any breach of any covenant or agreement or the incorrectness or inaccuracy of any representation
or warranty of such Party contained in this Agreement, or (ii)&nbsp;the fraud, gross negligence or willful misconduct of such Party; <I>provided,
</I>that the foregoing indemnity, defense and reimbursement obligations shall not, as to any Indemnified Party, apply to Losses to the
extent they arise from the willful misconduct, bad faith or gross negligence of such Indemnified Party. In no event shall any Party be
liable to the other Parties or to any other entity for any lost profits, costs of cover or other special, punitive, consequential, incidental
or indirect damages, however caused, on any theory of liability. The foregoing indemnification obligations shall apply to third party
claims.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notice
of Claims</U>. Any Indemnified Party seeking indemnification hereunder shall promptly notify Indemnitor with a Claim Notice if the Indemnified
Party determines the existence of any claim or the commencement by any third party of any legal or regulatory proceeding, arbitration
or action, whether or not the same shall have been asserted or initiated, in any case with respect to which Indemnitor is or may be obligated
to provide indemnification, specifying in reasonable detail the nature of the Losses, and, if known, the amount, or an estimate of the
amount, of the Losses, <I>provided that </I>failure to promptly give such notice shall only limit the liability of Indemnitor to the extent
of the actual and material prejudice, if any, suffered by Indemnitor as a result of such failure. The Indemnified Party shall provide
to Indemnitor as promptly as practicable thereafter information and documentation reasonably requested by Indemnitor to defend against
the claim asserted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Assumption
of Defense</U>. The Indemnitor shall have thirty (30) days after receipt of a Claim Notice with respect to any third party claim to
notify the Indemnified Party of the Indemnitor&rsquo;s election to assume the defense of the Indemnifiable Claim and, through
counsel of its own choosing (as approved by the Indemnified Party in its reasonable discretion), and at its own expense, to commence
the settlement or defense thereof and the Indemnified Party shall cooperate with the Indemnitor in connection therewith if such
cooperation is so requested and the request is reasonable; <I>provided, </I>that Indemnitor shall hold the Indemnified Party
harmless from all its reasonable and documented out-of-pocket expenses, including reasonable and documented out-of-pocket
attorneys&rsquo; fees and expenses incurred in connection with the Indemnified Party&rsquo;s cooperation. If the Indemnitor timely
assumes responsibility for the settlement or defense of any such claim, (i)&nbsp;the Indemnitor shall permit the Indemnified Party
to participate at its expense in such settlement or defense through counsel chosen by the Indemnified Party (subject to the consent
of the Indemnitor, which consent shall not be unreasonably withheld, conditioned or delayed); <I>provided, </I>that in the event
that both the Indemnitor and the Indemnified Party are defendants in the proceeding and the Indemnified Party shall have reasonably
determined and notified the Indemnitor that representation of both parties by the same counsel would be inappropriate due to actual
or potential differing interests between them, then the fees and expenses of one such counsel for all Indemnified Parties in the
aggregate shall be borne by the Indemnitor; and (ii)&nbsp;the Indemnitor shall not settle any Indemnifiable Claim without the
Indemnified Party&rsquo;s consent, which consent shall not be unreasonably withheld, conditioned or delayed for any reason if the
settlement involves only the payment of money, and which consent may be withheld for any reason if the settlement (x)&nbsp;involves
more than the payment of money, including any admission of guilt or culpability by the Indemnified Party, or (y)&nbsp;does not
include an unconditional release by the claimant or plaintiff (or Governmental Authority), as the case may be, of the Indemnified
Party. So long as the Indemnitor is reasonably contesting any such Indemnifiable Claim in good faith, the Indemnified Party shall
not pay or settle such claim without the Indemnitor&rsquo;s consent, which consent shall not be unreasonably withheld, conditioned
or delayed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;
<U>Assignments</U>. Without otherwise limiting the Purchaser&rsquo;s rights to indemnification hereunder, (i)&nbsp;subject to the accuracy
of the representations and warranties set forth in <U>Section&nbsp;5.2(s)</U>&nbsp;with respect to each Contract and the Seller&rsquo;s
repurchase obligations set forth in <U>Section&nbsp;8.1</U>, (x)&nbsp;the Purchaser hereby acknowledges that it bears the risk of non-
payment by the Obligors on the Contracts, and (y)&nbsp;indemnification by the Seller pursuant to this <U>Section&nbsp;8.3</U> shall not
be available for any such non-payment or related losses, (ii)&nbsp;to the extent that any rights of the Purchaser hereunder are assigned
or otherwise transferred to any transferee in accordance with the terms of this Agreement, any such transferee shall not be permitted
to claim indemnification pursuant to <FONT STYLE="text-decoration: underline double; color: blue"><B>this </B></FONT></FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><U>Section&nbsp;8.3</U>
unless the related transfer was made to a permitted transferee in accordance with <U>Section&nbsp;8.18</U>, in a permitted Reconstitution
in accordance with <U>Sections 8.23</U> and <U>8.24</U> herein or in a Harley-Davidson Securitization Transaction in accordance with
<U>Section&nbsp;8.25</U>, in each case, such transferee shall be bound by the limits on indemnification contained in this <U>Section&nbsp;8.3</U>
as if such transferee were the Purchaser, and such transferee may only claim indemnity in conjunction with, or in place of, the Purchaser;
and (iii)&nbsp;multiple recoveries for any single Loss shall not be permitted.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(e)</FONT></TD><TD><U>Survival</U>. This <U>Section&nbsp;8.3</U> shall survive any termination of this Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.4&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&#8239; <U>Publicity</U>.
All media releases, public announcements and public disclosures by any Party or its respective employees or agents, relating to this Agreement
or the other Basic Documents or the transactions contemplated hereby or thereby or the name of the Purchaser or the Seller, including
promotional or marketing material, shall be coordinated with and consented to by the other Party in writing prior to the release thereof,
which consent shall not be unreasonably withheld or delayed so long as the Parties have mutually agreed upon the form and content of such
release, announcement or disclosure; <U>provided</U>, <U>however</U>, that any announcement intended solely for internal distribution
by the disclosing Party to its directors, employees, officers and agents or any disclosure required by Applicable Laws or by accounting
requirements, shall not require such coordination or consent; <U>provided</U>, <U>further</U>, <U>however</U>, that prior to the filing
by the Seller or any of its Affiliates of this Agreement or any other Basic Document with the Commission, the Seller shall provide the
Purchaser with a reasonable, advance opportunity to mutually agree upon the information to be redacted therefrom in compliance with the
Applicable Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Amendment</U>.
This Agreement may be amended from time to time by a written amendment duly executed and delivered by the Seller and the Purchaser. Any
such amendment that affects the Owner Trustee&rsquo;s rights, duties, liabilities or immunities under this Agreement or otherwise shall
require the written consent of the Owner Trustee, to be supplied in the Owner Trustee&rsquo;s sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Waivers</U>.
No failure or delay on the part of the Purchaser in exercising any power, right or remedy under this Agreement or any Assignment shall
operate as a waiver thereof, nor shall any single or partial exercise of any such power, right or remedy preclude any other or further
exercise thereof or the exercise of any other power, right or remedy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Notices</U>.
All communications and notices pursuant hereto to either Party must be in writing personally delivered, sent by email and shall be deemed
to have been duly given at the address or email for each Party set forth below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">To the Seller: Harley-Davidson Credit Corp.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">3700 W. Juneau Ave</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Milwaukee, WI <BR>
53208</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Attention: David Viney, Kelly Bivens and Bill Jue<BR>
 Email:
[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">To the Purchaser:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">KKR Morrow Trust<BR>
 [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">With copies to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Costs
and Expenses</U>. Whether or not the transactions contemplated hereby are consummated and, except as otherwise provided in this Agreement,
each of the Purchaser and the Seller shall bear its own costs and expenses incurred in connection with the preparation, execution and
delivery of this Agreement and the other Basic Documents to be delivered hereunder or in connection herewith and any requested amendments,
waivers or consents hereof including, without limitation, the reasonable fees and out-of-pocket expenses of counsel for the Seller and
the Purchaser (respectively) with respect thereto and all costs and expenses, if any, in connection with the enforcement of this Agreement
and the other Basic Documents delivered hereunder or in connection herewith; provided that if the Purchaser request any such amendment
in connection with its financing of Purchased Contracts, the Purchaser shall bear the reasonable and documented costs and expenses of
the Seller incurred in connection therewith. All costs and expenses incurred in connection with the transfer and delivery of the Contract
Files relating to the Purchased Property, including recording fees, shall be paid by the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Survival</U>.
The respective agreements, covenants, repurchase and indemnification obligations, representations, warranties and other statements by
the Seller and the Purchaser set forth in or made pursuant to this Agreement shall remain in full force and effect and (i)&nbsp;shall
survive the closing under Section&nbsp;4.1 and each Purchase Date and (ii)&nbsp;except as expressly set forth herein, shall survive the
termination of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Headings
and Cross-References</U>. The various headings in this Agreement are included for convenience only and shall not affect the meaning or
interpretation of any provision of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Governing
Law</U>. THIS AGREEMENT,&nbsp;INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE
WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF
NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.12 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Submission
to Jurisdiction</U>. Each party submits to the nonexclusive jurisdiction of the United States District Court for the Southern District
of New York and of any New York State Court sitting in New York, New York for legal proceedings relating to this Agreement; provided,
that, nothing contained herein or in any other Basic Document will prevent any Party from bringing any action to enforce any award or
judgement or exercise any right under the Basic Documents in any other forum in which jurisdiction can be established. Each party irrevocably
waives, to the fullest extent permitted by Applicable Laws, any objection that it may now or in the future have to the venue of a proceeding
brought in such a court and any claim that the proceeding was brought in an inconvenient forum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Waiver
of Jury Trial</U>. EACH PARTY HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY RIGHT TO TRIAL BY JURY OF ANY CLAIM, DEMAND,
ACTION, OR CAUSE OF ACTION (A)&nbsp;ARISING UNDER THIS AGREEMENT OR (B)&nbsp;IN ANY WAY CONNECTED WITH OR RELATED OR INCIDENTAL TO THE
DEALINGS OF THE PARTIES IN RESPECT OF THIS AGREEMENT OR ANY OF THE TRANSACTIONS RELATED HERETO,&nbsp;IN EACH CASE, WHETHER NOW OR EXISTING
OR HEREAFTER ARISING, AND WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE. EACH PARTY HEREBY FURTHER AGREES AND CONSENTS THAT ANY SUCH
CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT A JURY AND THAT A PARTY MAY&nbsp;FILE A COPY OF THIS
AGREEMENT WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENT OF THE PARTIES TO THE WAIVER OF THEIR RIGHT TO TRIAL BY JURY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Counterparts;
Originals</U>. This Agreement, each Assignment, and each other instrument executed and delivered in connection with this Agreement may
be executed by one or more of the parties to this Agreement on any number of separate counterparts, and all of said counterparts taken
together shall be deemed to constitute one and the same instrument. The words &ldquo;execution&rdquo;, &ldquo;signed&rdquo;, &ldquo;signature&rdquo;
and words of like import in this Agreement, each Assignment, or in any other certificate, agreement or document related to this Agreement
shall include, in addition to manually executed signature pages, images of manually executed signatures transmitted by facsimile or other
electronic format (including &ldquo;pdf&rdquo;, &ldquo;tif&rdquo; or &ldquo;jpg&rdquo;) and other electronic signatures (including DocuSign
and AdobeSign). The use of electronic signatures and electronic records (including any contract or other record created, generated, sent,
communicated, received or stored by electronic means) shall be of the same legal effect, validity and enforceability as a manually executed
signature or use of a paper- based record-keeping system to the fullest extent permitted by applicable law, including the Federal Electronic
Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, any State law based on the Uniform
Electronic Transactions Act or the UCC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Further
Assurances; Cooperation in Financing Efforts</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Seller and the Purchaser shall each, at the request of the other, execute and deliver to the other all other instruments that either may
reasonably request in order to more fully effect the sale of the Purchased Property to the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(b)</FONT></TD><TD>[***].</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>No Reliance</U>.
The Purchaser acknowledges and agrees that it is purchasing the Contracts without recourse to the Seller (other than as otherwise provided
in this Agreement).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Severability
of Provisions</U>. If any provision of this Agreement is invalid or unenforceable, then, to the extent such invalidity or unenforceability
shall not deprive either Party of any material benefit intended to be provided by this Agreement, all of the remaining provisions of this
Agreement shall remain in full force and effect and shall be binding upon the parties hereto.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Assignment</U>.
Neither Party may assign or transfer any of its rights or obligations under this Agreement without the express prior written consent of
the other Party (which consent by Seller shall not be unreasonably withheld or delayed unless such assignee is a competitor of the Seller);
and any assignment in violation of this <U>Section&nbsp;8.18</U> shall be null and void ab initio; <U>provided</U>, that this <U>Section&nbsp;8.18</U>
shall not restrict the Purchaser from assigning or transferring any Purchased Property and the rights under this Agreement with respect
to any Purchased Property (a)&nbsp;upon prior written notice to the Seller, to an Affiliate of the Purchaser or (b)&nbsp;to any Person
in connection with a Reconstitution consented to by the Seller or a Harley-Davidson Securitization Transaction.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>No Third-Party
Beneficiaries</U>. This Agreement is for the sole benefit of the Seller and the Purchaser and their permitted assigns and nothing herein,
express or implied, shall give or be construed to give to any Person, other than the Parties <FONT STYLE="color: red"><B><STRIKE>and such</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">hereto
and the Owner Trustee and their respective</FONT></B> permitted assigns, any legal or equitable rights hereunder and the Owner Trustee.
The parties hereto acknowledge and agree that the Owner Trustee is an express third party beneficiary of this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Special
Acknowledgement of Purchaser</U>. The Purchaser hereby acknowledges that it is a sophisticated purchaser capable of analyzing the risk
of purchasing the Contracts and that subsequent to the consummation of the transaction contemplated hereby, the Purchaser shall bear all
of the risks of ownership of the Contracts, including the risks of defaults and credit losses with respect thereto, except as otherwise
set forth in any of the Basic Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.21 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Confidentiality</U>.
(a)&nbsp;Each Party <FONT STYLE="text-decoration: underline double; color: blue"><B>hereto </B></FONT>agrees that (i)&nbsp;such
Party shall protect all Confidential Information by using the same degree of care, but no less than a reasonable degree of care, to
prevent the unauthorized use, dissemination, disclosure or publication of the Confidential Information as such Party uses to protect
its own Confidential Information of a like nature and (ii)&nbsp;disclosure of such Confidential Information of a Party (the
 &ldquo;<U>Disclosing Party</U>&rdquo;) by another Party (the &ldquo;<U>Restricted Party</U>&rdquo;) shall be restricted. Each Party
agrees that Confidential Information of the Disclosing Party shall be used by the Restricted Party solely in the performance of its
obligations and exercise of its rights pursuant to this Agreement. Except as required by Applicable Laws or legal process, the
Restricted Party shall not disclose Confidential Information of the Disclosing Party to third parties; <I>provided</I>, <I>however</I>,
that the Restricted Party may disclose Confidential Information of a Disclosing Party (A)&nbsp;to the Restricted Party&rsquo;s
Affiliates, and the Restricted Party&rsquo;s and such Affiliates&rsquo; respective agents, employees, directors, representatives,
attorneys, advisors, or subcontractors for the sole purpose of fulfilling the Restricted Party&rsquo;s obligations under this
Agreement (as long as the Restricted Party exercises commercially reasonable efforts to prohibit any further disclosure by its
Affiliates, agents, directors, representatives or subcontractors), <I>provided</I>, <I>that </I>in all events, the Restricted Party
shall be responsible for any breach of the confidentiality obligations hereunder by any of its Affiliates, agents, directors,
representatives or subcontractors, (B)&nbsp;to the Restricted Party&rsquo;s auditors, accountants and other professional advisors,
or to a Governmental Authority, (C)&nbsp;to the Restricted Party&rsquo;s (or its Affiliates&rsquo;) existing or potential investors
and financing sources provided that such potential investor or financing source is subject to a confidentiality agreement consistent
with and no less restrictive than this <U>Section&nbsp;8.21</U>, or (D)&nbsp;to any other third party as mutually agreed by the
Parties provided that such third party is subject to a confidentiality agreement consistent with and no less restrictive than this <U>Section&nbsp;8.21</U>.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
written request or upon the termination of this Agreement, each Restricted Party shall within thirty (30) days destroy (and certify by
an executive officer such destruction) or return to the Disclosing Party all Confidential Information in its possession that is in written
form, including by way of example, reports, plans and manuals; <I>provided, however, </I>that a Restricted Party may maintain in its possession
all such Confidential Information of the Disclosing Party required to be maintained under Applicable Laws relating to the retention of
records for the period of time required thereunder. Notwithstanding the foregoing, the Parties shall continue to be bound by their obligations
of confidentiality hereunder.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that a Restricted Party is requested or required (by oral questions, interrogatories, requests for information or documents,
subpoena, civil investigative demand or similar process) to disclose any Confidential Information of the other Party, the Restricted Party
will, to the extent legal and practicable, provide the Disclosing Party with prompt notice of such requests so that the Disclosing Party
may seek an appropriate protective order or other appropriate remedy or waive the Restricted Party&rsquo;s compliance with the provisions
of this Agreement. In the event that the Disclosing Party does not seek such a protective order or other remedy, or such protective order
or other remedy is not obtained, or the Disclosing Party grants a waiver hereunder, the Restricted Party may furnish that portion (and
only that portion) of the Confidential Information of the Disclosing Party which the Restricted Party is legally compelled to disclose
and will exercise such efforts to obtain reasonable assurance that confidential treatment will be accorded any Confidential Information
of the Disclosing Party so furnished as the Restricted Party would exercise in assuring the confidentiality of any of its own Confidential
Information. Notwithstanding the foregoing, the Seller or the Purchaser shall be permitted to disclose any Confidential Information to
a Regulatory Authority without consent by, and, if prohibited by such Regulatory Authority, notice to, the other Party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.22&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;  <U>Obligor
Information; Security Requirements</U>. (a)&nbsp;The Seller acknowledges and agrees that the Purchaser shall be the owner of all Purchased
Contract data and all information related to each Contract purchased hereunder and the related Obligors, including credit file information,
servicing and collection history, and other books and records.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of the Seller and the Purchaser agrees that it shall protect, using standards that are no less stringent than are required under
Applicable Laws and industry standards, any and all PII against intrusion, theft, alteration, unauthorized access, loss, damage or
any means by which a Person without authorization from the Parties may obtain access to PII or may erase, alter or modify all or any
portion of PII. Each of the Seller and the Purchaser specifically acknowledges and agrees that they have developed, implemented and
will maintain effective information security policies and procedures, specifically including administrative, technical and physical
safeguards and any and all computer or information systems on which any portion of PII may be processed or stored at any time,
designed to (i)&nbsp;ensure the security and confidentiality of PII, (ii)&nbsp;protect against anticipated threats or hazards to the
security or integrity of PII, (iii)&nbsp;protect against unauthorized access to or use of PII that could result in substantial harm
or inconvenience to any Obligor, (iv)&nbsp;ensure the proper disposal of PII, and (v)&nbsp;honor requests to delete or not share PII
if required to do so by Applicable Law. Each of the Seller and the Purchaser specifically acknowledges and agrees that they will
provide appropriate security to protect against unauthorized access by &ldquo;insiders&rdquo; (<I>i.e.</I>, Persons who have been
given access to PII or systems containing PII in order to perform computer related services for such Parties, but who may
intentionally or inadvertently cause damage to data or to the computer system). &ldquo;Insiders&rdquo; shall be deemed to include
but shall not be limited to employees, former employees and independent contractors of the Seller and the Purchaser, as
applicable.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that either the Seller or the Purchaser learns or has reason to believe that, with respect to any PII relating to Contracts
maintained by such Party, (i)&nbsp;such PII has been disclosed or accessed by an unauthorized party, (ii)&nbsp;such Party&rsquo;s facilities
associated with such PII have been accessed by an unauthorized party or (iii)&nbsp;such PII has otherwise been lost or misplaced, such
Party shall as soon as reasonably practicable (but, in any case, in no event later than forty-eight (48) hours or such shorter time period
as may be required by Applicable Law of the Party becoming aware of such incident) (A)&nbsp;provide notice of the security incident to
the appropriate law enforcement or state agency in conformity with the notification requirements found in applicable Privacy Laws and
(B)&nbsp;provide written notice thereof to the other Party and shall specify the corrective action that was or will be taken unless any
government official instructs such Party to refrain from doing so in compliance with <U>Section&nbsp;8.22(b)</U>.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
notices required under <U>Section&nbsp;8.22(c)</U>&nbsp;shall specifically identify the data that has or may have been improperly accessed,
released or misused and contain material details of the security issue that are known at the time of notification, subject to a request
by law enforcement or other government agency to withhold such notice. Further, the breaching or releasing Party shall (i)&nbsp;promptly
take appropriate steps to contain and control the security issue to prevent unauthorized access or further unauthorized access (as applicable)
to or misuse of PII; and (ii)&nbsp;continue to provide information in a timely manner to the other Party relating to the investigation
and resolution of the security issue until it has been resolved. The breaching or releasing Party shall maintain appropriate processes
for evidence collection, analysis and remediation of any security-related incident as well as postmortems and resulting actions taken
or proposed with timelines for completion and shall make such information available to the other Party at its request. The breaching or
releasing Party shall also cooperate fully with the other Party or its investigator in investigating and responding to each successful
or attempted security breach including allowing reasonable access to such breaching or releasing Party&rsquo;s facility and systems by
the other Party or its investigator to investigate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Party shall comply with all Privacy Laws that pertain to PII.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Section&nbsp;8.23&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; <U>Securitizations</U>. [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.24&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reconstitutions</U>.
[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.25&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Harley-Davidson
Securitization Transaction</U>. [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: blue"><B>Section&nbsp;8.26</B></FONT><B>
<FONT STYLE="color: red"><U><STRIKE>Section&nbsp;8.26.</STRIKE></U></FONT></B> <U>Trustee Limitation of Liability</U>. It is expressly
understood and agreed by the parties hereto that (i)&nbsp;this Agreement is executed and delivered by Wilmington Trust, National Association<FONT STYLE="color: red"><B><STRIKE>,</STRIKE></B></FONT>
(&ldquo;<U>WTNA</U>&rdquo;), not individually or personally but solely in its capacity as trustee on behalf of the Purchaser (in such
capacity, the &quot;<U>Owner Trustee</U>&quot;), in the exercise of the powers and authority conferred and vested in it under the <FONT STYLE="text-decoration: underline double; color: blue"><B>Second</B></FONT>
Amended and Restated Trust Agreement, dated as of <FONT STYLE="color: red"><B><STRIKE>July</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">October</FONT></B><B><FONT STYLE="color: blue">&nbsp;</FONT></B>30,
2025, among KKR Morrow Borrower, LLC, as administrator (the &ldquo;<U>Administrator</U>&rdquo;) and depositor, and WTNA as Owner Trustee
(the &ldquo;<U>Trust Agreement</U>&rdquo;), (ii)&nbsp;each of the representations, warranties, undertakings and agreements herein made
on the part of the Purchaser is made and intended not as personal representations, warranties, undertakings and agreements by WTNA or
the Owner Trustee but is made and intended for the purpose of binding, and is binding only on, the Purchaser, (iii)&nbsp;nothing herein
contained shall be construed as creating any obligation or liability on WTNA, individually or personally or as Owner Trustee, to perform
any covenant either expressed or implied contained herein, all such obligation or liability, if any, being expressly waived by the parties
hereto and by any Person claiming by, through or under the parties hereto, (iv)&nbsp;WTNA, individually and as Owner Trustee, has made
no and will make no investigation as to the accuracy or completeness of any representations or warranties made by the Purchaser in this
Agreement and (v)&nbsp;under no circumstances shall WTNA or the Owner Trustee be personally liable for the payment of any indebtedness,
indemnities or expenses of the Purchaser or be liable for the performance, breach or failure of any obligation, representation, warranty
or covenant made or undertaken by the Purchaser under this agreement or any other related documents, as to all of which recourse shall
be had solely to the assets of the Purchaser. It is expressly understood and agreed that except for those specific duties of that the
Owner Trustee has expressly undertaken to perform for the Purchaser pursuant to the Trust Agreement, the rights, duties and obligations
of the Purchaser hereunder will be exercised and performed by Administrator or other agents on behalf of the Purchaser and under no circumstances
shall the Owner Trustee have any duty or obligation to monitor, supervise, exercise or perform the rights, duties or obligations of the
Purchaser or the Administrator or any other agents of the Purchaser hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: blue"><B>Section&nbsp;8.27</B></FONT><B>
<FONT STYLE="color: red"><U><STRIKE>Section&nbsp;8.26</STRIKE></U></FONT></B> <U>Sale and Purchase of Canadian Contracts</U>. The Parties
shall cooperate in good faith to finalize the details of the purchase of the Canadian Contracts <FONT STYLE="color: red"><B><STRIKE>within
fifteen (15) Business Days</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">by October&nbsp;30, 2025</FONT></B>
(or such later date mutually agreed by the Purchaser and the Seller)<FONT STYLE="color: red"><B><STRIKE> of the Signing Date</STRIKE></B></FONT>.
To the extent there are tax issues related to the sale and purchase of the Canadian Contracts, the Purchaser and the Seller agree that
they will work in good faith to resolve such tax issues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[SIGNATURE PAGE FOLLOWS]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Parties have caused this Master Purchase and
Sale Agreement to be executed by their respective duly authorized officers as of the date and year first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">HARLEY-DAVIDSON CREDIT CORP.,</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">as Seller</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top; width: 50%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 3%">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom; width: 5%">&nbsp;</TD>
    <TD STYLE="vertical-align: top; width: 42%">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom"><FONT STYLE="text-decoration: underline double; color: blue"><B>/s/ David Viney</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="text-decoration: underline double; color: blue"><B>David Viney</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="text-decoration: underline double; color: blue"><B>Vice President and Treasurer</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">KKR MORROW TRUST,</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">as Purchaser</FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD COLSPAN="3" STYLE="vertical-align: bottom"><FONT STYLE="text-decoration: underline double; color: blue"><B>By: Wilmington Trust, National Association, not in its individual capacity but solely as Owner Trustee on behalf of the Purchaser</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: top">&nbsp;</TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD COLSPAN="2" STYLE="vertical-align: bottom"><FONT STYLE="text-decoration: underline double; color: blue"><B>/s/ Chris Bayer</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">Name:</FONT></TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="text-decoration: underline double; color: blue"><B>Chris Bayer</B></FONT></TD></TR>
  <TR>
    <TD STYLE="vertical-align: top">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom">&nbsp;</TD>
    <TD STYLE="vertical-align: bottom"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="vertical-align: bottom">
    <P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; color: blue"><FONT STYLE="text-decoration: underline double; color: blue"><B>Vice President</B></FONT></P></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;<BR>
</P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-size: 10pt"><B><U>APPENDIX A</U></B></FONT><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>DEFINITIONS AND USAGE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Construction
and Usage</U>. Unless otherwise provided in this Agreement, the Servicing Agreement or any other Basic Documents, the following rules&nbsp;of
construction and usage are applicable to this Appendix and this Agreement, the Servicing Agreement and any other Basic Documents the following
rules&nbsp;of construction and usage are applicable to this Appendix and the this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
used in this Appendix or in any Basic Document and in any certificate or other document made or delivered pursuant thereto, accounting
terms not defined herein, or in any such Basic Document, or in any such certificate or other document, and accounting terms partly defined
herein or in any such certificate or other document, to the extent not defined herein, have the respective meanings given to them under
generally accepted accounting principles. To the extent that the definitions of accounting terms herein, in any such Basic Document or
in any such certificate or other document are inconsistent with the meanings of such terms under such generally accepted accounting principles,
the definitions contained herein, in such Basic Document or in any such certificate or other document control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
words &ldquo;hereof,&rdquo; &ldquo;herein,&rdquo; &ldquo;hereunder&rdquo; and words of similar import when used in any Basic Document
refer to such Basic Document as a whole and not to any particular provision or subdivision thereof. References in any Basic Document to
 &ldquo;Article,&rdquo; &ldquo;Section&rdquo; or another subdivision or to an attachment are, unless the context otherwise requires, to
an article, section or subdivision of or an attachment to such Basic Document. The term &ldquo;including&rdquo; means &ldquo;including
without limitation.&rdquo; The word &ldquo;or&rdquo; is not exclusive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
definitions contained in any Basic Document are equally applicable to both the singular and plural forms of such terms and to the masculine
as well as to the feminine and neuter genders of such terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
agreement, instrument, statute or regulation defined or referred to below means such agreement, instrument, statute or regulation as from
time to time amended, modified or supplemented, including (in the case of agreements or instruments) by waiver or consent and (in the
case of statutes) by succession of comparable successor statutes and includes (in the case of agreements or instruments) references to
all attachments thereto and instruments incorporated therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>References
to &ldquo;dollars&rdquo; or &ldquo;$&rdquo; shall be to United States dollars unless otherwise specified herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Unless
otherwise stated in the applicable Basic Document, in the computation of a period of time from a specified date to a later specified date,
the word &ldquo;from&rdquo; means &ldquo;from and including&rdquo;, the word &ldquo;through&rdquo; means &ldquo;to and including&rdquo;
and the words &ldquo;to&rdquo; and &ldquo;until&rdquo; both mean &ldquo;to but excluding.&rdquo;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Dates
and times of day shall be references to Chicago dates and Chicago time, respectively.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 40 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(viii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as otherwise expressly provided herein, any interest calculated over a period under any Basic Document shall be based on the basis of
a 360-day year and twelve 30-day months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(b)</FONT></TD><TD><U>Definitions.</U></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">All terms defined in this
Appendix shall have the defined meanings when used in any Basic Document, unless otherwise specified or defined therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Affiliate</U>&rdquo;
has (i)&nbsp;the meaning set forth in Rule&nbsp;12b-2 of the regulations promulgated under the Securities Exchange Act of 1934, as amended
(the &ldquo;<U>Exchange Act</U>&rdquo;) and (ii)&nbsp;with respect to the Purchaser, also any fund, vehicle or account which is managed
by or is the sole investment advisor of the Purchaser or any Affiliates or Subsidiaries thereof, and &ldquo;<U>Affiliated</U>&rdquo; has
a correlative meaning.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Annual Commitment Amount</U>&rdquo; means $[***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Applicable Laws</U>&rdquo;
means all federal, state and local laws, statutes, regulations and orders applicable to a Party or relating to or affecting any aspect
of the transactions contemplated by the Basic Documents and all requirements of any Regulatory Authority having jurisdiction over a Party,
including, to the extent applicable to such Party, (i)&nbsp;the Truth in Lending Act and Regulation Z; (ii)&nbsp;the Equal Credit Opportunity
Act and Regulation B; (iii)&nbsp;the Fair Debt Collection Practices Act; (iv)&nbsp;the Fair Credit Reporting Act; (v)&nbsp;the Gramm-
Leach-Bliley Act; (vi)&nbsp;the USA PATRIOT Act; and (vii)&nbsp;Section&nbsp;1031 of the Consumer Financial Protection Act of 2010 and
all other statutes, rules, and regulations prohibiting unfair, deceptive or abusive acts or practices, or pertaining to consumer and data
privacy, including, in each case, any implementing regulations or interpretations issued thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Applicable Offer Target</U>&rdquo; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Applicable Pool</U>&rdquo;
means with respect to each Purchase Date, a list of Contracts to be sold on the related Purchase Date as set forth in the related Contract
Schedule Supplement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Applicable Purchase Target</U>&rdquo; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Assignment</U>&rdquo;
means the document of assignment substantially in the form of <U>Exhibit&nbsp;B</U> attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Authoritative Copy</U>&rdquo;
means with respect to any Electronic Contract, a copy of such Contract that is unique, identifiable and, except as otherwise provided
in Section&nbsp;9-105 of the UCC, unalterable, and is marked &ldquo;original&rdquo; or has no watermark or other marking that would indicate
that it is a &ldquo;copy&rdquo; or &ldquo;duplicate&rdquo; or not an original or not an &ldquo;authoritative&rdquo; copy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Back Book PSA</U>&rdquo;
means that certain Back Book Purchase and Sale Agreement, dated as of July&nbsp;30, 2025, by and between the Seller and the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double"><B>&ldquo;Back
Book Vault Condition&rdquo; means a condition that is satisfied when the Seller</B></FONT><B> <FONT STYLE="text-decoration: underline double">shall
have caused the &ldquo;authoritative copy&rdquo; of each Contract that is an Electronic Contract sold by the Seller to the Purchaser pursuant
to the Back Book PSA to be communicated to and maintained in a Purchaser Vault Partition.</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Bankruptcy Code</U>&rdquo;
means the United States Bankruptcy Reform Act of 1978 (11 U.S.C. &sect; 101, et seq.), as amended from time to time.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Basic Documents</U>&rdquo; means this Agreement, the Servicing
Agreement, the Back Book PSA, each Assignment, the Stockholders Agreement, the Subscription Agreement, and any other document, certificate,
agreement or writing the execution of which is necessary or incidental to carrying out the transactions contemplated by this Agreement
or any of the other foregoing documents<FONT STYLE="color: red"><B>.</B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">;
provided, that, any document, certificate, agreement or writing (x)</FONT></B><B><FONT STYLE="color: blue">&nbsp;<FONT STYLE="text-decoration: underline double">governed
by the laws of Canada or any province or territory thereof, or (y)&nbsp;entered into in connection with the purchase, sale, servicing
or financing of the &ldquo;Contracts&rdquo; (as defined in the Canada Master PSA), or otherwise relating to the Canadian program, shall
not constitute a Basic Document hereunder.</FONT></FONT></B></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Business Day</U>&rdquo;
means any day other than a Saturday, a Sunday or any other day on which banking institutions in New York, New York, or Chicago,&nbsp;Illinois
may, or are required to, remain closed.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="text-decoration: underline double; color: blue"><B>&ldquo;Canada Master PSA&rdquo; means
</B></FONT><FONT STYLE="color: green"><I><U>that certain Master Purchase and Sale Agreement, dated as of </U></I></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>October&nbsp;30,
2025, by and between the Canada Seller and the Purchaser.</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double"><B>&ldquo;Canada
Seller&rdquo; means Harley-Davidson Financial Services Canada,&nbsp;Inc., a</B></FONT><B> <FONT STYLE="text-decoration: underline double">company
incorporated under the federal laws of Canada, and its successors and assigns.</FONT></B></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double"><B>&ldquo;Canada
Servicer&rdquo; means Harley-Davidson Financial Services Canada,&nbsp;Inc., a</B></FONT><B> <FONT STYLE="text-decoration: underline double">company
incorporated under the federal laws of Canada, as the servicer of the &ldquo;Purchased Property&rdquo; (as defined in the Canada Master
PSA), or any permitted successor or assignee thereto under the Canada Servicing Agreement.</FONT></B></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double"><B>&ldquo;Canada
Servicing Agreement&rdquo; means that certain Servicing Agreement, dated as</B></FONT><B> <FONT STYLE="text-decoration: underline double">of
October&nbsp;30, 2025, by and between the Canada Servicer and the Purchaser.</FONT></B></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Canadian Contracts</U>&rdquo;
mean the Contracts originated in Canada set forth in the Canadian master purchase and sale agreement to be mutually agreed upon between
the Affiliate of HDCC in Canada and the Purchaser (or an Affiliate of the Purchaser).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Certificate of Title</U>&rdquo;
means with respect to a Financed Vehicle, (i)&nbsp;the original certificate of title relating thereto or (ii)&nbsp;in any jurisdiction
in which the original certificate of title is required to be given to the Obligor, if the applicable Registrar of Titles issues a letter
or other form of evidence of lien in lieu of a Certificate of Title (including electronic titling), either notification of an electronic
recordation, by the applicable Registrar of Titles, or the original lien entry letter or form or copies of correspondence to such applicable
Registrar of Titles, and all enclosures thereto, for issuance of the original lien entry letter or form, which, in either case, shall
name the related Obligor as the owner of such Financed Vehicle and the Title Lien Holder as secured party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Certificate of Title
Application</U>&rdquo; means, with respect to a Financed Vehicle for which a Certificate of Title has not been received, a copy of the
application to the applicable Registrar of Titles, and all enclosures thereto, for issuance of the original Certificate of Title naming
the Title Lien Holder as secured party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: green"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Code</STRIKE></U><STRIKE>&rdquo;
means the Internal Revenue Code of 1986, as amended.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Charged Off Contract</U>&rdquo; has the meaning
set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Claim Notice</U>&rdquo;
means, with respect to an Indemnifiable Claim, the Indemnified Party&rsquo;s written notice of the Indemnifiable Claim, delivered to the
Indemnitor detailing such claim from which the Indemnified Party is seeking indemnification.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: green"><I><U>&ldquo;Code&rdquo; means the Internal
Revenue Code of 1986, as amended.</U></I></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Collection Account</U>&rdquo;
means the <FONT STYLE="color: red"><B><STRIKE>deposit account held at Citibank, N.A.</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">non-interest
bearing trust account and all related subaccounts thereto held at Wilmington Trust, National Association, not in its individual capacity
but solely as collection account bank (or such other financial institution mutually agreeable to the parties hereto)</FONT></B> in the
name of and for the sole and exclusive benefit of the Purchaser with account number<FONT STYLE="text-decoration: underline double; color: blue"><B>(s)</B></FONT><B><FONT STYLE="color: blue">&nbsp;</FONT></B>to
be provided by the Purchaser prior to the first Purchase Date or such other deposit account designated by the Purchaser as the Collection
Account for the purposes hereof.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Collection Policy</U>&rdquo;
has the meaning set forth in the Servicing Agreement, as such guidelines, policies and procedures as may be amended, modified, restated,
replaced or otherwise supplemented from time to time in accordance with <U>Section&nbsp;5.03</U> of the Servicing Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Collections</U>&rdquo;
means, with respect to a Contract, all cash collections and other cash proceeds of such Contract and the related Rights, including,
without duplication, (i)&nbsp;if such Contract has become a Defaulted Contract, any Net Liquidation Proceeds in respect thereof;
(ii)&nbsp;any net proceeds of disposition and subsequent settlement received in accordance with the terms of such Contract following
the sale or surrender of the Financed Vehicle as contemplated by the terms of such Contract; (iii)&nbsp;all interest payments
(including default interest) received from the related Obligors in accordance with such Contract; (iv)&nbsp;any net proceeds
received on any sale or other disposition of such Contract or the Financed Vehicle by the Servicer, but excluding, in each case, any
security deposits, prepayment or late payment fees or penalties, returned item charges, transaction payment fees, processing fees
and all other extra charges and fees, amounts payable by way of reimbursement or indemnity and sales Taxes, goods and services
Taxes, harmonized Taxes or other Taxes applicable to such Contract; and (v)&nbsp;any interest earned on any of the foregoing while
on deposit in the Collection Account.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Commission</U>&rdquo; means the Securities and
Exchange Commission.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Commitment Period</U>&rdquo;
means, with respect to each Measurement Period, absent the occurrence of a Commitment Termination Event, the period from the beginning
of each such Measurement Period to the earlier of (i)&nbsp;the occurrence of a Commitment Termination Event and (ii)&nbsp;the purchase
by the Purchaser of an Applicable Pool, which in aggregate with all previously purchased Applicable Pools<FONT STYLE="text-decoration: underline double; color: blue"><B> (and
all previously purchased &ldquo;Applicable Pools&rdquo; (as defined in the Canada Master PSA))</B></FONT>, has an aggregate Cutoff Date
Aggregate Outstanding Principal Balance <FONT STYLE="text-decoration: underline double; color: blue"><B>(or the US Dollar Equivalent Amount
of &ldquo;Cutoff Date Aggregate Outstanding Principal Balance&rdquo; (as defined in the Canada Master PSA), as applicable) </B></FONT>in
an amount equal to the Annual Commitment Amount. It is being understood and agreed that the Commitment Period shall terminate on the Scheduled
Commitment Termination Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Commitment Tail Period</U>&rdquo; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Commitment Termination Event</U>&rdquo; means the occurrence
of a termination pursuant to <U>Section&nbsp;2.3(a)</U>&nbsp;or <FONT STYLE="text-decoration: underline double; color: blue"><B>Section&nbsp;</B></FONT>2.3(b)&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<U>Company Sale</U>&rdquo; has
the meaning set forth in the Stockholders Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<U>Concentration Limit</U>&rdquo; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Confidential Information</U>&rdquo;
means all information and material of any type, scope or subject matter whatsoever relating to the Purchaser, the Seller, the Servicer
or any of their respective Subsidiaries or Affiliates, whether oral or written, and howsoever evidenced or embodied, which each Party,
each Party&rsquo;s representatives or agents (including any officers of any Party or any of their Subsidiaries) may furnish to the other,
or to which either Party is afforded access by the other Party, either directly or indirectly for purposes of such Party&rsquo;s participation
in the transactions contemplated by this Agreement or any other Basic Document; <U>provided</U>, <U>however</U>, &ldquo;Confidential Information&rdquo;
shall not include information or material of a Party which (i)&nbsp;becomes generally available to the public other than as a result of
a disclosure by the receiving Party or its agents and other representatives, (ii)&nbsp;was available to the receiving Party on a non-confidential
basis prior to its disclosure by the disclosing Party, or (iii)&nbsp;becomes available to the receiving Party on a non-confidential basis
from a source other than the disclosing Party or the disclosing Party&rsquo;s representatives or agents, <U>provided</U> that such source
is not bound by a confidentiality agreement or otherwise prohibited from transmitting the information to the Purchaser, the Seller or
the Servicer by a contractual, legal or fiduciary obligation. As used herein, &ldquo;Confidential Information&rdquo; shall expressly include
the terms of this Agreement and the identity of the Parties (including, with respect to the Purchaser, the identity of the Purchaser&rsquo;s
Affiliates and their direct or indirect investment advisor).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Contract</U>&rdquo;
means a promissory note and security agreement or retail installment sale contract (a)&nbsp;evidencing indebtedness of a Person for borrowed
money or for the deferred purchase price of property, in each case, relating to the purchase of a Financed Vehicle and (b)&nbsp;creating
a security interest over the Financed Vehicle as security for such indebtedness, which shall include the related Rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<U>Contract Files</U>&rdquo;
has the meaning set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&ldquo;Contract
Rate&rdquo; means, as to any Contract, the annual rate of interest with respect to</U></I></FONT><I><U> such Contract.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Contract Schedule
Supplement</U>&rdquo; means, in connection with any Notice of Sale, the accompanying schedule submitted by the Seller to the Purchaser
substantially in the form of <U>Exhibit&nbsp;C</U> attached hereto identifying the Contracts then being proposed for sale to the Purchaser
on the Purchase Date specified in such Notice of Sale.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Contract
Rate</STRIKE></U><STRIKE>&rdquo; means, as to any Contract, the annual rate of interest with respect to</STRIKE></I></FONT><I><STRIKE>
such Contract.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Credit Policy</U>&rdquo;
means the credit underwriting guidelines, policies and procedures of the Originator relating to the evaluation of the creditworthiness
of the Obligors attached as <U>Exhibit&nbsp;H</U> to this Agreement, as such guidelines, policies and procedures may be amended, modified,
restated, replaced or otherwise supplemented from time to time in accordance with <U>Section&nbsp;7.8(a)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cutoff Date</U>&rdquo;
means, with respect to each Contract identified in a Notice of Sale, the &ldquo;Cutoff Date&rdquo; specified in such Notice of Sale.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Cutoff Date Aggregate
Outstanding Principal Balance</U>&rdquo; means, with respect to an Applicable Pool, the aggregate of the Outstanding Principal Balance
of the Contracts in such Applicable Pool as of the applicable Cutoff Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Data Tape</U>&rdquo;
means, for each Applicable Pool, a data tape containing the information set forth in <U>Exhibit&nbsp;F</U> with respect to each Contract
in such Applicable Pool to be mutually agreed upon between the Purchaser and the Seller prior to the first Purchase Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Defaulted Contract</U>&rdquo;
means any Contract in respect of which (i)&nbsp;90 days have elapsed following the date of repossession (and expiration of any redemption
period) with respect to the Financed Vehicle, (ii)&nbsp;the proceeds from the sale of a repossessed Financed Vehicle have been received
by the Servicer, or (iii)&nbsp;Charged Off Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Delinquent Contract</U>&rdquo;
means any Contract, other than a Defaulted Contract, (i)&nbsp;in respect of which any scheduled periodic payment owing thereunder remains
unpaid for 30 days or from the payment due date; or (ii)&nbsp;which would be classified as delinquent in accordance with the Collection
Policy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Determination Date</U>&rdquo;
means the last day of each full calendar month commencing in the calendar month in which the third Purchase Date occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Effective Date</U>&rdquo;
means the date on which the satisfaction of all of the conditions described in <U>Section&nbsp;6.1</U> and <U>Section&nbsp;6.2</U> to
this Agreement occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Electronic Contract</U>&rdquo;
means a Contract that constitutes &ldquo;electronic chattel paper&rdquo; under and as defined in Section&nbsp;9-102(31) of the UCC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Eligible Contract</U>&rdquo;
means, as of any date of determination, any Contract that meets, as of the related Cutoff Date applicable to such Contract, each of the
following eligibility criteria:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">1.</FONT></TD><TD STYLE="text-align: justify">the Obligor thereunder is (a)&nbsp;a resident of the United States, (b)&nbsp;not the Government of the United States or any agency
or instrumentality thereof, (c)&nbsp;not any state, municipal or government agency of the Government of the United States if the enforceability
against such government or agency of an assignment of debts owing thereby is subject to any precondition which has not been fulfilled,
(d)&nbsp;not the subject of an Insolvency Proceeding and (e)&nbsp;not deceased;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">2.</FONT></TD><TD>such Contract is not and has never been a Delinquent Contract or a Defaulted Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">3.</FONT></TD><TD>such Contract is payable and denominated in United States Dollars;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">4.</FONT></TD><TD STYLE="text-align: justify">such Contract was originated in the United States or a territory of the United States by the Originator, and was originated no earlier
than 3 months prior to the related Purchase Date;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">5.</FONT></TD><TD STYLE="text-align: justify">such Contract is secured by a valid, subsisting and enforceable first priority, perfected security interest in favor of the Seller
or a Title Lien Holder in the Financed Vehicle covered thereby, and such security interest has been validly assigned by the Seller to
the Purchaser, except, in each case, as to priority for any Permitted Liens;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">6.</FONT></TD><TD>the Financed Vehicle securing such Contract is free and clear of any Liens other Permitted Liens and is not in repossession status;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">7.</FONT></TD><TD STYLE="text-align: justify">with respect to which, as of the date of origination of such Contract, the related Obligor has obtained physical damage insurance
covering the Financed Vehicle, and the terms of such Contract require that the Financed Vehicle will be covered by physical damage insurance
for the term of such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">8.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">9.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">10.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">11.</FONT></TD><TD STYLE="text-align: justify">such Contract does not contain terms which limit the right of the owner of such Contract to sell or assign such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">12.</FONT></TD><TD STYLE="text-align: justify">such Contract has not been sold, assigned or pledged by the Seller to any Person other than the Purchaser, and prior to the sale of
such Contract to the Purchaser, the Seller had good and marketable title to such Contract free and clear of any Lien other than Permitted
Liens and was the sole owner thereof and had full right to sell such Contract to the Purchaser;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">13.</FONT></TD><TD STYLE="text-align: justify">such Contract is &ldquo;tangible chattel paper&rdquo; (with respect to each Tangible Contract) or &ldquo;electronic chattel paper&rdquo;
(with respect to each Electronic Contract), each (i)&nbsp;as defined under Section&nbsp;9-102 of the Uniform Commercial Code of all applicable
jurisdictions and (ii)&nbsp;as designated on the related Data Tape, and the Servicer or its custodian (a)&nbsp;has possession of the original
Contract (with respect to each Tangible Contract), (b)&nbsp;has control of the &ldquo;Authoritative Copy&rdquo; thereof or is the &ldquo;owner
of record&rdquo; within the meaning of the UCC (with respect to each Electronic Contract) and (c)&nbsp;has possession of the related Contract
File;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">14.</FONT></TD><TD STYLE="text-align: justify">if such Contract is &ldquo;electronic chattel paper&rdquo;, then (i)&nbsp;it is a direct loan by the Originator to the Obligor and
is not a retail installment sale contract, and (ii)&nbsp;the related Contract Files are on deposit with the E-Vault Provider;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">15.</FONT></TD><TD STYLE="text-align: justify">such Contract is (A)&nbsp;in full force and effect and constitutes a legal, valid and binding obligation of the Obligor thereof, enforceable
against such Obligor in accordance with its terms (except as enforceability may be limited by bankruptcy, insolvency, reorganization or
similar laws affecting the enforcement of creditors' rights generally and to equitable principles of general application), (B)&nbsp;not
the subject of any assertion by the related Obligor of rescission, set-off, counterclaim or defense and (C)&nbsp;on a form contract containing
customary and enforceable provisions such that the rights and remedies of the holder thereof are adequate for realization against the
collateral of the benefits of the security;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">16.</FONT></TD><TD STYLE="text-align: justify">such Contract contains customary and enforceable provisions such that the rights and remedies of the Purchaser and its assigns are
adequate for realization against the Financed Vehicle, subject to the limitations on enforceability in clause 15(A)&nbsp;above;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">17.</FONT></TD><TD STYLE="text-align: justify">such Contract was originated by the Originator in the regular course of its business without, any fraud or misrepresentation by the
Originator or any other Person; was not originated as a result of identity theft; and was underwritten
in accordance with and satisfies the standards of the Credit Policy in all material respects;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">18.</FONT></TD><TD>such Contract does not, and did not at the time of its origination, violate in any material respect any requirement of any Applicable
Laws;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">19.</FONT></TD><TD STYLE="text-align: justify">such Contract has not been deferred or modified except (a)&nbsp;as set forth in the Servicer&rsquo;s servicing system or as evidenced
by instruments or documents in the Contract File and (b)&nbsp;to the extent such deferral or modification is a
Permitted Modification;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">20.</FONT></TD><TD STYLE="text-align: justify">such Contract (i)&nbsp;is not a revolving line of credit or similar credit facility, and (ii)&nbsp;has been fully funded, and there
is no obligation to make any future advance to the related Obligor with respect to such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">21.</FONT></TD><TD>such Contract does not bear interest at a stated rate exceeding the maximum rate permitted under Applicable Laws;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">22.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">23.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">24.</FONT></TD><TD>the Obligor thereunder has made the first full scheduled payment under the related Contract; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">25.</FONT></TD><TD STYLE="text-align: justify">if purchased by the Purchaser, such Contract will not cause one or more of the Concentration Limits to be exceeded as of the related
Purchase Date.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: blue"><B>&ldquo;End
Date&rdquo; means January&nbsp;31, 2026.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>E-Vault Provider</U>&rdquo; means eOriginal,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: red"><B><STRIKE>&ldquo;</STRIKE><U><STRIKE>End
Date</STRIKE></U><STRIKE>&rdquo; means January&nbsp;31, 2026.</STRIKE></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Event of Termination</U>&rdquo; has the meaning
set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Exchange Act</U>&rdquo; means the Securities Exchange Act of 1934.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>FICO</U>&rdquo; <FONT STYLE="color: red"><B><STRIKE>mean</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">means</FONT></B>
Fair Isaac Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Financed Vehicle</U>&rdquo;
means, with respect to any Contract, the related new or used Motorcycle, together with all equipment, attachments and accessories attached
thereto, securing an Obligor&rsquo;s indebtedness under such Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Financing Facility</U>&rdquo;
means any transaction pursuant to which a Financing Borrower pledges Purchased Contracts (or an interest in the Purchaser) to a lender
as collateral.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Governmental Authority</U>&rdquo;
means any government, any state or other political subdivision thereof and any entity exercising executive, legislative, judicial, regulatory
or administrative functions of or pertaining to government and having jurisdiction over the applicable Person, including for the avoidance
of doubt any banking or securities regulator, and including any self-regulatory organizations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Gramm-Leach-Bliley
Act</U>&rdquo; means Title V of the Gramm-Leach-Bliley Act of 1999 and its implementing regulations, as may be amended from time to time.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Harley-Davidson
Securitization Transaction</U>&rdquo; means any term, revolving or other direct placement, private placement, Rule&nbsp;144A, public or
other capital markets transaction under which asset backed securities are offered pursuant to an offering memorandum or offering circular
by the Seller, or any of its Affiliates, that are collateralized, in whole or in part, directly or indirectly, by Contracts.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>HDCC</U>&rdquo; means Harley-Davidson Credit Corp.,
a Nevada corporation.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Indemnifiable Claim</U>&rdquo;
means any assertion by any third party of any claim or of the commencement by any third party of any legal or regulatory proceeding, arbitration
or action, with respect to which the Indemnitor is or may be obligated to provide indemnification.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Indemnified Party</U>&rdquo;
means each Party, its Affiliates, and the officers, trustees (including the Owner Trustee), directors, members, employees, representatives,
shareholders, agents, advisors and attorneys of each Party seeking indemnification from the other Party for an Indemnifiable Claim.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Indemnitor</U>&rdquo;
means the Party to this Agreement indemnifying the Indemnified Party for an Indemnifiable Claim.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Initial Pricing Period</U>&rdquo; means [***].</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Insolvency Event</U>&rdquo;
means with respect to a specified Person, such Person shall (A)&nbsp;file a petition or commence a proceeding (1)&nbsp;to take advantage
of any Insolvency Law or (2)&nbsp;for the appointment of a trustee, conservator, receiver, liquidator or similar official for or relating
to such Person or all or substantially all of its property, or for the winding up or liquidation of its affairs, (B)&nbsp;consent or fail
to object to any such petition filed or proceeding commenced against or with respect to it or all or substantially all of its property,
or any such involuntary petition or proceeding shall not have been dismissed or stayed within sixty (60) days of its filing or commencement,
or a court, agency or other supervisory authority with jurisdiction shall not have decreed or ordered relief with respect to such petition
or proceeding, (C)&nbsp;admit in writing its inability to pay its debts generally as they become due, (D)&nbsp;make an assignment for
the benefit of its creditors, (E)&nbsp;voluntarily suspend payment of its obligations or (F)&nbsp;take any action in furtherance of any
of the foregoing.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Insolvency Laws</U>&rdquo;
means the Bankruptcy Code and all other applicable liquidation, conservatorship, bankruptcy, moratorium, arrangement, rearrangement, receivership,
insolvency, reorganization, suspension of payments, marshaling of assets and liabilities or similar debtor relief laws from time to time
in effect affecting the rights of creditors generally.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Insolvency Proceeding</U>&rdquo;
means with respect to any Person, any bankruptcy, insolvency, arrangement, rearrangement, conservatorship, moratorium, suspension of payments,
readjustment of debt, reorganization, receivership, liquidation, marshaling of assets and liabilities or similar proceeding of or relating
to such Person under any Insolvency Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Level Two Performance Trigger Event</U>&rdquo;
means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Lien</U>&rdquo; means any security interest, lien,
charge, pledge, equity, or encumbrance of any kind.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Loan to Value Ratio</U>&rdquo;
means, as of any date of determination, with respect to any Contract, the percentage equivalent of a fraction (a)&nbsp;the numerator of
which shall be equal to the Outstanding Principal Balance of the related Contract, and (b)&nbsp;the denominator of which shall be the
amount value of the related Financed Vehicle securing such Contract (reflected in the N.A.D.A. or appraisal guide and taking into account
the specific features and estimated mileage of such Financed Vehicle).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Losses</U>&rdquo;
means all claims, actions, liability, judgments, penalties, Taxes, losses, damages and reasonable and documented out-of-pocket costs and
expenses, including reasonable and documented out-of-pocket attorneys&rsquo; fees and expenses (including reasonable and documented fees
and expenses of counsel and other experts and expenses in connection with enforcement of the Indemnified Party&rsquo;s rights hereunder
(including any action, claim or suit brought) by an Indemnified Party of any indemnification or other obligation of the Indemnitor); provided,
however, that, the term &ldquo;Losses&rdquo; shall not include credit, or related, losses due to any Obligor&rsquo;s non-payment with
respect to any Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Material Adverse
Effect</U>&rdquo; means, with respect to any Person and to any event or circumstance, a material adverse effect on (i)&nbsp;the business,
financial condition, operations, performance or properties of such Person, (ii)&nbsp;the validity or enforceability of this Agreement
or any other Basic Document or the validity, enforceability or collectability of a material portion of the collections of the Contracts
purchased by the Purchaser or the security interests in the Financed Vehicles securing the Contracts purchased by the Purchaser, or (iii)&nbsp;the
ability of such Person to perform its obligations under this Agreement or any other Basic Document to which it is a party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Measurement Period</U>&rdquo;
means, as of any date of determination, each successive twelve (12) month period occurring after the Effective Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Monthly Period</U>&rdquo;
means the period from and including the first day of a calendar month to and including the last day of such calendar month; <U>provided</U>,
<U>however</U>, that the first Monthly Period shall commence on the Effective Date and end on the last day of the calendar month in which
the Effective Date occurs.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Motorcycle</U>&rdquo;
means a motorcycle manufactured by a Subsidiary of Harley-Davidson,&nbsp;Inc. or certain other manufacturers, as set forth on the Data
Tape.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Net Liquidation
Proceeds</U>&rdquo; means, in respect of any Defaulted Contract, the proceeds realized on the sale or other disposition of the Financed
Vehicle, including proceeds realized on the repurchase of such Financed Vehicle by the originating dealer for breach of warranties, and
the proceeds of any insurance relating to such Financed Vehicle, after payment of all reasonable expenses incurred thereby, together,
in all instances, with the actual proceeds of any recourse rights relating to such Defaulted Contract as well as any post-disposition
proceeds or other amounts in respect of a Defaulted Contract received by the Servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Non-Excluded Taxes</U>&rdquo;
means any Tax other than (i)&nbsp;Taxes imposed on or measured by net income (however denominated), franchise Taxes, and branch profits
Taxes and (ii)&nbsp;with respect to a Party, any Taxes imposed on such Party as a result of a present or former connection between such
Party and the jurisdiction of the Governmental Authority imposing such Tax (other than any such connection arising solely from such Party
having executed, delivered or performed its obligations or received a payment under, or enforced, this Agreement or the other Basic Documents).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>NPI</U>&rdquo; means
non-public personally identifiable information regarding an Obligor as defined by Title V of the Gramm-Leach-Bliley Act of 1999 and implementing
regulations including the United States Federal Trade Commission&rsquo;s Rule&nbsp;Regarding Privacy of Consumer Financial Information
(16 C.F.R. Part&nbsp;313).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Notice of Sale</U>&rdquo;
means with respect to any Purchase Date, a written notice of a sale substantially in the form of <U>Exhibit&nbsp;A</U> attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Notice of Termination</U>&rdquo;
means a written notice from a Party notifying the other Party of such Party&rsquo;s election to terminate this Agreement and setting forth
the basis for such termination pursuant to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Obligor</U>&rdquo;
means with respect to a Contract the purchaser or the co-purchasers of the Financed Vehicle or other person who owes payments under the
Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>OFAC</U>&rdquo;
means the Office of Foreign Assets Control of the U.S. Department of the Treasury.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Offer Target Shortfall</U>&rdquo;
means, with respect to any Target Measurement Date, an amount equal to the <FONT STYLE="text-decoration: underline double; color: blue"><B>sum
of (x)(i)&nbsp;the </B></FONT>Applicable Offer Target <FONT STYLE="color: red"><B><STRIKE>minus</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">and
(ii)&nbsp;the US Dollar Equivalent Amount of the &ldquo;Applicable Offer Target&rdquo; (as defined in the Canada Master PSA) minus the
sum of (y)(i)</FONT></B><B><FONT STYLE="color: blue">&nbsp;</FONT></B>the aggregate Cutoff Date Aggregate Outstanding Principal Balance
of all Eligible Contracts offered by the <FONT STYLE="text-decoration: underline double; color: blue"><B>Seller to the Purchaser during
the Measurement Period corresponding to that Target Measurement Date and (ii)&nbsp;the aggregate US Dollar Equivalent Amount of the &ldquo;Cutoff
Date Aggregate Outstanding Principal Balance&rdquo; (as defined in the Canada Master PSA) of all &ldquo;Eligible Contracts&rdquo; (as
defined in the Canada Master PSA) offered by the Canada </B></FONT>Seller to the Purchaser during the Measurement Period corresponding
to that Target Measurement Date; <U>provided</U>, that if that amount is below zero, the Offer Target Shortfall shall be deemed to be
zero.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Offered Contracts</U>&rdquo;
means, with respect to any Notice of Sale, the Contracts (together with the related Rights) that the Seller has offered for sale to the
Purchaser as described in such Notice of Sale.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Original Amount
Financed</U>&rdquo; means, with respect to a Contract and as of the date on which such Contract was originated, the aggregate Principal
advanced under the Contract toward the purchase price of the Financed Vehicle.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Originator</U>&rdquo; means Eaglemark Savings Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Outstanding Principal
Balance</U>&rdquo; means, with respect to a Contract and as of any date, the Original Amount Financed, less:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>payments
received from or on behalf of the related Obligor prior to such date allocable to principal; and</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
proceeds realized on the sale or other disposition of the related Financed Vehicle prior to such date allocable to principal with respect
to such Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double"><B>&ldquo;Parent
Change in Control&rdquo; has the meaning set forth in the Stockholders</B></FONT><B> <FONT STYLE="text-decoration: underline double">Agreement.</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Party</U>&rdquo;
means, with respect to each Basic Document, each Person that is a party to such Basic Document, and its permitted successors and assigns.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><B><STRIKE>&ldquo;</STRIKE><U><STRIKE>Parent
Change in Control</STRIKE></U><STRIKE>&rdquo; has the meaning set forth the Stockholders</STRIKE></B></FONT><B><STRIKE> Agreement.</STRIKE></B></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted Liens</U>&rdquo;
any of (a)&nbsp;Liens created pursuant to any Basic Document, (b)&nbsp;with respect to any Financed Vehicle, the Lien noted on the Certificate
of Title related to the Financed Vehicle in favor of a Title Lien Holder, (c)&nbsp;a Tax Lien, mechanics&rsquo; Lien and any other Lien
that attaches by operation of law on a Motorcycle and arising solely as a result of an action or omission of the related Obligor and (d)&nbsp;the
Lien filed by the Nevada Department of Taxation on March&nbsp;12, 2021 in the Washoe County Record with respect to which the Seller shall
provide evidence of release within thirty (30) days (or such later date as agreed to by the Purchaser in its reasonable discretion) of
the Signing Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Permitted
Modification</U>&rdquo; has the meaning set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Person</U>&rdquo;
means any legal person, including any individual, corporation, partnership, joint venture, association, limited liability company, joint
stock company, trust, unincorporated organization, or government or any agency or political subdivision thereof.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>PII</U>&rdquo; means
(a)&nbsp;any information that identifies or can be used to identify an individual either alone or in combination with other readily available
data; (b)&nbsp;any other sensitive or personally identifiable information or records in any form (oral, written, graphic, electronic,
machine-readable, or otherwise) relating to an Obligor, including: an Obligor&rsquo;s name, address, telephone number, social security
number, driver&rsquo;s license or other government identifier, and biometric information; the fact that the Obligor has a relationship
with the Seller, the Servicer or the Purchaser; and (c)&nbsp;any other data of or regarding an Obligor, the use, access or protection
of which is regulated under any applicable Privacy Laws.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&ldquo;Pricing
Model&rdquo; means the pricing model substantially in the form set forth in Exhibit</U></I></FONT><I>&nbsp;<U>E attached hereto which
shall be deemed automatically updated in connection with the delivery of a Repricing Confirmation.</U></I></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&ldquo;<U>Prime Contract</U>&rdquo; means a Contract
originated to an Obligor with a FICO score of greater than 640 and less than 740 at the time of origination.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Principal</U>&rdquo;
means, in respect of any particular portion of, or payment on account of, any Contract, the portion thereof, if any, which is equal to
or should be applied against, as the case may be, the original principal amount of the Contract as determined in accordance with its terms.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Pricing
Model</STRIKE></U><STRIKE>&rdquo; means the pricing model substantially in the form set forth in </STRIKE><U><STRIKE>Exhibit</STRIKE></U></I></FONT><I>&nbsp;<U><STRIKE>E
</STRIKE></U><STRIKE>attached hereto which shall be deemed automatically updated in connection with the delivery of a Repricing Confirmation.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Privacy
Laws</U>&rdquo; means all applicable privacy and data security laws in all relevant jurisdictions and the regulations promulgated
thereunder, including the following: GLBA/Regulation P; Fair Credit Reporting Act/Regulation V; California Financial Information
Privacy Act; California Consumer Privacy Act and related regulations; Federal Trade Commission Act; the Telephone Consumer
Protection Act; the CAN-SPAM Act of 2003; state data breach and data security laws (including the New York State Department of
Financial Services Cybersecurity Requirements for Financial Services Companies, 23 NYCRR 500); international data protection and
security laws, including Directive 95/46/EC of the European Parliament and of the Council and, when effective, the General Data
Protection Regulation; and analogous local, state, federal and international laws relating to the processing, privacy, usage,
protection and security of PII.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Purchase
Date</U>&rdquo; means, with respect to an Applicable Pool and subject to <U>Section&nbsp;4.1(a)</U>&nbsp;hereof, the date on which the
related Notice of Sale is executed and delivered by the Seller and the Purchase Price is paid by the Purchaser, which, unless otherwise
agreed upon between the Seller and the Purchaser, shall occur on the 15th </FONT>day of each calendar month (or, if such 15<FONT STYLE="font-size: 10pt">th
</FONT>day is not a Business Day, the next succeeding Business Day); <U>provided</U> that the initial Purchase Date shall be on <FONT STYLE="color: red"><B><STRIKE>October&nbsp;30,
2025.</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">December&nbsp;15, 2025 if the Back Book Vault
Condition has been satisfied as of such date and otherwise on such date as mutually agreed by Seller and Purchaser following satisfaction
of the Back Book Vault Condition, but in no event later than three (3)&nbsp;Business Days after satisfaction of the Back Book Vault Condition.</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Purchase Price</U>&rdquo;
means, with respect to a Contract to be purchased in any Applicable Pool pursuant to the terms hereof, an amount determined by the Pricing
Model.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Purchase Target
Shortfall</U>&rdquo; means, with respect to any Target Measurement Date during which the Seller <FONT STYLE="color: red"><B><STRIKE>has</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">and
the Canada Seller have collectively</FONT></B> offered to the Purchaser a sufficient volume of Eligible Contracts <FONT STYLE="text-decoration: underline double; color: blue"><B>and/or
 &ldquo;Eligible Contracts&rdquo; (as defined in the Canada Master PSA) </B></FONT>to meet the Applicable Purchase Target, an amount equal
to the Applicable Purchase Target minus the <FONT STYLE="text-decoration: underline double; color: blue"><B>sum of (i)&nbsp;the aggregate
US Dollar Equivalent Amount of the &ldquo;Cutoff Date Aggregate Outstanding Principal Balance&rdquo; (as defined in the Canada Master
PSA) of all &ldquo;Eligible Contracts&rdquo; (as defined in the Canada Master PSA) sold to the Purchaser during the Measurement Period,
and (ii)&nbsp;the </B></FONT>aggregate Cutoff Date Aggregate Outstanding Principal Balance of all Eligible Contracts sold <FONT STYLE="color: red"><B><STRIKE>by
the Seller </STRIKE></B></FONT>to the Purchaser during the Measurement Period<FONT STYLE="text-decoration: underline double; color: blue"><B>,
in each case,</B></FONT> corresponding to that Target Measurement Date; provided, that if that amount is below zero, the Purchase Target
Shortfall shall be deemed to be zero.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Purchased Contract</U>&rdquo;
means any Contract that is purchased by the Purchaser under the terms of this Agreement; provided, that, upon any repurchase of a Purchased
Contract by the Seller pursuant to the terms of this Agreement, such Contract ceases to be a Purchased Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Purchased Property</U>&rdquo;
means, collectively, each Contract and the Rights related thereto purchased by the Purchaser in accordance with the terms hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&ldquo;<U>Purchaser</U>&rdquo; means KKR Morrow
Trust, a Delaware statutory trust, and its permitted successors and assigns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Purchaser Termination Option</U>&rdquo; has
the meaning set forth in <U>Section&nbsp;2.3(b)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Purchaser Vault Partition</U>&rdquo; means a segregated
individual vault partition, in the name of the Purchaser, of the &ldquo;E-Vault System&rdquo; established by the Servicer with the
E-Vault Provider.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Receivables</U>&rdquo;
means, in respect of any Contract, all moneys payable pursuant to such Contract including all periodic payments and other moneys payable
to the Seller under such Contract (exclusive of security deposits, prepayment or late payment fees or penalties, returned item charges,
transaction payment fees, processing fees and all other extra charges and fees, amounts payable by way of reimbursement or indemnity and
sales Taxes, goods and services Taxes, harmonized Taxes or other Taxes applicable to such Contract) after the related Cutoff Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Reconstitution</U>&rdquo;
means a disposition of the Purchased Property, or any part thereof, or the Purchased Property (as such term is defined in the Back Book
PSA), or any part thereof, by the Purchaser or any Affiliate of the Purchaser in the form of a whole loan sale transaction, a securitization
transaction funded by securities sold to the public or private capital markets or by an asset backed commercial paper conduit, or any
combination of the foregoing; provided that a Reconstitution shall not include (a)&nbsp;any transaction to which any Contract will be
contributed by the Seller or its Affiliates or (b)&nbsp;any Harley-Davidson Securitization Transaction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Records</U>&rdquo;
means all Contracts, books, records, reports and other documents and information (including to the extent obtainable by way of existing
software controlled by the Seller, hard copies of all data maintained in databases of the Seller, tapes, disks and punch cards) maintained
by the Seller in respect of the Purchased Property and the Financed Vehicles and the related Obligors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&ldquo;Registrar
of Titles&rdquo; means with respect to any State, the governmental agency or body</U></I></FONT><I><U> responsible for the registration
of, and the issuance of certificates of title relating to, motor vehicles and liens thereon.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&ldquo;Regulatory
Authority&rdquo; means any federal, state or local regulatory agency or other</U></I></FONT><I><U> governmental agency or authority having
jurisdiction over a Party.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&ldquo;Re-Liening
Expenses&rdquo; means any costs associated with the revision of the Certificates</U></I></FONT><I><U> of Title following the occurrence
of a Re-Liening Trigger Event pursuant to Section&nbsp;2.5.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&ldquo;Re-Liening
Trigger Event&rdquo; means the occurrence of (i)&nbsp;an Insolvency Event with</U></I></FONT><I><U> respect to the Seller or the Originator
or (ii)&nbsp;the occurrence and continuance of an Event of Termination when HDCC serves as Servicer under the Servicing Agreement.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: green"><I><U>&ldquo;Reporting Date&rdquo; has the
meaning set forth in the Servicing Agreement.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Repricing Confirmation</U>&rdquo;
means a confirmation substantially in the form of <U>Exhibit&nbsp;D</U> attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Repricing Notice</U>&rdquo;
means a notice delivered by any Party to this Agreement to the other Party to this Agreement which proposes that the Pricing Model with
respect to each Contract to be acquired by the Purchaser be modified for all Applicable Pools to be purchased and serviced on or after
the beginning of the next succeeding Repricing Period set forth in such Repricing Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Repricing Period</U>&rdquo; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Repurchase Price</U>&rdquo;
means, with respect to a Repurchased Contract, an amount equal to <U>the sum</U> of (a)&nbsp;the amount equal to (i)&nbsp;the Purchase
Price <I>less </I>(ii)&nbsp;the amount equal to all Collections received by the Purchaser related to such Repurchased Contract and applied
to the Outstanding Principal Balance of such Repurchased Contract, plus (b)&nbsp;any accrued and unpaid interest at the Contract Rate
with respect to such Repurchased Contract as of the date of such determination date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Repurchased Contract</U>&rdquo;
means a Contract which the Seller has repurchased or is required to repurchase pursuant to <U>Section&nbsp;8.1</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&ldquo;Responsible
Officer&rdquo; means, with respect to any Person, the chief executive officer,</U></I></FONT><I><U> president, vice president, chief financial
officer, treasurer or assistant treasurer, controller, director, secretary or assistant secretary, or other similar officer of such Person.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Registrar
of Titles</STRIKE></U><STRIKE>&rdquo; means with respect to any State, the governmental agency or body</STRIKE></I></FONT><I><STRIKE>
responsible for the registration of, and the issuance of certificates of title relating to, motor vehicles and liens thereon.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Regulatory
Authority</STRIKE></U><STRIKE>&rdquo; means any federal, state or local regulatory agency or other</STRIKE></I></FONT><I><STRIKE> governmental
agency or authority having jurisdiction over a Party.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Re-Liening
Expenses</STRIKE></U><STRIKE>&rdquo; means any costs associated with the revision of the Certificates</STRIKE></I></FONT><I><STRIKE> of
Title following the occurrence of a Re-Liening Trigger Event pursuant to </STRIKE><U><STRIKE>Section&nbsp;2.5</STRIKE></U><STRIKE>.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Re-Liening
Trigger Event</STRIKE></U><STRIKE>&rdquo; means the occurrence of (i)&nbsp;an Insolvency Event with</STRIKE></I></FONT><I><STRIKE> respect
to the Seller or the Originator or (ii)&nbsp;the occurrence and continuance of an Event of Termination when HDCC serves as Servicer under
the Servicing Agreement.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Rights</U>&rdquo; means, in respect of any Contract
and the Financed Vehicle, the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(a)</FONT></TD><TD STYLE="text-align: justify">all rights and benefits accruing to the Seller under such Contract, including all right, title and interest in and to the Financed
Vehicle and the Receivables payable in respect of such Contracts (including all rights to Collections and other monies at any time received
or receivable after the applicable Cutoff Date);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(b)</FONT></TD><TD STYLE="text-align: justify">all rights in or to payments (including both proceeds and premium refunds) under any insurance policies maintained by the Obligor
pursuant to the terms of such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(c)</FONT></TD><TD STYLE="text-align: justify">the right of Seller under such Contract to ask, demand, sue for, collect, receive and enforce any and all sums payable under such
Contract or in respect of such Financed Vehicle and to enforce all other covenants, obligations, rights and remedies thereunder with respect
thereto, except to the extent that the same indemnify against liability to others;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(d)</FONT></TD><TD STYLE="text-align: justify">all of the right, title and interest of the Seller under such Contract in, to and under all prepayments made after the related Cutoff
Date, guarantees, promissory notes and indemnities (except to the extent that the same indemnify against liability to others) including
the benefit or any statutory indemnities, payment or reimbursement obligations or guarantees, and other agreements or arrangements of
whatever character (including all security interests and all property subject thereto) from time to time supporting or securing payment
or performance of the Obligor's obligations in respect of such
Contract, whether pursuant to such Contract or otherwise;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(e)</FONT></TD><TD>all Records pertaining to such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(f)</FONT></TD><TD>the security interest in the Financed Vehicle and any accessions thereto granted by the Obligor;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(g)</FONT></TD><TD>all Net Liquidation Proceeds and similar recoveries;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(h)</FONT></TD><TD>the Contract Files;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(i)</FONT></TD><TD>all servicing rights;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(j)</FONT></TD><TD>all of the Seller&rsquo;s (i)&nbsp;&ldquo;Accounts&rdquo;, (ii)&nbsp;&ldquo;Chattel Paper&rdquo;, (iii)&nbsp;&ldquo;Documents&rdquo;,
(iv)&nbsp;&ldquo;Instruments&rdquo; and (v)&nbsp;&ldquo;General Intangibles&rdquo; (as such terms are defined in the UCC) relating to
the property described in clauses (a)&nbsp;through (i)&nbsp;above; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(k)</FONT></TD><TD>all proceeds of or relating to any of the foregoing.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: green"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Reporting
Date</STRIKE></U><STRIKE>&rdquo; has the meaning set forth in the Servicing Agreement.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><I><STRIKE>&ldquo;</STRIKE><U><STRIKE>Responsible
Officer</STRIKE></U><STRIKE>&rdquo; means, with respect to any Person, the chief executive officer, president, vice president, chief financial
officer, treasurer or assistant treasurer, controller, director, secretary or assistant secretary, or other similar officer of such Person.</STRIKE></I></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sanctions</U>&rdquo;
means economic or financial sanctions or trade embargoes imposed, administered or enforced from time to time by OFAC (including pursuant
to the OFAC Regulations), the U.S. Department of State, the United Nations Security Council, the European Union, the French Republic,
His Majesty&rsquo;s Treasury and/or other relevant sanctions authority.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sanctioned Country</U>&rdquo;
means, at any time, a government, country or territory that is the subject or target of any comprehensive Sanctions.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Sanctioned Person</U>&rdquo;
means, at any time, (a)&nbsp;any Person listed in any Sanctions-related list of designated Persons maintained by OFAC, (b)&nbsp;any Person
operating, organized or resident in a Sanctioned Country (unless such Person has an appropriate license to transact business in such country
or territory or otherwise is permitted to operate, be organized or reside in such country or territory without violating any Sanctions)
or (c)&nbsp;any Person controlled by any Person described in clause (a)&nbsp;or (b).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Scheduled Commitment
Termination Date</U>&rdquo; means the seventh anniversary of the Effective Date; provided that if the Purchaser gives written notice 12
months prior to the fifth anniversary of the Effective Date that, after making good faith efforts, the Purchaser has not been able to
assign its remaining obligations under Section&nbsp;2.1(b)&nbsp;hereof to an Affiliate, the Scheduled Commitment Termination Date shall
mean the fifth anniversary of the Effective Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<U>Securities Act</U>&rdquo; means the Securities
Act of 1933.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in">&ldquo;<U>Servicer</U>&rdquo; means HDCC, as the
servicer of the Purchased Property, or any permitted successor or assignee thereto under the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Servicing Agreement</U>&rdquo;
means that certain Servicing Agreement, dated as of July&nbsp;30, 2025, by and between the Servicer and the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<U>Settlement Date</U>&rdquo;
has the meaning set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<U>Signing Date</U>&rdquo; means July&nbsp;30, 2025.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Solvent</U>&rdquo;
means, as to any Person at any time, that (a)&nbsp;the fair value of the property of such Person is greater than the amount of such Person&rsquo;s
liabilities (including disputed, contingent and unliquidated liabilities) as such value is established and liabilities evaluated for purposes
of Section&nbsp;101(31) of the Bankruptcy Code; (b)&nbsp;the present fair saleable value of the property of such Person in an orderly
liquidation of such Person is not less than the amount that will be required to pay the probable liability of such Person on its debts
as they become absolute and matured; (c)&nbsp;such Person is able to realize upon its property and pay its debts and other liabilities
(including disputed, contingent and unliquidated liabilities) as they mature in the normal course of business; (d)&nbsp;such Person does
not intend to, and does not believe that it will, incur debts or liabilities beyond such Person&rsquo;s ability to pay as such debts and
liabilities mature; and (e)&nbsp;such Person is not engaged in business or a transaction, and is not about to engage in a business or
a transaction, for which such Person&rsquo;s property would constitute unreasonably small capital<I>.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>State</U>&rdquo;
means any of the 50 states of the United States of America, or the District of Columbia.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Stockholders Agreement</U>&rdquo;
means that certain Stockholders Agreement, dated as of the Effective Date, by and among Harley-Davidson Financial Services,&nbsp;Inc.,
a Delaware corporation, Harley-Davidson,&nbsp;Inc., a Wisconsin corporation and KKR Morrow OpCo Aggregator LLC, a Delaware limited liability
company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: red"><B><STRIKE>&ldquo;</STRIKE><U><STRIKE>Subprime
Contract</STRIKE></U><STRIKE>&rdquo; has the meaning set forth in the Servicing Agreement.</STRIKE></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&ldquo;<U>Subprime Contract</U>&rdquo; means a
Contract originated to an Obligor with a FICO score equal to or less than 640 at the time of origination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&ldquo;<U>Superprime Contract</U>&rdquo; means
a Contract originated to an Obligor with a FICO score equal to or greater than 740 at the time of origination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subscription Agreement</U>&rdquo;
means that certain Subscription Agreement, dated as of July&nbsp;30, 2025, by and between Harley-Davidson Financial Services,&nbsp;Inc.,
a Delaware corporation and KKR Morrow OpCo Aggregator LLC, a Delaware limited liability company.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Subsidiary</U>&rdquo;
means, with respect to any Person, any corporation, limited liability company, partnership, association or other business entity of which:
(A)&nbsp;if a corporation, a majority of the total voting power of shares of stock entitled (without regard to the occurrence of any
contingency) to vote in the election of directors, representatives or trustees thereof, and the right to designate a majority of such
directors, representatives or trustees, is at the time owned or controlled, directly or indirectly, by that Person or one or more of
the other Subsidiaries of that Person or a combination thereof; or (B)&nbsp;if a limited liability company, partnership, association
or other business entity, a majority of the total voting power of stock (or equivalent ownership interest) of the limited liability company,
partnership, association or other business entity is at the time owned or controlled, directly or indirectly, by that Person or one or
more Subsidiaries of that Person or a combination thereof. For purposes hereof, a Person or Persons shall be deemed to have a majority
ownership interest in a limited liability company, partnership, association or other business entity if such Person or Persons shall
be allocated a majority of limited liability company, partnership, association or other business entity gains or losses and shall be
or control the managing member, managing director or other governing body or general partner of such limited liability company, partnership,
association or other business entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Tangible
Contract</U>&rdquo; means any Contract that is evidenced by tangible chattel paper.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<U>Target Measurement Date</U>&rdquo;
means the 15th </FONT>day (or, if such 15<FONT STYLE="font-size: 10pt">th </FONT>day is not a Business Day, the next succeeding
Business Day) in the month immediately following the last day of the applicable Measurement Period.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Tax</U>&rdquo; means
all present or future taxes, levies, imposts, duties, deductions, withholdings (including backup withholding), assessments, fees or other
charges imposed by any Governmental Authority, including any interest, additions to tax or penalties applicable thereto.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Third Party Proportion</U>&rdquo;
means, on any date of determination, with respect to each seller of Contracts into the related securitization which is not the sponsor
or an affiliate of the sponsor of the securitization (each a &ldquo;<U>Third Party</U>&rdquo;), a fraction, expressed as a percentage,
the numerator of which is such Third Party&rsquo;s applicable &ldquo;Contract Contribution Amount&rdquo; which is the mutually agreed
fair market value of the Contracts sold into the securitization by such Third Party, and the denominator of which is the aggregate sum
of such applicable Contract Contribution Amounts of such sponsor, its affiliates and each Third Party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>Title Lien Holder</U>&rdquo;
means Eaglemark Savings Bank or its assigns (or any other name approved in writing by the Purchaser).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<U>UCC</U>&rdquo; means
the Uniform Commercial Code as in effect on the date hereof and from time to time in the State of New York, <I>provided</I>, that if by
reason of mandatory provisions of law, the perfection or the effect of perfection or non-perfection or priority of the security interests
in any collateral or the availability of any remedy hereunder is governed by the Uniform Commercial Code as in effect on or after the
date hereof in any other jurisdiction, &ldquo;UCC&rdquo; means the Uniform Commercial Code as in effect in such other jurisdiction for
purposes of the provisions hereof relating to such perfection or effect of perfection or non-perfection or priority or availability of
such remedy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; color: blue"><FONT STYLE="text-decoration: underline double"><B>&ldquo;US
Dollar Equivalent Amount&rdquo; has the meaning set forth in the Canada Master PSA.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">* * * * *</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>ANNEX B</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Servicing Agreement</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">See attached.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><B>Certain portions of this Exhibit&nbsp;have been redacted pursuant
to Item 601(b)(2)&nbsp;and (10)&nbsp;of Regulation S-K and, where applicable, have been marked with &ldquo;[***]&rdquo; to indicate where
redactions have been made.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B><I>Execution Version</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right; color: blue"><FONT STYLE="text-decoration: underline double"><B>Conformed
through first amendment dated as of October&nbsp;30, 2025</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">SERVICING AGREEMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">between</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">KKR Morrow Trust,<BR>
 as Purchaser,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">HARLEY-DAVIDSON CREDIT CORP.,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">as Servicer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Dated as of July&nbsp;30, 2025</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>TABLE OF CONTENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right"><B>Page</B></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE I DEFINITIONS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left; width: 15%">&nbsp;</TD>
    <TD STYLE="width: 80%">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 1.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Definitions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 1.02</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Usage of Terms</FONT></TD>
    <TD STYLE="text-align: right">6</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE II SERVICER ENGAGEMENT</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Appointment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 2.02</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Contract Purchases</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE III REPRESENTATIONS, WARRANTIES AND COVENANTS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 3.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Representations and Warranties Regarding the Servicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 3.02</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Covenants of the Servicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE IV CUSTODY OF PURCHASED CONTRACTS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 4.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Custody of Purchased Contracts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE V SERVICING OF CONTRACTS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">10</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Responsibility for Contract Administration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">10</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.02</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Standard of Care</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.03</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Collection Policy</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.04</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Records</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.05</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Inspection</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">12</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.06</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Collection Account; Deposit of Payments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">13</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.07</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Enforcement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">14</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.08</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Purchaser to Cooperate</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">15</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.09</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Maintenance of Security Interests in Motorcycles</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">15</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Successor Servicer/Lockbox Agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">15</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Indemnification</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Business Continuity Plan</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Notice of Event of Termination</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 5.14</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Insurance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE VI RELEASE OF CONTRACT FILES.</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 6.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Release of Documents</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE VII X SERVICING COMPENSATION</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">18</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 7.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Servicer Fee</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">18</FONT></TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left; width: 15%"><FONT STYLE="font-size: 10pt">Section 7.02</FONT></TD>
    <TD STYLE="width: 80%"><FONT STYLE="font-size: 10pt">Expense Reimbursement</FONT></TD>
    <TD STYLE="text-align: right; width: 5%"><FONT STYLE="font-size: 10pt">18</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE VIII EVENTS OF TERMINATION; SERVICE TRANSFER</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Events of Termination</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.02</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[Reserved]</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.03</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Servicing Transfer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.04</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Successor Servicer to Act; Appointment of Successor Servicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.05</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Effect of Transfer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.06</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Database File</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.07</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Successor Servicer Indemnification</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.08</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Responsibilities of the Successor Servicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.09</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Limitation of Liability of Servicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.10</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Merger or Consolidation of Servicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.11</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Limitation on Resignation by the Servicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.12</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Appointment of Subservicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 8.13</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Cooperation in Financing Efforts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE IX REPORTS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 9.01</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Officer&rsquo;s Certificate</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 9.02</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Portfolio and Settlement Reports to Purchaser</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 9.03</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Financial Reporting Requirements of Servicer</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 9.04</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Notice of Litigation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 9.05</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Annual Statement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE X TERMINATION</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 10.01 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Termination of Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ARTICLE XI MISCELLANEOUS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.01 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Amendment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.02 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Governing Law</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.03</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;Submission to Jurisdiction</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.04 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Waiver of Jury Trial</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.05 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Notices</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.06</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;Severability of Provisions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.07 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Assignment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.08 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Third Party Beneficiaries</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.09 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Counterparts; Originals</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">28</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.10 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Headings</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">28</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.11 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">No Waiver</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">28</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.35in; text-align: left"><FONT STYLE="font-size: 10pt">Section 11.12 </FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Trustee Limitation of Liability</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">28</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>EXHIBITS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 12%"><FONT STYLE="font-size: 10pt">Exhibit A</FONT></TD>
    <TD STYLE="width: 81%"><FONT STYLE="font-size: 10pt">Form of Servicing Officer Certification as to Portfolio and Settlement Report</FONT></TD>
    <TD STYLE="text-align: right; width: 7%"><FONT STYLE="font-size: 10pt">A-1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Exhibit B</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Form of Portfolio and Settlement Report</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">B-1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Exhibit C</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Lockbox Bank</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">C-1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">Exhibit D</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">Collection Policy</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-size: 10pt">D-1</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: -1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">THIS SERVICING AGREEMENT,
dated as of July&nbsp;30, 2025 (as amended, restated, supplemented or otherwise modified from time to time, this &ldquo;<I>Agreement</I>&rdquo;),
is entered into by and among KKR Morrow Trust, a Delaware statutory trust, as owner of certain Contracts (the &ldquo;<I>Purchaser</I>&rdquo;),
and Harley-Davidson Credit Corp., a Nevada corporation (&ldquo;<I>HDCC</I>&rdquo;), as servicer (solely in its capacity as Servicer,
together with its successor and assigns, the &ldquo;<I>Servicer</I>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Purchaser desires
to acquire from time to time and/or has acquired from HDCC (the &ldquo;<I>Seller</I>&rdquo;) certain Contracts pursuant to that certain
(i)&nbsp;Master Purchase and Sale Agreement, dated as of July&nbsp;30, 2025 (as amended, restated, supplemented or otherwise modified
from time to time, the &ldquo;<I>Forward Flow Purchase Agreement</I>&rdquo;), by and between the Seller and the Purchaser and (ii)&nbsp;Back
Book Purchase and Sale Agreement, dated as of July&nbsp;30, 2025 (as amended, restated, supplemented or otherwise modified from time
to time, the &ldquo;<I>Back Book Purchase Agreement</I>,&rdquo; and together with the Forward Flow Purchase Agreement, the &ldquo;<I>Sale
Agreements</I>&rdquo;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Servicer is
willing to service the Purchased Contracts pursuant to the terms and subject to the conditions set forth in this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, in consideration
of the premises and the mutual covenants herein contained, the parties hereto agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;I</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">DEFINITIONS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;1.01&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Definitions</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Capitalized terms used herein
and not otherwise defined herein shall have the meanings ascribed to such terms in Appendix A to the Forward Flow Purchase Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Agreement</I>&rdquo;
means this Servicing Agreement, as amended, supplemented or otherwise modified from time to time in accordance with the terms hereof.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Charged Off Contract</I>&rdquo;
means any Contract in respect of which (i)&nbsp;the Servicer has determined in good faith in accordance with the Collection Policy that
all amounts expected to be recovered have been received with respect to such Contract, or (ii)&nbsp;all or any portion of any payment
is delinquent 150 days or more past due.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Collection Account</I>&rdquo;
means the <FONT STYLE="color: red"><B><STRIKE>deposit account held at Citibank, N.A.</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">non-interest
bearing trust account and all related subaccounts thereto held at the Collection Account Bank (or such other financial institution mutually
agreeable to the parties hereto)</FONT></B> in the name of and for the sole and exclusive benefit of the Purchaser with <FONT STYLE="color: red"><B><STRIKE>an
</STRIKE></B></FONT>account <FONT STYLE="color: red"><B><STRIKE>number</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">numbers</FONT></B>
to be established and provided to the Servicer prior to the first Purchase Date for the purposes hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double"><B>&ldquo;<I>Collection
Account Bank</I>&rdquo; means Wilmington Trust, National Association, not in its</B></FONT><B> <FONT STYLE="text-decoration: underline double">individual
capacity but solely as collection account bank hereunder.</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Collection Policy</I>&rdquo;
means the Servicer&rsquo;s servicing and collection guidelines, policies and procedures of the Servicer, including those as attached
as Exhibit&nbsp;D to this Agreement, in effect on the Effective Date, as such guidelines, policies and procedures as may be amended,
modified, restated, replaced or otherwise supplemented from time to time in accordance with Section&nbsp;5.03.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Contract File</I>&rdquo;
means, as to each Purchased Contract, (a)&nbsp;the original Purchased Contract (or with respect to &ldquo;electronic chattel paper&rdquo;,
the &ldquo;authoritative copy&rdquo; thereof), including the executed promissory note and security agreement or other evidence of the
obligation of the Obligor, (b)&nbsp;the original Certificate of Title to the Motorcycle and, where applicable, the certificate of lien
recordation, or, if such Certificate of Title has not yet been issued, the Certificate of Title Application for such Certificate of Title,
or other appropriate evidence of a security interest in the covered Motorcycle; (c)&nbsp;the Assignment of the Purchased Contract; (d)&nbsp;the
original(s)&nbsp;(or with respect to &ldquo;electronic chattel paper&rdquo;, the &ldquo;authoritative copy&rdquo; (terms in quotation
marks have the meaning assigned to them in the UCC)) of any agreement(s)&nbsp;amending, modifying or supplementing the Purchased Contract
including, without limitation, any extension agreement(s); (e)&nbsp;any documents that are in the Servicer&rsquo;s possession evidencing
the existence of physical damage insurance covering such Motorcycle; (f)&nbsp;the original credit application, or a copy thereof, fully
executed by the Obligor; and (g)&nbsp;any regulatory notices and required disclosures provided to the Obligor and in the Servicer&rsquo;s
possession in connection with the financing of the Motorcycle in the origination process.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>Customary Servicing Practices</I>&rdquo; has the
meaning specified in Section&nbsp;5.02.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Cutoff Date</I>&rdquo;
means, (x)&nbsp;with respect to each Contract sold under the Forward Flow Purchase Agreement and identified in any Contract Schedule
Supplement issued in connection with a Notice of Sale, the &ldquo;Cutoff Date&rdquo; specified in such Notice of Sale and approved by
the Purchaser and (y)&nbsp;with respect to each Contract sold under the Back Book Purchase Agreement, the &ldquo;Cutoff Date&rdquo; as
such term is defined in the Back Book Purchase Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>Effective Date</I>&rdquo; means July&nbsp;30,
2025.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>Event of Termination</I>&rdquo; means an event
specified in Section&nbsp;8.01.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&ldquo;<I>Indemnified Party</I>&rdquo; has the meaning specified in Section&nbsp;5.11.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>Late Payment Penalty Fees</I>&rdquo; means any
late payment fees paid by Obligors on Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>List of Contracts</I>&rdquo;
means the list identifying each Purchased Contract, which list (a)&nbsp;identifies each Contract and (b)&nbsp;sets forth as to each Purchased
Contract (i)&nbsp;the Cutoff Date Aggregate Outstanding Principal Balance, (ii)&nbsp;the amount of monthly payments due from the Obligor,
(iii)&nbsp;the Contract Rate and (iv)&nbsp;the maturity date, as such list is amended from time to time by the Servicer in connection
with the Purchaser&rsquo;s purchase or the Seller&rsquo;s repurchase of Purchased Property pursuant to the terms of the Sale Agreements.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Lockbox</I>&rdquo;
means the post office box maintained by a Lockbox Bank identified on <I>Exhibit&nbsp;C </I>hereto and any other Lockbox hereafter established
to accept Collections on the Purchased Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Lockbox Account</I>&rdquo;
means the account maintained with the Lockbox Bank identified on <I>Exhibit&nbsp;C </I>hereto and any other account hereafter established
to accept Collections on the Purchased Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Lockbox Agreement</I>&rdquo;
means Amended and Restated Agreement Regarding Lockbox Administration, dated as of July&nbsp;14, 2009, among HDCC, The Bank of New York
Mellon and certain other Persons, with respect to the Lockbox Account, unless such agreement shall be terminated in accordance with its
terms, in which event &ldquo;<I>Lockbox Agreement</I>&rdquo; means such other agreement, in form and substance acceptable to the above-described
parties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Lockbox Bank</I>&rdquo;
means the financial institution maintaining the Lockbox Account and identified on <I>Exhibit&nbsp;C </I>hereto or any successor thereto
and any other financial institution at which a Lockbox Account is maintained.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Losses</I>&rdquo;
means all claims, actions, liabilities, judgments, penalties, Taxes, losses, damages and reasonable and documented out-of-pocket costs
and expenses, including reasonable and documented out-of-pocket attorneys&rsquo; fees and expenses (including reasonable and documented
fees and expenses of counsel and other experts and expenses in connection with enforcement of the Indemnified Party&rsquo;s rights hereunder
(including any action, claim or suit brought<FONT STYLE="color: red"><B><STRIKE>) </STRIKE></B></FONT> by an Indemnified Party of any
indemnification or other obligation of the <FONT STYLE="color: red"><B><STRIKE>Indemnitor</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Indemnifying
Party</FONT></B>); provided, however, that, the term &ldquo;Losses&rdquo; shall not include credit, or related, losses due to any Obligor&rsquo;s
non-payment with respect to any Purchased Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Net Liquidation
Losses</I>&rdquo; means, with respect to each Reporting Date, as of the last day of any Monthly Period immediately preceding such Reporting
Date, with respect to all Purchased Contracts that are or became Defaulted Contracts on an aggregate basis as of such date, the amount,
if any, by which (a)&nbsp;the Outstanding Principal Balance of all such Purchased Contracts that became Defaulted Contracts (as of the
respective dates upon which they became Defaulted Contracts) exceeds (b)&nbsp;the Net Liquidation Proceeds received in respect of all
such Purchased Contracts that became Defaulted Contracts.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Net Worth</I>&rdquo;
means, as of the end of any fiscal quarter, (i)&nbsp;Parent&rsquo;s total assets as of such date, less (ii)&nbsp;Parent&rsquo;s total
liabilities as of such date, in each case calculated on a consolidated basis and determined in accordance with generally accepted accounting
principles, consistently applied.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Officer&rsquo;s
Certificate</I>&rdquo; means a certificate signed by the Chairman, the President, a Vice President, the Treasurer, an Assistant Treasurer,
the Controller, an Assistant Controller, the Secretary or an Assistant Secretary of any Person delivering such certificate and delivered
to the Person to whom such certificate is required to be delivered, including any certificate delivered under any of the Basic Documents
required to be executed by a Servicing Officer. In the case of an Officer&rsquo;s Certificate of the Servicer, at least one of the signing
officers must be a Servicing Officer. Unless otherwise specified, any reference herein to an Officer&rsquo;s Certificate shall be to
an Officer&rsquo;s Certificate of the Servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>Parent</I>&rdquo; means Harley-Davidson Financial
Services,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Permitted Modification</I>&rdquo;
means any change to or modification of the terms of a Purchased Contract, including the timing or amount of payments on the Purchased
Contract, described below:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
change or modification to the terms of a Purchased Contract in response to a requirement of Applicable Laws;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
change or modification to the terms of a Purchased Contract granted in accordance with the Collection Policy;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
change in the Contract Rate of a Purchased Contract if the Servicer determines in good faith that such change is required to comply with
Applicable Laws, so long as after giving effect the change in the Contract Rate, the weighted average Contract Rate of the Purchaser&rsquo;s
portfolio of Purchased Contracts as a whole is not reduced by more than 25 basis points; or</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
change or modification to the terms of a Purchased Contract if the Servicer believes in its reasonable judgment that such change or modification
would improve the collectability of such Purchased Contract;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">provided, however, that,
the Servicer shall not change or modify a Purchased Contract pursuant to clause (b)&nbsp;or (d)&nbsp;above, unless such change or modification
is (i)&nbsp;ministerial in nature or (ii)&nbsp;with respect to an Obligor that is in default or such default is, in the judgment of the
Servicer, reasonably foreseeable or imminent and the change or modification is advisable to address or prevent such default.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>Portfolio and Settlement Report</I>&rdquo; has
the meaning specified in Section&nbsp;9.02.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Prime Contract</I>&rdquo;
means a Contract originated to an Obligor with a FICO score equal to or greater than 640 at the time of origination.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Purchased Contract</I>&rdquo;
means any Contract that is purchased by the Purchaser under the terms of the Forward Flow Purchase Agreement or the Back Book Purchase
Agreement; provided, that, upon any repurchase of a Purchased Contract by the Seller pursuant to the terms of the Forward Flow Purchase
Agreement or the Back Book Purchase Agreement, such Contract ceases to be a Purchased Contract for the purposes of the Servicer&rsquo;s
servicing obligations under this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Purchase Date</I>&rdquo;
means, each date on which any Contract is acquired by the Purchaser pursuant to the terms of the applicable Sale Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; text-indent: 0.5in; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>&ldquo;Reporting Date&rdquo; </I>means the
<FONT STYLE="color: red"><B><STRIKE>fifteenth</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">sixth</FONT></B>
(<FONT STYLE="color: red"><B><STRIKE>15<FONT STYLE="font-size: 10pt">th</FONT></STRIKE></B></FONT><FONT STYLE="text-decoration: underline double; color: blue"><B>6<SUP>th</SUP></B></FONT>)
day of each calendar month during the term of this agreement, or if such day is not a Business Day, the next Business Day, with the first
such Reporting Date hereunder beginning on <FONT STYLE="color: red"><B><STRIKE>December&nbsp;15</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">November&nbsp;6</FONT></B>,
2025.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Servicer</I>&rdquo;
means Harley-Davidson Credit Corp., a Nevada corporation, until any Servicing Transfer hereunder and thereafter means the Successor Servicer
or its successor pursuant to Article&nbsp;VIII below with respect to the duties and obligations required of the Servicer under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Servicer Fee</I>&rdquo;
means, with respect to any Monthly Period, the sum of one-twelfth of the product of (a)(x)&nbsp;with respect to Prime Contracts, [***]%
per annum or (y)&nbsp;with respect to Subprime Contracts, [***]% per annum and (b)&nbsp;the sum of the aggregate Outstanding Principal
Balance of all Purchased Contracts owned by the Purchaser (other than Charged Off Contracts) as of the beginning of such Monthly Period;
provided that with respect to the Purchase Date for any Purchased Contract, the Outstanding Principal Balance of such Purchased Contracts
shall be calculated as of the related Cutoff Date. <FONT STYLE="text-decoration: underline double; color: blue"><B>The Servicer Fee for
each Monthly Period will be calculated by the Servicer and be included in each Portfolio and Settlement Report.</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt"><I>&ldquo;Servicing
Expenses</I></FONT>&rdquo; means, with respect to any Purchased Contract, all reasonable out- of-pocket costs and expenses incurred by
the Servicer in accordance with Customary Servicing Practices in connection with the performance of its duties under this Agreement,
including but not limited to wire transfer fees<FONT STYLE="color: red"><B><STRIKE>, costs associated with establishing, maintaining
or switching Collection Accounts (including any fees or charges imposed by the bank in connection with closing existing accounts, opening
new accounts and transferring amounts to such new accounts,</STRIKE></B></FONT> and costs and expenses associated with the enforcement
of any Purchased Contract that has become a Defaulted Contract and repossession of the Motorcycle securing such Defaulted Contract (including
without limitation in connection with a liquidation, any auction, painting, repair or refurbishment expenses in respect of the related
Motorcycle). <FONT STYLE="text-decoration: underline double; color: blue"><B>The Servicing Expenses for each Monthly Period will be calculated
by the Servicer and be included in each Portfolio and Settlement Report.</B></FONT></P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Servicing Officer</I>&rdquo;
means any officer of the Servicer involved in, or responsible for, the administration and servicing of Purchased Contracts whose name
appears on a list of servicing officers appearing in an Officer&rsquo;s Certificate furnished to the Purchaser by the Servicer, as the
same may be amended from time to time.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>Servicing Transfer</I>&rdquo; has the meaning
assigned in Section&nbsp;8.03(a).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&ldquo;<I>Settlement
Date</I>&rdquo; means, in respect of any Monthly Period, the third (3rd</FONT>) Business Day following the Reporting Date for such Monthly
Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Subprime Contract</I>&rdquo;
means a Contract originated to an Obligor with a FICO score less than 640 at the time of origination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>Successor Servicer</I>&rdquo; has the meaning
assigned in Section&nbsp;8.03(b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&ldquo;<I>Supplemental Servicing
Fees</I>&rdquo; means, with respect to any Monthly Period, the sum of (i)&nbsp;Late Payment Penalty Fees received by the Servicer during
such Monthly Period and (ii)&nbsp;extension fees, convenience fees and other similar fees received by the Servicer during such Monthly
Period. <FONT STYLE="text-decoration: underline double; color: blue"><B>The Supplemental Servicing Fees for each Monthly Period will
be calculated by the Servicer and be included in each Portfolio and Settlement Report.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&ldquo;<I>United States</I>&rdquo; means the United States
of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;1.02 <I>Usage
of Terms</I>. The following rules&nbsp;of construction and usage are applicable to this Agreement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
used in this Agreement and in any certificate or other document made or delivered pursuant thereto, accounting terms not defined herein
or in any such certificate or other document, and accounting terms partly defined herein or in any such certificate or other document,
to the extent not defined herein, have the respective meanings given to them under generally accepted accounting principles. To the extent
that the definitions of accounting terms herein or in any such certificate or other document are inconsistent with the meanings of such
terms under such generally accepted accounting principles, the definitions contained herein, in such Basic Document or in any such certificate
or other document control.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
words &ldquo;hereof,&rdquo; &ldquo;herein,&rdquo; &ldquo;hereunder&rdquo; and words of similar import when used in this Agreement refer
to this Agreement as a whole and not to any particular provision or subdivision thereof. References in this Agreement to &ldquo;Article,&rdquo;
 &ldquo;Section&rdquo; or another subdivision or to an attachment are, unless the context otherwise requires, to an article, section or
subdivision of or an attachment to this Agreement. The term &ldquo;including&rdquo; means &ldquo;including without limitation.&rdquo;
The word &ldquo;or&rdquo; is not exclusive.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
definitions contained in this Agreement are equally applicable to both the singular and plural forms of such terms and to the masculine
as well as to the feminine and neuter genders of such terms.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
agreement, instrument, statute or regulation defined or referred to in this Agreement means such agreement, instrument, statute or regulation
as from time to time amended, modified or supplemented, including (in the case of agreements or instruments) by waiver or consent and
(in the case of statutes) by succession of comparable successor statutes and includes (in the case of agreements or instruments) references
to all attachments thereto and instruments incorporated therein.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>References
to &ldquo;dollars&rdquo; or &ldquo;$&rdquo; shall be to United States dollars unless otherwise specified herein.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Unless
otherwise stated in the applicable Basic Document, in the computation of a period of time from a specified date to a later specified
date, the word &ldquo;from&rdquo; means &ldquo;from and including&rdquo;, the word &ldquo;through&rdquo; means &ldquo;to and including&rdquo;
and the words &ldquo;to&rdquo; and &ldquo;until&rdquo; both mean &ldquo;to but excluding.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Dates
and times of day shall be references to Chicago dates and Chicago time, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;II</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 166.8pt; text-indent: 0.5in">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">SERVICER ENGAGEMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-indent: 0.5in; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in; text-align: justify">Section&nbsp;2.01
<I>Appointment. </I>The Purchaser hereby engages the Servicer to perform, and the Servicer hereby agrees to perform, certain servicing
functions as described in Article&nbsp;V below with respect to each of the Purchased Contracts throughout the term of this Agreement,
upon and subject to the terms, covenants and provisions hereof. The Purchaser covenants and agrees that it shall provide the Servicer
such additional information that the Servicer reasonably requires in order to perform its functions hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;2.02&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Contract
Purchases.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>This
Agreement shall become effective with respect to any Purchased Contract automatically upon the Purchase Date on which the Purchaser purchases
such Purchased Contract under the applicable Sale Agreement and the Servicer shall begin the servicing functions, on behalf of the Purchaser,
on the terms and conditions set forth herein with respect to such Purchased Contract from and after each such Purchase Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>On
each Purchase Date on which the Purchaser purchases Purchased Property under the Sale Agreements, the Seller shall deliver a schedule
of the Purchased Contracts and the related Contract Files to the Servicer. Upon receipt of such schedule of Purchased Contracts and the
related Contract Files, the Servicer shall deliver to the Purchaser and the Seller a custodial receipt with respect to such Purchased
Contracts and the related Contract Files, in accordance with the requirements of the applicable Sale Agreement. The Servicer shall keep
a current List of Contracts reflecting all Purchased Contracts serviced by the Servicer. The Servicer&rsquo;s Portfolio and Settlement
Report will be deemed to modify the List of Contracts to reflect the addition or removal of Purchased Property in accordance with this
Agreement for each month after the Effective Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;III</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">REPRESENTATIONS, WARRANTIES AND COVENANTS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;3.01 <I>Representations
and Warranties Regarding the Servicer. </I>The Servicer represents and warrants to the Purchaser as of the Effective Date and as of each
Purchase Date that:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Organization
and Good Standing</U>. It has been duly organized, and is validly existing and in good standing under the laws of the jurisdiction of
its formation, with all requisite power and authority to own or lease its properties and conduct its business as such business is presently
conducted, and now has all necessary power, authority and legal right to own or lease its properties and conduct its business as such
business is presently conducted, including to service the Purchased Contracts and the other Purchased Property except for non-compliance
which could not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Due
Qualification</U>. It is duly qualified to do business and is in good standing and has obtained all necessary licenses and approvals
in all jurisdictions in which the ownership or lease of property or the conduct of its business requires such qualifications, licenses
or approvals (including, as applicable, the servicing of the Purchased Contracts) except for non-compliance which could not, individually
or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Power
and Authority; Due Authorization</U>. It (i)&nbsp;has all necessary power, authority and legal right to (A)&nbsp;execute and deliver
the Basic Documents to which it is a party and (B)&nbsp;carry out the terms of the Basic Documents to which it is a party and (ii)&nbsp;has
taken all necessary action to authorize the execution, delivery and performance of the Basic Documents to which it is a party and to
assign or grant a security interest in the assets transferred by it on the terms and conditions in this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Binding
Obligation</U>. The Basic Documents to which it is a party have been duly executed and delivered by it and constitute legal, valid and
binding obligations of it enforceable against it in accordance with their terms, terms, except as such enforceability may be limited
by applicable insolvency, bankruptcy, reorganization, conservatorship, receivership, liquidation or other laws and by general principles
of equity, regardless of whether such enforceability is considered in a proceeding in equity or at law.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Violation</U>. The consummation of the transactions contemplated by the Basic Documents to which it is a party and the fulfillment of
the terms thereof will not (i)&nbsp;conflict with, result in any breach of any of the terms and provisions of, or constitute (with or
without notice or lapse of time or both) a default under, its formation documents or any agreement to which it is bound, (ii)&nbsp;result
in the creation or imposition of any Lien upon the Purchased Property, other than Permitted Liens, or (iii)&nbsp;violate any Applicable
Laws or any order or decree of any court or of any Federal or state regulatory body or administrative agency having jurisdiction over
the Servicer or any of its properties, except, in each case, for non-compliance which could not, individually or in the aggregate, reasonably
be expected to result in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Litigation</U>. No litigation or administrative proceeding of or before any court, tribunal, or governmental body having jurisdiction
over the Servicer or any of its properties or investigation by any Governmental Authority having jurisdiction over the Servicer or any
of its properties is currently pending, or, to the best of the Servicer&rsquo;s knowledge, threatened in writing (i)&nbsp;asserting the
invalidity of this Agreement and the other Basic Documents to which it is a party, or (ii)&nbsp;seeking any determination or ruling that
might materially and adversely affect the performance by the Purchaser of its obligations under, or the validity or enforceability of,
this Agreement and the other Basic Documents to which it is a party against the Servicer.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>All
Consents Required</U>. All approvals, authorizations, consents, orders, licenses or other actions of any person or of any Governmental
Authority required for the due execution, delivery and performance by it of the Basic Documents to which it is a party have been obtained
except for non-compliance which could not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance.</U>
It is not in violation in any material respect of any Basic Document to which it is a party and it is in compliance with all Applicable
Laws to which it is subject except for non-compliance which could not, individually or in the aggregate, reasonably be expected to result
in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Solvency</U>.
The Servicer is solvent and no voluntary or involuntary bankruptcy petition has been commenced by or against the Servicer, nor has the
Servicer made an offer or assignment or compromise for the benefit of creditors and the Servicer will not be rendered insolvent by the
consummation of the transactions contemplated hereby.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Collection
Policy</U>. Subject to Section&nbsp;5.03, as of the Effective Date, a true and correct copy of the Collection Policy is attached as Exhibit&nbsp;D
to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Data
Privacy</U>. It maintains (i)&nbsp;written policies and procedures with respect to the security and confidentiality of PII and (ii)&nbsp;records
of the Purchaser in compliance with all Privacy Laws and internal policies in all material respects.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;3.02&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Covenants
of the Servicer. </I>Until the termination of this Agreement, the Servicer covenants and agrees with the Purchaser as follows:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Data
Privacy</U>. It will maintain records of the Purchaser in compliance in all material respects with all Privacy Laws and internal policies
and procedures with respect to the security and confidentiality of PII, and will provide the Purchaser with any notice of a material
breach with respect to the Purchaser&rsquo;s information.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Non-Petition</U>.
Prior to the date which is one year and one day after the date on which any financing facility of the Purchaser related to the Contracts
have been paid in full, it shall not commence or join with any other Person in commencing any proceeding against the Purchaser under
any bankruptcy, reorganization, liquidation or insolvency law or statute now or hereafter in effect in any jurisdiction.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance</U>.
It will comply with (i)&nbsp;all Applicable Laws except for such non-compliance which could not, individually or in the aggregate, reasonably
be expected to result in a Material Adverse Effect on the Purchaser or any of the Purchased Contracts or any of the transactions contemplated
by this Agreement and (ii)&nbsp;the requirements of Section&nbsp;8.21 and Section&nbsp;8.22 of the Forward Flow Purchase Agreement with
respect to the Purchased Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;IV</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CUSTODY OF PURCHASED CONTRACTS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;4.01&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Custody
of Purchased Contracts</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Subject
to the terms and conditions of this <U>Section&nbsp;4.01</U>, the contents of each Contract File shall be held and controlled by the
Servicer, or its custodian, for the benefit of, and as agent for, the Purchaser as the owner thereof. The Servicer shall mark its computer
files created in connection with the related Purchased Contracts to be marked to reflect that such Purchased Contracts have been sold
by the Seller to the Purchaser pursuant to the applicable Sale Agreement and shall deliver such Purchased Contracts to the Purchaser
Vault Partition. The Servicer hereby accepts such appointment and authorization and agrees to perform its duties in accordance with Customary
Servicing Practices.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer agrees to maintain the related Contract Files at its offices or facilities, or at the offices or facilities of one of its custodians
as shall from time to time be identified to the Purchaser by written notice except that in the case of any Purchased Contracts constituting
 &ldquo;electronic chattel paper&rdquo;, the &ldquo;authoritative copy&rdquo; thereof shall be maintained by the Servicer in a computer
system such that the Servicer maintains &ldquo;control&rdquo; over such &ldquo;authoritative copy&rdquo; (terms in quotation marks have
the meaning assigned to them in the UCC). The Servicer may temporarily move individual Contract Files or any portion thereof without
notice as necessary to conduct collection and other servicing activities in accordance with Customary Servicing Practices;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0"><FONT STYLE="font-size: 10pt"><I>provided</I></FONT>,
<I>however</I>, that the Servicer will take all action necessary to maintain the perfection of the Purchaser&rsquo;s interest in the
Purchased Contracts and the proceeds thereof.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
custodian, the Servicer shall have the following powers and perform the following duties:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>hold,
or cause the Servicer&rsquo;s custodian to hold, the Contract Files on behalf of the Purchaser, maintain accurate records pertaining
to each Purchased Contract to enable it to comply with the terms and conditions of this Agreement, maintain a current inventory thereof
and certify to the Purchaser annually that it, or its custodian, continues to maintain possession of such Contract Files;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>implement
policies and procedures in writing and signed by a Servicing Officer with respect to persons authorized to have access to the Contract
Files on the Servicer&rsquo;s premises and the receipting for Contract Files taken from their storage area by an employee of the Servicer
for purposes of servicing or any other purposes;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>attend
to all details in connection with maintaining custody of the Contract Files on behalf of the Purchaser; and</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>at
all times maintain, or cause the Servicer&rsquo;s custodian to maintain, the original of the fully executed Purchased Contract (or, in
the case of &ldquo;electronic chattel paper&rdquo;, the &ldquo;authoritative copy&rdquo; of such Purchased Contract) in accordance with
Customary Servicing Practices (terms in quotation marks have the meaning assigned to them in the UCC).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
performing its duties under this Section&nbsp;4.01, the Servicer agrees to act in accordance with Customary Servicing Practices. The
Servicer shall promptly report to the Purchaser any failure by it, or its custodian, to hold the Contract Files as herein provided and
shall promptly take appropriate action to remedy any such failure. In acting as custodian of the Contract Files, the Servicer further
agrees not to assert any legal or beneficial ownership interest in the Purchased Contracts or the Contract Files, except as provided
in Section&nbsp;5.07. The Servicer agrees to indemnify the Purchaser and each other Indemnified Party for any and all Losses of any kind
whatsoever which may be imposed on, incurred by or asserted against the Purchaser or such Indemnified Party as the result of any act
or omission by the Servicer relating to the maintenance and custody of the Contract Files; <I>provided</I>, <I>however</I>, that the
Servicer will not be liable for any portion of any such amount resulting from the gross negligence or willful misconduct of the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;V</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 160.65pt; text-indent: 0.5in">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">SERVICING OF CONTRACTS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.01 <I>Responsibility
for Contract Administration</I>. The Servicer will have the sole obligation to manage, administer, service and make Collections on the
Purchased Contracts and perform or cause to be performed all contractual and customary undertakings of the holder of the Purchased Contracts
to the Obligor. The Purchaser, at the reasonable written request of a Servicing Officer, shall furnish the Servicer with any customary
and reasonable powers of attorney or other documents necessary or appropriate in the opinion of the Servicer to enable the Servicer to
carry out its servicing and administrative duties hereunder. The Servicer is hereby appointed the servicer hereunder until such time
as any Servicing Transfer may be effected under Article&nbsp;VIII.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.02 <I>Standard
of Care</I>. In managing, administering, servicing and making collections on the Purchased Contracts pursuant to this Agreement, the
Servicer will exercise that degree of skill and care consistent with the skill and care that the Servicer exercises with respect to similar
contracts serviced by the Servicer, and, in any event no less degree of skill and care than would be exercised by a prudent servicer
of similar promissory notes and security agreements (such standard of care, the &ldquo;<I>Customary Servicing Practices</I>&rdquo;);
<U>provided</U>, however, that notwithstanding the foregoing, the Servicer shall not release or waive the right to collect the unpaid
balance of any Contract except (a)&nbsp;Permitted Modifications or (b)&nbsp;with respect to a Purchased Contract that has become a Defaulted
Contract, the Servicer, consistent with its Collection Policy, may release or waive the right to collect the unpaid balance of such Defaulted
Contract in an effort to maximize collections thereon; <U>provided</U>, <U>further</U>, that the Servicer shall use commercially reasonably
efforts to pursue recoveries on Defaulted Contracts in its ordinary course of business and in accordance with the Collection Policy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.03 <I>Collection
Policy</I>. The Servicer may not modify or amend its Collection Policy without the prior consent of the Purchaser; <U>provided</U>, that,
the Purchaser&rsquo;s prior consent shall not be required in the event of any such modifications or amendments (i)&nbsp;that are consistent
with Customary Servicing Practices, (ii)&nbsp;that are necessary to comply with Applicable Laws or are made based on the direction or
guidance of any Governmental Authority, (iii)&nbsp;that are immaterial or administrative in nature, (iv)&nbsp;that would not be reasonably
be expected to have a material adverse effect on the collectability of the Contracts or (v)&nbsp;that are implemented from time to time
as part of temporary pilot programs for implementing new practices which are applied both the Purchased Contracts and similar Contracts
serviced by the Servicer. To the extent the Purchaser&rsquo;s consent is required to implement a proposed change to the Collection Policy,
the Purchaser shall have ten (10)&nbsp;Business Days from the date of receipt to review and approve the proposed changes, and such updated
policy shall be treated as automatically accepted unless the Purchaser informs the Servicer in writing (which, for the avoidance of doubt,
may be by e-mail) prior to the expiration of such review period that the Collection Policy is being rejected and the reasons for such
rejection. The Purchaser shall not have approval rights for any changes to the Collection Policy with respect to Contracts that are not
proposed or actual Purchased Contracts. Upon delivery by the Servicer to the Purchaser of an updated Collection Policy reflecting the
approved (or deemed approved) changes, such updated Collection Policy shall automatically replace and supersede the previous version
of the Collection Policy attached as Exhibit&nbsp;D to this Agreement, without the need for a formal amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.04 <I>Records</I>.
The Servicer shall, during the period it is servicer hereunder, maintain such books of account and other records as will enable the Purchaser
to determine the status of each Purchased Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;5.05&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Inspection</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>During
the term of this Agreement, the Servicer shall provide the Purchaser and its authorized agents reasonable access during normal business
hours to the Servicer&rsquo;s books and records relating to the Purchased Contracts, including but not limited to internal audit reports,
testing results and policies, and will cause its personnel to assist in any examination of such books and records by the Purchaser, or
such authorized agents and allow copies of the same to be made. Without otherwise limiting the scope of the examination the Purchaser
may, using generally accepted audit procedures, verify the status of each Purchased Contract and review the records relating thereto
for conformity to Portfolio and Settlement Reports prepared pursuant to Article&nbsp;IX and compliance with the standards represented
to exist as to each Contract in this Agreement. Notwithstanding the foregoing, the Servicer shall not be obligated pursuant to this Section&nbsp;5.05
to provide access to any information that it reasonably and in good faith considers to be NPI, a trade secret or confidential information
or the disclosure of which would adversely affect the attorney client privilege between the Servicer and its counsel or which is prohibited
by a Governmental Authority or by Applicable Law from being disclosed. Each such inspection (w)&nbsp;shall occur during regular business
hours upon thirty (30) days&rsquo; notice if commercially reasonable to do so and in no event shall such notice be less than ten (10)&nbsp;Business
Days, (x)&nbsp;if commercially reasonable, shall occur at the same time as any inspection pursuant to the Forward Flow Purchase Agreement,
(y)&nbsp;shall require no more than a two (2)&nbsp;Business Days commitment of the Servicer and its employees and (z)&nbsp;shall not
unreasonably interfere with Servicer&rsquo;s business operations or customer or employee relations; <U>provided</U>, <U>however</U>,
that such limitations shall not apply in the event that an Event of Termination has occurred and is continuing except with respect to
the advance notice requirement, which shall be at least one (1)&nbsp;Business Day prior written notice in the event that an Event of
Termination has occurred and is continuing. The Purchaser and its representatives shall comply with all of the confidentiality and security
requirements of this Agreement and of the Servicer. The Purchaser shall not request an inspection more than one (1)&nbsp;time each calendar
year, commencing with the calendar year ending on December&nbsp;31, 2026; <U>provided</U>, <U>however</U>, that such limitation shall
not apply in the event that an Event of Termination has occurred and is continuing. If the Purchaser elects to exercise its inspection
and audit right under any Sale Agreement, the Purchaser shall be deemed to have utilized one inspection and audit right under this Section&nbsp;5.05
and under the other Basic Documents that contain an inspection and audit right with respect to the Seller or the Servicer. All costs
and expenses of any inspection shall be solely paid by the Purchaser; <U>provided</U>, <U>however</U>, that such limitation shall not
apply in the event that an Event of Termination has occurred and is continuing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer shall provide the Purchaser with twenty-five (25) days advance written notice prior to such inspection to the extent that any
other purchaser of Contracts exercises its inspection or audit rights under its related servicing agreement (provided that in any event
the Servicer shall provide such notice to the Purchaser no earlier than five (5)&nbsp;days after the Servicer&rsquo;s receipt of a notice
of exercise of inspection or audit rights from such other purchaser), and the Purchaser shall have the right to participate in such inspection
and audit subject to the terms and conditions set forth in clause (a)&nbsp;above. If the Purchaser elects to participate in such inspection
and audit, the Purchaser shall be deemed to have utilized one inspection and audit right under this Section&nbsp;5.05. The Servicer shall
make all relevant materials and personnel reasonably available in a single, coordinated inspection or audit process, and shall not be
required to duplicate inspections or audits covering the same or substantially similar scope. The Purchaser agrees to cooperate in good
faith to conduct joint and consolidated inspections or audits where reasonably practicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
all times during the term hereof, the Purchaser may request a current copy of the List of Contracts on any Business Day.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;5.06&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Collection
Account; Deposit of Payments</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
<FONT STYLE="color: red"><B><STRIKE>Servicer</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Purchaser</FONT></B>
has established, and shall maintain, the Collection Account, in the name of the Purchaser for the sole and exclusive benefit of the Purchaser.
All monies on deposit in the Collection Account (including all investment earnings but excluding any unpaid Servicer Fee and any unpaid
Servicing Expense) shall be the sole property of the Purchaser.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer shall deposit all payments by or on behalf of the Obligors received directly by the Servicer into the Lockbox Account as promptly
as practical (but in any case not later than the second (2nd) Business Day following the processing, receipt and identification thereof),
including:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>With
respect to principal, interest and other amounts on the Purchased Contracts received after the Cutoff Date (which for the purpose of
this paragraph (a)(i)&nbsp;shall include those monies in the Lockbox Account allocable to principal and interest on the Purchased Contracts),
all such amounts received by the Servicer; and</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; margin: 0 0 0 0.5in; text-indent: 0.5in; font-size: 10pt"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>All
Net Liquidation Proceeds related to the Purchased Contracts.</P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">All such amounts held in the Lockbox Account shall
not be subject to any Liens, other than Permitted Liens.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer shall apply Collections received in respect of a Purchased Contract as follows:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>First,
to the scheduled payment (including accrued interest and principal) with respect to such Purchased Contract;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Second,
to pay any expenses and unpaid late charges or fees (if any) due and owing under such Purchased Contract; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-indent: 0.5in; font-size: 10pt; margin: 0 0 0 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239; Third, to any remaining principal
until such Purchased Contract is paid in full.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer shall cause all Collections in respect of the Purchased Contracts in the Lockbox Account to be deposited into the Collection
Account no later than the second (2nd) Business Day following the receipt and identification thereof. On each Settlement Date, the <FONT STYLE="color: red"><B><STRIKE>Servicer
shall remit all funds on deposit in the Collection Account</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Purchaser,
based on the information contained in the related Portfolio and Settlement Report shall cause the Account Bank to remit all accrued and
unpaid Servicer Fees and all Servicing Expenses for the related Monthly Period</FONT></B> to an account designated by the <FONT STYLE="color: red"><B><STRIKE>Purchaser</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Servicer</FONT></B>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;5.07&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Enforcement</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer will, consistent with Section&nbsp;5.02, act with respect to the Purchased Contracts in such manner as in its judgment will
reasonably maximize the receipt of all payments called for under the terms of the Purchased Contracts. The Servicer shall use its commercially
reasonable efforts to cause Obligors to make all payments on the Purchased Contracts to the Lockbox Account (either directly by remitting
payments to the Lockbox, or indirectly by making payments through a direct debit, the telephone or the internet to an account of the
Servicer which payments will be subsequently transferred from such account to the Lockbox Account). The Servicer will act in a commercially
reasonable manner with respect to the repossession and disposition of a Motorcycle following a default under the related Purchased Contract
with a view to realizing proceeds at least equal to the Motorcycle&rsquo;s fair market value. If the Servicer determines that eventual
payment in full of a Purchased Contract is unlikely, the Servicer will follow its Customary Servicing Practices to recover all amounts
due upon that Purchased Contract, including repossessing and disposing of the related Motorcycle at a public or private sale or taking
other action permitted by Applicable Laws. The Servicer will be entitled to recover all Servicing Expenses incurred by it in liquidating
a Purchased Contract and disposing of the related Motorcycle.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer shall, in accordance with Customary Servicing Practices, sue to enforce or collect upon Purchased Contracts, in its own name,
if possible, or as agent for the Purchaser. If the Servicer elects to commence a legal proceeding to enforce a Purchased Contract, the
act of commencement shall be deemed to be an automatic assignment of the Purchased Contract to the Servicer for purposes of collection
only. If, however, in any enforcement suit or legal proceeding it is held that the Servicer may not enforce a Purchased Contract on the
ground that it is not a real party in interest or a holder entitled to enforce the Purchased Contract, the Servicer in the name of the
Purchaser is hereby authorized and empowered by the Purchaser when the Servicer believes it appropriate in its reasonable judgment to
execute and deliver, on behalf of the Purchaser, any and all instruments of satisfaction or cancellation, or of partial or full release
or discharge and all other comparable instruments, with respect to any Purchased Contract; provided, however, that the Servicer shall
not be entitled to release, discharge, terminate or cancel any Purchased Contract unless (i)&nbsp;the Servicer shall have received payment
in full of all principal, interest and fees owed by the Obligor related thereto, or (ii)&nbsp;the Servicer accepts a short pay or reduced
payment of full principal, interest and fees owed on such Purchased Contract in accordance with the Collection Policy.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer shall exercise any rights of recourse against third persons that exist with respect to any Purchased Contract in accordance
with Customary Servicing Practices. In exercising recourse rights, the Servicer is authorized on the Purchaser&rsquo;s behalf to reassign
a Purchased Contract that becomes a Defaulted Contract or the related Motorcycle to the Person against whom recourse exists at the price
set forth in the document creating the recourse; <I>provided, however, </I>the Servicer in exercising recourse against any third persons
as described in the immediately preceding sentence shall do so in such manner as in its judgment will maximize the aggregate recovery
with respect to the related Purchased Contract; and <I>provided further, however, </I>that notwithstanding the foregoing the Servicer
in its capacity as such may exercise such recourse only if such Purchased Contract (i)&nbsp;was not required to be reacquired by the
Seller pursuant to the Sale Agreements or (ii)&nbsp;was required to be reacquired by the Seller and the Seller has defaulted on such
reacquisition obligation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer may waive, modify or vary any term of any Purchased Contract or grant extensions, rebates or adjustments on any Contract if
such action constitutes a Permitted Modification.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer will not add to the Outstanding Principal Balance of any Purchased Contract the premium of any physical damage or other individual
insurance on a Motorcycle securing such Purchased Contract the Servicer obtains on behalf of the Obligor under the terms of such Purchased
Contract, but may, in accordance with Customary Servicing Practices, create a separate Obligor obligation with respect to such premium
if and as provided by the Purchased Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
the Servicer shall have repossessed a Motorcycle on behalf of the Purchaser, the Servicer shall either (i)&nbsp;maintain physical damage
insurance with respect to such Motorcycle, or (ii)&nbsp;indemnify the Purchaser against any damage to such Motorcycle prior to resale
or other disposition. The Servicer shall not allow such repossessed Motorcycles to be used in an active trade or business, but rather
shall dispose of the Motorcycle in a reasonable time in accordance with Customary Servicing Practices.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.08 <I>Purchaser
to Cooperate</I>. Upon payment in full on any Purchased Contract, the Servicer is authorized to execute an instrument in satisfaction
of such Purchased Contract and to do such other acts and execute such other documents as the Servicer deems necessary to discharge the
Obligor thereunder and eliminate the security interest in the Motorcycle related thereto. The Servicer shall determine when a Purchased
Contract has been paid in full in accordance with the Collection Policy. Upon request of a Servicing Officer, the Purchaser shall perform
such other acts as reasonably requested by the Servicer and otherwise reasonably cooperate with the Servicer in the enforcement of the
Purchaser&rsquo;s rights and remedies with respect to the Purchased Contracts.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.09 <I>Maintenance
of Security Interests in Motorcycles</I>. The Servicer shall, in accordance with Customary Servicing Practices, take such steps as are
necessary to maintain continuous perfection and the first priority of the security interest (subject to Permitted Liens) created by each
Purchased Contract in the related Motorcycle. The Purchaser hereby authorizes the Servicer to take such steps as are necessary to perfect
such security interest and to maintain the first priority thereof (subject to Permitted Liens) in the event of a relocation of a Motorcycle
or for any other reason.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.10 <I>Successor
Servicer/Lockbox Agreements</I>. In the event the Servicer shall for any reason no longer be acting as such, the Successor Servicer shall
thereupon assume all of the rights and obligations of the outgoing servicer under each Lockbox Agreement; <I>provided</I>, <I>however</I>,
that the Successor Servicer shall not be liable for any acts or obligations of the Servicer arising prior to such succession. In such
event, the Successor Servicer shall be deemed to have assumed all of the outgoing Servicer&rsquo;s interest therein and to have replaced
the outgoing Servicer as a party to each such Lockbox Agreement to the same extent as if such Lockbox Agreement had been assigned to
the Successor Servicer, except that the outgoing Servicer shall not thereby be relieved of any liability or obligations on the part of
the outgoing Servicer to a Lockbox Bank under such Lockbox Agreement. The outgoing Servicer shall, upon the request of the Purchaser,
but at the expense of the outgoing Servicer, deliver to the Successor Servicer all documents and records relating to each such Lockbox
Agreement and an accounting of amounts collected and held by a Lockbox Bank and otherwise use its commercially reasonably efforts to
effect the orderly and efficient transfer of any Lockbox Agreement to the Successor Servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;5.11&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Indemnification</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of (i)&nbsp;the Servicer and (ii)&nbsp;the Purchaser (in each case, the &ldquo;<I>Indemnifying Party</I>&rdquo;) hereby agrees to indemnify,
defend and hold harmless the Purchaser (in the case of the Servicer acting as Indemnifying Party) or the Servicer (in the case of the
Purchaser acting as Indemnifying Party) and, in each case, their respective Affiliates, trustees (including the Owner Trustee), directors,
officers, employees, agents and representatives (hereinafter referred to as the &ldquo;<I>Indemnified Parties</I>&rdquo;) from and against
Losses suffered or sustained by reason of (a)&nbsp;in the case of Servicer as Indemnifying Party, the failure by the Servicer to comply,
with Applicable Laws with respect to the servicing or collection of the Purchased Contracts, (b)&nbsp;in the case of Servicer as Indemnifying
Party, any Event of Termination or any breach of a representation, warranty, covenant or other agreement of Servicer under this Agreement
or claims asserted at any time by third parties against the Purchaser which result from this clause (b)&nbsp;or clause (d), (c)&nbsp;in
the case of the Purchaser as Indemnifying Party, any breach of a representation, warranty, covenant or other agreement of the Purchaser
under this Agreement or claims asserted at any time by third parties against the Servicer which result from this clause (c)&nbsp;or clause
(d), or (d)&nbsp;the Indemnifying Party&rsquo;s fraud, gross negligence, willful misfeasance or bad faith in the performance of its obligations
under this Agreement; <U>provided</U>, <U>however</U>, that the Indemnifying Party shall not be required to indemnify any Indemnified
Party to the extent any such Loss directly resulted from fraud, gross negligence, willful misfeasance or bad faith of any Indemnified
Party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>It
is understood that the Indemnifying Party shall not, in respect of the legal expenses of any Indemnified Party in connection with any
proceeding or related proceedings in the same jurisdiction, be liable for the fees and expenses of more than one counsel (in addition
to any local counsel) for all such Indemnified Parties and that all such fees and expenses shall be reimbursed promptly as they are incurred.
The Indemnifying Party shall not be liable for any settlement of any proceeding effected without its written consent provided that its
written consent is not unreasonably withheld, conditioned or delayed, but if settled with such consent or if there is a final judgment
for the plaintiff, the Indemnifying Party agrees to indemnify the Indemnified Party from and against any loss or liability by reason
of such settlement or judgment. No Indemnifying Party shall, without the prior written consent of the Indemnified Party, effect any settlement
or compromise of or consent to the entry of any judgment in or otherwise seek to terminate any pending or threatened proceeding in respect
of which any Indemnified Party is or could have been a party and indemnity could have been sought hereunder by such Indemnified Party,
unless such settlement (i)&nbsp;includes an unconditional release of such Indemnified Party from all liability on claims that are the
subject matter of such proceeding, (ii)&nbsp;does not include any statement as to or any admission of fault, culpability or a failure
to act by or on behalf of such Indemnified Party and (iii)&nbsp;contains a confidentiality provision providing that the contents of and
parties to such settlement, compromise, discharge or entry of any judgement are confidential.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Indemnified Party shall, to the extent practicable and reasonably within its control, make good faith efforts to mitigate any Losses
of which it has adequate notice, <U>provided</U> that an Indemnified Party shall not be obligated to act in a manner that it reasonably
believes is adverse to its own best interests. To the extent that the Purchaser as an Indemnified Party may be indemnified for a Loss
under this Agreement and the Sale Agreements, the Purchaser may seek only a single recovery for the Loss.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
otherwise limiting the Purchaser&rsquo;s rights to indemnification hereunder, (i)&nbsp;to the extent that any rights of the Purchaser
hereunder are assigned or otherwise transferred to any transferee in accordance with the terms of this Agreement, any such transferee
shall not be permitted to claim indemnification pursuant to this Section&nbsp;5.11 unless the related transfer was made in a permitted
Reconstitution (or to any other permitted transferee) in accordance with the terms in the Forward Flow Purchase Agreement or in a Harley-Davidson
Securitization Transaction, in each case, such transferee shall be bound by the limits on indemnification contained in this Section&nbsp;5.11
as if such transferee were the Purchaser, and such transferee may only claim indemnity in conjunction with, or in place of, the Purchaser;
and (ii)&nbsp;multiple recoveries for any single Loss shall not be permitted.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
terms and provisions of this Section&nbsp;5.11 shall survive the termination of this Agreement with respect to acts and occurrences first
arising prior to the applicable date of termination.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.12 <I>Business
Continuity Plan</I>. The Servicer shall maintain a business continuity plan designed to permit sound resumption of the Servicer&rsquo;s
obligations following a disaster. The Servicer shall provide the Purchaser with access to and an opportunity to review relevant operational
business continuity plans during any inspection or audit requested by the Purchaser in accordance with Section&nbsp;5.05.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.13 <I>Notice
of Event of Termination</I>. The Servicer shall deliver to the Purchaser, as soon as reasonably practicable and in any event within five
(5)&nbsp;Business Days upon the Servicer having knowledge of any Event of Termination, a written notice setting forth details of such
Event of Termination and, to the extent that the Servicer has determined that an action should be taken, such action which the Servicer
proposes to take with respect thereto, which information shall be updated promptly from time to time.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;5.14 <I>Insurance</I>.
The Servicer shall, throughout the duration of this Agreement and at the Servicer&rsquo;s cost and expense, keep in full force and effect
general liability and errors and omissions for the services rendered pursuant to this Agreement. The general liability coverage will
have limits of liability of not less than $2,500,000 aggregate and $500,000 per occurrence and the financial institutions errors and
omissions coverage will have an aggregate limit of not less than $2,500,000. The Servicer shall give the Purchaser written notice within
fifteen (15) days in the Portfolio and Settlement Report if any such insurance coverage, or any portion thereof, has been terminated,
canceled or modified. The Servicer shall not terminate or allow such insurance coverage to be terminated unless the Servicer has replaced
such terminated portions of the insurance coverage prior to final termination or modification, without interruption of insurance coverage.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;VI</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 2in; text-indent: 0.75in">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">RELEASE OF CONTRACT FILES</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; text-indent: 0.5in; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0in"><FONT STYLE="font-size: 10pt">Section&nbsp;6.01&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Release
of Documents</I>. Upon the repurchase of Contracts pursuant to Section&nbsp;8.1 of the applicable Sale Agreement, the Servicer will release
or cause to be released any document in the Contract Files to the Seller at such place or places as the Seller may designate, as soon
thereafter as is practicable. Upon receipt of the Repurchase Price in accordance with the applicable Sale Agreement, the Purchaser shall
be deemed to automatically and irrevocably release all right, title, interest and security interest it holds in the repurchased Contracts
and related Purchased Property and Financed Vehicles, including any related Contract Files, proceeds and other collateral. At the request
of the Servicer or the Seller, the Purchaser shall promptly execute and deliver any instruments, releases, UCC termination statements
or other documents or instruments reasonably necessary to evidence such release.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;VIIX</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">SERVICING COMPENSATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in">Section&nbsp;7.01 <I>Servicer
Fee</I>. As compensation for its servicing activities under this Agreement, the Servicer shall be entitled to the Servicer Fee. The Servicer
Fee for any Monthly Period shall be due and payable on each Settlement Date. The <FONT STYLE="text-decoration: underline double; color: blue"><B>Purchaser
shall cause the Account Bank to remit all accrued and unpaid</B></FONT> Servicer <FONT STYLE="color: red"><B><STRIKE>shall reimburse
itself for the Servicer Fee and any</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Fees and all</FONT></B>
Servicing Expenses <FONT STYLE="color: red"><B><STRIKE>by netting such amounts</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">for
the related Monthly Period</FONT></B> from Collections <FONT STYLE="color: red"><B><STRIKE>otherwise required to be remitted to Purchaser</STRIKE></B></FONT>
pursuant to Section&nbsp;5.06(d)&nbsp;on each Settlement Date. <FONT STYLE="color: red"><B><STRIKE>Without limitation of anything set
forth in Article&nbsp;IX, the</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">The</FONT></B> Servicer
shall reflect all such <FONT STYLE="color: red"><B><STRIKE>netted </STRIKE></B></FONT>amounts <FONT STYLE="color: red"><B><STRIKE>(together
with all Supplemental Servicing Fees retained by</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">due
to</FONT></B> the Servicer<FONT STYLE="color: red"><B><STRIKE>) </STRIKE></B></FONT> in the applicable Portfolio and Settlement Report
(which shall include a reasonably detailed description and calculation thereof). The Servicer shall be entitled to retain Supplemental
Servicing Fees which shall not constitute Collections.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;7.02 <I>Expense Reimbursement</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Purchaser shall reimburse the Servicer for all Servicing Expenses incurred by the Servicer consistent with the standard of care set forth
in Section&nbsp;5.02, including in connection with collecting and enforcing Delinquent Contracts or Defaulted Contracts and those relating
to third-party collectors and any legal proceedings related to the Purchased Contracts, which Servicing Expenses shall be <FONT STYLE="color: red"><B><STRIKE>netted</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">remitted</FONT></B>
by the <FONT STYLE="color: red"><B><STRIKE>Servicer</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Account
Bank</FONT></B> in accordance with Section&nbsp;7.01. Servicing Expenses for any Monthly Period shall be due and payable on each Settlement
Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer agrees that it shall not incur any costs or expenses in the collection and enforcement of a Purchased Contract that becomes
a Delinquent Contact or Defaulted Contact unless the Servicer believes, in its good faith judgment, that such costs or expenses will,
or if made would, be ultimately recoverable from liquidation or other proceeds of such Delinquent Contact or Defaulted Contact.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;VIII</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">EVENTS OF TERMINATION; SERVICE TRANSFER</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.01&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Events
of Termination</I>. &ldquo;Event of Termination&rdquo; means the occurrence of any of the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
failure by the Servicer to make any payment, deposit, remittance or transfer required to be made pursuant to this Agreement and the continuance
of such failure for a period of three (3)&nbsp;Business Days after the date on which a Servicing Officer discovers such failure or the
Purchaser provides written notice of such failure to the Servicer (whichever is earlier);</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Failure
on the Servicer&rsquo;s part to observe or perform in any material respect any covenant or agreement in this Agreement (other than a
covenant or agreement the breach of which is specifically addressed elsewhere in this Section) which failure shall (i)&nbsp;materially
and adversely affect the rights of the Purchaser and (ii)&nbsp;continue unremedied for a period of thirty (30) days after the date on
which written notice of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Purchaser;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; text-indent: 0.5in; font-size: 10pt; margin: 0"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>An
Insolvency Event with respect to the Servicer;</P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Net Worth of the Parent shall fall below $40,000,000 as of the end of any calendar quarter;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Any
representation, warranty or statement of the Servicer made in this Agreement or any certificate, report or other writing delivered pursuant
hereto shall prove to have been incorrect in any material respect as of the time when the same shall have been made and the incorrectness
of such representation, warranty or statement has a material adverse effect on the Purchaser and the circumstances or condition in respect
of which such representation, warranty or statement was incorrect shall not have been eliminated or otherwise cured for a period of thirty
(30) days after the earlier of the date upon which Servicer knew of such failure or its receipt of written notice of such failure, requiring
the same to be remedied, from the Purchaser;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
Governmental Authority shall have (i)&nbsp;condemned, seized or appropriated, or to have assumed custody or control of, all or any substantial
part of the property of Servicer, (ii)&nbsp;taken any action to displace the management of Servicer or to materially curtail its authority
in the conduct of the business of Servicer, or (iii)&nbsp;taken any action in the nature of enforcement to remove, limit, restrict or
prohibit the licensing or approval of Servicer as a servicer of loans and, in each case, such action has or could reasonably be expected
to have a Material Adverse Effect;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><FONT STYLE="color: red"><B><STRIKE>(g)</STRIKE>&nbsp;</B></FONT>failure
by Servicer to maintain the necessary licenses, approvals, qualifications or authorizations to do business or service any <FONT STYLE="color: red"><B><STRIKE>Loan</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Contract</FONT></B>
in any jurisdiction where an Obligor is resident, which failure (i)&nbsp;results in the Servicer becoming subject to a cease and desist
order, injunction, or other similar formal enforcement action issued by a Governmental Authority having jurisdiction over the Servicer
or (ii)&nbsp;could reasonably be expected to have a Material Adverse Effect with respect to Servicer or Purchaser&rsquo;s portfolio of
Purchased Contracts as a whole, and such failure continues unremedied for a period of thirty (30) days after the earlier of the date
upon which Servicer knew of such failure or its receipt of written notice of such failure, requiring the same to be remedied, from the
Purchaser; provided, however, that if the Servicer has provided prompt written notice to the Purchaser upon becoming aware that any such
event has occurred and the Servicer has initiated appropriate and commercially reasonable steps to cure such failure with such Governmental
Authority, including by engaging in good faith with such Governmental Authority, the Servicer shall have ninety (90) days after Servicer&rsquo;s
delivery of notice to the Purchaser to cure such failure if the Servicer determines that such period is necessary to cure such failure;
provided, further that the Purchaser may in its reasonable discretion agree to extend such grace period (any number of times for any
length of time at the Purchaser&rsquo;s reasonable discretion) if the Servicer&rsquo;s attempts to cure such failure are ongoing; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
fraud, gross negligence or willful misconduct of a Responsible Officer of the Servicer in the performance of its duties under this Agreement
which (i)&nbsp;shall, to the extent curable, continue unremedied for a period of thirty (30) days after the date on which written notice
of such failure, requiring the same to be remedied, shall have been given to the Servicer by the Purchaser, and (ii)&nbsp;adversely affects
the interests of Purchaser, any other Indemnified Party, or the value, collectability or enforceability of the Purchased Contracts taken
as a whole (or any material portion thereof) in any material respect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.02&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>[Reserved].</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.03&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Servicing
Transfer</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
an Event of Termination has occurred and is continuing and has not been waived by the Purchaser, the Purchaser may, by written notice
delivered to the Servicer, terminate all (but not less than all) of the Servicer&rsquo;s management, administrative, servicing, custodial
and collection functions hereunder (<I>provided</I>, <I>however</I>, that any indemnification obligations of the Servicer that arose
prior to such termination shall survive) (such termination being herein called a &ldquo;<I>Servicing Transfer</I>&rdquo;).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
receipt of the notice required by Section&nbsp;8.03(a)&nbsp;(or, if later, on a date designated therein), all rights, benefits, fees,
indemnities, authority and power of the Servicer under this Agreement, whether with respect to the Contracts, the Contract Files or otherwise,
shall pass to and be vested in a Person designated by the Purchaser (the &ldquo;<I>Successor Servicer</I>&rdquo;); and, without limitation,
the Successor Servicer is authorized and empowered to execute and deliver on behalf of the Servicer, as attorney-in-fact or otherwise,
any and all documents and other instruments, and to do any and all acts or things necessary or appropriate to effect the purposes of
such notice of termination. The Servicer agrees to cooperate with the Successor Servicer in effecting the termination of the responsibilities
and rights of the Servicer hereunder, including, without limitation, the transfer to the Successor Servicer for administration by it
of all cash amounts which shall at the time be held by the Servicer for deposit, or have been deposited by the Servicer, in the Collection
Account, or for its own account in connection with its services hereafter or thereafter received with respect to the Contracts. The Servicer
shall transfer to the Successor Servicer (i)&nbsp;all records held by the Servicer relating to the Contracts in such electronic form
as the Successor Servicer may reasonably request and (ii)&nbsp;any Contract Files in the Servicer&rsquo;s possession. In addition, the
Servicer shall permit access to its premises (including all computer records and programs) to the Successor Servicer or its designee,
and shall pay the reasonable transition expenses of the Successor Servicer. Upon a Servicing Transfer, the Successor Servicer shall also
be entitled to receive the Servicer Fee for performing the obligations of the Servicer.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.04 <I>Successor
Servicer to Act; Appointment of Successor Servicer. </I>On or after a Servicing Transfer pursuant to Section&nbsp;8.03, the Successor
Servicer shall be the successor in all respects to the Servicer in its capacity as servicer under this Agreement, to the extent provided
in Section&nbsp;8.06, and the transactions set forth or provided for herein and shall be subject to all the responsibilities, duties
and liabilities relating thereto placed on the Servicer by the terms and provisions hereof, and the terminated Servicer shall be relieved
of such responsibilities, duties and liabilities arising after such Servicing Transfer; <I>provided</I>, <I>however</I>, that (i)&nbsp;the
Successor Servicer will not assume any obligations of the Servicer described in Section&nbsp;8.08 and (ii)&nbsp;the Successor Servicer
shall not be liable for any acts or omissions of the Servicer occurring prior to such Servicing Transfer or for any breach by the Servicer
of any of its representations and warranties contained herein or in any related document or agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.05&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Effect
of Transfer</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>After
a Servicing Transfer, the terminated Servicer shall have no further obligations with respect to the management, administration, servicing,
custody or collection of the Contracts and the Successor Servicer appointed pursuant to Section&nbsp;8.04 shall have all of such obligations,
except that the terminated Servicer will transmit or cause to be transmitted directly to the Successor Servicer for its own account,
promptly on receipt and in the same form in which received, any amounts (properly endorsed where required for the Successor Servicer
to collect them) received as payments upon or otherwise in connection with the Contracts.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>A
Servicing Transfer shall not affect the rights and duties of the parties hereunder (including but not limited to the indemnities of the
Servicer) other than those relating to the management, administration, servicing, custody or collection of the Purchased Contracts.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.06&#9;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Database
File</I>. The Servicer will provide the Successor Servicer with a data file (in a format reasonably acceptable to the Purchaser and the
Servicer) containing the database file for each Purchased Contract (i)&nbsp;as of the Cutoff Date, (ii)&nbsp;thereafter, as of the last
day of the preceding Monthly Period prior to a Servicing Transfer, and (iii)&nbsp;on and as of the Business Day before the actual commencement
of servicing functions by the Successor Servicer following the occurrence of a Servicing Transfer.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.07&#9;&#8239;&#8239;&#8239;&#8239;&#8239;<I>Successor
Servicer Indemnification</I>. The Servicer shall defend, indemnify and hold the Successor Servicer and any officers, directors, employees
or agents of the Successor Servicer harmless against any and all claims, losses, penalties, fines, forfeitures, legal fees and related
costs, judgments and any other costs, fees, and expenses that the Successor Servicer may sustain in connection with the claims asserted
at any time by third parties against the Successor Servicer which result from (i)&nbsp;any willful or grossly negligent act taken or
omission by the Servicer or (ii)&nbsp;a breach of any representations of the Servicer in Section&nbsp;3.01 hereof. The indemnification
provided by this Section&nbsp;8.08 shall survive the termination of this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.08&#9;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><I>Responsibilities
of the Successor Servicer</I>.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Successor Servicer will not be responsible for delays attributable to the Servicer&rsquo;s failure to deliver information, defects in
the information supplied by the Servicer or other circumstances beyond the control of the Successor Servicer.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Successor Servicer will make arrangements with the Servicer for the prompt and safe transfer of, and the Servicer shall provide to the
Successor Servicer, all necessary servicing files and records, including (as applicable and deemed necessary by the Successor Servicer
at such time): (i)&nbsp;imaged Purchased Contract documentation, (ii)&nbsp;servicing system tapes, (iii)&nbsp;Purchased Contract payment
history, (iv)&nbsp;collections history, and (v)&nbsp;the trial balances, as of the close of business on the day immediately preceding
conversion to the Successor Servicer, reflecting all applicable Purchased Contract information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Successor Servicer shall have no responsibility and shall not be in default hereunder nor incur any liability for any failure, error,
malfunction or any delay in carrying out any of its duties under this Agreement if any such failure or delay results from the Successor
Servicer acting in accordance with information prepared or supplied by a Person other than the Successor Servicer or the failure of any
such Person to prepare or provide such information. The Successor Servicer shall have no responsibility, shall not be in default and
shall incur no liability (i)&nbsp;for any act or failure to act by any third party, including the Servicer, or for any inaccuracy or
omission in a notice or communication received by the Successor Servicer from any third party or (ii)&nbsp;which is due to or results
from the invalidity, unenforceability of any Purchased Contract with Applicable Laws or the breach or the inaccuracy of any representation
or warranty made with respect to any Purchased Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.09 <I>Limitation
of Liability of Servicer. </I>Neither the Servicer nor any of the directors, officers, employees or agents of the Servicer shall be under
any liability to the Purchaser, except as provided under this Agreement, for any action taken or for refraining from the taking of any
action pursuant to this Agreement or for errors in judgment; <I>provided</I>, <I>however</I>, that this provision shall not protect the
Servicer or any such person against any liability that would otherwise be imposed by reason of willful misfeasance, bad faith or negligence
in the performance of duties or by reason of reckless disregard of obligations and duties under this Agreement. The Servicer and any
director, officer, employee or agent of the Servicer may rely in good faith on the advice of counsel or on any document of any kind,
<I>prima facie </I>properly executed and submitted by any Person respecting any matters arising under this Agreement. Except as provided
in this Agreement, the Servicer shall not be under any obligation to appear in, prosecute or defend any legal action that shall not be
incidental to its duties to service the Contracts in accordance with this Agreement, and that in its opinion may cause it to incur any
expense or liability; <I>provided</I>, <I>however</I>, that the Servicer may undertake any reasonable action that it may deem necessary
or desirable in respect of the Basic Documents.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.10 <I>Merger
or Consolidation of Servicer. </I>Any Person into which the Servicer may be merged or consolidated, or any corporation or other entity
resulting from any merger conversion or consolidation to which the Servicer shall be a party, or any Person succeeding to all or substantially
all of the servicing business of the Servicer (which Person assumes the obligations of the Servicer), shall be the successor of the Servicer
hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein
to the contrary notwithstanding. The Servicer shall give prior written notice of any such merger, consolidation, or succession to which
it is a party to the Purchaser.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.11 <I>Limitation
on Resignation by the Servicer. </I>Subject to the provisions of Section&nbsp;8.03, Servicer shall not resign from the obligations and
duties hereby imposed on it as Servicer under this Agreement except by mutual written consent of the Servicer and the Purchaser or upon
determination that the performance of its duties under this Agreement shall no longer be permissible under Applicable Laws. Notice of
any such determination permitting the resignation of Servicer shall be communicated to the Purchaser at the earliest practicable time
(and, if such communication is not in writing, shall be confirmed in writing at the earliest practicable time) and any such determination
shall be evidenced by an opinion of counsel to such effect delivered to the Purchaser concurrently with or promptly after such notice.
No such resignation shall become effective until a successor servicer shall have assumed the responsibilities and rights of the predecessor
Servicer in accordance with Section&nbsp;8.04.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.12 <I>Appointment
of Subservicer</I>. So long as HDCC acts as the Servicer, the Servicer may at any time without notice or consent perform specific duties
as servicer under this Agreement through subcontractors; <I>provided</I>, <I>however</I>, that, in each case, no such delegation or subcontracting
shall relieve the Servicer of its responsibilities with respect to such duties, as to which the Servicer shall remain primarily responsible
with respect thereto; <I>and provided further </I>that if the Servicer intends to delegate its duties with respect to a Defaulted Contract
to a subcontractor whose identity has not previously been notified to the Purchaser, the Servicer shall provide the Purchaser with ten
(10)&nbsp;Business Days&rsquo; prior written notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.13 &#9;<I>Cooperation
in Financing Efforts</I>. In the event that the Purchaser seeks to execute a Financing Facility to facilitate its purchase of the Contracts,
the Servicer will cooperate with the Purchaser&rsquo;s efforts, including, to the extent the Purchaser is entitled to such information
hereunder, to the extent consistent with Applicable Laws and any applicable privacy policy, and contingent upon execution of a reasonable
non-disclosure agreement executed between the potential financing source and the Servicer governing such information (only to the extent
that such non-disclosure agreement is requested by the Servicer), (A)&nbsp;making available to the potential financing source and any
related backup servicer, verification agent or similar service provider the same information the Purchaser is entitled to under this
Agreement concerning the Servicer and the Purchased Contracts as such financing source may reasonably request to the extent such information
is not required to be delivered in a different manner; (B)&nbsp;making its personnel reasonably available, upon reasonable prior written
notice and during normal business hours so long as it does not unreasonably interfere with the Servicer&rsquo;s business operations or
customer or employee relations, to respond to such reasonable questions (if any) as such financing source may raise for purposes of its
due diligence review; and (C)&nbsp;in good faith consider entering into reasonable amendments to this Agreement in form and substance
satisfactory to the Servicer; provided that nothing in this sub-clause (C)&nbsp;shall require the Servicer to enter into any such amendment
if, in its sole determination, it would be adverse to its interests to do so or would create any additional obligation or liability on
the Servicer or to perform any additional covenant beyond those expressly contained in this Agreement. The financing source shall not
make for more than one (1)&nbsp;information request each calendar year and any such information request shall require no more than two
(2)&nbsp;Business Days commitment of the Servicer and its employees and shall not unreasonably interfere with Seller&rsquo;s business
operations or customer or employee relations. The Purchaser shall pay all costs and expenses, including without limitation legal fees
and disbursements, overhead expenses and administrative costs, which Servicer may incur in connection with any such cooperation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">ARTICLE&nbsp;IX</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">REPORTS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;9.01 &#9;<I>Officer&rsquo;s
Certificate</I>. Each Portfolio and Settlement Report delivered pursuant to Section&nbsp;9.02 shall be accompanied by a certificate of
a Servicing Officer substantially in the form of <I>Exhibit&nbsp;A, </I>certifying the accuracy of the Portfolio and Settlement Report
and that no Event of Termination or event that with notice or lapse of time or both would become an Event of Termination has occurred,
or if such event has occurred and is continuing, specifying the event and its status.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;9.02 <I>&#9;Portfolio
and Settlement Reports to Purchaser</I>. On or before each Reporting Date, the Servicer shall prepare and deliver to the Purchaser, or
forward or otherwise make available via internet to Purchaser, a statement as of the related Reporting Date substantially in the form
of <I>Exhibit&nbsp;B </I>hereto (the &ldquo;<I>Portfolio and Settlement Report</I>&rdquo;) setting forth the following information:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
amount of Servicer Fee and Servicing Expenses due and payable on the next succeeding Settlement Date;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
number and aggregate Outstanding Principal Balance of Purchased Contracts that have become Delinquent Contracts, computed as of the end
of the related Monthly Period;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
number and aggregate Outstanding Principal Balance of Purchased Contracts that became Defaulted Contracts during the related Monthly
Period, the Net Liquidation Proceeds for such Monthly Period and the Net Liquidation Losses as of the end of the related Monthly Period;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
number of Purchased Contracts and the aggregate Outstanding Principal Balance of such Purchased Contracts, as of the first day of the
related Monthly Period and as of the last day of the related Monthly Period (after giving effect to payments received during such Monthly
Period);</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
aggregate Outstanding Principal Balance and number of Purchased Contracts that were repurchased by the Seller pursuant to the Sale Agreements
during the related Monthly Period, identifying the purchase price for such Purchased Contracts;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Collections for the Monthly Period;</P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>an
itemized loan tape of all outstanding Purchased Contracts and Collections for the Monthly Period;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
stratification tables of the originations and performance of the portfolio of Contracts that the Seller acquired from the Originator
in the related Monthly Period and the Contracts serviced by the Servicer during the related Monthly Period; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>a
summary report of material written complaints received from Obligors of the Purchased Contracts, on an anonymized and aggregated basis,
that is prepared in the ordinary course of the Servicer&rsquo;s business; provided that such report or material written complaints shall
not be provided if the Servicer determines that it would adversely affect the attorney client privilege between the Servicer and its
counsel or is required by a Governmental Authority or by Applicable Laws not to be disclosed, and the Servicer has provided notice to
the Purchaser of the basis for any such redaction or non-disclosure;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">provided that the Servicer shall not provide any NPI to
the Purchaser.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;9.03 &#9;<I>Financial
Reporting Requirements of Servicer</I>. The Servicer shall deliver to the Purchaser each of the following, upon the dates described below:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>within
one hundred twenty (120) days after the end of each fiscal year, audited financial statements of the Parent for such fiscal year on a
consolidated basis; and</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>within
sixty (60) days after the end of each of the first three fiscal quarters of each fiscal year, unaudited financial statements of the Servicer
for such quarter.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;9.04 &#9;<I>Notice
of Litigation</I>. In conjunction with the delivery of the financial statements above, the Servicer shall include notices of (i)&nbsp;any
pending formal investigation, cease and desist orders or non-ordinary course regulatory proceeding by a Governmental Authority that (x)&nbsp;such
Governmental Authority does not prohibit to be disclosed with respect to the Servicer and (y)&nbsp;affects in any material respect the
validity, enforceability or collectability of the Purchased Contracts taken as a whole or may reasonably be expected to result in a Material
Adverse Effect with respect to the Servicer.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;9.05 <I>&#9;Annual
Statement</I>. At the end of each calendar year, the Servicer shall provide the Purchaser with a statement certifying that the Servicer
is in compliance with (a)&nbsp;all Applicable Laws to which it is subject except for non-compliance which could not, individually or
in the aggregate, reasonably be expected to result in a Material Adverse Effect and (b)&nbsp;this Agreement, in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;X</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">TERMINATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Section&nbsp;10.01 &#9;<I>Termination of Agreement</I>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Servicer shall commence servicing each Purchased Contract on the related Purchase Date until the earliest of (i)&nbsp;the payment in
full (or charge off in accordance with this Agreement) of the amount outstanding under such Purchased Contract and (ii)&nbsp;the date
on which this Agreement is terminated in accordance with Article&nbsp;VIII.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
the termination of this Agreement, any <FONT STYLE="color: red"><B><STRIKE>Servicing</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Servicer</FONT></B>
Fee or any Servicing Expenses which (i)&nbsp;are due and payable and (ii)&nbsp;have been incurred in accordance with this Agreement,
and which remains unpaid or unreimbursed shall be remitted by the Purchaser to the Servicer within ten (10)&nbsp;Business Days after
Purchaser&rsquo;s receipt of an itemized invoice therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;XI</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">MISCELLANEOUS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.01 <I>&#9;Amendment</I>.
This Agreement contains the entire agreement among the parties relating to the subject matter hereof, and no term or provision hereof
may be amended or waived unless such amendment or waiver is in writing and signed by all parties hereto. Any such amendment that affects
the Owner Trustee&rsquo;s rights, duties, liabilities or immunities under this Agreement or otherwise shall require the written consent
of the Owner Trustee, to be supplied in the Owner Trustee&rsquo;s sole discretion.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.02&#9; <I>Governing
Law</I>. THIS AGREEMENT,&nbsp;INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE
WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF
NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.03 &#9;<I>Submission
to Jurisdiction</I>. Each party submits to the nonexclusive jurisdiction of the United States District Court for the Southern District
of New York and of any New York State Court sitting in New York, New York for legal proceedings relating to this Agreement; provided,
that, nothing contained herein or in any other Basic Document will prevent any Party from bringing any action to enforce any award or
judgement or exercise any right under the Basic Documents in any other forum in which jurisdiction can be established. Each party irrevocably
waives, to the fullest extent permitted by Applicable Laws, any objection that it may now or in the future have to the venue of a proceeding
brought in such a court and any claim that the proceeding was brought in an inconvenient forum.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.04&#9; <I>Waiver
of Jury Trial</I>. EACH PARTY HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY RIGHT TO TRIAL BY JURY OF ANY CLAIM, DEMAND,
ACTION, OR CAUSE OF ACTION (A)&nbsp;ARISING UNDER THIS AGREEMENT OR (B)&nbsp;IN ANY WAY CONNECTED WITH OR RELATED OR INCIDENTAL TO THE
DEALINGS OF THE PARTIES IN RESPECT OF THIS AGREEMENT OR ANY OF THE TRANSACTIONS RELATED HERETO,&nbsp;IN EACH CASE, WHETHER NOW OR EXISTING
OR HEREAFTER ARISING, AND WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE. EACH PARTY HEREBY FURTHER AGREES AND CONSENTS THAT ANY SUCH
CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT A JURY AND THAT A PARTY MAY&nbsp;FILE A COPY OF THIS
AGREEMENT WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENT OF THE PARTIES TO THE WAIVER OF THEIR RIGHT TO TRIAL BY JURY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.05&#9; <I>Notices</I>.
All notices, demands, certificates, requests and communications hereunder (&ldquo;notices&rdquo;) shall be in writing and shall be effective
(a)&nbsp;upon receipt when sent through the U.S. mail, registered or certified mail, return receipt requested, postage prepaid, with
such receipt to be effective the date of delivery indicated on the return receipt, or (b)&nbsp;upon receipt when sent through an overnight
courier, or (c)&nbsp;on the date personally delivered to an authorized officer of the party to which sent, or (d)&nbsp;on the date transmitted
by electronic mail transmission with a confirmation of receipt, in all cases addressed to the recipient as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(i)</FONT></TD><TD>If to the Purchaser:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">KKR Morrow Trust</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">With copies to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(ii)</FONT></TD><TD>If to the Servicer:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">Harley-Davidson Credit Corp.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">9850 Double R Blvd., Suite&nbsp;100</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">Reno, Nevada 89521</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">Attention: David Viney, Vice President and Treasurer</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">Electronic Mail: [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Each party hereto may, by
notice given in accordance herewith to each of the other parties hereto, designate any further or different address to which subsequent
notices shall be sent.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.06 &#9;<I>Severability
of Provisions</I>. If one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever
held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.07 &#9;<I>Assignment</I>.
Notwithstanding anything to the contrary contained herein, but except as provided in Sections 8.03, 8.11, and 8.12, this Agreement may
not be assigned by any party hereto without the prior written consent of the other party, and any assignment in violation of this Section&nbsp;11.07
shall be null and void ab initio; <U>provided</U>, that this Section&nbsp;11.07 shall not restrict the Purchaser from assigning or transferring
any Purchased Property and the rights under this Agreement with respect to any Purchased Property (a)&nbsp;upon prior written notice
to the Servicer, to an Affiliate of the Purchaser (including one or more trusts that are directly or indirectly beneficially owned by
Purchaser, and its respective trustee) or (b)&nbsp;to any Person in connection with a Reconstitution consented to by the Seller or permitted
under Section&nbsp;8.23 of the Forward Flow Purchase Agreement or a Harley-Davidson Securitization Transaction.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.08 <I>&#9;Third
Party Beneficiaries</I>. This Agreement is for the sole benefit of the Servicer and the Purchaser and their permitted assigns and nothing
herein, express or implied, shall give or be construed to give to any Person, other than the Parties and such permitted assigns, any
legal or equitable rights hereunder; <I>provided </I>that the Owner Trustee shall be an express third-party beneficiary of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.09 <I>&#9;Counterparts;
Originals</I>. This Agreement may be executed in several counterparts, each of which shall be an original and all of which shall together
constitute but one and the same instrument. The words &ldquo;execution&rdquo;, &ldquo;signed&rdquo;, &ldquo;signature&rdquo; and words
of like import in this Agreement or in any other certificate, agreement or document related to this Agreement shall include, in addition
to manually executed signature pages, images of manually executed signatures transmitted by facsimile or other electronic format (including
 &ldquo;pdf&rdquo;, &ldquo;tif&rdquo; or &ldquo;jpg&rdquo;) and other electronic signatures (including DocuSign and AdobeSign). The use
of electronic signatures and electronic records (including any contract or other record created, generated, sent, communicated, received
or stored by electronic means) shall be of the same legal effect, validity and enforceability as a manually executed signature or use
of a paper-based recordkeeping system to the fullest extent permitted by Applicable Laws, including the Federal Electronic Signatures
in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, any State law based on the Uniform Electronic
Transactions Act or the UCC.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.10&#9; <I>Headings</I>.
The headings of the various Articles and Sections herein are for convenience of reference only and shall not define or limit any of the
terms or provisions hereof.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.11 <I>&#9;No
Waiver</I>. The provisions of this Agreement may only be waived in writing. No failure or delay on the part of Purchaser or Servicer
in exercising any power, right or remedy under this Agreement will operate as a waiver thereof, nor will any single or partial exercise
of any such power, right or remedy preclude any other or further exercise thereof or the exercise of any other power, right or remedy.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;11.12&#9; <I>Trustee
Limitation of Liability</I>. It is expressly understood and agreed by the parties hereto that (i)&nbsp;this Agreement is executed and
delivered by Wilmington Trust, National Association, (&ldquo;<I>WTNA</I>&rdquo;), not individually or personally but solely in its capacity
as trustee on behalf of the Purchaser (in such capacity, the &quot;<I>Owner Trustee</I>&quot;), in the exercise of the powers and authority
conferred and vested in it under the <FONT STYLE="text-decoration: underline double; color: blue"><B>Second </B></FONT>Amended and Restated
Trust Agreement, dated on or around <FONT STYLE="color: red"><B><STRIKE>July&nbsp;29</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">October&nbsp;30</FONT></B>,
2025, among KKR Morrow Borrower, LLC, as administrator (the &ldquo;<I>Administrator</I>&rdquo;) and depositor, and WTNA as Owner Trustee
(the &ldquo;<I>Trust Agreement</I>&rdquo;), (ii)&nbsp;each of the representations, warranties, undertakings and agreements herein made
on the part of the Purchaser is made and intended not as personal representations, warranties, undertakings and agreements by WTNA or
the Owner Trustee but is made and intended for the purpose of binding, and is binding only on, the Purchaser, (iii)&nbsp;nothing herein
contained shall be construed as creating any obligation or liability on WTNA, individually or personally or as Owner Trustee, to perform
any covenant either expressed or implied contained herein, all such obligation or liability, if any, being expressly waived by the parties
hereto and by any Person claiming by, through or under the parties hereto, (iv)&nbsp;WTNA, individually and as Owner Trustee, has made
no and will make no investigation as to the accuracy or completeness of any representations or warranties made by the Purchaser in this
Agreement and (v)&nbsp;under no circumstances shall WTNA or the Owner Trustee be personally liable for the payment of any indebtedness,
indemnities or expenses of the Purchaser or be liable for the performance, breach or failure of any obligation, representation, warranty
or covenant made or undertaken by the Purchaser under this agreement or any other related documents, as to all of which recourse shall
be had solely to the assets of the Purchaser. It is expressly understood and agreed that except for those specific duties of that the
Owner Trustee has expressly undertaken to perform for the Purchaser pursuant to the Trust Agreement, the rights, duties and obligations
of the Purchaser hereunder will be exercised and performed by Administrator or other agents on behalf of the Purchaser and under no circumstances
shall the Owner Trustee have any duty or obligation to monitor, supervise, exercise or perform the rights, duties or obligations of the
Purchaser or the Administrator or any other agents of the Purchaser hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[signature page&nbsp;follows]</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in">IN WITNESS WHEREOF, the parties
hereto have caused this Agreement to be duly executed by their respective officers as of the day and year first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red"><TR STYLE="vertical-align: top">
<TD>&nbsp;</TD><TD COLSPAN="3"><B><STRIKE>KKR MORROW TRUST, as Purchaser</STRIKE></B></TD></TR>
                                                                                                                                                      <TR STYLE="vertical-align: top">
<TD>&nbsp;</TD><TD>&nbsp;</TD><TD COLSPAN="2" STYLE="padding-bottom: 1pt">&nbsp;</TD></TR>
                                                                                                                                                      <TR STYLE="vertical-align: top">
<TD></TD><TD><FONT STYLE="font-size: 10pt"><B><STRIKE>By:</STRIKE></B></FONT></TD><TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid">&nbsp;</TD></TR><TR STYLE="vertical-align: top">
<TD>&nbsp;</TD><TD>&nbsp;</TD><TD COLSPAN="2"><B><STRIKE>Printed</STRIKE></B></TD></TR>
                                                                                                                                                                                      <TR STYLE="vertical-align: top">
<TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 5%">&nbsp;</TD><TD STYLE="width: 10%"><B><STRIKE>Name:</STRIKE></B></TD>
                              <TD STYLE="border-bottom: Black 1pt solid; width: 35%">&nbsp;</TD></TR>
                                                                                                                                                                                      <TR STYLE="vertical-align: top">
<TD>&nbsp;</TD><TD>&nbsp;</TD><TD><FONT STYLE="color: Red"><B><STRIKE>Title:</STRIKE></B></FONT></TD>
                              <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD></TR>
                                                                                                                                                                                      </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="font: bold 10pt Times New Roman, Times, Serif; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double"><B>KKR
    MORROW TRUST, as Purchaser</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3" STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left; color: blue; vertical-align: top"><FONT STYLE="font-size: 10pt; text-decoration: underline double">By:
    <B>Wilmington Trust, National Association, not in its</B> individual capacity but solely as Owner Trustee</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left; font: bold 10pt Times New Roman, Times, Serif; padding-left: 0.25in; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double">By:</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; color: blue; text-align: left"><FONT STYLE="font-size: 10pt; text-decoration: underline double">/s/
    Chris Bayer</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 10%"><FONT STYLE="font-size: 10pt"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="text-align: left; width: 10%"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: Blue"><B>Printed
    Name:</B></FONT></TD>
    <TD STYLE="text-align: left; width: 30%"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: Blue"><B>Chris Bayer</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; padding-left: 0.125in; color: blue; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: blue; text-align: left"><FONT STYLE="font-size: 10pt; text-decoration: underline double">Title:</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: blue; text-align: left"><FONT STYLE="font-size: 10pt; text-decoration: underline double">Vice
    President</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="3"><FONT STYLE="font-size: 10pt">HARLEY<FONT STYLE="color: red"><B>- </B></FONT>DAVIDSON CREDIT CORP., as Servicer</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif; color: blue; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; text-align: left; padding-left: 0.25in; color: blue"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: Blue"><B>By:</B></FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: bold 10pt Times New Roman, Times, Serif; color: blue; text-align: left"><FONT STYLE="font-size: 10pt; text-decoration: underline double">/s/
    David Viney</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt; color: Blue"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="width: 10%"><FONT STYLE="font-size: 10pt; color: Blue"><B>&nbsp;</B></FONT></TD>
    <TD STYLE="text-align: left; width: 10%"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: Blue"><B>Printed
    Name:</B></FONT></TD>
    <TD STYLE="text-align: left; width: 30%"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: Blue"><B>David
    Viney</B></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: blue; text-align: left"><FONT STYLE="font-size: 10pt; text-decoration: underline double">Title:</FONT></TD>
    <TD STYLE="font: bold 10pt Times New Roman, Times, Serif; color: blue; text-align: left"><FONT STYLE="text-decoration: underline double">Vice
    President and Treasurer</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; color: red">
                                                                                                                                                      <TR STYLE="vertical-align: top">
<TD></TD><TD><FONT STYLE="font-size: 10pt"><B><STRIKE>By:</STRIKE></B></FONT></TD><TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid">&nbsp;</TD></TR><TR STYLE="vertical-align: top">
<TD>&nbsp;</TD><TD>&nbsp;</TD><TD COLSPAN="2"><B><STRIKE>Printed</STRIKE></B></TD></TR>
                                                                                                                                                                                      <TR STYLE="vertical-align: top">
<TD STYLE="width: 50%">&nbsp;</TD><TD STYLE="width: 5%">&nbsp;</TD><TD STYLE="width: 10%"><B><STRIKE>Name:</STRIKE></B></TD>
                              <TD STYLE="border-bottom: Black 1pt solid; width: 35%">&nbsp;</TD></TR>
                                                                                                                                                                                      <TR STYLE="vertical-align: top">
<TD>&nbsp;</TD><TD>&nbsp;</TD><TD><FONT STYLE="color: Red"><B><STRIKE>Title:</STRIKE></B></FONT></TD>
                              <TD STYLE="border-bottom: Black 1pt solid">&nbsp;</TD></TR>
                                                                                                                                                                                      </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-2.8
<SEQUENCE>5
<FILENAME>tm2530329d1_ex2-8.htm
<DESCRIPTION>EXHIBIT 2.8
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>EXHIBIT&nbsp;2.8</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Certain portions of this Exhibit&nbsp;have
been redacted pursuant to Item 601(b)(2)&nbsp;and (10)&nbsp;of Regulation S-K and, where applicable, have been marked with &#8220;[***]&#8221;
to indicate where redactions have been made.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B><I>Execution Version</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">This SECOND AMENDMENT TO MASTER PURCHASE AND
SALE AGREEMENT AND AMENDMENT AND WAIVER WITH RESPECT TO BACK BOOK PURCHASE AND SALE AGREEMENT, dated as of October&nbsp;31, 2025
(this &#8220;<U>Amendment</U>&#8221;) is by and between Harley-Davidson Credit Corp., a Nevada corporation (the
 &#8220;<U>Seller</U>&#8221;) and Cavendish LLC, a Delaware limited liability company (the &#8220;<U>Purchaser</U>&#8221;)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Capitalized terms used but
not otherwise defined herein (including such terms used above) have the respective meanings assigned thereto in the Master Purchase and
Sale Agreement and Back Book Purchase and Sale Agreement described below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">BACKGROUND</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">A.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Seller and the Purchaser are parties to that certain Master Purchase and Sale Agreement, dated as of July&nbsp;30, 2025 (as may be amended,
restated, supplemented or otherwise modified from time to time prior to the date hereof, the &#8220;<U>Existing Master Purchase and Sale
Agreement</U>&#8221; and as amended by this Amendment, the &#8220;<U>Master Purchase and Sale Agreement</U>&#8221;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">B.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
Seller and the Purchaser are parties to that certain Back Book Purchase and Sale Agreement, dated as of July&nbsp;30, 2025 (as may be
amended, restated, supplemented or otherwise modified from time to time prior to the date hereof, the &#8220;<U>Existing Back Book Purchase
and Sale Agreement</U>&#8221; and as amended by this Amendment, the &#8220;<U>Back Book Purchase and Sale Agreement</U>&#8221; and together
with the Master Purchase and Sale Agreement, the &#8220;<U>Agreements</U>&#8221; ); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">C.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;The
parties hereto desire to amend or waive certain provisions of the Agreements as set forth herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, with the intention
of being legally bound hereby, and in consideration of the mutual undertakings expressed herein, each party to this Amendment hereby agrees
as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">SECTION&nbsp;1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;<U>Amendments
to Existing Master Purchase and Sale Agreement</U><I>. </I>On and as of the Amendment Effective Date (as defined below), the Existing
Master Purchase and Sale Agreement (excluding the exhibits thereto) is hereby amended to delete the stricken text (indicated textually
in the same manner as the following example: <FONT STYLE="color: red"><STRIKE>stricken text</STRIKE></FONT>) and to add the bold, double-underlined
text (indicated textually in the same manner as the following example: <FONT STYLE="text-decoration: underline double; color: blue"><B>double-underlined
text</B></FONT>) as set forth in the pages&nbsp;of the Master Purchase and Sale Agreement attached hereto as <U>Annex A</U>. An executed
and assembled copy of the Master Purchase and Sale Agreement, as so amended, and including the exhibits thereto, is attached hereto as
<U>Annex B</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Back
Book Purchase and Sale Agreement</U>. On and as of the Amendment Effective Date (as defined below), the Purchaser hereby: </FONT>[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">SECTION&nbsp;2. <U>Effectiveness</U>. This Amendment
shall become effective on the date (the &#8220;<U>Amendment Effective Date</U>&#8221;) first set forth above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;3. <U>Effect
of Amendment; Ratification</U>. All provisions of each Agreement and the other Basic Documents, as expressly amended and modified by this
Amendment, shall remain in full force and effect. After this Amendment becomes effective, (i)&nbsp;all references in the Master Purchase
and Sale Agreement (or in any other Basic Document) to &#8220;this Master Purchase and Sale Agreement&#8221;, &#8220;this Agreement&#8221;,
 &#8220;hereof&#8221;, &#8220;herein&#8221; or words of similar effect referring to the Master Purchase and Sale Agreement shall be deemed
to be references to the Master Purchase and Sale Agreement as amended by this Amendment and (ii)&nbsp;all references in the Back Book
Purchase and Sale Agreement (or in any other Basic Document) to &#8220;this Back Book Purchase and Sale Agreement&#8221;, &#8220;this
Agreement&#8221;, &#8220;hereof&#8221;, &#8220;herein&#8221; or words of similar effect referring to the Back Book Purchase and Sale Agreement
shall be deemed to be references to the Back Book Purchase and Sale Agreement as amended by this Amendment. This Amendment shall not be
deemed, either expressly or impliedly, to waive, amend or supplement any provision of either Agreement other than as set forth herein.
It is the intent of the parties hereto, and the parties hereto agree, that this Amendment shall not constitute a novation of either Agreement,
any other Basic Document or any of the rights, obligations or liabilities thereunder. Each Agreement, as amended by this Amendment, is
hereby ratified and confirmed in all respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;4. <U>Severability</U>.
Any provisions of this Amendment which are prohibited or unenforceable in any jurisdiction shall, as to such jurisdiction, be ineffective
to the extent of such prohibition or unenforceability without invalidating the remaining provisions hereof, and any such prohibition or
unenforceability in any jurisdiction shall not invalidate or render unenforceable such provision in any other jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;5. <U>Basic Document</U>.
This Amendment shall be a Basic Document for purposes of the Master Purchase and Sale Agreement and the Back Book Purchase and Sale Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;6. <U>Counterparts</U>.
This Amendment may be executed in any number of counterparts and by different parties on separate counterparts, each of which when so
executed shall be deemed to be an original and all of which when taken together shall constitute but one and the same agreement. Delivery
of an executed counterpart of a signature page&nbsp;to this Amendment by facsimile or other electronic means or e-mail transmission shall
be equally effective as delivery of an originally executed counterpart hereof. The words &#8220;execution&#8221;, &#8220;executed&#8221;,
 &#8220;signed&#8221;, &#8220;signature&#8221;, and words of like import in this Amendment shall be deemed to include electronic signatures
or electronic records, each of which shall be of the same legal effect, validity or enforceability as a manually executed signature or
the use of a paper-based recordkeeping system, as the case may be, to the extent and as provided for in any applicable law, including
the Federal Electronic Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, or any
other similar state laws based on the Uniform Electronic Transactions Act.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;7. <U>Section&nbsp;Headings</U>.
The various headings of this Amendment are included for convenience only and shall not affect the meaning or interpretation of this Amendment,
either Agreement or any provision hereof or thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;8. <U>Governing
Law</U>. THIS AMENDMENT,&nbsp;INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE
WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF
NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;9. <U>Submission
to Jurisdiction</U>. Each party submits to the nonexclusive jurisdiction of the United States District Court for the Southern District
of New York and of any New York State Court sitting in New York, New York for legal proceedings relating to this Amendment; provided,
that, nothing contained herein or in any other Basic Document will prevent any Party from bringing any action to enforce any award or
judgement or exercise any right under the Basic Documents in any other forum in which jurisdiction can be established. Each party irrevocably
waives, to the fullest extent permitted by Applicable Laws, any objection that it may now or in the future have to the venue of a proceeding
brought in such a court and any claim that the proceeding was brought in an inconvenient forum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">SECTION&nbsp;10. <U>Waiver
of Jury Trial</U>. EACH PARTY HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY RIGHT TO TRIAL BY JURY OF ANY CLAIM, DEMAND,
ACTION, OR CAUSE OF ACTION (A)&nbsp;ARISING UNDER THIS AMENDMENT OR (B)&nbsp;IN ANY WAY CONNECTED WITH OR RELATED OR INCIDENTAL TO THE
DEALINGS OF THE PARTIES IN RESPECT OF THIS AMENDMENT OR ANY OF THE TRANSACTIONS RELATED HERETO,&nbsp;IN EACH CASE, WHETHER NOW OR EXISTING
OR HEREAFTER ARISING, AND WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE. EACH PARTY HEREBY FURTHER AGREES AND CONSENTS THAT ANY SUCH
CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT A JURY AND THAT A PARTY MAY&nbsp;FILE A COPY OF THIS
AMENDMENT WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENT OF THE PARTIES TO THE WAIVER OF THEIR RIGHT TO TRIAL BY JURY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-variant: small-caps"><I>[Signature
Page&nbsp;Follow]</I></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">IN WITNESS WHEREOF, the parties have executed this Amendment
as of the date first written above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">HARLEY-DAVIDSON CREDIT CORP.,</FONT></TD></TR>
  <TR STYLE="font-size: 10pt; vertical-align: bottom">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">as Seller</FONT></TD></TR>
  <TR STYLE="font-size: 10pt; vertical-align: bottom">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="font-size: 10pt; vertical-align: bottom">
    <TD STYLE="font-size: 10pt; width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%"><FONT STYLE="font-size: 10pt">By: </FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 45%"><FONT STYLE="font-size: 10pt">/s/ David Viney</FONT></TD></TR>
  <TR STYLE="font-size: 10pt; vertical-align: bottom">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Name: </FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">David Viney</FONT></TD></TR>
  <TR STYLE="font-size: 10pt; vertical-align: bottom">
    <TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Title:</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Vice President and Treasurer</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><I>PIMCO Omnibus Amendment</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 50%; font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">CAVENDISH LLC<FONT STYLE="font-style: normal; font-weight: normal">,
    as Purchaser</FONT></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">[***]</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: italic 10pt Times New Roman, Times, Serif; text-align: right; margin: 0pt 0"><I>PIMCO Omnibus Amendment</I><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>ANNEX A</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">Master Purchase and Sale Agreement (Marked)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3in; text-indent: -1in">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">See attached.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><B>Certain portions of this Exhibit&nbsp;have
been redacted pursuant to Item 601(b)(10)&nbsp;of Regulation S-K and, where applicable, have been marked with &#8220;[***]&#8221; to indicate
where redactions have been made.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: right; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 364pt"><B><I>Execution Version</I></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin-top: 0pt; margin-bottom: 0pt"><FONT STYLE="font-size: 10pt; text-decoration: underline double; color: blue"><B>Conformed
through second amendment dated as of October&nbsp;31, 2025</B></FONT><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><B>&nbsp;</B></P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>MASTER PURCHASE AND SALE AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>by and between</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>Harley-Davidson Credit Corp.,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>as Seller</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><B>and</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>Cavendish LLC,</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>as Purchaser</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>DATED AS OF JULY 30, 2025</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><U>TABLE OF CONTENTS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">PAGE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ARTICLE&nbsp;I DEFINITIONS AND USAGE </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;1.1</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 78%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Definitions</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ARTICLE&nbsp;II COMMITMENT TO SELL APPLICABLE POOLS </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;2.1</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Commitments to Sell and Purchase Applicable Pools</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;2.2</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Payment of Purchase Price</FONT></TD>
    <TD STYLE="text-align: right">2</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;2.3</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Termination Options</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;2.4</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Taxes</FONT></TD>
    <TD STYLE="text-align: right">4</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;2.5</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Re-Liening Trigger Events</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;2.6</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Pricing Model Change</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;2.7</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Incremental Commitment</FONT></TD>
    <TD STYLE="text-align: right">4<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"></FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ARTICLE&nbsp;III TRUE SALE </FONT></TD>
    <TD STYLE="text-align: right">5</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;3.1</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No Recourse</FONT></TD>
    <TD STYLE="text-align: right">5</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;3.2</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Intent of the Parties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3" STYLE="text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ARTICLE&nbsp;IV CLOSINGS </FONT></TD>
    <TD STYLE="text-align: right">6</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;4.1</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Effecting Purchases</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ARTICLE&nbsp;V REPRESENTATIONS AND WARRANTIES </FONT></TD>
    <TD STYLE="text-align: right">7</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;5.1</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Representations and Warranties of the Purchaser</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;5.2</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Representations and Warranties of the Seller</FONT></TD>
    <TD STYLE="text-align: right">8</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ARTICLE&nbsp;VI CONDITIONS </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">14</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;6.1</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conditions to Obligation of the Purchaser</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">14</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;6.2</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conditions to Obligation of the Seller</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">15</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ARTICLE&nbsp;VII COVENANTS OF THE SELLER </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">16</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;7.1</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Protection of Right, Title and Interest</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;7.2</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Other Liens or Interests</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;7.3</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Notice of Servicer Termination or Re-Liening Trigger Event</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;7.4</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Collections</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;7.5</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Inspection</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;7.6</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Compliance with Laws, Etc</FONT></TD>
    <TD STYLE="text-align: right">19</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;7.7</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Additional Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;7.8</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Negative Covenants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in">&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ARTICLE&nbsp;VIII REPURCHASE; INDEMNIFICATION; MISCELLANEOUS PROVISIONS </FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif">20</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.1</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Repurchase of Contracts by the Seller</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

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<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.2</FONT></TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
    <TD STYLE="width: 78%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assignment of Repurchased Contracts</FONT></TD>
    <TD STYLE="text-align: right; width: 10%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.3</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Indemnity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.4</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Publicity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.5</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amendment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.6</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Waivers</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.7</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Notices</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.8</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Costs and Expenses</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.9</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Survival</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.10</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Headings and Cross-References</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.11</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Governing Law</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.12</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Submission to Jurisdiction</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">23</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.13</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Waiver of Jury Trial</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.14</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Counterparts; Originals</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.15</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Further Assurances; Cooperation in Financing Efforts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.16</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No Reliance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.17</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Severability of Provisions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.18</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assignment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.19</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No Third-Party Beneficiaries</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.20</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Special Acknowledgement of Purchaser</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.21</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Confidentiality</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">25</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.22</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Obligor Information; Security Requirements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.23</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Securitizations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.24</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reconstitution</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.25</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Harley-Davidson Securitization Transaction</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">27</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="padding-left: 0.25in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Section&nbsp;8.26</FONT></TD>
    <TD>&nbsp;</TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Sale and Purchase of Canadian Contracts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">27</FONT></TD></TR>
  </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>EXHIBITS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;A FORM&nbsp;OF NOTICE OF SALE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;B FORM&nbsp;OF
ASSIGNMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;C FORM&nbsp;OF CONTRACT SCHEDULE SUPPLEMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;D
FORM&nbsp;OF REPRICING CONFIRMATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;E [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;F DATA TAPE FIELDS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;G CLOSING CHECKLIST</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;H
CREDIT POLICY</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">EXHIBIT&nbsp;I SECURITIZATION TRANSACTION COOPERATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>APPENDIX</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">APPENDIX A Definitions</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><B>MASTER PURCHASE AND SALE AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">THIS MASTER PURCHASE AND SALE
AGREEMENT (as from time to time amended, restated, supplemented or otherwise modified and in effect, this &#8220;<U>Agreement</U>&#8221;)
is made as of July&nbsp;30, 2025, by and between Harley-Davidson Credit Corp., a Nevada corporation (the &#8220;<U>Seller</U>&#8221;)
and Cavendish LLC, a Delaware limited liability company (the &#8220;<U>Purchaser</U>&#8221;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center">RECITALS:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, in the regular course
of its business, the Seller purchases and services motorcycle promissory notes and security agreements from Eaglemark Savings Bank, which
contracts provide for installment payment obligations by or on behalf of the retailer&#8217;s customer/purchaser and grants security interests
in the related motorcycles in order to secure such obligations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Seller wishes
to sell, and the Purchaser wishes to purchase, from time to time, Contracts and related property (including the security interests in
the related Financed Vehicles) pursuant to the terms of this Agreement on a servicing-released basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, as of the Signing
Date, HDCC as Servicer has agreed to service the Purchased Property for the benefit of the Purchaser pursuant to the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">WHEREAS, the Seller and the
Purchaser wish to provide in this Agreement, among other things, the terms on which the Contracts and related property are to be sold
by the Seller to the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">NOW, THEREFORE, in consideration
of the foregoing, other good and valuable consideration, and the mutual terms and covenants contained herein, the parties hereto agree
as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;I</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 157.3pt; text-indent: 0.5in">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">DEFINITIONS AND USAGE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;1.1 <U>Definitions</U>.
Certain capitalized terms used in the above recitals and in</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">this Agreement are defined in and shall have the
respective meanings assigned to them in (or by reference in) Appendix A to this Agreement. All references herein to &#8220;the Agreement&#8221;
or &#8220;this Agreement&#8221; are to this Master Purchase and Sale Agreement as it may be amended, supplemented or modified from time
to time, the exhibits and attachments hereto, and all references herein to Articles, Sections and subsections are to Articles, Sections
or subsections of this Agreement unless otherwise specified. The rules&nbsp;of construction and usage set forth in such Appendix A shall
be applicable to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;II</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">COMMITMENT TO SELL APPLICABLE POOLS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;2.1 <U>Commitments to Sell
and Purchase Applicable Pools</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Seller
Obligation</U>. Upon the terms and subject to the conditions set forth in this Agreement, and in reliance on the covenants,
representations, warranties and agreements set forth herein, the Seller (i)&nbsp;agrees to offer to the Purchaser an amount of
Contracts with an aggregate Outstanding Principal Balance at least equal to the Applicable Offer Target for the related period and
(ii)&nbsp;commits to sell to the Purchaser the Applicable Pool on each Purchase Date during the Commitment Period, <U>provided</U>
that the Seller shall not offer for sale (x)&nbsp;to the Purchaser or any other purchaser that is not an affiliate of the Seller, an
amount of Eligible Contracts greater than 75% of the Outstanding Principal Balance of Eligible Contracts acquired by the Seller in
each Measurement Period or (y)&nbsp;to the Purchaser an amount of Eligible Contracts greater than 50% by Outstanding Principal
Balance of Eligible Contracts acquired by the Seller which were eligible for inclusion in each Applicable Pool.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Purchaser
Obligation</U>. Upon the terms and subject to the conditions set forth in this Agreement, and in reliance on the covenants, representations,
warranties and agreements herein set forth, the Purchaser commits to purchase each Applicable Pool during the Commitment Period on each
related Purchase Date pursuant to <FONT STYLE="color: red"><B><STRIKE>Section&nbsp;4.1(a)</STRIKE></B></FONT><B><FONT STYLE="color: blue">
<FONT STYLE="text-decoration: underline double">Section 4.1(a)</FONT></FONT></B> consisting of Contracts with an aggregate
Outstanding Principal Balance in an amount at least equal to the Applicable Purchase Target for the related period; <U>provided</U> that
the Purchaser shall not (unless the Purchaser elects to do so in its sole discretion) be required to purchase any Applicable Pool (x)&nbsp;within
any Measurement Period if the Cutoff Date Aggregate Outstanding Principal Balance for all Applicable Pools purchased during such Measurement
Period exceeds or would exceed the Applicable Purchase Target and (y)&nbsp;if the sum of the Cutoff Date Aggregate Outstanding Principal
Balance for all Applicable Pools purchased during the Commitment Period exceeds the Annual Commitment Amount.</P>
<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;2.2 <U>Payment
of Purchase Price</U>. Upon the terms and subject to the conditions set forth in this Agreement, and in reliance on the covenants, representations,
warranties and agreements herein set forth, the Purchase Price due on each Purchase Date shall be paid by the Purchaser to the Seller
on such Purchase Date by wire transfer of immediately available funds to an account or accounts designated by the Seller. The Purchase
Price for each Applicable Pool will be set forth in the Notice of Sale for such Applicable Pool provided in accordance with Section&nbsp;4.1(a).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;2.3&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Termination
Options</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Seller
Termination Options</U>. The Seller may deliver a Notice of Termination to the Purchaser at any time after the occurrence and during the
continuance of any of the following (the &#8220;<U>Seller Termination Option</U>&#8221;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT> an Insolvency Event with respect to the Purchaser;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>failure
of the Purchaser to pay the total Purchase Price on any Purchase Date pursuant to Section&nbsp;2.2 (other than as a result of a condition
precedent failing to be satisfied) if such failure is not cured within five (5)&nbsp;Business Days;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
breach of any representation, warranty or covenant in any Basic Document in any material respect by the Purchaser and, if such breach
is reasonably capable of being cured and the Purchaser is attempting in good faith to remedy such breach, such breach shall continue uncured
for more than thirty (30) days after written notice of such failure is received from the Seller to the Purchaser or after discovery of
such failure by the Purchaser; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>a
Purchase Target Shortfall of more than $[***] occurs for any Measurement Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Purchaser
Termination Options</U>. The Purchaser may deliver a Notice of Termination to the Seller at any time after the occurrence and during the
continuance of any of the following (the &#8220;<U>Purchaser Termination Option</U>&#8221;):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(i)</FONT> &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;an Insolvency Event with respect to the Seller;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>the
Purchaser has terminated HDCC as the Servicer under the Servicing Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
breach of any representation, warranty or covenant in any Basic Document in any material respect by the Seller and, if such breach is
reasonably capable of being cured and the Seller is attempting in good faith to remedy such breach, such breach shall continue uncured
for more than thirty (30) days after written notice of such breach is received from the Purchaser to the Seller or after discovery of
such breach by the Seller;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Seller&#8217;s breach of its repurchase obligations pursuant to <U>Section&nbsp;8.1</U> of this Agreement and the Back Book PSA which
is not cured within ten (10)&nbsp;Business Days after the end of the related Repurchase Period and with respect to which the aggregate
Repurchase Price in respect of such Contracts is greater than $[***];</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT> the occurrence of a Purchase Obligation Termination Trigger;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT> the occurrence of a Company Sale or a Parent Change in Control;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>an
Offer Target Shortfall of more than $[***] occurs for any Measurement Period; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(viii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
occurrence of the End Date without the purchase and sale of an Applicable Pool as contemplated in Section&nbsp;2.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;2.4&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Taxes</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>All
payments made by HDCC, the Seller or the Purchaser under this Agreement and the other Basic Documents shall be made free and clear
of, and without deduction or withholding for or on account of, any Tax, except as required by Applicable Law. If any Applicable Law
requires the deduction or withholding of any Tax from any such payment, then the applicable withholding agent shall be entitled to
make such deduction or withholding and shall timely pay the full amount deducted or withheld to the relevant Governmental Authority
in accordance with Applicable Law and, if such Tax is a Non-Excluded Tax, then the amounts payable to the Party in respect of whom
such deduction or withholding was made shall be increased to the extent necessary to yield to such Party after such deduction or
withholding has been made (including such deductions and withholdings applicable to additional sums payable under this <U>Section&nbsp;2.4(a)</U>)
the amounts such Party would have been entitled to receive pursuant to this Agreement and the other Basic Documents had no such
deduction or withholding for Non-Excluded Taxes been made. Whenever any Party makes a deduction or withholding in respect of a
payment under this Agreement or the other Basic Documents, as promptly as possible thereafter, such Party shall send to the Party in
respect of whom such deduction or withholding was made a certified copy of an official receipt showing payment thereof. If any Party
fails to pay the full amount such Party deducts or withholds to the relevant Governmental Authority in accordance with Applicable
Law or provide to another Party the required documentary evidence in accordance with this <U>Section&nbsp;2.4(a)</U>, such Party
shall indemnify the Party in respect of whom such deduction or withholding was made or such documentary evidence should have been
delivered for any incremental Taxes, interest or penalties that may become payable by such Party as a result of any such failure.
The Parties shall cooperate in good faith to minimize, to the extent permissible under Applicable Law, the amount of any deduction
or withholding in respect of any payment under this Agreement or the other Basic Documents, including by providing any certificates
or forms that are reasonably requested to establish an exemption from (or reduction in) any deduction or withholding. The agreements
in this <U>Section&nbsp;2.4(a)</U>&nbsp;shall survive the termination of this Agreement and the payment of all other amounts payable
hereunder. This <U>Section&nbsp;2.4(a)</U>&nbsp;shall not apply to any income or capital gain of the Purchaser in respect of any
Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
anything herein to the contrary, any and all transfer, sales, use, registration, value-added, excise, stock, stamp, documentary,
filing, recording and other similar Taxes, filing fees and similar charges imposed as a result of the transactions contemplated by
this Agreement or the other Basic Documents (&#8220;<U>Transfer Taxes</U>&#8221;) shall be paid by and shall be the responsibility
of Purchaser. To the extent any such Transfer Taxes are paid or payable by the Seller, Purchaser shall promptly reimburse the Seller
for such Transfer Taxes, upon Purchaser&#8217;s receipt of reasonably satisfactory evidence of the amount of such Transfer Taxes.
The Parties will reasonably cooperate in the preparation and filing of any Tax returns or other documentation in connection with any
Transfer Taxes subject to this <U>Section&nbsp;2.4(b)</U>, including joining in the execution of any such Tax returns and other
documentation to the extent required by Applicable Law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;2.5&#8239;&#8239; <U>Re-Liening
Trigger Events</U>. Upon the occurrence of a Re-Liening Trigger Event, the Seller shall notify the Purchaser in accordance with <U>Section&nbsp;7.3</U>
of such Re- Liening Trigger Event and, at the request of the Purchaser, the Seller shall, and the Seller shall direct and cause the Title
Lien Holder to (and to cooperate with the Servicer to) take all steps necessary to cause the Certificate of Title or other evidence of
ownership of each of the related Financed Vehicles to be revised to name the Purchaser or its designee (such designee to be notified by
the Purchaser to the Seller and the Servicer in writing from time to time) as lienholder; <U>provided</U> that any Re-Liening Expenses
shall be paid by the Seller. In addition, at the sole expense of the Purchaser, upon the request of the Purchaser, the Seller shall, and
the Seller shall direct and cause the Title Lien Holder to take all steps necessary to cause the Certificate of Title or other evidence
of ownership of the related Financed Vehicles identified by the Purchaser to be revised to name the Purchaser or its designee (such designee
to be notified by the Purchaser to the Seller and the Servicer in writing from time to time) as lienholder. The Seller shall cause the
Title Lien Holder to irrevocably appoint or cause each relevant subservicer to irrevocably appoint, the Purchaser as its attorney-in-fact,
such appointment being coupled with an interest, to take any and all steps required to be performed pursuant to this <U>Section&nbsp;2.5</U>,
including execution of Certificates of Title or any other documents in the name of the Seller or such Title Lien Holder and, in connection
with the appointment of any successor Servicer, to execute a power of attorney with respect to such successor Servicer promptly after
its appointment as such, naming such successor Servicer as its attorney-in-fact for the same purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;2.6 <U>Pricing Model Change</U>.
[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;2.7 <U>Incremental Commitment</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt; color: red"><B><STRIKE>(a)</STRIKE></B></FONT> The
Seller may at any time and from time to time after the Effective Date, by notice to the Purchaser (an &#8220;<U>Incremental Commitment
Request</U>&#8221;), request that the Annual Commitment Amount and the Applicable Purchase Target be increased. Each Incremental Commitment
Request shall set forth the requested amount of the new Annual Commitment Amount and the requested amount of the Applicable Purchase Target.
The Purchaser shall, by notice to the Seller, by no later than twenty (20) Business Days after the date of the Seller&#8217;s Incremental
Commitment Request, either agree to increase the Annual Commitment Amount and the Applicable Purchase Target or decline to increase the
Annual Commitment Amount and the Applicable Purchase Target. If the Purchaser does not deliver such notice within such period of twenty
(20) Business Days, the Purchaser shall be deemed to have declined to increase the Annual <FONT STYLE="color: red"><B><STRIKE>Commitments</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">Commitment
Amount</FONT></B> and the Applicable Purchase Target. Any portions of the requested increase in the Annual Commitment Amount declined
(or deemed declined) may be offered by the Seller to any Person selected by the Seller in its sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;III</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">TRUE SALE</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;3.1 <U>No
Recourse</U>. It is understood that each sale of Purchased Property by the Seller to the Purchaser pursuant to this Agreement shall
be without recourse (except as set forth herein and in the other Basic Documents, including <U>Section&nbsp;8.1</U> hereof ), and
the Seller does not guarantee collection of any Receivable. Neither the Purchaser nor the Seller will account for or treat (whether
in its financial statements or otherwise) the transfers by the Seller to the Purchaser in any manner other than as the sale, or
absolute assignment, of the Contracts and related Rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;3.2 <U>Intent
of the Parties</U>. This Agreement and the related Assignment is intended to effect a sale of each Purchased Contract by the Seller
to the Purchaser, and the parties intend to treat each such transaction as a sale for all purposes, including for federal (and
applicable state and local) tax purposes. None of the Seller, the Purchaser or any of their Affiliates, shall take any position in
any Tax return or in any Tax examination, audit, claim or similar proceeding that is inconsistent with the foregoing intent unless
required to do so by a final determination as defined in Section&nbsp;1313 of the Code (or any similar provision of applicable state
or local law). It is the intention of the Seller that each sale, transfer, assignment and other conveyance of each Purchased
Contract contemplated by this Agreement and the related Assignment constitutes an independent sale of the related Purchased Property
from the Seller to the Purchaser and that the beneficial interest in and title to each such Purchased Contract shall not be part of
the Seller&#8217;s estate in the event of the filing of a bankruptcy petition by or against the Seller under any bankruptcy law.
Although the Parties intend that each sale, transfer, assignment and other conveyance contemplated by this Agreement and the related
Assignment to be an independent sale, in the event any such transfer and assignment is deemed to be other than a sale, the Parties
intend and agree (i)&nbsp;that all filings described in this Agreement shall give the Purchaser a first priority perfected security
interest (subject to Permitted Liens) in, to and under the Purchased Contract and the related Purchased Property and all proceeds of
any of the foregoing, in each case with respect to such transfer and assignment; (ii)&nbsp;this Agreement, together with the related
Assignment, shall be deemed to be the grant of, and the Seller hereby grants to the Purchaser, a security interest from the Seller
to the Purchaser in such Contracts and the related Purchased Property in order to secure its obligations hereunder with respect to
such transfer and assignment; (iii)&nbsp;this Agreement shall be a security agreement under applicable law for the purpose of each
such transfer and assignment; and (iv)&nbsp;the Purchaser shall have all of the rights, powers and privileges of a secured party
under the UCC with respect to each such transfer and assignment and the Purchased Property related thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;IV</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CLOSINGS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;4.1 &#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Effecting
Purchases</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>General
Procedures</U>. During the Commitment Period, the purchase and sale of an Applicable Pool will occur on the Purchase Date, subject to
the satisfaction of the conditions precedent set forth in this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>With
respect to the initial Purchase Date and each other Purchase Date, not less than twenty (20) days prior to such Purchase Date, the Seller
shall provide to the Purchaser a reasonable estimate of the Cutoff Date Aggregate Outstanding Principal Balance of the Contracts the Seller
expects to offer to the Purchaser on such Purchase Date; <U>provided</U>, that, a final amount of the Cutoff Date Aggregate Outstanding
Principal Balance of the Contracts offered by the Seller to the Purchaser on such Purchase Date may differ from any such estimate.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>With
respect to the initial Purchase Date, not later than ten (10)&nbsp;Business Days prior to the initial Purchase Date, the Seller
shall deliver a Notice of Sale to the Purchaser, which shall be accompanied by a Data Tape with respect to each Contract in the
Applicable Pool. Such Notice of Sale shall specify for the related Applicable Pool (i)&nbsp;the Cutoff Date Aggregate Outstanding
Principal Balance, (ii)&nbsp;the applicable Purchase Date, (iii)&nbsp;the Cutoff Date for such Applicable Pool and (iv)&nbsp;the
Purchase Price for such Applicable Pool to be paid on the initial Purchase Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>With
respect to each Purchase Date that occurs after the initial Purchase Date, not later than five (5)&nbsp;Business Days prior to the related
Purchase Date, the Seller shall deliver a Notice of Sale to the Purchaser, which shall be accompanied by a Data Tape with respect to each
Contract in the related Applicable Pool. Such Notice of Sale shall specify for each Applicable Pool (i)&nbsp;the Cutoff Date Aggregate
Outstanding Principal Balance, (ii)&nbsp;the applicable Purchase Date, (iii)&nbsp;the Cutoff Date and (iv)&nbsp;the Purchase Price. The
Seller shall promptly provide to the Purchaser all data related to the Applicable Pool that is necessary to determine the Purchase Price
for such Applicable Pool or that is reasonably requested by the Purchaser.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event the Seller or the Purchaser determines that (x)&nbsp;a Contract included in the related Offered Contracts does not satisfy
the representations and warranties set forth in <U>Section&nbsp;5.2(s)</U>&nbsp;prior to the related Purchase Date and unless waived
in writing by the Purchaser, the Seller shall remove such Contract from the related Contract Schedule Supplement, the Data Tape and the
Assignment, and such Contract shall not be sold to the Purchaser; or (y)&nbsp;if one or more of the Concentration Limits has been exceeded
or after giving effect to the purchase of the Applicable Pool would be exceeded as of the related Purchase Date as a result of the purchase
of the Applicable Pool, the Seller shall remove such Contracts as are necessary from the related Contract Schedule Supplement, the Data
Tape and the Assignment that would cause any such Concentration Limit to be exceeded or increase any related concentration.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Event of Termination has occurred and is continuing to the extent HDCC is the Servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
and subject to the satisfaction or written waiver of the conditions specified in <U>Section&nbsp;6.1</U> and <U>Section&nbsp;6.2</U>,
on each Purchase Date, the Seller shall sell the related Applicable Pool to the Purchaser and the Purchaser shall purchase such Applicable
Pool from the Seller.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;V REPRESENTATIONS AND WARRANTIES</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;5.1
 &#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Representations and Warranties of the Purchaser</U>. The Purchaser represents and warrants
to the Seller as of the date hereof and as of each Purchase Date:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Organization
and Good Standing</U>. It has been duly organized and validly exists as an entity in good standing under the laws of the
jurisdiction of its organization, with power and authority to own its properties and to conduct its business as such properties are
presently owned and such business is presently conducted, including to acquire and own the Contracts and the related
Receivables.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Due
Qualification</U>. It is duly qualified to do business and is in good standing and has obtained all necessary licenses and approvals in
all jurisdictions in which the ownership or lease of property or the conduct of its business requires such qualifications, licenses or
approvals (including the purchase of the Contracts and the related Receivables) except for non compliance which could not, individually
or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Power
and Authority</U>. It (i)&nbsp;has all necessary power, authority and legal right to (A)&nbsp;execute and deliver the Basic
Documents to which it is a party and (B)&nbsp;carry out the terms of the Basic Documents to which it is a party and (ii)&nbsp;has
taken all necessary action to authorize the execution, delivery and performance of the Basic Documents to which it is a party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Due
Authorization; Enforceability; No Violation</U>. This Agreement and the other Basic Documents to which it is a party have been duly
authorized, executed and delivered by the Purchaser, and each is the legal, valid and binding obligation of the Purchaser,
enforceable against the Purchaser in accordance with its terms, except as such enforceability may be limited by applicable
insolvency, bankruptcy, reorganization, conservatorship, receivership, liquidation or other laws and by general principles of
equity, regardless of whether such enforceability is considered in a proceeding in equity or at law. The consummation of the
transactions contemplated by this Agreement and the Basic Documents to which it is a party and the fulfillment of the terms of this
Agreement and Basic Documents to which it is a party shall not conflict with, result in any breach of any of the terms and
provisions of or constitute (with or without notice or lapse of time) a default under, the articles of incorporation or bylaws of
the Purchaser, or, in any material respect, any indenture, agreement, mortgage, deed of trust or other instrument to which the
Purchaser is a party or by which it is bound, or result in the creation or imposition of any Lien upon any of its properties
pursuant to the terms of any such indenture, agreement or other instrument, or violate, in any material respect, any law or, to the
best of the Purchaser&#8217;s knowledge, any order, rule&nbsp;or regulation applicable to the Purchaser of any Governmental
Authority having jurisdiction over the Purchaser or any of its properties, in each case, that would materially and adversely affect
the performance by the Purchaser of its obligations under, or the validity and enforceability of, this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Proceedings</U>. There are no proceedings or investigations pending, or, to the best of the Purchaser&#8217;s knowledge, threatened, before
any Governmental Authority having jurisdiction over the Purchaser or any of its properties (i)&nbsp;asserting the invalidity of this Agreement
and the other Basic Documents to which it is a party, or (ii)&nbsp;seeking any determination or ruling that might materially and adversely
affect the performance by the Purchaser of its obligations under, or the validity or enforceability of, this Agreement and the other Basic
Documents to which it is a party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>All
Consents Required</U>. All approvals, authorizations, consents, orders, licenses or other actions of any person or of any Governmental
Authority required for the due execution, delivery and performance by it of the Basic Documents to which it is a party have been obtained
except for non-compliance which could not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Solvency</U>.
As of each Purchase Date, the Purchaser, after giving effect to the conveyances made by it hereunder, is Solvent.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(h)</FONT> &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>OFAC</U>. The Purchaser is not a Sanctioned Person.</P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance.</U>
It is not in violation in any material respect of any Basic Document to which it is a party or any laws, ordinances, Applicable Laws or
regulations to which it is subject except for non-compliance which could not, individually or in the aggregate, reasonably be expected
to result in a Material Adverse Effect.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;5.2 &#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Representations
and Warranties of the Seller</U>. The Seller represents and warrants to the Purchaser as of the date hereof and as of each Purchase Date:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Organization
and Good Standing</U>. It has been duly organized, and is validly existing and in good standing under the laws of the jurisdiction of
its formation, with all requisite power and authority to own or lease its properties and conduct its business as such business is presently
conducted, and now has all necessary power, authority and legal right to own or lease its properties and conduct its business as such
business is presently conducted, including to acquire, own and sell the Contracts and the other Purchased Property except for non-compliance
which could not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Due
Qualification</U>. It is duly qualified to do business and is in good standing and has obtained all necessary licenses and approvals in
all jurisdictions in which the ownership or lease of property or the conduct of its business requires such qualifications, licenses or
approvals (including, as applicable, the origination, purchase, sale and servicing of the Contracts) except for non-compliance which could
not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Power
and Authority; Due Authorization</U>. It (i)&nbsp;has all necessary power, authority and legal right to (A)&nbsp;execute and deliver
the Basic Documents to which it is a party, (B)&nbsp;carry out the terms of the Basic Documents to which it is a party and
(C)&nbsp;to assign or grant the security interest in the assets transferred by it on the terms and conditions in this Agreement and
(ii)&nbsp;has taken all necessary action to authorize the execution, delivery and performance of the Basic Documents to which it is
a party and to assign or grant a security interest in the assets transferred by it on the terms and conditions in this
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Binding
Obligation</U>. The Basic Documents to which it is a party have been duly executed and delivered by it and constitute legal, valid and
binding obligations of it enforceable against it in accordance with their <FONT STYLE="color: red"><B><STRIKE>terms, </STRIKE></B></FONT>terms,
except as such enforceability may be limited by applicable insolvency, bankruptcy, reorganization, conservatorship, receivership, liquidation
or other laws and by general principles of equity, regardless of whether such enforceability is considered in a proceeding in equity or
at law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Violation</U>. The consummation of the transactions contemplated by the Basic Documents to which it is a party and the fulfillment of
the terms thereof will not (i)&nbsp;conflict with, result in any breach of any of the terms and provisions of, or constitute (with or
without notice or lapse of time or both) a default under, its formation documents or any agreement to which it is bound, (ii)&nbsp;result
in the creation or imposition of any Lien upon the Purchased Property, other than pursuant to this Agreement, or (iii)&nbsp;violate any
Applicable Laws, except, in each case, for non-compliance which could not, individually or in the aggregate, reasonably be expected to
result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Proceedings</U>. There are no proceedings or investigations pending, or, to the best of the Seller&#8217;s knowledge, threatened, before
any Governmental Authority having jurisdiction over the Seller or any of its properties (i)&nbsp;asserting the invalidity of this Agreement
and the other Basic Documents to which it is a party, or (ii)&nbsp;seeking any determination or ruling that might materially and adversely
affect the performance by the Seller of its obligations under, or the validity or enforceability of, this Agreement and the other Basic
Documents to which it is a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>All
Consents Required</U>. All approvals, authorizations, consents, orders, licenses or other actions of any person or of any Governmental
Authority required for the due execution, delivery and performance by it of the Basic Documents to which it is a party have been obtained
except for non-compliance which could not, individually or in the aggregate, reasonably be expected to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Compliance.</U>
It is not in violation in any material respect of any Basic Document to which it is a party or any laws, ordinances, Applicable Laws or
regulations to which it is subject except for non-compliance which could not, individually or in the aggregate, reasonably be expected
to result in a Material Adverse Effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT> <U>Solvency</U>. As of each Purchase Date, the Seller is Solvent.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Selection
Procedures</U>. No procedures believed by it to be materially adverse to the interests of the Purchaser were utilized by it in identifying
or selecting Contracts to be transferred by it. In addition, each Contract assigned pursuant to this Agreement has been underwritten in
accordance with and satisfies the standards of the Credit Policy in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Quality
of Title</U>. Each Contract, together with the Receivables related thereto, transferred by it were, prior to the transfer thereof,
owned by it free and clear of any Lien except for Permitted Liens, and the Purchaser upon the providing of value described herein
shall acquire a valid ownership interest and a perfected first priority security interest in each Contract and the related Purchased
Property then-existing or thereafter arising, free and clear of any Lien, other than Permitted Liens.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Security
Interest</U>. It has granted a security interest (as defined in the UCC) to the Purchaser in the Purchased Property, which is
enforceable in accordance with applicable law upon execution and delivery of the Basic Documents. Upon the filing of UCC-1 financing
statement naming the Purchaser as secured party, or upon the Servicer, in its capacity as the Purchaser&#8217;s custodian obtaining
possession, in the case of that portion of the Contract which constitutes tangible chattel paper, or upon the E-Vault Provider
granting control to the Purchaser, in the case of that portion of the Contract which constitutes electronic chattel paper, the
Purchaser shall have a first priority perfected security interest (subject only to Permitted Liens) in the Purchased Property.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Information
Accurate</U>. All written information (other than projected financial information) furnished by the Seller to the Purchaser for purposes
of or in connection with this Agreement or any transaction contemplated hereby is true and accurate in all material respects on the date
such information is stated or certified and does not and will not contain any material misstatement of fact or omit to state a material
fact or any fact necessary to make the statements contained therein not materially misleading as of the date such information is stated
or certified; <I>provided</I>, that, with respect to projected financial information, the Seller represents only that such information
was prepared in good faith upon assumptions believed to be reasonable at the time (it being understood that the actual results may vary
from the projected financial information).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Location
of Offices.</U> The principal place of business and chief executive office of it and the office where it keeps all the tangible Records
related to the Contracts are located at the address set forth in <U>Section&nbsp;8.7</U> (or at such other locations as to which the notice
and other specified requirements shall have been satisfied).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>State
of Incorporation; Name; Changes</U>. The Seller&#8217;s exact legal name is as set forth in the first paragraph of this Agreement. The
Seller has not changed its name whether by amendment of its articles of incorporation or its equivalent, by reorganization or otherwise,
and has not changed its state of incorporation, within the four months preceding the Purchase Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Accounting</U>.
The Seller accounts for the transfers to the Purchaser of Contracts and related Purchased Property under the Basic Documents as sales
of such Contracts and related Purchased Property in its books, records and financial statements, in each case consistent with the requirements
set forth in the Basic Documents. As of each Purchase Date, the Purchased Contracts are being sold and transferred with the intention
of removing them from the Seller&#8217;s estate pursuant to Section&nbsp;541 of the Bankruptcy Code.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(q)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Investment
Company Act</U>. The Seller is not an &#8220;investment company&#8221; and is not controlled by an &#8220;investment company&#8221; within
the meaning of the Investment Company Act of 1940, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(r)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>OFAC,
Anti-Corruption and Anti-Money Laundering</U>. The Seller is not a Sanctioned Person. The Seller and its directors, officers,
employees, shareholder and other Persons acting on its behalf have complied with all Anti-Corruption Laws, Anti-Money Laundering
Laws, and Sanctions and Export Control Laws (each as defined below), including the obligation to create and maintain appropriate
 &#8220;know your client&#8221; or &#8220;customer due diligence&#8221; files with respect to the Contracts and the Obligors,
including by screening the Obligors against Restricted Party Lists, and have maintained policies and procedures reasonably designed
to prevent, detect, and deter violations of such laws. Neither the Seller nor, to the knowledge of the Seller based on reasonable
inquiry and due diligence, any of the Obligors is a Restricted Party. There is no pending or threatened action, suit, proceeding, or
to the knowledge of Seller, investigation before any court or other Governmental Authority against Seller that relates to an actual
or potential violation of Sanctions and Export Control Laws, Anti-Corruption Laws, or Anti-Money Laundering Laws. The Seller will
not use the proceeds transferred pursuant to this Agreement, directly or knowingly indirectly, in any manner that would violate or
cause the Purchaser or its Affiliates to be in violation of applicable Anti-Corruption Laws, Anti-Money Laundering Laws, or
Sanctions and Export Control Laws. As used herein, the following capitalized terms shall have the following meanings:
(1)&nbsp;&#8220;<U>Anti- Corruption Laws</U>&#8221; means, collectively, (a)&nbsp;the U.S. Foreign Corrupt Practices Act;
(b)&nbsp;the UK Bribery Act 2010; and (c)&nbsp;any other applicable laws related to combatting bribery, corruption, terrorist
finance or money laundering; (2)&nbsp;&#8220;<U>Anti-Money Laundering Laws</U>&#8221; means all applicable laws, rules, or
regulations relating to terrorism, financial crime or money laundering, including without limitation the United States Bank Secrecy
Act, as amended by the USA PATRIOT Act of 2001 and the Anti-Money Laundering Act of 2020, the United States Money Laundering Control
Act of 1986 (18 U.S.C. &sect;&sect; 1956 and 1957), , the Money Laundering, Terrorist Financing and Transfer of Funds (Information
on the Payer) Regulations 2017 as amended including pursuant to the Money Laundering and Terrorist Financing (Amendment) Regulations
2019, the Proceeds of Crime Act 2002, as amended, and the rules&nbsp;and regulations (including those issued by any Governmental
Authority) thereunder; (3)&nbsp;&#8220;<U>Restricted Party</U>&#8221; means any Person (a)&nbsp;included on one or more of the
Restricted Party Lists; (b)&nbsp;located, organized, or ordinarily resident in a jurisdiction that is the subject of country- or
territory-wide sanctions administered by OFAC (for example, Cuba,&nbsp;Iran, North Korea, Syria, and the Crimea, Russian-controlled
Donetsk, Luhansk, Kherson and Zaporizhzhia regions of Ukraine); (c)&nbsp;owned or controlled by, or acting on behalf of, any of the
foregoing; or (d)&nbsp;otherwise the target of Sanctions and Export Control Laws (4)&nbsp;&#8220;<U>Restricted Party
Lists</U>&#8221; means lists of sanctioned entities maintained by the United Nations, the United Kingdom, the United States, or the
European Union, and any other relevant jurisdiction including but not limited to the following lists: the Specially Designated
Nationals and Blocked Persons List, the Foreign Sanctions Evaders List, the Chinese Military-industrial Complex Companies List; and
the Sectoral Sanctions Identifications List, and any other lists administered by OFAC, as amended from time to time; the U.S. Denied
Persons List, the U.S. Entity List, the U.S. Unverified List, and the U.S. Military End-User List all administered by the U.S.
Department of Commerce; the consolidated list of Persons, Groups and Entities Subject to EU Financial Sanctions, as implemented by
the EU Common Foreign&nbsp;&amp; Security Policy; and similar lists of restricted parties maintained by other relevant governmental
authorities; and (5)&nbsp;&#8220;<U>Sanctions and Export Control Laws</U>&#8221; means any applicable law related to (a)&nbsp;import
and export controls, including the U.S. Export Administration Regulations; (b)&nbsp;economic sanctions, including those administered
by the Office of Foreign Assets Control of the U.S. Department of the Treasury (&#8220;<U>OFAC</U>&#8221;), the U.S. Department of
State, the European Union, any European Union Member State, the United Nations, and the United Kingdom; or (c)&nbsp;anti-boycott
measures.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(s)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Contracts</U>.
The Seller makes the following representations and warranties as of each Purchase Date (except to the extent otherwise provided)
with respect to the Contracts the Seller sold to the Purchaser on such Purchase Date, on which the Purchaser relies in accepting
such Contracts. Such representations and warranties speak as of the applicable Purchase Date (except as provided herein otherwise),
and shall survive the sale, transfer and assignment of such Contracts to the Purchaser and any subsequent sale, assignment or
transfer of any such Contracts:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Characteristics
of Contracts.</U> With respect to the initial Purchase Date, (x)&nbsp;as of the related Cutoff Date, each of the Contracts described
in the related Notice of Sale is an Eligible Contract and satisfies (and was underwritten in accordance with) in all material respects
the applicable requirements of the Credit Policy and (y)&nbsp;as of the related Purchase Date, the information with respect to the Contracts
described in the related Notice of Sale set out in such Notice of Sale is in all material respects true and correct. With respect to
each Purchase Date that occurs after the initial Purchase Date, (x)&nbsp;as of the related Cutoff Date, each of the Contracts described
in the related Notice of Sale is an Eligible Contract and satisfies (and was underwritten in accordance with) in all material respects
the applicable requirements of the Credit Policy and (y)&nbsp;as of the related Purchase Date, the information with respect to such Notice
of Sale is in all material respects true and correct.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Compliance
With Law</U>. None of (1)&nbsp;the related Contracts, (2)&nbsp;the origination of such Contracts, (3)&nbsp;the sale of such Contracts
by the Seller to the Purchaser, or (4)&nbsp;any combination of the foregoing, violated at the time of origination (or at the time of any
modification) or as of the applicable Purchase Date, as applicable, in any material respect any Applicable Laws, including, without limitation,
usury, truth in lending, motor vehicle installment loan and equal credit opportunity laws, applicable to such Contracts. Each Contract
has been serviced and administered at all times since origination in compliance with Applicable Laws in all material respects.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Binding
Obligation</U>. The related Contract is in full force and effect and constitutes a legal, valid and binding obligation of the Obligor
thereof, enforceable against such Obligor in accordance with its terms (except as enforceability may be limited by bankruptcy, insolvency,
reorganization or similar laws affecting the enforcement of creditors' rights generally and to equitable principles of general application).
The Contract is on a form of contract that includes rights and remedies allowing the holder to enforce the obligation and realize on the
related Financed Vehicle and represents the legal, valid and binding payment obligation of the Obligor, enforceable in all material respects
by the holder of the Contract, except as may be limited by bankruptcy, insolvency, reorganization or other laws relating to the enforcement
of creditors&#8217; rights or by general equitable principles and consumer protection laws.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Security
Interest in Financed Vehicle</U>. Immediately prior to the sale, transfer and assignment thereof pursuant hereto and the related Assignment,
each such Contract with respect to the related Applicable Pool was secured by a valid security interest in the Financed Vehicle in favor
of the Seller or Title Lien Holder as secured party, or all necessary and appropriate actions shall have been commenced that would result
in a valid perfection of a first priority security interest (subject to Permitted Liens) in the Financed Vehicle in favor of the Seller
or Title Lien Holder as secured party. No Contract prohibits (or requires the consent of the related Obligor or any other party with respect
to) the pledge, assignment, sale or assignment thereof or includes a confidentiality provision that purports to restrict the exercise
of any exercise of rights (including, without limitation, the right to review such Contract).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Possession</U>.
Servicer or its custodian (1)&nbsp;has possession of each original related Contract (in the case of each Tangible Contract),
(2)&nbsp;has control of the &#8220;Authoritative Copy&#8221; thereof or is the &#8220;owner of record&#8221; within the meaning of
the UCC (in the case of each Electronic Contract), and (3)&nbsp;has possession of the related complete Records for each Contract.
Each of such documents which is required to be signed by the Obligor has been signed by the Obligor in the appropriate spaces. The
complete Records for each such Contract currently are in the possession of the Servicer or its custodian. Each Contract File is
complete, true and correct in all material respects and does not omit any document, instrument or written information that would be
necessary to prevent the contents of such Contract File from being materially misleading.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Good
Title</U>. No such Contract or the related Purchased Property has been sold, transferred, assigned or pledged by the Seller to any Person
other than the Purchaser; immediately prior to the conveyance of such Contract and the related Purchased Property pursuant to this Agreement
and the related Assignment, the Seller had good and marketable title thereto, free of any Lien other than Permitted Liens; and, upon execution
and delivery of the related Assignment by the Seller, the Purchaser shall acquire a valid and enforceable perfected ownership interest
in each such Contract and the related Purchased Property free of any Lien other than Permitted Liens.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Data
Tape</U>. The information set forth in the related Data Tape related to such Contract is true and correct as of the Cutoff Date in all
material respects.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(viii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT> [***]</P>



<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ix)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Waivers</U>. As of the Cutoff Date, no material term of the Contract has been affirmatively amended or modified, except for extensions
indicated in the Servicer&#8217;s servicing system or in the Contract File.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(x)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>No
Defenses</U>. As of the Cutoff Date, no right of rescission, setoff, counterclaim or defense asserted or, to the knowledge of the Seller,
threatened with respect to such Contract was indicated in the Servicer&#8217;s servicing system or related Contract File.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Insurance</U>.
The terms of the Contract requires that for the term of such Contract, the Obligor is required to obtain physical damage insurance related
to the Financed Vehicle securing such Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Origination</U>.
The Contract (i)&nbsp;was originated in the United States (including U.S. military bases and territories) by the Originator in the ordinary
course of its business, (ii)&nbsp;was fully and properly executed by the related Obligor, and (iii)&nbsp;has been purchased by the Seller
in the ordinary course of its business.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xiii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance
with Law</U>. At the time it was originated, the Contract complied in all material respects with all Applicable Law in effect at the time.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xiv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Owner
of Record</U>. The Seller is identified as the &#8220;owner of record&#8221; on all electronic chattel paper relating to the
Contract, and the Seller has &#8220;control&#8221;, as defined in Section&nbsp;9-105 of the UCC, of all electronic chattel paper
relating to the Contract. The Contract does not have any marks or notations indicating that it has been pledged, assigned or
otherwise conveyed by the Seller to any Person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>No
Government Obligors</U>. The Obligor is not the United States government or an agency, authority, instrumentality or other political subdivision
of the United States government.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(xvi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Obligor
Bankruptcy</U>. At the Cutoff Date, the Obligor was not the subject of a bankruptcy proceeding, according to the records in Servicer&#8217;s
servicing system.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(t)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Credit
Policy</U>. A true and correct copy of the Credit Policy is attached hereto as <U>Exhibit&nbsp;H</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(u)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Broker</U>.
No Person acting on behalf of the Seller or any of its Affiliates or under the authority of any of them is or will be entitled to any
brokers' or finders' fee or any other commission or similar fee, directly or indirectly, from the Purchaser or any of its Affiliates in
connection with any of the transactions contemplated hereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Ordinary
Course of Business</U>. The sale of the Contracts and the Purchased Property by the Seller to the Purchaser has a legitimate business
purpose and is being effected in the ordinary course of business and the Seller is not transferring any Contract or Purchased Property
with any intent to hinder, delay or defraud any creditors of the Seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;VI CONDITIONS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;6.1 <U>Conditions to
Obligation of the Purchaser</U>. The obligation of the Purchaser to purchase Contracts and the related Purchased Property with
respect to each Applicable Pool and the related Purchased Property under this Agreement and the related Assignment is subject to the
satisfaction of the following conditions on or before the related Purchase Date:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Aggregate
Purchase Commitment</U>. After giving effect to such purchase and sale, the sum of <FONT STYLE="text-decoration: underline double; color: blue"><B>(i)&nbsp;</B></FONT>the
Cutoff Date Aggregate Outstanding Principal Balance for such Applicable Pool<FONT STYLE="color: blue"><B>, </B></FONT>and <FONT STYLE="color: red"><B><STRIKE>the
aggregate amount of</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">(ii)</FONT></B><B><FONT STYLE="color: blue">&nbsp;</FONT></B>the
Cutoff Date Aggregate Outstanding Principal Balance for all previous Applicable Pools within the related Commitment Period <FONT STYLE="color: red"><B><STRIKE>do</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">does</FONT></B>
not exceed the Annual Commitment Amount.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Commitment
Termination Event</U>. No Commitment Termination Event shall have occurred and the date of such sale is during the Commitment Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties</U>. Each of the representations and warranties of each of HDCC and the Seller under each of the Basic Documents are true
and correct in all material respects at the time of each Purchase Date (or, if another date for such representation or warranty is specified
herein or therein, then such other date), and HDCC and the Seller have performed in all material respects all covenants and agreements
required to be performed by it hereunder and thereunder on or prior to each Purchase Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Computer
Files Marked</U>. The Seller has, on or prior to each Purchase Date, indicated in its books and records (including computer files), that
such Purchased Property has been sold to the Purchaser pursuant to this Agreement and the related Assignment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Documents
to be Delivered By the Seller</U>. On or before such Purchase Date, the Seller shall have delivered to the Purchaser (i)&nbsp;an
executed copy of the related Notice of Sale, (ii)&nbsp;the executed Assignment, and (iii)&nbsp;each of the other documents,
certificates and instruments required to be attached thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Basic
Documents</U>. The Seller shall have executed and delivered each of the Basic Documents to which it is a party, and shall have executed
or delivered each other document and instrument required to be executed or delivered by the Seller prior to the Signing Date as identified
on <U>Exhibit&nbsp;G</U> attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Evidence
of UCC Filing</U>. On or prior to the first Purchase Date, the Seller shall have filed, at its own expense, a UCC-1 financing statement
in the proper filing office in the appropriate jurisdictions under applicable law, authorized by and naming the Seller as seller or debtor,
naming the Purchaser as purchaser or secured party, naming the Contracts and the other Purchased Property as collateral, meeting the requirements
of the laws of each such jurisdiction and in such manner as is necessary to perfect each sale, transfer, assignment and conveyance of
Contracts to the Purchaser hereunder. Such UCC-1 financing statement shall be provided to the Purchaser promptly following Seller&#8217;s
receipt of the filed copy thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Purchaser
Vault Partition</U>. The Purchaser shall have provided evidence to the Seller of the establishment of the Purchaser Vault Partition, the
Purchaser Vault Partition shall be in full force and effect, and the Seller shall have caused the &#8220;authoritative copy&#8221; of
each Contract within the Applicable Pool to be communicated to and maintained in the Purchaser Vault Partition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Legal
Opinion</U>. Within five (5)&nbsp;Business Days of the Signing Date (or such later date as agreed to by the Purchaser in its reasonable
discretion), the Purchaser shall have received a legal opinion addressed to the Purchaser with respect to the due authorization, execution,
delivery, no conflicts and enforceability of the Basic Documents to which it is a party and security interest matters.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;6.2 <U>Conditions
to Obligation of the Seller</U>. The obligation of the Seller to sell the Contracts with respect to each Applicable Pool and the related
Purchased Property under this Agreement and the related Assignment is subject to the satisfaction of the following conditions on or before
the related Purchase Date:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Purchase
Price</U>. On such Purchase Date, the Purchaser has delivered to the Seller the Purchase Price for such Applicable Pool.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Representations
and Warranties True</U>. The representations and warranties of the Purchaser under this Agreement and each of the other Basic Documents
to which it is a party are true and correct in all material respects as of such Purchase Date, and the Purchaser has performed in all
material respects all covenants and agreements, if any, required to be performed by it hereunder and thereunder on or prior to such Purchase
Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Basic
Documents</U>. The Purchaser shall have executed and delivered each of the Basic Documents to which it is a party, and shall have
executed or delivered each other document and instrument required to be executed or delivered by the Purchaser prior to the Signing
Date as identified on <U>Exhibit&nbsp;G</U> attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">ARTICLE&nbsp;VII COVENANTS OF THE SELLER</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;7.1 &#8239;&#8239;&nbsp;</FONT><U>Protection
of Right, Title and Interest</U>. The Seller covenants and agrees with the Purchaser as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Protection
of Title; Filings</U>. The Seller shall authorize and file such financing statements and amendments to financing statements and cause
to be authorized, as applicable, and filed such continuation and other statements, all in such manner and in such places as may be required
by law fully to preserve, maintain and protect the interest of the Purchaser under this Agreement and each Assignment in the Purchased
Contracts and the other Purchased Property and in the proceeds thereof.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Name
Change</U>. The Seller shall not change its State of organization or its name, identity or corporate structure in any manner that would
make any financing statement or continuation statement filed by the Seller in accordance with <U>Section&nbsp;7.1(a)</U>&nbsp;seriously
misleading within the meaning of the UCC, unless it shall have given the Purchaser (i)&nbsp;at least thirty (30) days prior written notice
thereof if such change would create a new debtor under the UCC (which for purposes of this <U>Section&nbsp;7.1(b)</U>, shall not include
a name change) or change the jurisdiction that would govern the perfection or effect of perfection against the Seller and after delivery
to the Purchaser of the applicable financing statements necessary to perfect or continue the perfection of the Purchaser&#8217;s security
and ownership interests hereunder and under the other Basic Documents, or (ii)&nbsp;otherwise, notice thereof within thirty (30) calendar
days after effectiveness of such change, together with delivery to the Purchaser of the applicable financing statements necessary to perfect
or continue the perfection of the Purchaser&#8217;s security and ownership interests hereunder and under the other Basic Documents.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Executive
Office</U>. The Seller shall (i)&nbsp;give the Purchaser at least thirty (30) days prior written notice of any relocation of its principal
executive office if, as a result of such relocation, the applicable provisions of the UCC would require the filing of any amendment of
any financing previously filed in connection with this Agreement or continuation statement or of any new financing statement and (ii)&nbsp;deliver
to the Purchaser acknowledgment copies of the applicable financing statements necessary to perfect or continue the perfection of the Purchaser&#8217;s
security or ownership interests hereunder and under the other Basic Documents (it being understood that amendments to all relevant financing
statements will be filed in connection with the change in chief executive office described above).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Books
and Records</U>. If the Seller maintains computer systems, the Seller shall maintain, or cause to be maintained, its computer systems
so that, from and after the time of sale of the Contracts under this Agreement, if the computer systems and records (including any backup
archives) shall refer to any such Contract, they shall indicate clearly the interest of the Purchaser in such Contract and that such Contract
is owned by the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Certificates
of Title</U>. If the Seller has not received a Certificate of Title related to Purchased Property naming the Title Lien Holder the first
lien holder on such Certificate of Title for the related Financed Vehicle, the Seller shall (i)&nbsp;process the related Certificate of
Title Application from and after the related Purchase Date and (ii)&nbsp;take all steps necessary to perfect the security interest against
each Obligor in the related Financed Vehicle and obtain the Certificate of Title.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.2 <U>Other
Liens or Interests</U>. Except for the sale contemplated by this Agreement and the related Assignment, the Seller shall not sell,
pledge, assign or transfer any Purchased Contract or the related Purchased Property (or any portion thereof) to any other Person, or
grant, create, incur, assume or suffer to exist any Lien thereon or on any interest therein other than Permitted Liens. Without
limiting the generality of the foregoing, Seller shall not effectuate or permit (i)&nbsp;the transfer of any Certificate of Title to
any other Person or (ii)&nbsp;any other Person to be reflected as lienholder under any Certificate of Title, other than the Title
Lien Holder, the Seller or the Purchaser, in accordance with this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.3 <U>Notice
of Servicer Termination or Re-Liening Trigger Event</U>. The Seller shall notify the Purchaser within five (5)&nbsp;Business Days after
a Responsible Officer of the Seller obtains knowledge of the occurrence of an Event of Termination or the occurrence of a Re-Liening Trigger
Event.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.4 <U>Collections</U>.
In the event the Seller receives any Collections after the Cutoff Date with respect to the Purchased Property but prior to the
related Purchase Date, the Seller shall distribute such Collections to the Collection Account on the first Settlement Date that
occurs after the related Purchase Date. In the event the Seller receives any Collections after the related Purchase Date with
respect to the Purchased Property, it shall hold such Collections in trust, for the benefit of the Purchaser, and distribute such
Collections to the Collection Account on the first Settlement Date that occurs after the Seller&#8217;s receipt and identification
of such Collections.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;7.5 &#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Inspection</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>During
the term of this Agreement, the Purchaser and its agents may inspect the Seller&#8217;s books and records (including electronic records)
related to the Contracts, including internal monitoring and compliance reports and such other reasonable and readily available information
relating to the Contracts that the Purchaser reasonably requests; <U>provided</U>, <U>however</U>, that the Seller shall not be obligated
pursuant to this <U>Section&nbsp;7.5</U> to provide access to any information that it reasonably and in good faith considers to be a
trade secret or confidential information or the disclosure of which would adversely affect the attorney client privilege between the
Seller and its counsel or which is prohibited by a Governmental Authority or by Applicable Law from being disclosed. Each such inspection
(w)&nbsp;shall occur during regular business hours upon thirty (30) days notice if commercially reasonable to do so and in no event shall
such notice be less than ten (10)&nbsp;Business Days, (x)&nbsp;if commercially reasonable, shall occur at the same time as any inspection
pursuant to the Servicing Agreement, (y)&nbsp;shall require no more than a two (2)&nbsp;Business Days commitment of the Seller and its
employees and (z)&nbsp;shall not unreasonably interfere with Seller&#8217;s business operations; <U>provided</U>, <U>however</U>, that
the foregoing limitations set forth in clauses (w)&nbsp;through (z)&nbsp;shall not apply in the event that an inspection is required
to address an event that would reasonably be expected to give rise to a Purchaser Termination Option except that the prior notice of
one (1)&nbsp;Business Day by the Purchaser shall be required. The Purchaser and its representatives shall comply with all of the confidentiality
and security requirements of this Agreement. The Purchaser shall not request an inspection more than one (1)&nbsp;time each calendar
year, commencing with the calendar year ending on December&nbsp;31, 2026; <U>provided</U>, <U>however</U>, that such limitation shall
not apply in the event that the inspection is required to address an event that would reasonably be expected to give rise to a Purchaser
Termination Option. All costs and expenses of any inspection shall be solely paid by the Purchaser; provided, however, that such limitation
shall not apply in the event that an inspection is required to address an event that would give rise to a Purchaser Termination Option,
in which event all costs and expenses of such inspection shall be the responsibility of the Seller.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>During
the term of this Agreement, the Purchaser may, or may hire an independent third party auditor (the &#8220;<U>Auditor</U>&#8221;) reasonably
acceptable to the Seller to, review and audit (the &#8220;<U>Audit</U>&#8221;) the Seller&#8217;s performance of its obligations under
this Agreement, with such Audit occurring in connection with an inspection under <U>Section&nbsp;7.5(a)</U>; <U>provided</U>, <U>however</U>,
that any Audit requested in connection with a Purchaser Termination Option (a &#8220;<U>Specified Audit</U>&#8221;) shall occur within
five (5)&nbsp;days prior written notice and require no more than five (5)&nbsp;Business Days commitment of the Seller or such longer period
of time as may reasonably be required by the Auditor. The Auditor shall comply with confidentiality and security requirements of this
Agreement and of the party subject to the Audit. With respect to a Specified Audit, all costs and expenses of such Audit and the related
Auditors shall be paid by the Seller. Other than with respect to a Specified Audit, all costs and expenses of any Audit and Auditor shall
be solely paid by the Purchaser.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
the notice by Purchaser of its intent to conduct an inspection or an Audit, the Seller shall promptly notify any other purchaser of Contracts
and shall permit such other purchaser the opportunity to participate in the inspection or Audit to be conducted by the Purchaser. To the
extent any other purchaser notifies the Seller of its intent to conduct an inspection or an Audit under the related purchase agreement,
the Seller shall provide the Purchaser with advance written notice of the conduct of such inspection or Audit as promptly as practicable
and shall permit the Purchaser to participate in such inspection or Audit. In the event any joint inspection is conducted, each of the
Seller and the Purchaser acknowledges and agrees that any cost of conducting such an inspection or an Audit that is required to be paid
by the Purchaser pursuant to <U>Section&nbsp;7.5</U> shall be shared among the Purchaser and the other purchasers participating in such
joint inspection.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Seller understands and acknowledges that the Purchaser or certain of the Purchaser&#8217;s Affiliates are subject to examination by
Regulatory Authorities with authority over the Purchaser or the Purchaser&#8217;s Affiliates. The Seller agrees to reasonably
cooperate with any legitimate examination or inquiry by any such Regulatory Authority having proper regulatory authority over the
Purchaser or the Purchaser&#8217;s Affiliates, at the Purchaser&#8217;s sole cost and expense; <U>provided</U>, that, (i)&nbsp;the
Seller shall not be required to provide information or make available its or its Affiliates personnel in connection with any audit
or examination pursuant to this Section&nbsp;7.5(d)&nbsp;more than one (1)&nbsp;time each calendar year, commencing with the
calendar year ending on December&nbsp;31, 2026, (ii)&nbsp;Purchaser and its Affiliates shall attempt to require any such audits or
examinations to be conducted remotely, and each on-site audit or examination (if required) shall occur during regular business hours
upon at least thirty (30) days prior written notice, shall require no more than a two (2)&nbsp;Business Day commitment of the Seller
and its employees and shall not unreasonably interfere with Seller&#8217;s or its Affiliates&#8217; business operations, and
(iii)&nbsp;neither the Seller nor any of its Affiliates shall be required to share any information that any of them would be
prohibited by Applicable Law from sharing or constitute a trade secret or relate to confidential business practices.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.6 <U>Compliance
with Laws, Etc</U>. The Seller shall comply with all Applicable Laws, except for any such noncompliance that would not reasonably be expected
to have a Material Adverse Effect on the Purchaser or any of the Purchased Property or any of the transactions contemplated by the Basic
Documents.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.7 <U>Additional
Covenants</U>. From the date hereof until the later of the date upon which this Agreement is terminated in accordance with the terms hereof
and the date on which the Receivables constituting the Purchased Property have been paid in full, the Seller shall:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Preservation
of Existence; License</U>. It will preserve and maintain its existence, rights, franchises and privileges in its State of formation, and
qualify and remain qualified in good standing in each jurisdiction where the failure to preserve and maintain such existence, rights,
franchises, privileges and qualification has had, or would reasonably be expected to have, a Material Adverse Effect and (without suspension
or limitation) will not terminate or let lapse any licenses, consents or approval currently held by it necessary to ensure its performance
of any duty contemplated by this Agreement and the other Basic Document to which it is a party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Collection
Policy</U>. It will (and will cause the Servicer to), to the extent applicable, comply with the Collection Policy in all material respects
with respect to each Purchased Contract.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Delivery
of Contract Files</U>. To the extent that any portion of the Contract Files related to any Purchased Property is in the possession of
the Seller immediately prior to any related Purchase Date, the Seller shall deliver such portion of the Contract Files to the Servicer
<FONT STYLE="text-decoration: underline double; color: blue"><B>(if other than the Seller) </B></FONT>on or prior to each Purchase Date.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Origination
Stratification</U>. On or prior to each Reporting Date, it will provide to the Purchaser the stratification tables in a form mutually
agreed between the Seller and the Purchaser with respect to the Contracts acquired by the Seller from the Originator during the immediately
preceding month.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Evidence
of Release</U>. Within thirty (30) days (or such later date as agreed to by the Purchaser in its reasonable discretion) of the Signing
Date, it will provide to the Purchaser evidence that the Lien described in clause (d)&nbsp;of the Permitted Lien definition has been released.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;7.8 <U>Negative
Covenants</U>. From the date hereof until the later of the date upon which this Agreement is terminated in accordance with the terms hereof
and the date on which the Receivables constituting the Purchased Property have been paid in full, the Seller will not:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Credit
Policy</U>. Until the termination of this Agreement in accordance with the terms hereof, any material changes to the Credit Policy
that are reasonably expected to materially and adversely affect the Purchaser&#8217;s interests with respect to the Purchased
Contracts shall be subject to the Purchaser&#8217;s consent, such consent not to be unreasonably withheld, conditioned or delayed; <U>provided</U>,
that the Purchaser&#8217;s consent shall not be required (x)&nbsp;in the event such amendments or modifications are necessary to
comply with Applicable Laws, (y)&nbsp;to the extent such amendments or modifications do not affect any Purchased Contracts or
(z)&nbsp;to implement any change to the Credit Policy that is not reasonably expected to materially and adversely affect the
Purchaser&#8217;s interests with respect to the Purchased Contracts. The Seller shall provide the Purchaser with written notice of
any amendment or modification which does not require the Purchaser&#8217;s consent within ten (10)&nbsp;calendar days of the
implementation of such amendment or modification, and the Purchaser shall have one (1)&nbsp;Business Day from the date of receipt to
review the proposed changes and notify the Seller of any concerns. To the extent, the Purchaser&#8217;s consent is required to
implement a proposed change to the Credit Policy, the Purchaser shall have ten (10)&nbsp;Business Days from the date of receipt to
review and approve the proposed changes, and such updated policy shall be treated as automatically accepted unless the Purchaser
informs the Seller in writing (which, for the avoidance of doubt, may be by e-mail) prior to the expiration of such review period
that the Credit Policy is being rejected and the reasons for such rejection. Following a rejection, no existing or future Contracts
that do not comply with the Credit Policy approved by the Purchaser (without giving effect to such rejected change) shall be
included as Eligible Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Non-Solicitation</U>.
The Seller agrees that it will not, directly or indirectly, solicit or permit any of its Affiliates to solicit any Obligor (in writing
or otherwise) to refinance any Purchased Contract; <U>provided</U>, <U>however</U>, that the Seller may engage in a general solicitation
directed at the Obligors of the Purchased Contracts, so long as such general solicitation is not targeted exclusively or predominantly
to the Obligors under the Purchased Contracts to refinance such Purchased Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Non-Petition</U>.
Prior to the date which is one year and one day after the date on which any financing facility of the Purchaser related to the Contracts
have been paid in full, the Seller covenants and agrees that it shall not commence or join with any other Person in commencing any proceeding
against the Purchaser under any bankruptcy, reorganization, liquidation or insolvency law or statute now or hereafter in effect in any
jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ARTICLE&nbsp;VIII</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">REPURCHASE; INDEMNIFICATION; MISCELLANEOUS PROVISIONS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.1 &#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Repurchase
of Contracts by the Seller</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">Upon
the discovery of any breach of any representation or warranty as set forth in <U>Section&nbsp;5.2(s)</U>&nbsp;of this Agreement (such
event, a &#8220;<U>Repurchase Event</U>&#8221;), the Party discovering such breach shall give prompt written notice of the breach to the
other Party and shall identify all Contracts that the Party preparing such notice knows are so ineligible or in breach as of such date
and the reason for such ineligibility or breach. Unless a Repurchase Event has been cured in all material respects by the Purchase Date
immediately following the Monthly Period during which such Repurchase Event is discovered, or if no Purchase Date occurs in the month
following such Monthly Period, by the 15th </FONT>day (or if such day is not a Business Day, the following Business Day) of such following
month (the &#8220;<U>Repurchase Period</U>&#8221;), the Seller shall repurchase not later than the last day of such Repurchase Period,
any Contract subject to a Repurchase Event for the Repurchase Price. In consideration of the repurchase of a Repurchased Contract, the
Seller shall either (x)&nbsp;remit, or cause to be remitted the Repurchase Price to the Collection Account or to such other account (via
wire transfer of immediately available funds) as the Purchaser may designate or (y)&nbsp;net the Repurchase Price from the Purchase Price
payable to the Purchaser on the related Purchase Date. The obligation of the Seller to repurchase any Contract as to which a Repurchase
Event has occurred and is continuing, shall, if such obligation is fulfilled, constitute the sole remedy (except as provided in, and without
limitation of, <U>Section&nbsp;8.3</U> of this Agreement) against the Seller for such breach available to the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.2 <U>Assignment
of Repurchased Contracts</U>. With respect to all Contracts repurchased pursuant to this Agreement, the Purchaser shall assign to the
Seller, without recourse, representation or warranty to the Seller, all the Purchaser&#8217;s right, title and interest in and to such
Contracts, and all security and documents relating thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.3 <U>Indemnity</U>.
(a)&nbsp;Each Party, as Indemnitor, shall indemnify, defend, and hold harmless the other Party and such other Party&#8217;s Indemnified
Parties from and against any and all Losses arising out of or in connection with (i)&nbsp;any breach of any covenant or agreement or the
incorrectness or inaccuracy of any representation or warranty of such Party contained in this Agreement, or (ii)&nbsp;the fraud, gross
negligence or willful misconduct of such Party; <I>provided, </I>that the foregoing indemnity, defense and reimbursement obligations shall
not, as to any Indemnified Party, apply to Losses to the extent they arise from the willful misconduct, bad faith or gross negligence
of such Indemnified Party. In no event shall any Party be liable to the other Parties or to any other entity for any lost profits, costs
of cover or other special, punitive, consequential, incidental or indirect damages, however caused, on any theory of liability. The foregoing
indemnification obligations shall apply to third party claims.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notice
of Claims</U>. Any Indemnified Party seeking indemnification hereunder shall promptly notify Indemnitor with a Claim Notice if the Indemnified
Party determines the existence of any claim or the commencement by any third party of any legal or regulatory proceeding, arbitration
or action, whether or not the same shall have been asserted or initiated, in any case with respect to which Indemnitor is or may be obligated
to provide indemnification, specifying in reasonable detail the nature of the Losses, and, if known, the amount, or an estimate of the
amount, of the Losses, <I>provided that </I>failure to promptly give such notice shall only limit the liability of Indemnitor to the extent
of the actual and material prejudice, if any, suffered by Indemnitor as a result of such failure. The Indemnified Party shall provide
to Indemnitor as promptly as practicable thereafter information and documentation reasonably requested by Indemnitor to defend against
the claim asserted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Assumption
of Defense</U>. The Indemnitor shall have thirty (30) days after receipt of a Claim Notice with respect to any third party claim to notify
the Indemnified Party of the Indemnitor&#8217;s election to assume the defense of the Indemnifiable Claim and, through counsel of its
own choosing (as approved by the Indemnified Party in its reasonable discretion), and at its own expense, to commence the settlement
or defense thereof and the Indemnified Party shall cooperate with the Indemnitor in connection therewith if such cooperation is so requested
and the request is reasonable; <I>provided, </I>that Indemnitor shall hold the Indemnified Party harmless from all its reasonable and
documented out-of-pocket expenses, including reasonable and documented out-of-pocket attorneys&#8217; fees and expenses incurred in connection
with the Indemnified Party&#8217;s cooperation. If the Indemnitor timely assumes responsibility for the settlement or defense of any
such claim, (i)&nbsp;the Indemnitor shall permit the Indemnified Party to participate at its expense in such settlement or defense through
counsel chosen by the Indemnified Party (subject to the consent of the Indemnitor, which consent shall not be unreasonably withheld,
conditioned or delayed); <I>provided, </I>that in the event that both the Indemnitor and the Indemnified Party are defendants in the
proceeding and the Indemnified Party shall have reasonably determined and notified the Indemnitor that representation of both parties
by the same counsel would be inappropriate due to actual or potential differing interests between them, then the fees and expenses of
one such counsel for all Indemnified Parties in the aggregate shall be borne by the Indemnitor; and (ii)&nbsp;the Indemnitor shall not
settle any Indemnifiable Claim without the Indemnified Party&#8217;s consent, which consent shall not be unreasonably withheld, conditioned
or delayed for any reason if the settlement involves only the payment of money, and which consent may be withheld for any reason if the
settlement (x)&nbsp;involves more than the payment of money, including any admission of guilt or culpability by the Indemnified Party,
or (y)&nbsp;does not include an unconditional release by the claimant or plaintiff (or Governmental Authority), as the case may be, of
the Indemnified Party. So long as the Indemnitor is reasonably contesting any such Indemnifiable Claim in good faith, the Indemnified
Party shall not pay or settle such claim without the Indemnitor&#8217;s consent, which consent shall not be unreasonably withheld, conditioned
or delayed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Assignments</U>.
Without otherwise limiting the Purchaser&#8217;s rights to indemnification hereunder, (i)&nbsp;subject to the accuracy of the representations
and warranties set forth in <U>Section&nbsp;5.2(s)</U>&nbsp;with respect to each Contract and the Seller&#8217;s repurchase obligations
set forth in <U>Section&nbsp;8.1</U>, (x)&nbsp;the Purchaser hereby acknowledges that it bears the risk of non- payment by the Obligors
on the Contracts, and (y)&nbsp;indemnification by the Seller pursuant to this <U>Section&nbsp;8.3</U> shall not be available for any
such non-payment or related losses, (ii)&nbsp;to the extent that any rights of the Purchaser hereunder are assigned or otherwise transferred
to any transferee in accordance with the terms of this Agreement, any such transferee shall not be permitted to claim indemnification
pursuant to <FONT STYLE="text-decoration: underline double; color: blue"><B><U>this </U></B></FONT>Section&nbsp;8.3 unless the related transfer was made to a permitted transferee
in accordance with <U>Section&nbsp;8.18</U>, in a permitted Reconstitution in accordance with <U>Sections 8.23</U> and <U>8.24</U> herein
or in a Harley-Davidson Securitization Transaction in accordance with <U>Section&nbsp;8.25</U>, in each case, such transferee shall be
bound by the limits on indemnification contained in this <U>Section&nbsp;8.3</U> as if such transferee were the Purchaser, and such transferee
may only claim indemnity in conjunction with, or in place of, the Purchaser; and (iii)&nbsp;multiple recoveries for any single Loss shall
not be permitted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;</FONT> <U>Survival</U>. This <U>Section&nbsp;8.3</U> shall survive any termination of this Agreement.</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.4 <U>Publicity</U>.
All media releases, public announcements and public disclosures by any Party or its respective employees or agents, relating to this Agreement
or the other Basic Documents or the transactions contemplated hereby or thereby or the name of the Purchaser or the Seller, including
promotional or marketing material, shall be coordinated with and consented to by the other Party in writing prior to the release thereof,
which consent shall not be unreasonably withheld or delayed so long as the Parties have mutually agreed upon the form and content of such
release, announcement or disclosure; <U>provided</U>, <U>however</U>, that any announcement intended solely for internal distribution
by the disclosing Party to its directors, employees, officers and agents or any disclosure required by Applicable Laws or by accounting
requirements, shall not require such coordination or consent; <U>provided</U>, <U>further</U>, <U>however</U>, that prior to the filing
by the Seller or any of its Affiliates of this Agreement or any other Basic Document with the Commission, the Seller shall provide the
Purchaser with a reasonable, advance opportunity to mutually agree upon the information to be redacted therefrom in compliance with the
Applicable Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.5 <U>Amendment</U>.
This Agreement may be amended from time to time by a written amendment duly executed and delivered by the Seller and the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.6 <U>Waivers</U>.
No failure or delay on the part of the Purchaser in exercising any power, right or remedy under this Agreement or any Assignment shall
operate as a waiver thereof, nor shall any single or partial exercise of any such power, right or remedy preclude any other or further
exercise thereof or the exercise of any other power, right or remedy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.7 <U>Notices</U>.
All communications and notices pursuant hereto to either Party must be in writing personally delivered, sent by email and shall be deemed
to have been duly given at the address or email for each Party set forth below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">To the Seller: Harley-Davidson Credit Corp.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">3700 W. Juneau Ave</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">Milwaukee, WI</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">53208</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">Attention: David Viney, Kelly Bivens and Bill Jue</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">Email:
[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">To the Purchaser: &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>Cavendish
LLC</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.8 <U>Costs
and Expenses</U>. Whether or not the transactions contemplated hereby are consummated and, except as otherwise provided in this Agreement,
each of the Purchaser and the Seller shall bear its own costs and expenses incurred in connection with the preparation, execution and
delivery of this Agreement and the other Basic Documents to be delivered hereunder or in connection herewith and any requested amendments,
waivers or consents hereof including, without limitation, the reasonable fees and out-of-pocket expenses of counsel for the Seller and
the Purchaser (respectively) with respect thereto and all costs and expenses, if any, in connection with the enforcement of this Agreement
and the other Basic Documents delivered hereunder or in connection herewith; provided that if the Purchaser request any such amendment
in connection with its financing of Purchased Contracts, the Purchaser shall bear the reasonable and documented costs and expenses of
the Seller incurred in connection therewith. All costs and expenses incurred in connection with the transfer and delivery of the Contract
Files relating to the Purchased Property, including recording fees, shall be paid by the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.9 <U>Survival</U>.
The respective agreements, covenants, repurchase and indemnification obligations, representations, warranties and other statements by
the Seller and the Purchaser set forth in or made pursuant to this Agreement shall remain in full force and effect and (i)&nbsp;shall
survive the closing under Section&nbsp;4.1 and each Purchase Date and (ii)&nbsp;except as expressly set forth herein, shall survive the
termination of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.10 <U>Headings
and Cross-References</U>. The various headings in this Agreement are included for convenience only and shall not affect the meaning or
interpretation of any provision of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.11 <U>Governing
Law</U>. THIS AGREEMENT,&nbsp;INCLUDING THE RIGHTS AND DUTIES OF THE PARTIES HERETO, SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE
WITH, THE INTERNAL LAWS OF THE STATE OF NEW YORK (INCLUDING SECTIONS 5-1401 AND 5-1402 OF THE GENERAL OBLIGATIONS LAW OF THE STATE OF
NEW YORK, BUT WITHOUT REGARD TO ANY OTHER CONFLICTS OF LAW PROVISIONS THEREOF).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.12 <U>Submission
to Jurisdiction</U>. Each party submits to the nonexclusive jurisdiction of the United States District Court for the Southern
District of New York and of any New York State Court sitting in New York, New York for legal proceedings relating to this Agreement;
provided, that, nothing contained herein or in any other Basic Document will prevent any Party from bringing any action to enforce
any award or judgement or exercise any right under the Basic Documents in any other forum in which jurisdiction can be established.
Each party irrevocably waives, to the fullest extent permitted by Applicable Laws, any objection that it may now or in the future
have to the venue of a proceeding brought in such a court and any claim that the proceeding was brought in an inconvenient
forum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.13 <U>Waiver
of Jury Trial</U>. EACH PARTY HEREBY WAIVES, TO THE FULLEST EXTENT PERMITTED BY LAW, ANY RIGHT TO TRIAL BY JURY OF ANY CLAIM, DEMAND,
ACTION, OR CAUSE OF ACTION (A)&nbsp;ARISING UNDER THIS AGREEMENT OR (B)&nbsp;IN ANY WAY CONNECTED WITH OR RELATED OR INCIDENTAL TO THE
DEALINGS OF THE PARTIES IN RESPECT OF THIS AGREEMENT OR ANY OF THE TRANSACTIONS RELATED HERETO,&nbsp;IN EACH CASE, WHETHER NOW OR EXISTING
OR HEREAFTER ARISING, AND WHETHER IN CONTRACT, TORT, EQUITY OR OTHERWISE. EACH PARTY HEREBY FURTHER AGREES AND CONSENTS THAT ANY SUCH
CLAIM, DEMAND, ACTION OR CAUSE OF ACTION SHALL BE DECIDED BY COURT TRIAL WITHOUT A JURY AND THAT A PARTY MAY&nbsp;FILE A COPY OF THIS
AGREEMENT WITH ANY COURT AS WRITTEN EVIDENCE OF THE CONSENT OF THE PARTIES TO THE WAIVER OF THEIR RIGHT TO TRIAL BY JURY.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.14 <U>Counterparts;
Originals</U>. This Agreement, each Assignment, and each other instrument executed and delivered in connection with this Agreement may
be executed by one or more of the parties to this Agreement on any number of separate counterparts, and all of said counterparts taken
together shall be deemed to constitute one and the same instrument. The words &#8220;execution&#8221;, &#8220;signed&#8221;, &#8220;signature&#8221;
and words of like import in this Agreement, each Assignment, or in any other certificate, agreement or document related to this Agreement
shall include, in addition to manually executed signature pages, images of manually executed signatures transmitted by facsimile or other
electronic format (including &#8220;pdf&#8221;, &#8220;tif&#8221; or &#8220;jpg&#8221;) and other electronic signatures (including DocuSign
and AdobeSign). The use of electronic signatures and electronic records (including any contract or other record created, generated, sent,
communicated, received or stored by electronic means) shall be of the same legal effect, validity and enforceability as a manually executed
signature or use of a paper- based record-keeping system to the fullest extent permitted by applicable law, including the Federal Electronic
Signatures in Global and National Commerce Act, the New York State Electronic Signatures and Records Act, any State law based on the Uniform
Electronic Transactions Act or the UCC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">Section&nbsp;8.15 &#8239;&#8239;&#8239;&#8239;&nbsp;</FONT><U>Further
Assurances; Cooperation in Financing Efforts</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Seller and the Purchaser shall each, at the request of the other, execute and deliver to the other all other instruments that either may
reasonably request in order to more fully effect the sale of the Purchased Property to the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"> <FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT> [***].</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.16 <U>No Reliance</U>.
The Purchaser acknowledges and agrees that it is purchasing the Contracts without recourse to the Seller (other than as otherwise provided
in this Agreement).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.17 <U>Severability
of Provisions</U>. If any provision of this Agreement is invalid or unenforceable, then, to the extent such invalidity or
unenforceability shall not deprive either Party of any material benefit intended to be provided by this Agreement, all of the
remaining provisions of this Agreement shall remain in full force and effect and shall be binding upon the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.18 <U>Assignment</U>.
Neither Party may assign or transfer any of its rights or obligations under this Agreement without the express prior written consent of
the other Party (which consent by Seller shall not be unreasonably withheld or delayed unless such assignee is a competitor of the Seller);
and any assignment in violation of this <U>Section&nbsp;8.18</U> shall be null and void ab initio; <U>provided</U>, that this <U>Section&nbsp;8.18</U>
shall not restrict the Purchaser from assigning or transferring any Purchased Property and the rights under this Agreement with respect
to any Purchased Property (a)&nbsp;upon prior written notice to the Seller, to an Affiliate of the Purchaser (including one or more trusts
that are directly or indirectly beneficially owned by the Purchaser, and its respective trustee) or (b)&nbsp;to any Person in connection
with a Reconstitution consented to by the Seller or a Harley-Davidson Securitization Transaction. As set forth in the Servicing Agreement,
Purchaser shall also have the right to assign the Servicing Agreement to any trust and its respective trustee to which Purchaser has assigned
this Agreement. After the first such assignment, if the Purchaser further assigns this Agreement to an additional trust (and its respective
trustee) with respect to other Purchased Property, then Seller and such trust (and its respective trustee) shall enter into an additional
servicing agreement in form and substance consistent with the Servicing Agreement, to govern all Purchased Property purchased by such
additional trust. The Purchaser shall be responsible for the preparation of such additional servicing agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.19 <U>No Third-Party
Beneficiaries</U>. This Agreement is for the sole benefit of the Seller and the Purchaser and their permitted assigns and nothing herein,
express or implied, shall give or be construed to give to any Person, other than the Parties and such permitted assigns, any legal or
equitable rights hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.20 <U>Special
Acknowledgement of Purchaser</U>. The Purchaser hereby acknowledges that it is a sophisticated purchaser capable of analyzing the risk
of purchasing the Contracts and that subsequent to the consummation of the transaction contemplated hereby, the Purchaser shall bear all
of the risks of ownership of the Contracts, including the risks of defaults and credit losses with respect thereto, except as otherwise
set forth in any of the Basic Documents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.21 <U>Confidentiality</U>.
(a)&nbsp;Each Party agrees that (i)&nbsp;such Party shall protect all Confidential Information by using the same degree of care, but
no less than a reasonable degree of care, to prevent the unauthorized use, dissemination, disclosure or publication of the
Confidential Information as such Party uses to protect its own Confidential Information of a like nature and (ii)&nbsp;disclosure of
such Confidential Information of a Party (the &#8220;<U>Disclosing Party</U>&#8221;) by another Party (the &#8220;<U>Restricted
Party</U>&#8221;) shall be restricted. Each Party agrees that Confidential Information of the Disclosing Party shall be used by the
Restricted Party solely in the performance of its obligations and exercise of its rights pursuant to this Agreement. Except as
required by Applicable Laws or legal process, the Restricted Party shall not disclose Confidential Information of the Disclosing
Party to third parties; <I>provided</I>, <I>however</I>, that the Restricted Party may disclose Confidential Information of a
Disclosing Party (A)&nbsp;to the Restricted Party&#8217;s Affiliates, and the Restricted Party&#8217;s and such Affiliates&#8217;
respective agents, employees, directors, representatives, attorneys, advisors, or subcontractors for the sole purpose of fulfilling
the Restricted Party&#8217;s obligations under this Agreement (as long as the Restricted Party exercises commercially reasonable
efforts to prohibit any further disclosure by its Affiliates, agents, directors, representatives or subcontractors), <I>provided</I>, <I>that </I>in
all events, the Restricted Party shall be responsible for any breach of the confidentiality obligations hereunder by any of its
Affiliates, agents, directors, representatives or subcontractors, (B)&nbsp;to the Restricted Party&#8217;s auditors, accountants and
other professional advisors, or to a Governmental Authority, (C)&nbsp;to the Restricted Party&#8217;s (or its Affiliates&#8217;)
existing or potential investors and financing sources provided that such potential investor or financing source is subject to a
confidentiality agreement consistent with and no less restrictive than this <U>Section&nbsp;8.21</U>, or (D)&nbsp;to any other third
party as mutually agreed by the Parties provided that such third party is subject to a confidentiality agreement consistent with and
no less restrictive than this <U>Section&nbsp;8.21</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Upon
written request or upon the termination of this Agreement, each Restricted Party shall within thirty (30) days destroy (and certify by
an executive officer such destruction) or return to the Disclosing Party all Confidential Information in its possession that is in written
form, including by way of example, reports, plans and manuals; <I>provided, however, </I>that a Restricted Party may maintain in its possession
all such Confidential Information of the Disclosing Party required to be maintained under Applicable Laws relating to the retention of
records for the period of time required thereunder. Notwithstanding the foregoing, the Parties shall continue to be bound by their obligations
of confidentiality hereunder.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that a Restricted Party is requested or required (by oral questions, interrogatories, requests for information or documents,
subpoena, civil investigative demand or similar process) to disclose any Confidential Information of the other Party, the Restricted Party
will, to the extent legal and practicable, provide the Disclosing Party with prompt notice of such requests so that the Disclosing Party
may seek an appropriate protective order or other appropriate remedy or waive the Restricted Party&#8217;s compliance with the provisions
of this Agreement. In the event that the Disclosing Party does not seek such a protective order or other remedy, or such protective order
or other remedy is not obtained, or the Disclosing Party grants a waiver hereunder, the Restricted Party may furnish that portion (and
only that portion) of the Confidential Information of the Disclosing Party which the Restricted Party is legally compelled to disclose
and will exercise such efforts to obtain reasonable assurance that confidential treatment will be accorded any Confidential Information
of the Disclosing Party so furnished as the Restricted Party would exercise in assuring the confidentiality of any of its own Confidential
Information. Notwithstanding the foregoing, the Seller or the Purchaser shall be permitted to disclose any Confidential Information to
a Regulatory Authority without consent by, and, if prohibited by such Regulatory Authority, notice to, the other Party.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.22 <U>Obligor
Information; Security Requirements</U>. (a)&nbsp;The Seller acknowledges and agrees that the Purchaser shall be the owner of all Purchased
Contract data and all information related to each Contract purchased hereunder and the related Obligors, including credit file information,
servicing and collection history, and other books and records.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of the Seller and the Purchaser agrees that it shall protect, using standards that are no less stringent than are required under
Applicable Laws and industry standards, any and all PII against intrusion, theft, alteration, unauthorized access, loss, damage or
any means by which a Person without authorization from the Parties may obtain access to PII or may erase, alter or modify all or any
portion of PII. Each of the Seller and the Purchaser specifically acknowledges and agrees that they have developed, implemented and
will maintain effective information security policies and procedures, specifically including administrative, technical and physical
safeguards and any and all computer or information systems on which any portion of PII may be processed or stored at any time,
designed to (i)&nbsp;ensure the security and confidentiality of PII, (ii)&nbsp;protect against anticipated threats or hazards to the
security or integrity of PII, (iii)&nbsp;protect against unauthorized access to or use of PII that could result in substantial harm
or inconvenience to any Obligor, (iv)&nbsp;ensure the proper disposal of PII, and (v)&nbsp;honor requests to delete or not share PII
if required to do so by Applicable Law. Each of the Seller and the Purchaser specifically acknowledges and agrees that they will
provide appropriate security to protect against unauthorized access by &#8220;insiders&#8221; (<I>i.e.</I>, Persons who have been
given access to PII or systems containing PII in order to perform computer related services for such Parties, but who may
intentionally or inadvertently cause damage to data or to the computer system). &#8220;Insiders&#8221; shall be deemed to include
but shall not be limited to employees, former employees and independent contractors of the Seller and the Purchaser, as
applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that either the Seller or the Purchaser learns or has reason to believe that, with respect to any PII relating to Contracts
maintained by such Party, (i)&nbsp;such PII has been disclosed or accessed by an unauthorized party, (ii)&nbsp;such Party&#8217;s facilities
associated with such PII have been accessed by an unauthorized party or (iii)&nbsp;such PII has otherwise been lost or misplaced, such
Party shall as soon as reasonably practicable (but, in any case, in no event later than forty-eight (48) hours or such shorter time period
as may be required by Applicable Law of the Party becoming aware of such incident) (A)&nbsp;provide notice of the security incident to
the appropriate law enforcement or state agency in conformity with the notification requirements found in applicable Privacy Laws and
(B)&nbsp;provide written notice thereof to the other Party and shall specify the corrective action that was or will be taken unless any
government official instructs such Party to refrain from doing so in compliance with <U>Section&nbsp;8.22(b)</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
notices required under <U>Section&nbsp;8.22(c)</U>&nbsp;shall specifically identify the data that has or may have been improperly
accessed, released or misused and contain material details of the security issue that are known at the time of notification, subject
to a request by law enforcement or other government agency to withhold such notice. Further, the breaching or releasing Party shall
(i)&nbsp;promptly take appropriate steps to contain and control the security issue to prevent unauthorized access or further
unauthorized access (as applicable) to or misuse of PII; and (ii)&nbsp;continue to provide information in a timely manner to the
other Party relating to the investigation and resolution of the security issue until it has been resolved. The breaching or
releasing Party shall maintain appropriate processes for evidence collection, analysis and remediation of any security-related
incident as well as postmortems and resulting actions taken or proposed with timelines for completion and shall make such
information available to the other Party at its request. The breaching or releasing Party shall also cooperate fully with the other
Party or its investigator in investigating and responding to each successful or attempted security breach including allowing
reasonable access to such breaching or releasing Party&#8217;s facility and systems by the other Party or its investigator to
investigate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Party shall comply with all Privacy Laws that pertain to PII.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">Section&nbsp;8.23 <U>Securitizations</U>. [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;8.24 <U>Reconstitution</U>.
[***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Section&nbsp;8.25 <U>Harley-Davidson
Securitization Transaction</U>. [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">Section&nbsp;8.26 <U>Sale
and Purchase of Canadian Contracts</U>. The Parties shall cooperate in good faith to finalize the details of the purchase of the
Canadian Contracts <FONT STYLE="color: red"><B><STRIKE>within fifteen (15) Business Days</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">by
October&nbsp;31, 2025</FONT></B> (or such later date mutually agreed by the Purchaser and the Seller) <FONT STYLE="color: red"><B><STRIKE>of
the Signing Date</STRIKE></B></FONT>. To the extent there are tax issues related to the sale and purchase of the Canadian Contracts,
the Purchaser and the Seller agree that they will work in good faith to resolve such tax issues.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[SIGNATURE PAGE FOLLOWS]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The Parties have caused this Master Purchase and
Sale Agreement to be executed by their respective duly authorized officers as of the date and year first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">HARLEY-DAVIDSON
    CREDIT CORP.,</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">as
    Seller</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 45%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">/s/
    David Viney </FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">Name:
    David Viney</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">Title:
    Vice President and Treasurer</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">CAVENDISH
    LLC,</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">as
    Purchaser</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">By:
    Pacific Investment Management Company LLC, as investment manager</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt; font-style: normal; font-weight: normal">/s/
    Harin de Silva</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt; font-style: normal; font-weight: normal">Name:
    Harin de Silva</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; font-style: normal; font-weight: normal">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt; font-style: normal; font-weight: normal">Title:
    Managing Director</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt"><B><U>APPENDIX A</U></B></FONT><B></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>DEFINITIONS AND USAGE</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Construction
and Usage</U>. Unless otherwise provided in this Agreement, the Servicing Agreement or any other Basic Documents, the following rules&nbsp;of
construction and usage are applicable to this Appendix and this Agreement, the Servicing Agreement and any other Basic Documents the following
rules&nbsp;of construction and usage are applicable to this Appendix and the this Agreement.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
used in this Appendix or in any Basic Document and in any certificate or other document made or delivered pursuant thereto, accounting
terms not defined herein, or in any such Basic Document, or in any such certificate or other document, and accounting terms partly defined
herein or in any such certificate or other document, to the extent not defined herein, have the respective meanings given to them under
generally accepted accounting principles. To the extent that the definitions of accounting terms herein, in any such Basic Document or
in any such certificate or other document are inconsistent with the meanings of such terms under such generally accepted accounting principles,
the definitions contained herein, in such Basic Document or in any such certificate or other document control.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
words &#8220;hereof,&#8221; &#8220;herein,&#8221; &#8220;hereunder&#8221; and words of similar import when used in any Basic
Document refer to such Basic Document as a whole and not to any particular provision or subdivision thereof. References in any Basic
Document to &#8220;Article,&#8221; &#8220;Section&#8221; or another subdivision or to an attachment are, unless the context
otherwise requires, to an article, section or subdivision of or an attachment to such Basic Document. The term
 &#8220;including&#8221; means &#8220;including without limitation.&#8221; The word &#8220;or&#8221; is not exclusive.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
definitions contained in any Basic Document are equally applicable to both the singular and plural forms of such terms and to the masculine
as well as to the feminine and neuter genders of such terms.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>Any
agreement, instrument, statute or regulation defined or referred to below means such agreement, instrument, statute or regulation as from
time to time amended, modified or supplemented, including (in the case of agreements or instruments) by waiver or consent and (in the
case of statutes) by succession of comparable successor statutes and includes (in the case of agreements or instruments) references to
all attachments thereto and instruments incorporated therein.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>References
to &#8220;dollars&#8221; or &#8220;$&#8221; shall be to United States dollars unless otherwise specified herein.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>Unless
otherwise stated in the applicable Basic Document, in the computation of a period of time from a specified date to a later specified date,
the word &#8220;from&#8221; means &#8220;from and including&#8221;, the word &#8220;through&#8221; means &#8220;to and including&#8221;
and the words &#8220;to&#8221; and &#8220;until&#8221; both mean &#8220;to but excluding.&#8221;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;</FONT>Dates
and times of day shall be references to Chicago dates and Chicago time, respectively.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(viii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as otherwise expressly provided herein, any interest calculated over a period under any Basic Document shall be based on the basis of
a 360-day year and twelve 30-day months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(b)</FONT></TD><TD><U>Definitions.</U></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">All terms defined in this
Appendix shall have the defined meanings when used in any Basic Document, unless otherwise specified or defined therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Affiliate</U>&#8221;
has (i)&nbsp;the meaning set forth in Rule&nbsp;12b-2 of the regulations promulgated under the Securities Exchange Act of 1934, as amended
(the &#8220;<U>Exchange Act</U>&#8221;) and (ii)&nbsp;with respect to the Purchaser, also any fund, vehicle or account which is managed
by or is the sole investment advisor of the Purchaser or any Affiliates or Subsidiaries thereof, and &#8220;<U>Affiliated</U>&#8221; has
a correlative meaning.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Aggregate Quarterly
Purchased Vintage</U>&#8221; means, with respect to any calendar quarter (commencing with the first full calendar quarter to occur after
the first Purchase Date and quarterly thereafter), the Applicable Pools of Contracts purchased by the Purchaser under this Agreement during
such calendar quarter; provided, that, if the Cutoff Date Aggregate Outstanding Principal Balance of such Contracts does not exceed $[***],
such Applicable Pools of Contracts shall not constitute an Aggregate Quarterly Purchased Vintage.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Annual Commitment Amount</U>&#8221; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Annualized Net Loss
Rate</U>&#8221; means, with respect to the Contracts in an Aggregate Quarterly Purchased Vintage, as of any Determination Date, the product
of (a)&nbsp;a fraction (expressed as a percentage), the numerator of which is equal to (i)&nbsp;the net losses (the Outstanding Principal
Balance of all Super Prime, Prime, and Subprime Contracts which became Defaulted Contracts during the calendar month prior to such Determination
Date minus recoveries received on Defaulted Contracts during the calendar month prior to such Determination Date), and the denominator
of which is equal to by (ii)&nbsp;the aggregate Outstanding Principal Balance of all Contracts in the Applicable Vintage that were not
Defaulted Contracts as of the first day of the calendar month prior to such Determination Date and (b)&nbsp;twelve (12).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Applicable Laws</U>&#8221;
means all federal, state and local laws, statutes, regulations and orders applicable to a Party or relating to or affecting any aspect
of the transactions contemplated by the Basic Documents and all requirements of any Regulatory Authority having jurisdiction over a Party,
including, to the extent applicable to such Party, (i)&nbsp;the Truth in Lending Act and Regulation Z; (ii)&nbsp;the Equal Credit Opportunity
Act and Regulation B; (iii)&nbsp;the Fair Debt Collection Practices Act; (iv)&nbsp;the Fair Credit Reporting Act; (v)&nbsp;the Gramm-
Leach-Bliley Act; (vi)&nbsp;the USA PATRIOT Act; and (vii)&nbsp;Section&nbsp;1031 of the Consumer Financial Protection Act of 2010 and
all other statutes, rules, and regulations prohibiting unfair, deceptive or abusive acts or practices, or pertaining to consumer and data
privacy, including, in each case, any implementing regulations or interpretations issued thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Applicable Offer Target</U>&#8221; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Applicable Pool</U>&#8221;
means with respect to each Purchase Date, a list of Contracts to be sold on the related Purchase Date as set forth in the related Contract
Schedule Supplement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Applicable Purchase Target</U>&#8221; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Applicable Vintage</U>&#8221; means any
Aggregate Quarterly Purchased Vintage that is still within the 36- month period following its related Purchase Date as of the applicable
Determination Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Assignment</U>&#8221; means the document
of assignment substantially in the form of <U>Exhibit&nbsp;B</U> attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Authoritative Copy</U>&#8221;
means with respect to any Electronic Contract, a copy of such Contract that is unique, identifiable and, except as otherwise provided
in Section&nbsp;9-105 of the UCC, unalterable, and is marked &#8220;original&#8221; or has no watermark or other marking that would indicate
that it is a &#8220;copy&#8221; or &#8220;duplicate&#8221; or not an original or not an &#8220;authoritative&#8221; copy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Back Book PSA</U>&#8221;
means that certain Back Book Purchase and Sale Agreement, dated as of July&nbsp;30, 2025, by and between the Seller and the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Bankruptcy Code</U>&#8221;
means the United States Bankruptcy Reform Act of 1978 (11 U.S.C. &sect; 101, et seq.), as amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Basic
Documents</U>&#8221; means this Agreement, the Servicing Agreement, the Back Book PSA, each Assignment, the Stockholders Agreement, the
Subscription Agreement, and any other document, certificate, agreement or writing the execution of which is necessary or incidental to
carrying out the transactions contemplated by this Agreement or any of the other foregoing documents<FONT STYLE="color: red"><B>.</B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">;
provided, that, any document, certificate, agreement or writing (x)</FONT></B><B><FONT STYLE="color: blue">&nbsp;<FONT STYLE="text-decoration: underline double">governed
by the laws of Canada or any province or territory thereof, or (y)&nbsp;entered into in connection with the purchase, sale, servicing
or financing of the &#8220;Contracts&#8221; (as defined in the Canada Master PSA), or otherwise relating to the Canadian program, shall
not constitute a Basic Document hereunder.</FONT></FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Business Day</U>&#8221;
means any day other than a Saturday, a Sunday or any other day on which banking institutions in New York, New York, or Chicago,&nbsp;Illinois
may, or are required to, remain closed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="text-decoration: underline double"><B>&#8220;Canada
Master PSA&#8221; means that certain Master Purchase and Sale Agreement, by and between the Canada Seller and the Canada Purchaser, entered
into after the date</B></FONT><B> hereof.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-decoration: underline double"><B>&ldquo;Canada
Purchaser&rdquo; means Purchaser or an Affiliate of Purchaser, as the case may be, as purchaser under the Canada Master PSA.</B></FONT><P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-decoration: underline double"><B>&#8220;Canada
Seller&#8221;</B></FONT><B> <FONT STYLE="font-size: 10pt; text-decoration: underline double">means Harley-Davidson Financial Services
Canada,&nbsp;Inc., a</FONT></B><B> <FONT STYLE="text-decoration: underline double">company incorporated under the federal laws of Canada,
and its successors and assigns.</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Canadian Contracts</U>&#8221;
mean the Contracts originated in Canada set forth in the Canadian master purchase and sale agreement to be mutually agreed upon between
the Affiliate of HDCC in Canada and the Purchaser (or an Affiliate of the Purchaser).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Certificate of
Title</U>&#8221; means with respect to a Financed Vehicle, (i)&nbsp;the original certificate of title relating thereto or
(ii)&nbsp;in any jurisdiction in which the original certificate of title is required to be given to the Obligor, if the applicable
Registrar of Titles issues a letter or other form of evidence of lien in lieu of a Certificate of Title (including electronic
titling), either notification of an electronic recordation, by the applicable Registrar of Titles, or the original lien entry letter
or form or copies of correspondence to such applicable Registrar of Titles, and all enclosures thereto, for issuance of the original
lien entry letter or form, which, in either case, shall name the related Obligor as the owner of such Financed Vehicle and the Title
Lien Holder as secured party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Certificate of Title
Application</U>&#8221; means, with respect to a Financed Vehicle for which a Certificate of Title has not been received, a copy of the
application to the applicable Registrar of Titles, and all enclosures thereto, for issuance of the original Certificate of Title naming
the Title Lien Holder as secured party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Charged Off Contract</U>&#8221; has the meaning
set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: green"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Code</STRIKE></U><STRIKE>&#8221;
means the Internal Revenue Code of 1986, as amended.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Claim Notice</U>&#8221;
means, with respect to an Indemnifiable Claim, the Indemnified Party&#8217;s written notice of the Indemnifiable Claim, delivered to the
Indemnitor detailing such claim from which the Indemnified Party is seeking indemnification.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: green"><I><U>&#8220;Code&#8221; means the Internal
Revenue Code of 1986, as amended.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Collection Account</U>&#8221;
means the deposit account held at <FONT STYLE="color: red"><B><STRIKE>Citibank, N.A.</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">UMB
Bank</FONT></B> in the name of and for the sole and exclusive benefit of the Purchaser with account number to be provided by the Purchaser
prior to the first Purchase Date or such other deposit account designated by the Purchaser as the Collection Account for the purposes
hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Collection Policy</U>&#8221;
has the meaning set forth in the Servicing Agreement, as such guidelines, policies and procedures as may be amended, modified, restated,
replaced or otherwise supplemented from time to time in accordance with <U>Section&nbsp;5.03</U> of the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Collections</U>&#8221;
means, with respect to a Contract, all cash collections and other cash proceeds of such Contract and the related Rights, including,
without duplication, (i)&nbsp;if such Contract has become a Defaulted Contract, any Net Liquidation Proceeds in respect thereof;
(ii)&nbsp;any net proceeds of disposition and subsequent settlement received in accordance with the terms of such Contract following
the sale or surrender of the Financed Vehicle as contemplated by the terms of such Contract; (iii)&nbsp;all interest payments
(including default interest) received from the related Obligors in accordance with such Contract; (iv)&nbsp;any net proceeds
received on any sale or other disposition of such Contract or the Financed Vehicle by the Servicer, but excluding, in each case, any
security deposits, prepayment or late payment fees or penalties, returned item charges, transaction payment fees, processing fees
and all other extra charges and fees, amounts payable by way of reimbursement or indemnity and sales Taxes, goods and services
Taxes, harmonized Taxes or other Taxes applicable to such Contract; and (v)&nbsp;any interest earned on any of the foregoing while
on deposit in the Collection Account.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Commission</U>&#8221; means the Securities and
Exchange Commission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Commitment
Period</U>&#8221; means, with respect to each Measurement Period, absent the occurrence of a Commitment Termination Event, the
period from the beginning of each such Measurement Period to the earlier of (i)&nbsp;the occurrence of a Commitment Termination
Event and (ii)&nbsp;the purchase by the Purchaser of an Applicable Pool, which in aggregate with all previously purchased Applicable
Pools, has an aggregate Cutoff Date Aggregate Outstanding Principal Balance in an amount equal to the Annual Commitment Amount. It
is being understood and agreed that the Commitment Period shall terminate on the Scheduled Commitment Termination Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Commitment
Termination Event</U>&#8221; means the occurrence of a termination pursuant to <U>Section&nbsp;2.3(a)</U>&nbsp;or <FONT STYLE="color: blue"><B><FONT STYLE="text-decoration: underline double; color: blue">Section&nbsp;</FONT></B></FONT>2.3(b)&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&#8220;<U>Company
Sale</U>&#8221; has the meaning set forth in the Stockholders Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&#8220;<U>Concentration Limit</U>&#8221; means [***]<FONT STYLE="color: red"><B>.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Confidential Information</U>&#8221;
means all information and material of any type, scope or subject matter whatsoever relating to the Purchaser, the Seller, the Servicer
or any of their respective Subsidiaries or Affiliates, whether oral or written, and howsoever evidenced or embodied, which each Party,
each Party&#8217;s representatives or agents (including any officers of any Party or any of their Subsidiaries) may furnish to the other,
or to which either Party is afforded access by the other Party, either directly or indirectly for purposes of such Party&#8217;s participation
in the transactions contemplated by this Agreement or any other Basic Document; <U>provided</U>, <U>however</U>, &#8220;Confidential Information&#8221;
shall not include information or material of a Party which (i)&nbsp;becomes generally available to the public other than as a result of
a disclosure by the receiving Party or its agents and other representatives, (ii)&nbsp;was available to the receiving Party on a non-confidential
basis prior to its disclosure by the disclosing Party, or (iii)&nbsp;becomes available to the receiving Party on a non-confidential basis
from a source other than the disclosing Party or the disclosing Party&#8217;s representatives or agents, <U>provided</U> that such source
is not bound by a confidentiality agreement or otherwise prohibited from transmitting the information to the Purchaser, the Seller or
the Servicer by a contractual, legal or fiduciary obligation. As used herein, &#8220;Confidential Information&#8221; shall expressly include
the terms of this Agreement and the identity of the Parties (including, with respect to the Purchaser, the identity of the Purchaser&#8217;s
Affiliates and their direct or indirect investment advisor).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Contract</U>&#8221;
means a promissory note and security agreement or retail installment sale contract (a)&nbsp;evidencing indebtedness of a Person for borrowed
money or for the deferred purchase price of property, in each case, relating to the purchase of a Financed Vehicle and (b)&nbsp;creating
a security interest over the Financed Vehicle as security for such indebtedness, which shall include the related Rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&#8220;<U>Contract Files</U>&#8221;
has the meaning set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&#8220;Contract
Rate&#8221; means, as to any Contract, the annual rate of interest with respect to</U></I></FONT><I><U> such Contract.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Contract Schedule
Supplement</U>&#8221; means, in connection with any Notice of Sale, the accompanying schedule submitted by the Seller to the Purchaser
substantially in the form of <U>Exhibit&nbsp;C</U> attached hereto identifying the Contracts then being proposed for sale to the Purchaser
on the Purchase Date specified in such Notice of Sale.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Contract
Rate</STRIKE></U><STRIKE>&#8221; means, as to any Contract, the annual rate of interest with respect to</STRIKE></I></FONT><I><STRIKE>
such Contract.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Credit Policy</U>&#8221;
means the credit underwriting guidelines, policies and procedures of the Originator relating to the evaluation of the creditworthiness
of the Obligors attached as <U>Exhibit&nbsp;H</U> to this Agreement, as such guidelines, policies and procedures may be amended, modified,
restated, replaced or otherwise supplemented from time to time in accordance with <U>Section&nbsp;7.8(a)</U>&nbsp;hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Cumulative Net Losses</U>&#8221;
means, with respect to each Early Cumulative Net Loss and Delinquency Aggregate Pool, as of the applicable date of determination, and
with respect to each applicable Segment, (i)&nbsp;the aggregate balance of all Receivables relating to Purchased Contracts within such
Segment that are Defaulted Contracts, less (ii)&nbsp;actual net recoveries on such Defaulted Contracts received by the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Cutoff Date</U>&#8221;
means, with respect to each Contract identified in a Notice of Sale, the &#8220;Cutoff Date&#8221; specified in such Notice of Sale.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Cutoff Date Aggregate
Outstanding Principal Balance</U>&#8221; means, with respect to an Applicable Pool, the aggregate of the Outstanding Principal Balance
of the Contracts in such Applicable Pool as of the applicable Cutoff Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Data Tape</U>&#8221;
means, for each Applicable Pool, a data tape containing the information set forth in <U>Exhibit&nbsp;F</U> with respect to each Contract
in such Applicable Pool to be mutually agreed upon between the Purchaser and the Seller prior to the first Purchase Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Defaulted Contract</U>&#8221;
means any Contract in respect of which (i)&nbsp;90 days have elapsed following the date of repossession (and expiration of any redemption
period) with respect to the Financed Vehicle, (ii)&nbsp;the proceeds from the sale of a repossessed Financed Vehicle have been received
by the Servicer, or (iii)&nbsp;Charged Off Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Delinquent Contract</U>&#8221;
means any Contract, other than a Defaulted Contract, (i)&nbsp;in respect of which any scheduled periodic payment owing thereunder remains
unpaid for 30 days or from the payment due date; or (ii)&nbsp;which would be classified as delinquent in accordance with the Collection
Policy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Delinquent Contract
Balance</U>&#8221; means, with respect to each Early Cumulative Net Loss and Delinquency Aggregate Pool, as of the applicable date of
determination, and with respect to each applicable Segment, the aggregate unpaid principal balance of all Receivables relating to Purchased
Contracts within such Segment in respect of which any scheduled periodic payment owing thereunder remains unpaid for 30 days or more from
the payment due date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Determination Date</U>&#8221;
means the last day of each full calendar month commencing in the calendar month in which the fourth Purchase Date occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Early Cumulative
Net Loss and Delinquency Percentage</U>&#8221; means, as of any Determination Date, with respect to each Early Cumulative Net Loss and
Delinquency Aggregate Pool, and each applicable Segment:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(i)</FONT></TD><TD STYLE="text-align: justify">For the Segment consisting of Super Prime Contracts, an amount equal to (i)&nbsp;the sum of (a)&nbsp;Cumulative
Net Losses for such Segment and (b)&nbsp;the Delinquent Contract Balance for such Segment, divided by (ii)&nbsp;the Cutoff Date Aggregate
<FONT STYLE="text-decoration: underline double; color: blue"><B>Outstanding</B></FONT> Principal Balance of the Contracts in such Segment,
in each case (within this clause <FONT STYLE="font-size: 10pt">(ii)</FONT>),
excluding the Cutoff Date Aggregate <FONT STYLE="text-decoration: underline double; color: blue"><B>Outstanding </B></FONT>Principal Balance
of any Purchased Contract within such Segment that has been repurchased by Seller;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(ii)</FONT></TD><TD STYLE="text-align: justify">For the Segment consisting of Prime Contracts, an amount equal to (i)&nbsp;the sum of (a)&nbsp;Cumulative Net Losses
for such Segment and (b)&nbsp;the Delinquent Contract Balance for such Segment, divided by (ii)&nbsp;the Cutoff Date Aggregate <FONT STYLE="text-decoration: underline double; color: blue"><B>Outstanding</B></FONT>
Principal Balance of the Contracts in such Segment, in each case (within this clause (ii)), excluding the Cutoff Date Aggregate <FONT STYLE="text-decoration: underline double; color: blue"><B>Outstanding </B></FONT>Principal
Balance of any Purchased Contract within such Segment that has been repurchased by Seller; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(iii)</FONT></TD><TD STYLE="text-align: justify">For the Segment consisting of Subprime Contracts, an amount equal to (i)&nbsp;the sum of (a)&nbsp;Cumulative Net Losses for such Segment
and (b)&nbsp;the Delinquent Contract Balance for such Segment, divided by (ii)&nbsp;the Cutoff Date Aggregate <FONT STYLE="text-decoration: underline double; color: blue"><B>Outstanding</B></FONT>
Principal Balance of the Contracts in such Segment, in each case (within this clause (ii)), excluding the Cutoff Date Aggregate <FONT STYLE="text-decoration: underline double; color: blue"><B>Outstanding
</B></FONT>Principal Balance of any Purchased Contract within such Segment that has been repurchased by Seller.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Early Cumulative
Net Loss and Delinquency Aggregate Pool</U>&#8221; shall mean, as of any Determination Date, the aggregate pool consisting of each Applicable
Pool purchased under this Agreement) with a Purchase Date occurring (i)&nbsp;at least [***] months prior to such date of determination
and (ii)&nbsp;not greater than [***] months prior to such date of determination; provided that no Back Book Assets (as defined in and
purchased by Purchaser from Seller pursuant to the Back Book PSA) shall be included in any Applicable Pool.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Early Cumulative Net Loss and Delinquency
Trigger</U>&#8221; shall mean, as of any Determination Date, with respect to each Early Cumulative Net Loss and Delinquency Aggregate
Pool, that any of the following shall have occurred:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Early Cumulative Net Loss and Delinquency Percentage with respect to all Super Prime Contracts in such Early Cumulative Net Loss and Delinquency
Aggregate Pool is equal to or greater than [***] %;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Early Cumulative Net Loss and Delinquency Percentage with respect to all Prime Contracts in such Early Cumulative Net Loss and Delinquency
Aggregate Pool is equal to or greater than [***] %; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>the
Early Cumulative Net Loss and Delinquency Percentage with respect to all Subprime Contracts in such Early Cumulative Net Loss and Delinquency
Aggregate Pool is equal to or greater than [***] %.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Effective Date</U>&#8221; means the date
on which the satisfaction of all of the conditions described in <U>Section&nbsp;6.1</U> and <U>Section&nbsp;6.2</U> to this Agreement
occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Electronic Contract</U>&#8221; means
a Contract that constitutes &#8220;electronic chattel paper&#8221; under and as defined in Section&nbsp;9-102(31) of the UCC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Eligible Contract</U>&#8221; means, as
of any date of determination, any Contract that meets, as of the related Cutoff Date applicable to such Contract, each of the following
eligibility criteria:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">1.</FONT></TD><TD STYLE="text-align: justify">the Obligor thereunder is (a)&nbsp;a resident of the United States, (b)&nbsp;not the Government of the United States or any agency
or instrumentality thereof, (c)&nbsp;not any state, municipal or government agency of the Government
of the United States if the enforceability against such government or agency of an assignment of debts owing thereby is subject to any
precondition which has not been fulfilled, (d)&nbsp;not the subject of an Insolvency Proceeding and (e)&nbsp;not deceased;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">2.</FONT></TD><TD>such Contract is not and has never been a Delinquent Contract or a Defaulted Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">3.</FONT></TD><TD>such Contract is payable and denominated in United States Dollars;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">4.</FONT></TD><TD STYLE="text-align: justify">such Contract was originated in the United States or a territory of the United States by the Originator, and was originated no earlier
than 3 months prior to the related Purchase Date;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">5.</FONT></TD><TD STYLE="text-align: justify">such Contract is secured by a valid, subsisting and enforceable first priority, perfected security interest in favor of the Seller
or a Title Lien Holder in the Financed Vehicle covered thereby, and such security interest has been validly assigned by the Seller to
the Purchaser, except, in each case, as to priority for any Permitted Liens;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">6.</FONT></TD><TD>the Financed Vehicle securing such Contract is free and clear of any Liens other Permitted Liens and is not in repossession status;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">7.</FONT></TD><TD STYLE="text-align: justify">with respect to which, as of the date of origination of such Contract, the related Obligor has obtained physical damage insurance
covering the Financed Vehicle, and the terms of such Contract require that the Financed Vehicle will be covered by physical damage insurance
for the term of such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">8.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">9.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">10.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">11.</FONT></TD><TD STYLE="text-align: justify">such Contract does not contain terms which limit the right of the owner of such Contract to sell or assign such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">12.</FONT></TD><TD STYLE="text-align: justify">such Contract has not been sold, assigned or pledged by the Seller to any Person other than the Purchaser, and prior to the sale of
such Contract to the Purchaser, the Seller had good and marketable title to such Contract free and clear of any Lien other than Permitted
Liens and was the sole owner thereof and had full right to sell such Contract to the Purchaser;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">13.</FONT></TD><TD STYLE="text-align: justify">such Contract is &#8220;tangible chattel paper&#8221; (with respect to each Tangible Contract) or &#8220;electronic chattel paper&#8221;
(with respect to each Electronic Contract), each (i)&nbsp;as defined under Section&nbsp;9-102 of the Uniform Commercial Code of all applicable
jurisdictions and (ii)&nbsp;as designated on the related Data Tape, and the Servicer or its custodian (a)&nbsp;has possession of the original
Contract (with respect to each Tangible Contract), (b)&nbsp;has control of the &#8220;Authoritative Copy&#8221; thereof or is the &#8220;owner
of record&#8221; within the meaning of the UCC (with respect to each Electronic Contract) and (c)&nbsp;has possession of the related Contract
File;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">14.</FONT></TD><TD STYLE="text-align: justify">if such Contract is &#8220;electronic chattel paper&#8221;, then (i)&nbsp;it is a direct loan by the Originator to the Obligor and
is not a retail installment sale contract, and (ii)&nbsp;the related Contract Files are on deposit with the E-Vault Provider;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">15.</FONT></TD><TD STYLE="text-align: justify">such Contract is (A)&nbsp;in full force and effect and constitutes a legal, valid and binding obligation of the Obligor thereof, enforceable
against such Obligor in accordance with its terms (except as enforceability may be limited by bankruptcy, insolvency, reorganization or
similar laws affecting the enforcement of creditors' rights generally and to equitable principles of general application), (B)&nbsp;not
the subject of any assertion by the related Obligor of rescission, set-off, counterclaim or defense and (C)&nbsp;on a form contract containing
customary and enforceable provisions such that the rights and remedies of the holder thereof are adequate for realization against the
collateral of the benefits of the security;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">16.</FONT></TD><TD STYLE="text-align: justify">such Contract contains customary and enforceable provisions such that the rights and remedies of the Purchaser and its assigns are
adequate for realization against the Financed Vehicle, subject to the limitations on enforceability in clause 15(A)&nbsp;above;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">17.</FONT></TD><TD STYLE="text-align: justify">such Contract was originated by the Originator in the regular course of its business without, any fraud or misrepresentation by the
Originator or any other Person; was not originated as a result of identity theft; and was underwritten in accordance with and satisfies
the standards of the Credit Policy in all material respects;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">18.</FONT></TD><TD>such Contract does not, and did not at the time of its origination, violate in any material respect any requirement of any Applicable
Laws;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">19.</FONT></TD><TD STYLE="text-align: justify">such Contract has not been deferred or modified except (a)&nbsp;as set forth in the Servicer&#8217;s servicing system or as evidenced
by instruments or documents in the Contract File and (b)&nbsp;to the extent such deferral or modification is a
Permitted Modification;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">20.</FONT></TD><TD STYLE="text-align: justify">such Contract (i)&nbsp;is not a revolving line of credit or similar credit facility, and (ii)&nbsp;has been fully funded, and there
is no obligation to make any future advance to the related Obligor with respect to such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">21.</FONT></TD><TD>such Contract does not bear interest at a stated rate exceeding the maximum rate permitted under Applicable Laws;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">22.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">23.</FONT></TD><TD>[***];</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">24.</FONT></TD><TD>the Obligor thereunder has made the first full scheduled payment under the related Contract; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-size: 10pt">25.</FONT></TD><TD>if purchased by the Purchaser, such Contract will not cause one or more of the Concentration Limits to be exceeded as of the related
Purchase Date.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="text-decoration: underline double; font-size: 10pt; color: blue"><B>&#8220;End
Date&#8221; means January&nbsp;31, 2026.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>E-Vault Provider</U>&#8221; means eOriginal,&nbsp;Inc.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in"><FONT STYLE="color: red"><B><STRIKE>&#8220;</STRIKE><U><STRIKE>End
Date</STRIKE></U><STRIKE>&#8221; means January&nbsp;31, 2026.</STRIKE></B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Event of Termination</U>&#8221; has the meaning
set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Exchange Act</U>&#8221; means the Securities Exchange Act of 1934.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>FICO</U>&#8221; <FONT STYLE="color: red"><B><STRIKE>mean</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">means</FONT></B>
Fair Isaac Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Financed Vehicle</U>&#8221;
means, with respect to any Contract, the related new or used Motorcycle, together with all equipment, attachments and accessories attached
thereto, securing an Obligor&#8217;s indebtedness under such Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Financing Facility</U>&#8221;
means any transaction pursuant to which a Financing Borrower pledges Purchased Contracts (or an interest in the Purchaser) to a lender
as collateral.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Governmental Authority</U>&#8221;
means any government, any state or other political subdivision thereof and any entity exercising executive, legislative, judicial, regulatory
or administrative functions of or pertaining to government and having jurisdiction over the applicable Person, including for the avoidance
of doubt any banking or securities regulator, and including any self-regulatory organizations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Gramm-Leach-Bliley
Act</U>&#8221; means Title V of the Gramm-Leach-Bliley Act of 1999 and its implementing regulations, as may be amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Harley-Davidson
Securitization Transaction</U>&#8221; means any term, revolving or other direct placement, private placement, Rule&nbsp;144A, public or
other capital markets transaction under which asset backed securities are offered pursuant to an offering memorandum or offering circular
by the Seller, or any of its Affiliates, that are collateralized, in whole or in part, directly or indirectly, by Contracts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>HDCC</U>&#8221; means Harley-Davidson Credit Corp.,
a Nevada corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Indemnifiable Claim</U>&#8221;
means any assertion by any third party of any claim or of the commencement by any third party of any legal or regulatory proceeding, arbitration
or action, with respect to which the Indemnitor is or may be obligated to provide indemnification.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Indemnified Party</U>&#8221;
means each Party, its Affiliates, and the officers, trustees, directors, members, employees, representatives, shareholders, agents, advisors
and attorneys of each Party seeking indemnification from the other Party for an Indemnifiable Claim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Indemnitor</U>&#8221;
means the Party to this Agreement indemnifying the Indemnified Party for an Indemnifiable Claim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Initial Pricing Period</U>&#8221; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Insolvency
Event</U>&#8221; means with respect to a specified Person, such Person shall (A)&nbsp;file a petition or commence a proceeding
(1)&nbsp;to take advantage of any Insolvency Law or (2)&nbsp;for the appointment of a trustee, conservator, receiver, liquidator or
similar official for or relating to such Person or all or substantially all of its property, or for the winding up or liquidation of
its affairs, (B)&nbsp;consent or fail to object to any such petition filed or proceeding commenced against or with respect to it or
all or substantially all of its property, or any such involuntary petition or proceeding shall not have been dismissed or stayed
within sixty (60) days of its filing or commencement, or a court, agency or other supervisory authority with jurisdiction shall not
have decreed or ordered relief with respect to such petition or proceeding, (C)&nbsp;admit in writing its inability to pay its debts
generally as they become due, (D)&nbsp;make an assignment for the benefit of its creditors, (E)&nbsp;voluntarily suspend payment of
its obligations or (F)&nbsp;take any action in furtherance of any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Insolvency Laws</U>&#8221;
means the Bankruptcy Code and all other applicable liquidation, conservatorship, bankruptcy, moratorium, arrangement, rearrangement, receivership,
insolvency, reorganization, suspension of payments, marshaling of assets and liabilities or similar debtor relief laws from time to time
in effect affecting the rights of creditors generally.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Insolvency Proceeding</U>&#8221;
means with respect to any Person, any bankruptcy, insolvency, arrangement, rearrangement, conservatorship, moratorium, suspension of payments,
readjustment of debt, reorganization, receivership, liquidation, marshaling of assets and liabilities or similar proceeding of or relating
to such Person under any Insolvency Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Lien</U>&#8221; means any security interest, lien,
charge, pledge, equity, or encumbrance of any kind.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Loan to Value Ratio</U>&#8221; means, as of
any date of determination, with respect to any Contract, the percentage equivalent of a fraction (a)&nbsp;the numerator of which
shall be equal to the Outstanding Principal Balance of the related Contract, and (b)&nbsp;the denominator of which shall be the
amount value of the related Financed Vehicle securing such Contract (reflected in the N.A.D.A. or appraisal guide and taking into
account the specific features and estimated mileage of such Financed Vehicle).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Losses</U>&#8221;
means all claims, actions, liability, judgments, penalties, Taxes, losses, damages and reasonable and documented out-of-pocket costs and
expenses, including reasonable and documented out-of-pocket attorneys&#8217; fees and expenses (including reasonable and documented fees
and expenses of counsel and other experts and expenses in connection with enforcement of the Indemnified Party&#8217;s rights hereunder
(including any action, claim or suit brought) by an Indemnified Party of any indemnification or other obligation of the Indemnitor); provided,
however, that, the term &#8220;Losses&#8221; shall not include credit, or related, losses due to any Obligor&#8217;s non-payment with
respect to any Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Material Adverse
Effect</U>&#8221; means, with respect to any Person and to any event or circumstance, a material adverse effect on (i)&nbsp;the business,
financial condition, operations, performance or properties of such Person, (ii)&nbsp;the validity or enforceability of this Agreement
or any other Basic Document or the validity, enforceability or collectability of a material portion of the collections of the Contracts
purchased by the Purchaser or the security interests in the Financed Vehicles securing the Contracts purchased by the Purchaser, or (iii)&nbsp;the
ability of such Person to perform its obligations under this Agreement or any other Basic Document to which it is a party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Measurement Period</U>&#8221; means, as of any
date of determination, each successive twelve (12) month period occurring after the Effective Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Monthly Period</U>&#8221;
means the period from and including the first day of a calendar month to and including the last day of such calendar month; <U>provided</U>,
<U>however</U>, that the first Monthly Period shall commence on the Effective Date and end on the last day of the calendar month in which
the Effective Date occurs.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Motorcycle</U>&#8221;
means a motorcycle manufactured by a Subsidiary of Harley-Davidson,&nbsp;Inc. or certain other manufacturers, as set forth on the Data
Tape.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Net Liquidation
Proceeds</U>&#8221; means, in respect of any Defaulted Contract, the proceeds realized on the sale or other disposition of the Financed
Vehicle, including proceeds realized on the repurchase of such Financed Vehicle by the originating dealer for breach of warranties, and
the proceeds of any insurance relating to such Financed Vehicle, after payment of all reasonable expenses incurred thereby, together,
in all instances, with the actual proceeds of any recourse rights relating to such Defaulted Contract as well as any post-disposition
proceeds or other amounts in respect of a Defaulted Contract received by the Servicer.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Non&#45;Excluded
Taxes</U>&#8221; means any Tax other than (i)&nbsp;Taxes imposed on or measured by net income (however denominated), franchise Taxes,
and branch profits Taxes and (ii)&nbsp;with respect to a Party, any Taxes imposed on such Party as a result of a present or former connection
between such Party and the jurisdiction of the Governmental Authority imposing such Tax (other than any such connection arising solely
from such Party having executed, delivered or performed its obligations or received a payment under, or enforced, this Agreement or the
other Basic Documents).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>NPI</U>&#8221; means
non-public personally identifiable information regarding an Obligor as defined by Title V of the Gramm-Leach-Bliley Act of 1999 and implementing
regulations including the United States Federal Trade Commission&#8217;s Rule&nbsp;Regarding Privacy of Consumer Financial Information
(16 C.F.R. Part&nbsp;313).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Notice of Sale</U>&#8221;
means with respect to any Purchase Date, a written notice of a sale substantially in the form of <U>Exhibit&nbsp;A</U> attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Notice of Termination</U>&#8221;
means a written notice from a Party notifying the other Party of such Party&#8217;s election to terminate this Agreement and setting forth
the basis for such termination pursuant to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Obligor</U>&#8221;
means with respect to a Contract the purchaser or the co-purchasers of the Financed Vehicle or other person who owes payments under the
Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>OFAC</U>&#8221;
means the Office of Foreign Assets Control of the U.S. Department of the Treasury.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Offer Target
Shortfall</U>&#8221; means, with respect to any Target Measurement Date, an amount equal to the Applicable Offer Target minus the
aggregate Cutoff Date Aggregate Outstanding Principal Balance of all Eligible Contracts offered by the Seller to the Purchaser
during the Measurement Period corresponding to that Target Measurement Date; <U>provided</U>, that if that amount is below zero, the
Offer Target Shortfall shall be deemed to be zero.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Offered Contracts</U>&#8221;
means, with respect to any Notice of Sale, the Contracts (together with the related Rights) that the Seller has offered for sale to the
Purchaser as described in such Notice of Sale.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Original Amount
Financed</U>&#8221; means, with respect to a Contract and as of the date on which such Contract was originated, the aggregate Principal
advanced under the Contract toward the purchase price of the Financed Vehicle.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Originator</U>&#8221; means Eaglemark Savings Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Outstanding Principal
Balance</U>&#8221; means, with respect to a Contract and as of any date, the Original Amount Financed, less:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>payments
received from or on behalf of the related Obligor prior to such date allocable to principal; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
proceeds realized on the sale or other disposition of the related Financed Vehicle prior to such date allocable to principal with respect
to such Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: blue"><FONT STYLE="text-decoration: underline double; font-size: 10pt"><B>&#8220;Parent
Change in Control&#8221; has the meaning set forth in the Stockholders</B></FONT><B> <FONT STYLE="text-decoration: underline double">Agreement.</FONT></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Party</U>&#8221;
means, with respect to each Basic Document, each Person that is a party to such Basic Document, and its permitted successors and assigns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><B><STRIKE>&#8220;</STRIKE><U><STRIKE>Parent
Change in Control</STRIKE></U><STRIKE>&#8221; has the meaning set forth the Stockholders</STRIKE></B></FONT><B><STRIKE> Agreement.</STRIKE></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Permitted Liens</U>&#8221;
any of (a)&nbsp;Liens created pursuant to any Basic Document, (b)&nbsp;with respect to any Financed Vehicle, the Lien noted on the Certificate
of Title related to the Financed Vehicle in favor of a Title Lien Holder, (c)&nbsp;a Tax Lien, mechanics&#8217; Lien and any other Lien
that attaches by operation of law on a Motorcycle and arising solely as a result of an action or omission of the related Obligor and (d)&nbsp;the
Lien filed by the Nevada Department of Taxation on March&nbsp;12, 2021 in the Washoe County Record with respect to which the Seller shall
provide evidence of release within thirty (30) days (or such later date as agreed to by the Purchaser in its reasonable discretion) of
the Signing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&#8220;<U>Permitted Modification</U>&#8221;
has the meaning set forth in the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&#8220;<U>Person</U>&#8221; means
any legal person, including any individual, corporation, partnership, joint venture, association, limited liability company, joint
stock company, trust, unincorporated organization, or government or any agency or political subdivision thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; color: red"><B><STRIKE>&#8220;</STRIKE><U><STRIKE>Predicted
Cumulative Net Loss</STRIKE></U><STRIKE>&#8221; means:</STRIKE></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</STRIKE></I></FONT><I><STRIKE>with
respect to the Segment consisting of Super Prime Contracts, (a)&nbsp;the applicable Early Cumulative Net Loss and Delinquency Percentage,
multiplied by (b)&nbsp;[***], expressed as a percentage;</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</STRIKE></I></FONT><I><STRIKE>with
respect to the Segment consisting of Prime Contracts, (a)&nbsp;the applicable Early Cumulative Net Loss and Delinquency Percentage, multiplied
by (b)&nbsp;[***], expressed as a percentage; and</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</STRIKE></I></FONT><I><STRIKE>with
respect to the Segment consisting of Subprime Contracts, (a)&nbsp;the applicable Early Cumulative Net Loss and Delinquency Percentage,
multiplied by (b)&nbsp;[***], expressed as a percentage.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>PII</U>&#8221;
means (a)&nbsp;any information that identifies or can be used to identify an individual either alone or in combination with other
readily available data; (b)&nbsp;any other sensitive or personally identifiable information or records in any form (oral, written,
graphic, electronic, machine-readable, or otherwise) relating to an Obligor, including: an Obligor&#8217;s name, address, telephone
number, social security number, driver&#8217;s license or other government identifier, and biometric information; the fact that the
Obligor has a relationship with the Seller, the Servicer or the Purchaser; and (c)&nbsp;any other data of or regarding an Obligor,
the use, access or protection of which is regulated under any applicable Privacy Laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; color: blue"><FONT STYLE="text-decoration: underline double"><B>&#8220;Predicted
Cumulative Net Loss&#8221; means:</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Principal</STRIKE></U><STRIKE>&#8221;
means, in respect of any particular portion of, or payment on account of, any</STRIKE></I></FONT><I><STRIKE> Contract, the portion thereof,
if any, which is equal to or should be applied against, as the case may be, the original principal amount of the Contract as determined
in accordance with its terms.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</U></I></FONT><I><U>with
respect to the Segment consisting of Super Prime Contracts, (a)&nbsp;the applicable Early Cumulative Net Loss and Delinquency Percentage,
multiplied by (b)&nbsp;[***], expressed as a percentage;</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</U></I></FONT><I><U>with
respect to the Segment consisting of Prime Contracts, (a)&nbsp;the applicable Early Cumulative Net Loss and Delinquency Percentage, multiplied
by (b)&nbsp;[***], expressed as a percentage; and</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</U></I></FONT><I><U>with
respect to the Segment consisting of Subprime Contracts, (a)&nbsp;the applicable Early Cumulative Net Loss and Delinquency Percentage,
multiplied by (b)&nbsp;[***], expressed as a percentage.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Pricing Model</U>&#8221;
means the pricing model substantially in the form set forth in <U>Exhibit&nbsp;E</U> attached hereto which shall be deemed automatically
updated in connection with the delivery of a Repricing Confirmation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Prime Contract</U>&#8221; means a Contract
originated to an Obligor with a FICO score of greater than 640 and less than 740 at the time of origination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&#8220;Principal&#8221;
means, in respect of any particular portion of, or payment on account of,</U></I></FONT><I><U> any Contract, the portion thereof, if any,
which is equal to or should be applied against, as the case may be, the original principal amount of the Contract as determined in accordance
with its terms.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Privacy
Laws</U>&#8221; means all applicable privacy and data security laws in all relevant jurisdictions and the regulations promulgated
thereunder, including the following: GLBA/Regulation P; Fair Credit Reporting Act/Regulation V; California Financial Information
Privacy Act; California Consumer Privacy Act and related regulations; Federal Trade Commission Act; the Telephone Consumer
Protection Act; the CAN-SPAM Act of 2003; state data breach and data security laws (including the New York State Department of
Financial Services Cybersecurity Requirements for Financial Services Companies, 23 NYCRR 500); international data protection and
security laws, including Directive 95/46/EC of the European Parliament and of the Council and, when effective, the General Data
Protection Regulation; and analogous local, state, federal and international laws relating to the processing, privacy, usage,
protection and security of PII.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#8220;<U>Purchase
Date</U>&#8221; means, with respect to an Applicable Pool and subject to <U>Section&nbsp;4.1(a)</U>&nbsp;hereof, the date on which the
related Notice of Sale is executed and delivered by the Seller and the Purchase Price is paid by the Purchaser, which, unless otherwise
agreed upon between the Seller and the Purchaser, shall occur on the 15th </FONT>day of each calendar month (or, if such 15<FONT STYLE="font-size: 10pt">th
</FONT>day is not a Business Day, the next succeeding Business Day); <U>provided</U> that the initial Purchase Date shall be on <FONT STYLE="color: red"><B><STRIKE>October&nbsp;30</STRIKE></B></FONT><B><FONT STYLE="text-decoration: underline double; color: blue">December&nbsp;15</FONT></B>,
2025.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Purchase
Obligation Termination Trigger</U>&#8221; means an event that shall occur if, as of any Determination Date, with respect to the aggregate
pool consisting of each Applicable Vintage, the Annualized Net Loss Rate exceeds the product of (x)&nbsp;[***] and (y)&nbsp;the Underwritten
Annualized Net Loss Rate for two (2)&nbsp;consecutive Determination Dates<FONT STYLE="color: blue"><B>.</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Purchase Price</U>&#8221;
means, with respect to a Contract to be purchased in any Applicable Pool pursuant to the terms hereof, an amount determined by the Pricing
Model.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Purchase Target
Shortfall</U>&#8221; means, with respect to any Target Measurement Date during which the Seller has offered to the Purchaser a sufficient
volume of Eligible Contracts to meet the Applicable Purchase Target, an amount equal to the Applicable Purchase Target minus the aggregate
Cutoff Date Aggregate Outstanding Principal Balance of all Eligible Contracts sold <FONT STYLE="color: red"><B><STRIKE>by the Seller </STRIKE></B></FONT>to
the Purchaser during the Measurement Period<FONT STYLE="text-decoration: underline double; color: blue"><B>, in each case,</B></FONT>
corresponding to that Target Measurement Date; provided, that if that amount is below zero, the Purchase Target Shortfall shall be deemed
to be zero.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Purchased Contract</U>&#8221;
means any Contract that is purchased by the Purchaser under the terms of this Agreement; provided, that, upon any repurchase of a Purchased
Contract by the Seller pursuant to the terms of this Agreement, such Contract ceases to be a Purchased Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Purchased Property</U>&#8221;
means, collectively, each Contract and the Rights related thereto purchased by the Purchaser in accordance with the terms hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Purchaser</U>&#8221; means Cavendish
LLC, a Delaware limited liability company and its permitted successors and assigns.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Purchaser Termination Option</U>&#8221; has
the meaning set forth in <U>Section&nbsp;2.3(b)</U>&nbsp;hereof. &#8220;<U>Purchaser Vault Partition</U>&#8221; means a segregated
individual vault partition, in the name of the Purchaser, of the &#8220;E-Vault System&#8221; established by the Servicer with the
E-Vault Provider.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Receivables</U>&#8221;
means, in respect of any Contract, all moneys payable pursuant to such Contract including all periodic payments and other moneys payable
to the Seller under such Contract (exclusive of security deposits, prepayment or late payment fees or penalties, returned item charges,
transaction payment fees, processing fees and all other extra charges and fees, amounts payable by way of reimbursement or indemnity and
sales Taxes, goods and services Taxes, harmonized Taxes or other Taxes applicable to such Contract) after the related Cutoff Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Reconstitution</U>&#8221;
means a disposition of the Purchased Property, or any part thereof, or the Purchased Property (as such term is defined in the Back Book
PSA), or any part thereof, by the Purchaser or any Affiliate of the Purchaser in the form of a whole loan sale transaction, a securitization
transaction funded by securities sold to the public or private capital markets or by an asset backed commercial paper conduit, or any
combination of the foregoing; provided that a Reconstitution shall not include (a)&nbsp;any transaction to which any Contract will be
contributed by the Seller or its Affiliates or (b)&nbsp;any Harley-Davidson Securitization Transaction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Records</U>&#8221;
means all Contracts, books, records, reports and other documents and information (including to the extent obtainable by way of
existing software controlled by the Seller, hard copies of all data maintained in databases of the Seller, tapes, disks and punch
cards) maintained by the Seller in respect of the Purchased Property and the Financed Vehicles and the related Obligors.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&#8220;Registrar
of Titles&#8221; means with respect to any State, the governmental agency or body</U></I></FONT><I><U> responsible for the registration
of, and the issuance of certificates of title relating to, motor vehicles and liens thereon.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&#8220;Regulatory
Authority&#8221; means any federal, state or local regulatory agency or other</U></I></FONT><I><U> governmental agency or authority having
jurisdiction over a Party.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&#8220;Re-Liening
Expenses&#8221; means any costs associated with the revision of the Certificates</U></I></FONT><I><U> of Title following the occurrence
of a Re-Liening Trigger Event pursuant to Section&nbsp;2.5.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&#8220;Re-Liening
Trigger Event&#8221; means the occurrence of (i)&nbsp;an Insolvency Event with</U></I></FONT><I><U> respect to the Seller or the Originator
or (ii)&nbsp;the occurrence and continuance of an Event of Termination when HDCC serves as Servicer under the Servicing Agreement.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: green"><I><U>&#8220;Reporting Date&#8221; has the
meaning set forth in the Servicing Agreement.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Repricing Confirmation</U>&#8221;
means a confirmation substantially in the form of <U>Exhibit&nbsp;D</U> attached hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Repricing Notice</U>&#8221;
means a notice delivered by any Party to this Agreement to the other Party to this Agreement which proposes that the Pricing Model with
respect to each Contract to be acquired by the Purchaser be modified for all Applicable Pools to be purchased and serviced on or after
the beginning of the next succeeding Repricing Period set forth in such Repricing Notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Repricing Period</U>&#8221; means [***].</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Repurchase Price</U>&#8221;
means, with respect to a Repurchased Contract, an amount equal to <U>the sum</U> of (a)&nbsp;the amount equal to (i)&nbsp;the Purchase
Price <I>less </I>(ii)&nbsp;the amount equal to all Collections received by the Purchaser related to such Repurchased Contract and applied
to the Outstanding Principal Balance of such Repurchased Contract, plus (b)&nbsp;any accrued and unpaid interest at the Contract Rate
with respect to such Repurchased Contract as of the date of such determination date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Repurchased Contract</U>&#8221;
means a Contract which the Seller has repurchased or is required to repurchase pursuant to <U>Section&nbsp;8.1</U> hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><U>&#8220;Responsible
Officer&#8221; means, with respect to any Person, the chief executive officer,</U></I></FONT><I><U> president, vice president, chief financial
officer, treasurer or assistant treasurer, controller, director, secretary or assistant secretary, or other similar officer of such Person.</U></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Registrar
of Titles</STRIKE></U><STRIKE>&#8221; means with respect to any State, the governmental agency or body</STRIKE></I></FONT><I><STRIKE>
responsible for the registration of, and the issuance of certificates of title relating to, motor vehicles and liens thereon.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Regulatory
Authority</STRIKE></U><STRIKE>&#8221; means any federal, state or local regulatory agency or other</STRIKE></I></FONT><I><STRIKE> governmental
agency or authority having jurisdiction over a Party.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Re-Liening
Expenses</STRIKE></U><STRIKE>&#8221; means any costs associated with the revision of the Certificates</STRIKE></I></FONT><I><STRIKE> of
Title following the occurrence of a Re-Liening Trigger Event pursuant to </STRIKE><U><STRIKE>Section&nbsp;2.5</STRIKE></U><STRIKE>.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><FONT STYLE="font-size: 10pt"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Re-Liening
Trigger Event</STRIKE></U><STRIKE>&#8221; means the occurrence of (i)&nbsp;an Insolvency Event with</STRIKE></I></FONT><I><STRIKE> respect
to the Seller or the Originator or (ii)&nbsp;the occurrence and continuance of an Event of Termination when HDCC serves as Servicer under
the Servicing Agreement.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Rights</U>&#8221; means, in respect of any Contract
and the Financed Vehicle, the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(a)</FONT></TD><TD>all rights and benefits accruing to the Seller under such Contract, including all right, title and interest in and to the Financed
Vehicle and the Receivables payable in respect of such Contracts (including all rights to Collections and other monies at any time received
or receivable after the applicable Cutoff Date);</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(b)</FONT></TD><TD>all rights in or to payments (including both proceeds and premium refunds) under any insurance policies maintained by the Obligor
pursuant to the terms of such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(c)</FONT></TD><TD>the right of Seller under such Contract to ask, demand, sue for, collect, receive and enforce any and all sums payable under such
Contract or in respect of such Financed Vehicle and to enforce all other covenants, obligations, rights and remedies thereunder with respect
thereto, except to the extent that the same indemnify against liability to others;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(d)</FONT></TD><TD>all of the right, title and interest of the Seller under such Contract in, to and under all prepayments made after the related Cutoff
Date, guarantees, promissory notes and indemnities (except to the extent that the same indemnify against liability to others) including
the benefit or any statutory indemnities, payment or reimbursement obligations or guarantees, and other agreements or arrangements of
whatever character (including all security interests and all property subject thereto) from time to time supporting or securing payment
or performance of the Obligor's obligations in respect of such Contract, whether pursuant to such Contract or otherwise;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(e)</FONT></TD><TD>all Records pertaining to such Contract;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(f)</FONT></TD><TD>the security interest in the Financed Vehicle and any accessions thereto granted by the Obligor;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(g)</FONT></TD><TD>all Net Liquidation Proceeds and similar recoveries;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(h)</FONT></TD><TD>the Contract Files;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(i)</FONT></TD><TD>all servicing rights;</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(j)</FONT></TD><TD>all of the Seller&#8217;s (i)&nbsp;&#8220;Accounts&#8221;, (ii)&nbsp;&#8220;Chattel Paper&#8221;, (iii)&nbsp;&#8220;Documents&#8221;,
(iv)&nbsp;&#8220;Instruments&#8221; and (v)&nbsp;&#8220;General Intangibles&#8221; (as such terms are defined in the UCC) relating to
the property described in clauses (a)&nbsp;through (i)&nbsp;above; and</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-size: 10pt">(k)</FONT></TD><TD>all proceeds of or relating to any of the foregoing.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; color: green"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Reporting
Date</STRIKE></U><STRIKE>&#8221; has the meaning set forth in the Servicing Agreement.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; color: green"><I><STRIKE>&#8220;</STRIKE><U><STRIKE>Responsible
Officer</STRIKE></U><STRIKE>&#8221; means, with respect to any Person, the chief executive officer, president, vice president, chief financial
officer, treasurer or assistant treasurer, controller, director, secretary or assistant secretary, or other similar officer of such Person.</STRIKE></I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Sanctions</U>&#8221;
means economic or financial sanctions or trade embargoes imposed, administered or enforced from time to time by OFAC (including pursuant
to the OFAC Regulations), the U.S. Department of State, the United Nations Security Council, the European Union, the French Republic,
His Majesty&#8217;s Treasury and/or other relevant sanctions authority.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Sanctioned Country</U>&#8221;
means, at any time, a government, country or territory that is the subject or target of any comprehensive Sanctions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Sanctioned Person</U>&#8221;
means, at any time, (a)&nbsp;any Person listed in any Sanctions-related list of designated Persons maintained by OFAC, (b)&nbsp;any Person
operating, organized or resident in a Sanctioned Country (unless such Person has an appropriate license to transact business in such country
or territory or otherwise is permitted to operate, be organized or reside in such country or territory without violating any Sanctions)
or (c)&nbsp;any Person controlled by any Person described in clause (a)&nbsp;or (b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Scheduled Commitment
Termination Date</U>&#8221; means the fifth anniversary of the Effective Date; provided that the Purchaser shall have two (2)&nbsp;options
to extend the Scheduled Commitment Termination Date, each for a period of one (1)&nbsp;year, exercisable by the Purchaser, in its sole
discretion, by giving written notice to the Seller of such exercise not less than six (6)&nbsp;months prior to the then-scheduled Scheduled
Commitment Termination Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in">&#8220;<U>Securities Act</U>&#8221; means the Securities
Act of 1933.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Segment</U>&#8221;
means, with respect to each Early Cumulative Net Loss and Delinquency Aggregate Pool, (i)&nbsp;the Super Prime Contracts, (ii)&nbsp;Prime
Contracts, and (iii)&nbsp;Subprime Contracts, as applicable, within such Early Cumulative Net Loss and Delinquency Aggregate Pool.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Servicer</U>&#8221;
means HDCC, as the servicer of the Purchased Property, or any permitted successor or assignee thereto under the Servicing Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Servicing Agreement</U>&#8221;
means that certain Servicing Agreement, dated as of July&nbsp;30, 2025, by and between the Servicer and the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">&#8220;<U>Settlement Date</U>&#8221;
has the meaning set forth in the Servicing Agreement. &#8220;<U>Signing Date</U>&#8221; means July&nbsp;30, 2025.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Solvent</U>&#8221;
means, as to any Person at any time, that (a)&nbsp;the fair value of the property of such Person is greater than the amount of such
Person&#8217;s liabilities (including disputed, contingent and unliquidated liabilities) as such value is established and
liabilities evaluated for purposes of Section&nbsp;101(31) of the Bankruptcy Code; (b)&nbsp;the present fair saleable value of the
property of such Person in an orderly liquidation of such Person is not less than the amount that will be required to pay the
probable liability of such Person on its debts as they become absolute and matured; (c)&nbsp;such Person is able to realize upon its
property and pay its debts and other liabilities (including disputed, contingent and unliquidated liabilities) as they mature in the
normal course of business; (d)&nbsp;such Person does not intend to, and does not believe that it will, incur debts or liabilities
beyond such Person&#8217;s ability to pay as such debts and liabilities mature; and (e)&nbsp;such Person is not engaged in business
or a transaction, and is not about to engage in a business or a transaction, for which such Person&#8217;s property would constitute
unreasonably small capital<I>.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>State</U>&#8221;
means any of the 50 states of the United States of America, or the District of Columbia.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Stockholders Agreement</U>&#8221;
means that certain Stockholders Agreement, dated as of the Effective Date, by and among Harley-Davidson Financial Services,&nbsp;Inc.,
a Delaware corporation, Harley-Davidson,&nbsp;Inc., a Wisconsin corporation and the Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Subprime Contract</U>&#8221; means a
Contract originated to an Obligor with a FICO score equal to or less than 640 at the time of origination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Super Prime Contract</U>&#8221; means
a Contract originated to an Obligor with a FICO score equal to or greater than 740 at the time of origination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Subscription Agreement</U>&#8221;
means that certain Subscription Agreement, dated as of July&nbsp;30, 2025, by and between Harley-Davidson Financial Services,&nbsp;Inc.,
a Delaware corporation and Purchaser.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Subsidiary</U>&#8221;
means, with respect to any Person, any corporation, limited liability company, partnership, association or other business entity of which:
(A)&nbsp;if a corporation, a majority of the total voting power of shares of stock entitled (without regard to the occurrence of any contingency)
to vote in the election of directors, representatives or trustees thereof, and the right to designate a majority of such directors, representatives
or trustees, is at the time owned or controlled, directly or indirectly, by that Person or one or more of the other Subsidiaries of that
Person or a combination thereof; or (B)&nbsp;if a limited liability company, partnership, association or other business entity, a majority
of the total voting power of stock (or equivalent ownership interest) of the limited liability company, partnership, association or other
business entity is at the time owned or controlled, directly or indirectly, by that Person or one or more Subsidiaries of that Person
or a combination thereof. For purposes hereof, a Person or Persons shall be deemed to have a majority ownership interest in a limited
liability company, partnership, association or other business entity if such Person or Persons shall be allocated a majority of limited
liability company, partnership, association or other business entity gains or losses and shall be or control the managing member, managing
director or other governing body or general partner of such limited liability company, partnership, association or other business entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#8220;<U>Tangible
Contract</U>&#8221; means any Contract that is evidenced by tangible chattel paper.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 10pt">&#8220;<U>Target
Measurement Date</U>&#8221; means the 15<SUP>th</SUP></FONT> day (or, if such 15<FONT STYLE="font-size: 10pt"><SUP>th</SUP> </FONT>day
is not a Business Day, the next succeeding Business Day) in the month immediately following the last day of the applicable Measurement
Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Tax</U>&#8221; means
all present or future taxes, levies, imposts, duties, deductions, withholdings (including backup withholding), assessments, fees or other
charges imposed by any Governmental Authority, including any interest, additions to tax or penalties applicable thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>Third Party Proportion</U>&#8221;
means, on any date of determination, with respect to each seller of Contracts into the related securitization which is not the sponsor
or an affiliate of the sponsor of the securitization (each a &#8220;<U>Third Party</U>&#8221;), a fraction, expressed as a percentage,
the numerator of which is such Third Party&#8217;s applicable &#8220;Contract Contribution Amount&#8221; which is the mutually agreed
fair market value of the Contracts sold into the securitization by such Third Party, and the denominator of which is the aggregate sum
of such applicable Contract Contribution Amounts of such sponsor, its affiliates and each Third Party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; color: red"><FONT STYLE="font-size: 10pt"><B><STRIKE>&#8220;</STRIKE><U><STRIKE>Three-Month
Rolling Average</STRIKE></U><STRIKE>&#8221; means, as of any Determination Date, the</STRIKE></B></FONT><B><STRIKE> weighted average of
such rate by the Outstanding Principal Balance of all Receivables relating to Purchased Contracts, calculated for each of the three (3)&nbsp;most
recently ended calendar months.</STRIKE></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Title Lien Holder</U>&#8221; means Eaglemark
Savings Bank or its assigns (or any other name approved in writing by the Purchaser).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">&#8220;<U>UCC</U>&#8221; means
the Uniform Commercial Code as in effect on the date hereof and from time to time in the State of New York, <I>provided</I>, that if by
reason of mandatory provisions of law, the perfection or the effect of perfection or non-perfection or priority of the security interests
in any collateral or the availability of any remedy hereunder is governed by the Uniform Commercial Code as in effect on or after the
date hereof in any other jurisdiction, &#8220;UCC&#8221; means the Uniform Commercial Code as in effect in such other jurisdiction for
purposes of the provisions hereof relating to such perfection or effect of perfection or non-perfection or priority or availability of
such remedy.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">&#8220;<U>Underwritten Annualized Net Loss Rate</U>&#8221;
means the annualized net loss rate set forth in cell V9 of &#8220;Input Output sheet&#8221; of the Pricing Model.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt">* * * </FONT>*</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="margin: 0"></P>

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    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd" />
    <import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd" />
    <import namespace="http://fasb.org/us-types/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-types-2025.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2025" schemaLocation="https://xbrl.sec.gov/country/2025/country-2025.xsd" />
    <import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd" />
    <import namespace="http://fasb.org/srt-types/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>7
<FILENAME>hog-20251031_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.2b -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CoverAbstract_lbl" xml:lang="en-US">Cover [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
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      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>8
<FILENAME>hog-20251031_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
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<head>
<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 31,  2025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-9183<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Harley-Davidson, Inc.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000793952<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">39-1382325<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">WI<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">3700 West Juneau Avenue<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Milwaukee<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">WI<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">53208<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">414<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">342-4680<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">COMMON STOCK, $0.01 par value per share&#8239;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">HOG&#8239;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
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